Compare rates on the best reward checking accounts from banks and credit unions. On average, reward checking accounts offer significantly higher rates than traditional checking accounts.
Most require you actively use the account each month, which banks usually define as ten or more debit card transactions, in order to earn the higher rate. For more details refer to this reward checking article. You can use the details icon on each account to view specific account requirements.
Axos Bank Rewards Checking Account
Earn up to 3.30% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined.
• Earn up to 3.30% APY
• Zero monthly maintenance fees
• Zero overdraft or NSF fees
• Zero minimum monthly balance reqs
• Unlimited domestic ATM fee reimbursements
• Online debit card management
• Simple, 3-step process for direct deposit
• Only $50 to open an account
Hotel Kirkland says
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The only 3%+ Reward Checking listed I do not already have accounts include; Quoin, Security Bank of Crawford, MarketUSA and First Financial Credit Union are not nationwide and I do not qualify. Blue’s requirements include length of membership and large savings and loans balances, so this will only pay 2.01%. Inova FCU charges $4.95 monthly, non-waiveable and not deducted from 1099 interest income.,
K A says
How do you manage the required minimum debit card transactions of 10-15 for all the accounts?
Victoria Confidus says
Great article. Thanks for the detailed information. Your blog is by far the best source I’ve found. Thanks!
FYI Progressive Bank (LA) is not nationwide.