U.S. Bank $200 or $400 Checking Bonus

Earn up to $400 bonus when you open a new eligible U.S. Bank consumer checking account and complete qualifying activities, subject to certain terms and limitations. Offer valid through June 13, 2022. Member FDIC.

Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for Checking account

U.S. Bank $200 or $400 Checking Bonus

• What you’ll get: $200 or $400 bonus
• Account Type: Platinum, Gold or Easy checking account
• Availability: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY

(Offer expires 06/13/2022)

How to Earn Bonus

Complete these steps within 60 days of opening your new Platinum, Gold or Easy checking account online:

• Enroll in online banking or the U.S. Bank Mobile App.
• Complete two or more direct deposits totaling $2,500 to $4,999.99 to earn $200
• Complete two or more direct deposits totaling $5,000 or more to earn $400

Avoid Monthly Fees

• Easy Checking:
  • Waive the $6.95 Monthly Maintenance Fee with one of the following:
    • Combined monthly direct deposits totaling $1,000+, OR
    • Average account balance of $1,500, OR
    • Account holder(s) age 65 or greater
• Gold Checking:
  • Waive the $14.95 Monthly Maintenance Fee with an open U.S. Bank personal loan, line of credit or credit card (excluding U.S. Bank Reserve Line of Credit and Student Loans)
• Platinum Checking:
  • Waive the $24.95 Monthly Maintenance Fee with $25,000 in combined personal deposits, credit balances with U.S. Bank and/or investments through our affiliate, U.S. Bancorp Investments. Or, through a personal trust relationship with U.S. Bank Wealth Management

Fine Print

• A minimum deposit of $25 is required to open a U.S. Bank consumer checking account.
• A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government.
• Other electronic deposits or person-to-person payments are not considered a direct deposit.
• The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance.
• Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
• Offer may not be combined with any other checking account bonus offers.
• Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
• Limit one checking bonus per person. Current U.S. Bank employees are not eligible. Other restrictions may apply.
• All standard account terms, conditions and opening procedures apply.
• For a comprehensive list of account pricing, terms and policies, see the Your Deposit Account Agreement (PDF) and the Consumer Pricing Information (PDF) disclosure.
• You must use the promotion code listed on this offer when you apply. If you navigate away from this page, the promotion code is not automatically included and you will need to manually input the code during your application.

Author’s Verdict

If you are interested in more bonuses, check our list of the latest U.S. Bank Promotions. Also, find our full list of bank bonuses.