Whether it be a checking account that earns you interest on top or great perks or a checking account that offers great discounts with no monthly maintenance fees with a low minimum balance.
On top of all of these benefits and more, you can earn a generous bonus when applying and meeting simple requirements. Find out which of the two checking accounts is right for you below!
Editor’s Note: If you are interested in more TD Bank Deals, Bonuses, and Promotions, see our compiled list of TD Bank Deals here.
Table of Contents
TD Bank Checking Account Bonus
• Open a TD Beyond Checking account online and earn $300 when you receive direct deposits of $2,500 or more within 60 days of opening your account.
• With the TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for fees like ATM transactions, overdrafts, Rush Bill Pay and outgoing wires – on top of all the perks you'd expect from everyday checking.
• Pay no monthly maintenance fee with monthly direct deposits of $5,000 or more, a minimum daily balance of $2,500, or a combined balance of $25,000 across your eligible TD accounts.
• TD Beyond Checking Review
With the TD Convenience CheckingSM Account:
• Earn $150 when you receive direct deposits totaling $500 or more within 60 days
• Low minimum daily balance of $100 waives the $15 monthly fee.
• Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.
• Instantly replace a lost or worn debit card by visiting a TD Bank location near you
• Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service
• Get a 0.25% discount on TD Bank Home Equity and Personal Loans
Both Checking Accounts Offer
- Rate discounts on TD Bank home loans
- Free access at thousands of TD ATMs in the U.S. and Canada
- Free Mobile Banking with Mobile Deposit
- Online Banking with free Bill Pay and e-bills
- Free online statements with check images
- Overdraft Services Available
- Live Customer Service 24/7
Convenience Checking Account Benefits
- Low minimum daily balance of $100 to waive the $15 monthly maintenance fee
- Discount on your first order of checks
- $15 monthly maintenance fee waived when you maintain the minimum daily balance
Beyond Checking Account Benefits
- $25 monthly maintenance fee waived when you maintain the $2,500 minimum daily balance
- Free money orders, official bank checks, stop payments, paper statements with check images, and incoming wire transfers
- Tiered interest rates that increase with account balance
Avoid Monthly Fees
- TD Bank Beyond Checking Account: $25 monthly maintenance fee waived when you maintain the $2,500 minimum daily balance
- TD Bank Convenience Checking Account: Avoid $15 monthly maintenance fee with minimum daily balance of $100.
TD Bank Mobile App
Still Have Questions?
Their banking specialists can help you over the phone. Call 1-888-751-9000.
If your activity only requires basic banking, definitely go with the Convenience Checking; if your activity requires you needing money orders, bank check use, and such, definitely go with the Beyond Checking.
On top of the Beyond, you’ll be earning interest on your funds with a minimum $2,500 balance. Not that great of a rate but it’s better than nothing!
Let us know about your thoughts about the checking accounts and which account you prefer in the comment section below. Be sure to check back on BankDealGuy for more bank deals!
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