HSBC Premier Checking Review: World’s Leading International Banks

Find the latest HSBC premier checking offers and promotions here!

The HSBC Premier Checking account is designed for clients like you to offer both local and global benefits with no HSBC Fees on everyday banking transactions. Open a premium checking account today with one of the world’s leading international banks.

HSBC Premier Checking

Start an HSBC Premier relationship today. You’ll enjoy premium banking with both local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.

Discover what HSBC Premier can offer you:

Start an HSBC Premier relationship when you open a Premier checking account

• Easily open an account online, from the comfort of your home.
• Manage your banking needs across different time zones, with 24/7 support.
• Manage your money around the world – from global transfers to multi-currency needs.
• New to the U.S.? Build your U.S. credit history with one of our credit cards. Or, if you’re buying a new home, you can use your international credit history to apply.
• Go beyond banking with special offers, referrals for tax advice, relocation services, and more.
• Includes products and services offered by HSBC Securities (USA) Inc.
• Global opportunities: We provide market views and insights from around the world to help you make more informed investment decisions.
• Wealth products, insights and advice from an HSBC Wealth Relationship Manager
• Investment support: Your HSBC Wealth Relationship Manager is available to discuss your portfolio and financial goals

Qualifying criteria for HSBC Premier checking account:

• Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment² accounts; OR
• Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
• Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
• Consumers who maintain Private Bank status³.

(at HSBC)

HSBC Premier Checking Summary

Features Include:

• Global Banking
  • Free International account opening and portable credit history
  • Access your global HSBC accounts from one place with Global View
  • No fees for Global Transfers between eligible HSBC accounts worldwide
  • Covert, hold and send money abroad with no transfer fees with our Global Money account
• No HSBC Fees
  • No HSBC fees* on everyday banking transactions
  • No HSBC incoming or outgoing wire transfer fees
  • No foreign transaction fees using your Premier debit or credit card
  • No U.S. HSBC ATM fees worldwide
• Move money domestically and globally seamlessly and securely with our flexible money movement services
• Credit portability that allows you to live, work and travel with HSBC Premier status around the world
• Get a higher Relationship APY when you open an HSBC Premier Relationship Savings account and meet eligibility criteria
• Wealth solutions offered by HSBC Securities (USA), Inc.

(at HSBC)

*A monthly maintenance fee may apply
Restrictions may apply see page for full details.

Features & Benefits

• Easily and seamlessly open an account online
  • Free International account opening and portable credit history, even before landing in the U.S.
  • HSBC Mobile Banking App to pay bills, transfer money, deposit checks, or chat with us from your phone or computer
• Manage your money around the world with smarter, faster ways for moving funds, from transferring on a global scale to multi-currency needs
  • No fees for Global Transfers between eligible HSBC accounts worldwide
  • Convert, hold and send money abroad with no transfer fees with our Global Money account
• Plan for your future
  • Our global wealth expertise and deep understanding of markets around the world can help grow and protect your wealth
• Access to credit when relocating
  • Keep your credit history wherever you go to seamlessly access your credit in the U.S., from a new credit card to a new home.
• Global Support
  • 24/7 hybrid support: Talk to our staff anytime, anywhere for client support when you need it
  • Multi-language support* including English, Chinese, Spanish
• Beyond banking needs
  • Special worldwide offers
  • Referrals for tax advice, relocation services and more

How To Waive Monthly Fee

The $50 monthly maintenance fee is waived if minimum balance requirements are met:

• Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
• Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
• Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.

Author’s Verdict

If you have experience banking with HSBC, please leave us a comment below letting us know about your experience. Alternatively if you want to compare HSBC Bank promotions with others check out our full list of Bank Promotions.

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Finally, bookmark this page and check back to find an updated list of HSBC Bank Premier Checking Promotions.*

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.