Find update listing of TD Bank promotions, bonuses and offers here.
Update 5/6/25: The $500 business checking bonus has been extended through 7/31/25 and the $500 checking & savings bonus has been extended through 5/31/25. There is also a targeted $2,000 checking & savings bonus valid through 5/23/25.
TD Bank Promotions Review Below
Established in 1852, TD Bank is an American national bank and subsidiary of the Canadian multinational Toronto-Dominion Bank.
TD Bank $500 Checking & Savings Bonus
- Learn More at TD Bank
- What you’ll get: $500 bonus
- Eligible Account(s): Checking & Savings
- Availability: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Credit Inquiry: Soft Pull
- How to earn it:
- $300 checking bonus:
- Open a TD Beyond Checking account.
- Have $2,500 total in qualifying direct deposits post to the account within 60 days.
- Earn $300. Bonus will be paid on or before 180 days after account opening.
- $200 checking bonus:
- Open a TD Complete Checking account.
- Have $500 total in qualifying direct deposits post to the account within 60 days.
- Earn $200. Bonus will be paid on or before 180 days after account opening.
- $200 savings bonus:
- TD Signature Savings – Earn $200 when you deposit at least $10,000 within the first 20 days and maintain at least a $10,000 balance for 90 additional days from the 20th day after account opening.
- TD Simple Savings – Earn $200 when you deposit at least $10,000 within the first 20 days and maintain at least a $10,000 balance for 90 additional days from the 20th day after account opening.
- $300 checking bonus:
(Expires 05/31/2025)
 The United QuestSM Card offers 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open. You'll earn: • 3x miles on United® purchases • 2x miles on all other travel, dining, and select streaming services • 1x mile on all other purchases • Earn up to 6,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases) • Up to a $125 United® purchase credit and up to 10,000 miles in award flight credits each year (terms apply) Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and priority boarding Plus, you'll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Club Card. This card does carry an annual fee of $250, but you'll receive up to a $125 United purchase credit and up to 10,000 miles in award flight credits each year - (terms apply) Member FDIC |
Editor’s Note: Here’s an alternative link to the offer.
Fine Print
- Offer valid March 4, 2024 through May 31, 2025 and is available only when opening through a qualifying website and who qualify as outlined below.
- Checking Bonus: You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time. Your direct deposits need to be an electronic deposit of your paycheck, pension, government benefits (such as Social Security) from your employer or the government of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit.
- Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money market account that was closed within the preceding 12 months OR have received a prior personal savings or money market account bonus at any time.
- After you have completed the requirements outlined within, we’ll deposit the bonus in your new account on or before 180 days of account opening. To receive the bonus, your account must not be closed or restricted at the time of payout. If your new checking and/or savings account is closed by you or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount at closing.
- Eligibility may be limited based on account ownership. The primary owner of the new personal checking and/or new personal savings account may be required to complete a valid IRS Form W-9 or substitute IRS Form W-9 to provide certain identifying information. You may be subject to backup withholding at the rate specified in the U.S. Internal Revenue Code if you fail to provide that information or meet certain other conditions. TD Bank may issue you an IRS Form 1099 or other appropriate forms reporting the value of the bonus.
- Offer may be withdrawn at any time. TD Bank Employees and Canadian Cross-border banking Customers are not eligible.
TD Bank $2,000 Checking & Savings Bonus (Targeted)
- Learn More at TD Bank
- What you’ll get: $2,000 bonus
- Eligible Account(s): Checking & Savings
- Availability: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Credit Inquiry: Soft Pull
- How to earn it:
- $400 checking bonus:
- Open a TD Beyond Checking account.
- Have $2,500 total in qualifying direct deposits post to the account within 60 days.
- Earn $400. Bonus will be paid on or before 180 days after account opening.
- $300 checking bonus:
- Open a TD Complete Checking account.
- Have $500 total in qualifying direct deposits post to the account within 60 days.
- Earn $300. Bonus will be paid on or before 180 days after account opening.
- $1,600 savings bonus:
- Open a TD Signature Savings account. Deposit funds in your new account based on the tiers below within the first 20 days.
- Maintain at least the Required Balance in the account for 90 additional days from the 20th day after account opening to earn the corresponding Maximum Bonus.
- $200 bonus: $10,000 balance
- $400 bonus: $30,000 balance
- $600 bonus: $50,000 balance
- $1,000 bonus: $100,000 balance
- $1,600 bonus: $200,000 balance
- Earn up to $1,600. Bonus will be paid on or before 180 days from account opening.
- $400 checking bonus:
(Expires 05/23/2025)
The United QuestSM Card offers 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open. You'll earn: • 3x miles on United® purchases • 2x miles on all other travel, dining, and select streaming services • 1x mile on all other purchases • Earn up to 6,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases) • Up to a $125 United® purchase credit and up to 10,000 miles in award flight credits each year (terms apply) Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and priority boarding Plus, you'll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Club Card. This card does carry an annual fee of $250, but you'll receive up to a $125 United purchase credit and up to 10,000 miles in award flight credits each year - (terms apply) Member FDIC |
Fine Print
- Offer valid from March 20, 2025, through May 23, 2025, and is available only to the person addressed in the mailer or email.
- Checking Bonus: You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time. Your direct deposits need to be an electronic deposit of your paycheck, pension, government benefits (such as Social Security) from your employer or the government of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit.
- Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money market account that was closed within the preceding 12 months OR have received a prior personal savings or money market account bonus at any time.
- After you have completed the requirements outlined within, we’ll deposit the bonus in the corresponding new account on or before 180 days from account opening. To receive the bonus, your account must not be closed or restricted at the time of payout. If your new checking and/or savings account is closed by you or TD Bank within 6 months after account opening, and the bonus has been paid, TD Bank reserves the right to deduct the bonus amount at closing.
- Eligibility may be limited based on account ownership. The primary owner of the new personal checking and/or new personal savings account may be required to complete a valid IRS Form W-9 or substitute IRS Form W-9 to provide certain identifying information. You may be subject to backup withholding at the rate specified in the U.S. Internal Revenue Code if you fail to provide that information or meet certain other conditions. TD Bank may issue you an IRS Form 1099 or other appropriate forms reporting the value of the bonus.
- Offer may be withdrawn at any time. TD Bank Employees and Canadian Cross-border banking Customers are not eligible.
TD Bank $500 Business Checking Bonus
- Learn More at TD Bank
- What you’ll get: $500 bonus
- Eligible Account(s): Business Checking
- Availability: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Credit Inquiry: Soft Pull
- How to earn it:
- To qualify for the $500 Cash Back Offer: You must open a new Business Checking account. Business Simple Checking, Business Convenience Checking Plus, Business Interest Checking Plus or Business Premier Checking products are eligible. The criteria below must also be met:
- 1. Deposit a minimum of $2,500 within the first 25 days and maintain at least a $2,500 balance for 90 additional days from the 25th day after account opening.
- 2. Conduct 25 qualifying transactions across the first 3 statement cycles. Your eligible transactions include ACH debits/credits, bill pay, Merchant Solutions settlement transactions, incoming/outgoing wires, checks paid, small business Zelle transactions, Visa Business Debit card transactions, digital express remote deposits, and settlement transactions for TD Online Accounting or Tap-to-Pay on iPhone payments received.
- After you have completed the requirements outlined above, we’ll deposit the bonus in your new account on or before 180 days after account opening.
- To qualify for the $500 Cash Back Offer: You must open a new Business Checking account. Business Simple Checking, Business Convenience Checking Plus, Business Interest Checking Plus or Business Premier Checking products are eligible. The criteria below must also be met:
(Expires 07/31/2025)
| Chase Business Complete Checking® ($300 or $500 Bonus) | Bluevine Business Checking ($300 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| U.S. Bank Business Checking ($500 or $900 Bonus) | |
Fine Print
- Cash back offer valid May 1, 2025 and July 31, 2025 and is available when opening a qualified TD Business Checking account at a TD Store or online and meeting the criteria below. You will not qualify for the cash back offer if you are an existing TD Bank Business Checking customer OR had a previous Business Checking account that was closed within the preceding 12 months OR have received a prior Business Checking account bonus at any time. Eligibility is determined based on the SSN/TIN of the business used to open the account. If a Sole Proprietor using an SSN also has a Personal account, the Business account would still be eligible for the promotion.
- To qualify for the $500 Cash Back Offer, you must open a new TD Business Checking account. Business Simple Checking, Business Convenience Checking Plus, Business Interest Checking Plus or Business Premier Checking products are eligible. The criteria below must also be met:
- 1. Deposit a minimum of $2,500 within the first 25 days and maintain at least a $2,500 balance for 90 additional days from the 25th day after account opening.
- 2. Conduct 25 qualifying transactions across the first 3 statement cycles. Your eligible transactions include ACH debits/credits, bill pay, Merchant Solutions settlement transactions, incoming/outgoing wires, checks paid, Small Business Zelle transactions, Visa Business Debit card transactions, digital express remote deposits, and settlement transactions for TD Online Accounting or Tap-to-Pay on iPhone payments received.
- After you have completed the requirements outlined above, we’ll deposit the bonus in your new account on or before 180 days after account opening. To receive the bonus, your account must not be closed or restricted at the time of payout. If your new checking account is closed by you or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount at closing.
- TD Bank’s standard account opening requirements and conditions apply. Bonus will be subject to backup withholding to the extent applicable to you under the U.S. Internal Revenue Code if you meet certain other conditions. We may issue you an IRS Form 1099-MISC or other appropriate forms reporting the value of the bonus.
- Offer may be withdrawn at any time. TD Bank Employees and Canadian Cross-border banking Customers are not eligible.
TD Bank $300 Beyond Checking Bonus
TD Bank offers a $300 bonus when you open a new Beyond Checking account and set-up direct deposit.
- What you’ll get: $300 bonus
- Eligible Account(s): TD Beyond CheckingSM
- Availability: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Credit Inquiry: Soft Pull
- How to earn it:
- Open a new TD Beyond CheckingSM account online using the offer link.
- Set up to receive direct deposits of $2,500 or more within 60 days of opening your account.
- The $300 bonus will be credited into the new personal checking account no later than 95 days from account opening.
- To qualify for this offer, you must be a U.S. resident and apply for the offer online.
(Visit TD Bank to learn more)
The Beyond Checking account is an account I would definitely recommend. To add, one of the best features of this account is the ATM fee reimbursements for using non-TD ATMs.
Additionally, this account also gives you three options for waiving the monthly fee.
Account Features
- Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
- Get more from your checking account. With TD Beyond Checking with Payback Plus, you’ll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more.
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
- TD ATM fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- Get overdraft fees automatically reversed up to two times a year.
- Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- TD checking accounts come with an instant-issue debit card – and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
- Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
Fine Print
- Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank.
- Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.
- Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening.
- Account must remain open, active, in good standing, and in the same product type through the qualifying period to receive the bonus.
- Bonus will be reported as taxable income to the IRS on a 1099-MISC. Offer may be withdrawn at any time and is subject to change.
TD $200 Complete Checking Bonus
- What you’ll get: $200 bonus
- Eligible Account(s): TD Complete Checking
- Availability: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Credit Inquiry: Soft Pull
- How to earn it:
- All you need to do is open a new TD Complete Checking and set up direct deposit totaling $500 or more monthly into your account within 60 days upon account opening.
- Once the offer criteria is met, the $200 bonus will be credited into the new personal checking account no later than 180 days from account opening.
(Visit TD Bank to learn more)
Account Features
- 3 different ways to waive the $15 monthly maintenance fee, including direct deposits
- Build savings by waiving the monthly maintenance fee on one linked personal savings account of your choice
- A little extra time. A lot of extra relief: Avoid fees with Grace Period, which gives you until 11 PM ET the next business day to fix an overdraft. Make sure your available balance is at least $0 by depositing enough to cover the overdrawn balance plus any additional transactions and TD will refund the overdraft fee to your checking account.
- Convenient locations with the longest hours around: We have over 1,100 locations from Maine to Florida that’s open early, late, and weekends.
- Age based perks: Monthly Maintenance fee waived if the primary account owner is aged 17 – 23, plus non-TD ATM fees waived. Free standard checks and $0 paper statement fee for aged 60+
- Fast and secure payments: TD Bank debit cards are backed by the Zero Liability guarantee and 24/7 fraud monitoring
- Additional TD Bank checking account perks worth talking about: Get 24/7 access to all your TD accounts with Online & Mobile Banking, plus TD Early Pay, Bill Pay, Send Money with Zelle®, Mobile Deposit and Online Statements.
Fine Print
- Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank.
- Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.
- Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening.
- Account must remain open, active, in good standing, and in the same product type through the qualifying period to receive the bonus.
- Bonus will be reported as taxable income to the IRS on a 1099-MISC. Offer may be withdrawn at any time and is subject to change.
TD Bank $100 Student Checking Bonus
- Learn More at TD Bank
- What you’ll get: $100 bonus
- Eligible Account(s): Student Checking
- Availability: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Credit Inquiry: Soft Pull
- How to earn it:
- Open a TD Complete Checking account
- Make 15 qualifying debit card purchases within 60 days of opening account.
- Earn $100. Bonus will be paid on or before 180 days after account opening.
(Limited time offer)
Fine Print
- Offer available when opened through a qualifying website or in a TD Bank Store. You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time. To receive the $100 checking bonus, you must: 1) Open a new TD Complete Checking account; AND 2) Complete a minimum of 15 TD Visa® Debit Card purchases within 60 calendar days of the account opening date.
- Your Visa® Debit purchases need to be transactions made using your TD Visa® Debit Card to buy goods and services and are net of returns and other adjustments. Net qualifying purchases are determined in the sole discretion of TD Bank and must be posted to your new checking account within 60 calendar days of account opening. Withdrawals made at the ATM do not qualify.
- After you have completed the requirements outlined above, we’ll deposit the bonus in your new account on or before 180 days of account opening. To receive the bonus, your account must not be closed or restricted at the time of payout. If your new checking account is closed by you or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount at closing.
- Eligibility may be limited based on account ownership. The primary owner of the new personal checking account may be required to complete a valid IRS Form W-9 or substitute IRS Form W-9 to provide certain identifying information. You may be subject to backup withholding at the rate specified in the U.S. Internal Revenue Code if you fail to provide that information or meet certain other conditions. TD Bank may issue you an IRS Form 1099 or other appropriate forms reporting the value of the bonus.
- Offer may be withdrawn at any time. TD Bank Employees and Canadian Cross-border banking Customers are not eligible.
TD Automated Investing Bonus Requirements
How to earn it:
- Open a new TD Automated Investing account before April 30, 2025
- Fund your TD Automated Investing account with cash within 30 calendar days of opening an eligible account
- The TD Automated Investing account minimum balance of $1,000 must be maintained for 90 calendar days after your TD Automated Investing account is approved. The cash bonus payment will be determined based on the net deposit amount you maintain
- A cash bonus will be credited to your new TD Automated Investing account within 15 calendar days of meeting eligible offer requirements
| Investment Amount | Cash Bonus |
| $1,000 – $4,999 | $50 |
| $5,000 – $24,999 | $150 |
| $25,000 – $49,999 | $250 |
| $50,000 – $74,999 | $450 |
| $75,000 – $99,999 | $750 |
(Expires 04/30/2025)
[table “387” not found /]TD Bank $200 Savings Bonus
Open a new TD personal savings account with qualifying activity to earn a $200 bonus.
- What you’ll get: $200 bonus
- Account(s) Eligible: TD Beyond Savings, TD Simple Savings
- Availability: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
- Credit Inquiry: Soft Pull
- How to earn it:
- Open a TD Bank Beyond Savings account and deposit at least $10,000 within the first 20 days and maintain at least a $10,000 balance for 90 additional days from the 20th day after account opening.
- Open a TD Bank Simple Savings account and deposit at least $10,000 within the first 20 days and maintain at least a $10,000 balance for 90 additional days from the 20th day after account opening.
- Bonus will be paid on or before 180 days after account opening.
(Expired 03/31/2025)
The information for the TD Savings account has been collected independently by BankDealGuy. The product details on this page have not been reviewed or provided by the bank.
Fine Print
- Offer valid through March 31, 2025 and is available only when opening through a qualifying website and who qualify as outlined below. Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money market account that was closed within the preceding 12 months OR have received a prior personal savings or money market account bonus at any time.
- After you have completed the requirements outlined within, we’ll deposit the bonus in your new account on or before 180 days of account opening. To receive the bonus, your account must not be closed or restricted at the time of payout. If your new savings account is closed by you or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount at closing.
- Eligibility may be limited based on account ownership. The primary owner of the new personal checking and/or new personal savings account may be required to complete a valid IRS Form W-9 or substitute IRS Form W-9 to provide certain identifying information. You may be subject to backup withholding at the rate specified in the U.S. Internal Revenue Code if you fail to provide that information or meet certain other conditions. TD Bank may issue you an IRS Form 1099 or other appropriate forms reporting the value of the bonus.
- Offer may be withdrawn at any time. TD Bank Employees and Canadian Cross-border banking Customers are not eligible.
How To Avoid Monthly Fees
- TD Complete Checking: $15 monthly maintenance fee waived if:
- Have $500 or more in direct deposits within a statement cycle; or
- Maintain a minimum daily balance of $500; or
- Have $5,000 minimum daily combined balance of all deposit accounts that you choose to link; or
- When the Primary account holder is 17 through 23 years of age
- TD Beyond Checking: $25 monthly maintenance fee
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more,
- Or maintain a minimum daily balance of $2,500, or maintain a combined balance of $25,000 across eligible TD accounts.
- TD Beyond Savings: $15; See below on how to waive
- Keep a $20,000 minimum daily balance.
- Link your savings account to a TD Beyond Checking account.
- TD Simple Savings: $5; See below on how to waive
- Keep a $300 minimum daily balance.
- Link your savings account to a TD Beyond Checking account.
- Make recurring $25+ transfers from your linked TD Bank checking account.2
- If you’re under 24, link your savings account to a TD Convenience CheckingSM account.3
- Waived automatically if you’re 18 or under/62 or older.
- TD Business Premier Checking: $30, first 3 statement cycles waived. Meet one of the following requirements to waive the monthly fee:
- Maintain $40,000 combined balances in your business deposits and one TD personal checking account
- Active TD Merchant Solutions
- Active TD Digital Express
- TD Small Business Loan or Line of Credit
- TD Business Convenience Checking Plus: $25 monthly fee waived with $1,500 combined minimum daily balance with one TD personal checking account
- TD Business Simple Checking: Low $10 monthly fee—no minimum daily balance required
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Author’s Verdict
All in all, these Checking offers are for new customers only. Furthermore, you must not have an existing or prior checking account with TD Bank.
All it takes is for you to register a direct deposit to earn the bonus and it takes just $100 daily balance to waive the monthly fee.
Finally, bookmark this page for future reference on any new TD Bank Checking and Savings account bonuses.
In addition to the range of current promotions from TD Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Discover Bank, Huntington Bank, or CIT Bank.
