Take advantage of Municipal Employees Credit Union RewardChecking Account today to earn an attractive 3.00% APY on balances up to $10,000.
Below you will be able to learn more about the requirements and features which are associated with this account!
Municipal Employees Credit Union RewardChecking
Municipal Employees Credit Union was founded in 1936 and is a Maryland based credit union. Since then they have grown to 110,000 members and focus on providing a variety of checking options to all their clientele.
| Eligibility: Membership in MECU Credit Union is open to anyone through joining the American Consumer Council through the credit union. Membership is also open to those who live, work, attend school, or worship in the City of Baltimore, Maryland and to employees of Dixie Manufacturing, Alter Communications and to over 100 Select Employer Groups in the Baltimore area. See current membership details |
In addition, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA or CIT Bank.
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Here’s your opportunity to earn a competitive 3.00% APY rate on your funds. Open a new account and get started today!
- Rate Offer: 3.00% APY Rate up to $10,000
- Availability: Nationwide
- Credit Inquiry: Hard Pull or Soft Pull? Let us know!
- Credit Funding: Unknown
- Minimum Balance: None
- Maximum Balance: $10,000
- Monthly Fee: None
- Early Termination Fee: None listed
Application Link
Municipal Employees Credit Union Rewards Checking: If this account appeals to you and you qualify, apply today!
Account Rates
| Balance | APY |
| $0.00-$9,999.99 | 3.00% APY |
| +$10,000 | 0.15% APY |
| Not Met Qualifications | 0.05% APY |
How To Open Account
- Open a RewardChecking Account with Municipal Employees Credit Union
- Qualification Cycle:
- 12 debit card purchases during each monthly cycle
- One direct deposit, bill pay or automatic ACH payment
- Enrollment in free E-statements
Municipal Employees Credit Union Account Benefits
- 30,000+ free ATMs
- Reimbursement of some ATM fees at non-MECU ATMs
- Online banking
- Mobile app with Smart Deposit
- Mobile and text banking
- First check order is free
- Visa Debit Card
- NCUA Insured
Alternative Rewards Accounts To Consider
 Earn up to 3.30% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Use promo code AXOS300 and apply by December 31st, to earn up to a $300 bonus! • Zero monthly maintenance fees • Zero overdraft or NSF fees • Zero minimum monthly balance reqs • Unlimited domestic ATM fee reimbursements • Online debit card management • Simple, 3-step process for direct deposit • Only $50 to open an account |
Author’s Verdict
Municipal Employees Credit Union is offering a 3.00% APY on balances up to $10,000. All you need to do is maintain balance requirements.
Lastly, let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more rewards checking or bank rates!
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Private Client | $3,000 Cash | Review |
| U.S. Bank Business Checking | $900 Cash | Review |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Truist One Checking | $400 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase High School CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
This is not Nationwide. On their website it shows the following for joining the ACC with a state restriction.
“American Consumer Council: You can qualify for membership if you choose to support our partner nonprofit, American Consumer Council (ACC). When you select this option, MECU will make a one-time support payment to ACC at no cost to you. You must reside in Maryland, Delaware, Washington D.C., Pennsylvania or Virginia.”
Not nationwide. You must reside in Maryland, Washington D.C., Delaware, Pennsylvania, or Virginia.