Find all the latest PNC Bank promotions, bonuses, and offers here.
You will find PNC Bank Checking, Savings offers from $100, $200, $250, $300 and $500 offer bonuses.
Table of Contents
PNC Bank Review
PNC Bank has been helping their clients meet their financial goals for more than 160 years. They have a longstanding history of serving their customers, communities, and shareholders and have spread to over 20 states and 2,700 bank locations.
- Account Type: Virtual Wallet, Virtual Wallet with Performance Spend, Virtual Wallet with Performance Select, PNC Business Checking, PNC Business Checking Plus, or Analysis Business Checking (including Treasury Enterprise Plan) account.
- Availability: AL, DC, DE, FL, GA IL, IN, KY, MI, MO, MD, NC, NJ, NY, OH, PA, RI, SC, VA, WI, WV
- Branches: 2,700+ Branches (Bank Locator)
- Credit Inquiry: Soft Pull via ChexSystems
- Direct Deposit Options: Many Options.
For more options, compare PNC Bank Promotions to offers from Chase Bank, HSBC, Huntington Bank, Discover Bank, TD Bank, BBVA, CIT Bank, Bank of America, Wells Fargo, Citibank or our list of the best bank bonuses.
Although PNC Bank offers great promotions, their Savings and CD accounts won’t offer the best rates so be sure to take a look at our reviews for best Savings Rates as well as the best CD Rates.
PNC Bank Up to $400 Virtual Wallet Checking Bonus
What you’ll get: Up to $400 bonus with PNC Bank Virtual Wallet- Where it’s available:
- PNC Bank Virtual Wallet (In-Footprint): CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
- PNC Bank Virtual Wallet Pro (Out of Footprint): AR, CT, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, TN, UT, VT, WA, WY
- How to earn it:
- You may earn a $400 reward if you open a new Virtual Wallet with Performance Select
- You may earn a $250 reward if you open a new Virtual Wallet with Performance Spend
- You may earn a $100 reward if you open a new Virtual Wallet
- To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page OR in a branch using the appropriate coupon beginning 10/1/2021 to 10/31/2021
- Have a qualifying Direct Deposit(s) must be received within the first 60 days.
- When it expires: 10/31/2021
Editor’s Note: If you live outside of PNC Bank’s footprint, you can apply for the PNC Bank Virtual Wallet Pro and earn up to a $200 bonus.
| Furthermore, I would compare this offer to some of the best offers available for entry level checking accounts. Current bonuses such as Chase Total Checking ($225 Bonus), BMO Harris Bank Checking ($300 Bonus), Citi Priority Account (Up to $1500 Bonus), Discover Cash Back Debit ( up to $360 Bonus), Aspiration Spend & Save Account ($150 Bonus), as well as the TD Bank Convenience Checking ($150 Bonus) are all fantastic offers. |
PNC Bank $200/$500 Business Checking Bonus
- What you’ll get: $200/$500 bonus
- Where it’s available: AL, DC, DE, FL, GA IL, IN, KY, MI, MO, MD, NC, NJ, NY, OH, PA, RI, SC, VA, WI, and WV
- How to earn it:
- $200 Bonus:
- Open a new qualifying business checking account
- Be sure to maintain a minimum average cycle balance of $5,000 for each of the first three statement cycles.
- Have at least 20 total qualifying PNC Bank Visa® Debit Card transactions within the first three statement cycles.
- $500 Bonus:
- Open a qualifying Treasury Enterprise Plan or Analysis Business Checking account
- Have and maintain a minimum average cycle balance of $30,000 for each of the first three statement cycles.
- $200 Bonus:
- When it expires: 12/31/2021
(Expires December 31, 2021)
| Furthermore, I’d recommend checking out Chase Total Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
PNC Bank $100 Workplace Referral Bonus
- What you’ll get: $100 bonus
- Where it’s available: Nationwide
- How to earn it:
- The Refer a Coworker program is open only to customers of PNC WorkPlace Banking in select areas.
- Confirm you are a PNC WorkPlace Banking customer.
- Identify the coworkers you’d like to refer. Make sure they’re qualified then type in their name and email.
- Your Coworker will receive an email with a coupon ID. The email includes your name and will inform your coworker that they may qualify for a special new customer offer.
- Your coworker(s) open an eligible account in a branch
- If your coworker meets account stipulations, you receive $100 into your PNC WorkPlace Banking checking product
- The Refer a Coworker program is open only to customers of PNC WorkPlace Banking in select areas.
- When it expires: None
(Does Not Expire)
| Compare this offer to some of the higher end checking offers available. Current bonuses such as HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), BMO Harris Bank Premier ($500 Bonus), and TD Bank Beyond Checking ($300 Bonus). |
How to Avoid PNC Bank Checking Account Fees
PNC Bank offers these standard checking accounts:
- Standard Checking. The $7 monthly service fee can be waived if you: maintain an average account balance of $500, OR have combined monthly direct deposits of at least $500, OR are age 62 or older.
- Performance Checking. The $15 monthly service fee can be waived if you: maintain an average account balance of $2,000, OR have combined monthly direct deposits of at least $2,000 ($1,000 for WorkPlace Banking or Military Banking customers), OR have a combined balance of at least $10,000 in PNC deposit accounts, loans, and investments.
- Performance Select Checking. The $25 monthly service fee can be waived if you: maintain an average account balance of $5,000, OR have combined monthly direct deposits of at least $5,000, OR have a combined balance of at least $25,000 in PNC deposit accounts and investments.
In addition to standard checking, PNC Bank also offers these Virtual Wallet checking + savings accounts:
- Virtual Wallet Checking. The $7 monthly service fee can be waived if you: maintain an average monthly balance of $500 in Spend and Reserve, OR have at least $500 in direct deposits per month to the Spend, OR are a qualified student, OR are age 62 or older.
- Virtual Wallet with Performance Spend. The $15 monthly service fee can be waived if you: maintain an average monthly balance of $2,000 in Spend and Reserve, OR have at least $2,000 in direct deposits per month to the Spend ($1,000 for WorkPlace Banking or Military Banking customers), OR have a combined balance of at least $10,000 in PNC deposit accounts, loans, and investments.
- Virtual Wallet with Performance Select. The $25 monthly service fee can be waived if you: maintain an average monthly balance of $5,000 in Spend and Reserve, OR have at least $5,000 in direct deposits per month to the Spend, OR have a combined balance of at least $25,000 in PNC deposit accounts and investments.
- Virtual Wallet Student. There is no monthly service fee with proof of active student status for 6 years.
Author’s Verdict
PNC Bank is offering a wide variety of promotions for Checking, Savings and Business accounts with fairly easy requirements. In my opinion, these bonuses are enticing considering they are soft pull, meaning it won’t hurt your credit score. I would highly recommend you thoroughly read the requirements for each bonus in order to earn the full promotion.
*Definitely check back at this review for more PNC Bank promotions, bonuses and offers.
There is no offer shown below the $400 promo shown in the title?