PNC Bank Promotions: $30, $50, $100, $150, $200, $300, & $400 Checking Offers

Get the new PNC Bank Promotions of $30, $50, $100, $150, $200, $300, & $400 checking offers for a new PNC Personal Checking Account and Referrals.

PNC Bank has branches in the following states: AL, DC, DE, FL, GA IL, IN, KY, MI, MO, MD, NC, NJ, NY, OH, PA, RI, SC, VA, WI, and WV. Apply Online Today! Takes less than 10 minutes. It’s safe and secure. Offer will be automatically applied. See below for our list of PNC Bank Bonuses.

In addition to the range of current promotions from Huntington Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.

PNC Bank Virtual Wallet with Performance Select

Open a new PNC Bank Virtual Wallet with Performance Select Account and earn $300 by simply meet the specified requirements.

• Promotion Link:
  • $300 Checking Bonus (03/31/2019)
• Bonus Amount: $300
• Account(s) Eligible: Virtual Wallet with Performance Select Account
• Availability: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV (Branch Locator)
• Hard/Soft Inquiry: Soft Pull
• Direct Deposit Requirement: Yes, at least $5,000 total within 60 days
• Monthly Service Fee: $25; see below on how to waive
• Early Termination Fees: There is a $25 fee for closing the account within 6 months of opening.
• See our full PNC $300 Checking Bonus Review

How to Earn Your $300 Bonus

1. Establish total qualifying direct deposit(s) of $5,000 to the new account and
2. Make at least 10 purchases with your PNC Bank Visa^® Debit Card

These must be completed within 60 days of opening the account

Waive the Monthly Service Fee

• Avoid the $25  monthly service fee by doing ONE of the following:
  • $5,000 or more in total qualifying direct deposits per statement period
  • Have $5,000 average monthly balance in checking including linked checking accounts
  • As an option, $25,000 combined average monthly balance in PNC consumer deposits and/or investments

Fine Print

• The new checking account may be opened in a branch or online.
• This bonus will be credited to the eligible account within 60-90 days after all conditions have been met and will be identified as “Cash Trans Promo Reward” on your monthly statement.
• A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet.
• A qualifying debit card purchase is defined as any debit card purchase made at point of sale using your signature or PIN, or a purchase made electronically or online using your debit card number, including recurring payments.
• New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months.
• If multiple accounts are opened with the same signers, only one account will be eligible for the premium.

PNC Bank Virtual Wallet with Performance Spend

By opening a new Performance Checking Bonus, you can apply online to earn a PNC Bank $200 Checking Bonus.

• Promotion Link:
  • $200 Checking Bonus (03/31/2019)
• Account(s) Eligible: Virtual Wallet with Performance Squad
• Availability: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV (Branch Locator)
• Hard/Soft Inquiry: Soft Pull
• Direct Deposit Requirement: Yes, at least $2,000 total within 60 days
• Monthly Service Fee: $15, see below on how to waive
• Early Termination Fees: There is a $25 fee for closing the account within 6 months of opening.
• See our full PNC $200 Checking Bonus Review

How to Earn Your $200 Bonus

1. Establish total qualifying direct deposit(s) of $2,000 to the new account and
2. Make at least 10 purchases with your PNC Bank Visa^® Debit Card

You must complete all of the following within the first 60 days.

Waive the Monthly Service Fee

• In order to waive the $15 monthly fee you must do ONE of the following;
  • $2,000 or greater, total qualifying direct deposits to the Spend, per statement period ($1,000 for WorkPlace Banking or Military Banking customers)
  • An option is, $2,000 average monthly balance in Spend and Reserve
  • Or $15,000 combined average monthly balance in PNC consumer deposits, loans including mortgage and/or investments

Fine Print

• The new checking account may be opened in a branch or online.
• This bonus will be credited to the eligible account within 60-90 days after all conditions have been met and will be identified as “Cash Trans Promo Reward” on your monthly statement.
• A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet.
• A qualifying debit card purchase is defined as any debit card purchase made at point of sale using your signature or PIN, or a purchase made electronically or online using your debit card number, including recurring payments.
• New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months.
• The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you.

PNC Bank Business Checking Plus Account

Open a new Business Checking Plus Account and meet certain requirements to earn your $200 Bonus!

• Promotion Link:
  • $200 Business Checking Bonus (03/31/2019)
• Account(s) Eligible: Business Checking Plus Account
• Availability: OH, MI, FL, AL, GA, MD, KY, IN, PA (Branch Locator)
• Hard/Soft Inquiry: Soft Pull via ChexSystems
• Direct Deposit Requirement: None
• Opening Deposit: $250
• Monthly Service Fee: $20; see below on how to waive the fees
• Early Termination Fees: Early termination fees may apply.
• See our full PNC $200 Business Checking Promotion Review

How to Earn Your $200 Bonus

1. Apply online or fill out a coupon online to open the account in a branch
2. Maintain the minimum average cycle balance of $5,000 for each of the first 3 statement cycles.
3. Make at least 10 total qualifying PNC Bank Visa^® Debit Card transactions and/or PNC Bank Mobile Check Deposits within the first three statement cycles.

Waive the Monthly Service Fee

• You are able to waive the $20 monthly fee if you do ONE of the following
  • Use a linked PNC Business Credit Card to make a minimum of $2,000 in eligible monthly purchases
  • Maintain a Visa Signature^® BusinessOptions℠ Credit Card
  • Maintain a linked PNC Merchant Services^® account (some exclusions might apply)
  • Use ALL of the following:
    • Deposit On-Site
    • DepositNow^®
    • PINACLE^®
    • Cash Logistics Services
    • Remote Safe
    • Cash Flow Insight℠ Payables
    • Cash Flow Insight Receivables
  • $5,000 Average Monthly Collected Balance in this account
  • $20,000 Average Combined Collected Balance in linked PNC business checking and business money market accounts[4]
  • $40,000 Average Combined PNC business loan balances

Fine Print

• The bonus will be credited to the eligible account within 90 days after all conditions have been met and will be identified as “Credits NEW BUS BONUS” on your monthly statement.
• Only business checking accounts with statements that cycle monthly are eligible for this offer.
• Average cycle balance of $5,000 must be maintained for each of the first three statement cycles to qualify for  for the $200 reward.
• A qualifying debit card transaction is defined as any debit card purchase made at point of sale using your signature or PIN; a purchase made electronically or online using your debit card number, including recurring payments; or the use of your debit card at an ATM to deposit a cash or check or to withdraw cash.
• New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank business checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months.

PNC Bank Business Checking Account

Open a new PNC Bank Business Checking Account and meet certain requirements to earn your $100 Bonus!

• Promotion Link:
• $100 Business Checking Bonus (03/31/2019)
• Account(s) Eligible: Business Checking Account
• Availability: OH, MI, FL, AL, GA, MD, KY, IN, PA (Branch Locator)
• Hard/Soft Inquiry: Soft Pull
• Direct Deposit Requirement: None
• Opening Deposit: $100
• Monthly Service Fee: $12; see below on how to waive the fees
• Early Termination Fees: Early termination fees may apply.
• See our full PNC $100 Business Checking Bonus Review

How to Earn Your $100 Bonus

1. Open a new Business Checking Account online or use a coupon to open this account in a branch.
2. Maintain the minimum average cycle balance of $1,500 for each of the first 3 statement cycles.
3. Make at least 10 total qualifying PNC Bank Visa^® Debit Card transactions and/or PNC Bank Mobile Check Deposits within the first three statement cycles.

Waive the Monthly Service Fee

• In order to waive the $12 monthly fee you must do ONE of the following:
  • Use a linked PNC business credit card to make a minimum of $1,000 in eligible monthly purchases (PNC BusinessOptions Visa Signature credit cards are excluded)
  • Maintain a linked PNC Merchant Services^® account. (some exclusions might apply)
  • $1,500 Average Monthly Collected Balance in this account

Fine Print

• The bonus will be credited to the eligible account within 90 days after all conditions have been met and will be identified as “Credits NEW BUS BONUS” on your monthly statement.
• Only business checking accounts with statements that cycle monthly are eligible for this offer.
• Average cycle balance is defined as the average total within your business checking account at the end of your statement cycle. Average cycle balance of $1,500 must be maintained for each of the first three statement cycles to qualify for the $100 reward.
• A qualifying debit card transaction is defined as any debit card purchase made at point of sale using your signature or PIN; a purchase made electronically or online using your debit card number, including recurring payments; or the use of your debit card at an ATM to deposit a cash or check or to withdraw cash.
• New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank business checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months.

PNC Bank Virtual Wallet Account Referral 

PNC WorkPlace Bank is offering participating company employees a chance to earn up to $1,000 cash bonus per year ($100 per referral) when you refer a coworker to PNC.

• Promotion Link:
  • $100 Referral Bonus (03/31/2019)
• Account(s) Eligible: Virtual Wallet® with Performance Spend, Performance Checking, Performance Select, or Performance Select Checking
• Availability: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV (Branch Locator)
• Hard/Soft Inquiry: Soft Pull
• Direct Deposit Requirement: Yes
• Monthly Service Fee: see below on how to avoid monthly fee
• Early Termination Fees: There is a $25 fee for closing the account within 6 months of opening.
• See our full PNC $100 Referral Bonus Review

How to Earn Your $100 Referral Bonus

1. Refer PNC Bank to your friends and family and have them:
   • Take the referral form to their nearest PNC Bank branch.
2. Open an eligible PNC WorkPlace Banking checking product (Virtual Wallet® with Performance Spend or Performance Checking) establish a qualifying direct deposit
3. Make 10 qualifying purchases with your PNC Bank Visa® Debit Card.
4. Earn $100 for every person you refer for up to $1,000!

Waive the Monthly Service Fee

• Virtual Wallet with Performance Spend: $15 waived when you meet ONE of the following:
  • $2,000 or more average monthly balance in Spend + Reserve
  • OR, $2,000 or greater, total qualifying direct deposits to the Spend, per statement period ($1,000 for WorkPlace Banking or Military Banking customers)
  • OR, $15,000 combined average monthly balance
• Virtual Wallet with Performance Select Checking Account: $25 monthly fee; waived if:
  • $5,000 or more average monthly balance in Spend + Reserve + up to 6 linked checking accounts
  • OR, $5,000 or more in total qualifying monthly direct deposits to the Spend
  • OR, $25,000 combined average monthly balance

Fine Print

• A qualifying direct deposit is defined as a recurring direct deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency
  into a Performance or Performance Select Checking Account, or the Spend Account of a Virtual Wallet with Performance Spend or Virtual Wallet with Performance Select.
• The total amount of all qualifying direct deposits credited to your checking account must be at least $1,000 for Virtual Wallet with Performance Spend (or Performance Checking) or $5,000 for Virtual Wallet with Performance Select (or Performance Select Checking).
• If multiple accounts are opened with the same signers, only one account will be eligible for the premium. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account.
• The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you.

PNC Bank Virtual Wallet Checking Account 

By opening a new PNC Bank Virtual Wallet Checking Account, you can apply in-branch or online to earn a PNC Bank $50 Checking Bonus.

• Promotion Link:
  • $50 Checking Bonus(03/31/2019)
• Account(s) Eligible: Virtual Wallet Checking Account
• Availability: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV (Branch Locator)
• Hard/Soft Inquiry: Soft Pull
• Direct Deposit Requirement: Yes, at least $500 total within 60 days
• Monthly Service Fee: $7, see below on how to avoid monthly fee
• Early Termination Fees: There is a $25 fee for closing the account within 6 months of opening.
• See our full PNC $50 Checking Bonus Review

How to Earn Your $50 Bonus

1. Open a new Virtual Wallet Checking Account online or in-branch (don’t forget to go online and have a coupon emailed to you).
2. Establish total qualifying direct deposit(s) of $500 to the new account and
3. Make at least 10 purchases with your PNC Bank Visa^® Debit Card
4. All of these must be done within 60 days of opening the account

Waive the Monthly Service Fee

• $7 monthly service charge unless you meet any ONE of the following:
  • $500 or more average monthly balance in Spend + Reserve
  • $500 or more qualifying monthly direct deposits
  • Provide proof of active enrollment in a qualifying educational institution
  • Account holder is age 62 or older

Fine Print

• Your checking account must remain open in order for you to receive the reward, which will be credited to the eligible account within 60 – 90 days after all conditions have been met and will be identified as “Cash Trans Promo Reward” on your monthly statement.
• A qualifying debit card purchase is defined as any debit card purchase made at point of sale using your signature or PIN, or a purchase made electronically or online using your debit card number, including recurring payments.
• The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you.
• New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months.
• To qualify for the reward, the new checking account must be opened online via the application links on this page OR in a branch using the appropriate coupon.

PNC Bank Virtual Wallet with Performance Spend Account 

By opening a new PNC Bank Virtual Wallet w/Performance Spend Checking Account, you can apply in-branch or online to earn a PNC Bank $200 Checking Bonus.

• Promotion Link:
  • $200 Checking Bonus (03/31/2019)
• Account(s) Eligible: Virtual Wallet with Performance Spend Checking Account
• Availability: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV (Branch Locator)
• Hard/Soft Inquiry: Soft Pull
• Direct Deposit Requirement: Yes, at least $2,000 total within 60 days
• Monthly Service Fee: $15, see below on how to waive
• Early Termination Fees: There is a $25 fee for closing the account within 6 months of opening.
• See our full PNC $200 Checking Bonus Review

How to Earn Your $200 Bonus

1. Open a new Virtual Wallet with Performance Spend Checking Account online or in-branch (don’t forget to go online and have a coupon emailed to you).
2. Establish total qualifying direct deposit(s) of $2,000 to the new account.
3. Make at least 10 purchases with your PNC Bank Visa^® Debit Card.
4. All of the following must be done within 60 days of opening the account.

Waive the Monthly Service Fee

• Virtual Wallet with Performance Spend: $15 monthly fee; waived if you meet at least ONE of the following:
  • $2,000 or more average monthly balance in Spend + Reserve
  • $2,000 or more in total qualifying monthly direct deposits to the Spend
  • $15,000 combined average monthly balance

Fine Print

• To qualify for the reward, the new checking account must be opened online via the application links on this page OR in a branch using the appropriate coupon
• A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet, or into a Performance Select Checking, Performance Checking or Standard Checking account.
• The total amount of all qualifying Direct Deposits credited to your checking account must be at least $2,000 for Virtual Wallet with Performance Spend.
• A qualifying debit card purchase is defined as any debit card purchase made at point of sale using your signature or PIN, or a purchase made electronically or online using your debit card number, including recurring payments.
• New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months.

PNC Bank Virtual Wallet with Performance Select Account 

By opening a new PNC Bank Virtual Wallet w/Performance Select Checking Account, you can apply in-branch or online to earn a PNC Bank $300 Checking Bonus.

• Promotion Link:
  • $300 Checking Bonus (03/31/2019)
• Account(s) Eligible: Virtual Wallet with Performance Select Checking Account
• Availability: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV (Branch Locator)
• Hard/Soft Inquiry: Soft Pull
• Direct Deposit Requirement: Yes, at least $5,000 total within 60 days
• Monthly Service Fee: $25, see below on how to avoid monthly fee
• Early Termination Fees: There is a $25 fee for closing the account within 6 months of opening.
• See our full PNC $300 Checking Bonus Review

How to Earn Your $300 Bonus

1. To qualify for this bonus offer, simply open a new Virtual Wallet with Performance Select Checking Account online or in-branch (don’t forget to go online and have a coupon emailed to you).
2. Establish total qualifying direct deposit(s) of $5,000 to the new account and
3. Make at least 10 purchases with your PNC Bank Visa^® Debit Card
4. All of these must be done in 60 days.

Waive the Monthly Service Fee

• Virtual Wallet with Performance Select Checking Account: $25 monthly fee; waived if:
  • $5,000 or more in total, qualifying direct deposits[1] to the Spend, per statement period
  • OR, $5,000 average monthly balance in Spend + Reserve including linked checking accounts
  • OR, $25,000 combined average monthly balance[6] in PNC consumer deposits and/or investments

Fine Print

• To qualify for the reward, the new checking account must be opened online via the application links on this page OR in a branch using the appropriate coupon
• A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet, or into a Performance Select Checking, Performance Checking or Standard Checking account.
• The total amount of all qualifying Direct Deposits credited to your checking account must be at least $5,000 for Virtual Wallet with Performance Select.
• A qualifying debit card purchase is defined as any debit card purchase made at point of sale using your signature or PIN, or a purchase made electronically or online using your debit card number, including recurring payments.
• New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months.

How to Avoid Monthly Fees

Personal Checking Accounts

• Standard Checking: $7 monthly fee waived if you meet any ONE of the following:
  • $500 or more average monthly balance in Spend + Reserve
  • $500 or more qualifying monthly direct deposits
  • Provide proof of active enrollment in a qualifying educational institution
  • Account holder is age 62 or older
• Virtual Wallet Checking Account:$7 monthly fee waived if you meet any ONE of the following:
  • $500 or more average monthly balance in Spend + Reserve
  • $500 or more qualifying monthly direct deposits
  • Provide proof of active enrollment in a qualifying educational institution
  • Account holder is age 62 or older
• Virtual Wallet Student Account: $7.00 monthly fee waived if you meet any ONE of the following:
  • $500 average monthly balance in combined Spend and/or Reserve accounts
  • $500 in qualifying direct deposits
• Virtual Wallet with Performance Spend Checking Account: $15 monthly fee; waived if you meet at least ONE of the following:
  • $2,000 or more average monthly balance in Spend + Reserve
  • $2,000 or more in total qualifying monthly direct deposits to the Spend
  • $15,000 combined average monthly balance
• Virtual Wallet with Performance Select Checking Account: $25 monthly fee; waived if:
  • $5,000 or more in total, qualifying direct deposits[1] to the Spend, per statement period
  • $5,000 average monthly balance in Spend + Reserve including linked checking accounts
  • $25,000 combined average monthly balance[6] in PNC consumer deposits and/or investments

Business Checking Accounts

• Business Checking Account: $12 monthly fee you must do ONE of the following:
  • Use a linked PNC business credit card to make a minimum of $1,000 in eligible monthly purchases (PNC BusinessOptions Visa Signature credit cards are excluded)
  • Maintain a linked PNC Merchant Services^® account. (some exclusions might apply)
  • $1,500 Average Monthly Collected Balance in this account
• Business Checking Plus Account:  $20 monthly fee  waived if you do ONE of the following:
  • Use a linked PNC Business Credit Card to make a minimum of $2,000 in eligible monthly purchases
  • Maintain a Visa Signature® BusinessOptions℠ Credit Card
  • Maintain a linked PNC Merchant Services® account (some exclusions might apply)
  • Use ALL of the following:
    • Deposit On-Site
    • DepositNow®
    • PINACLE®
    • Cash Logistics Services
    • Remote Safe
    • Cash Flow Insight℠ Payables
    • Cash Flow Insight Receivables
    • $5,000 Average Monthly Collected Balance in this account
    • $20,000 Average Combined Collected Balance in linked PNC business checking and business money market accounts[4]
    • $40,000 Average Combined PNC business loan balances