PNC Bank Promotions: $200, $400, $500 Personal & Business Checking Offers [Many States]

Find all the latest PNC Bank promotions, bonuses, and offers here.

You will find PNC Bank Checking, Savings offers from $200, $400, and $500 offer bonuses.

For more options, compare PNC Bank Promotions to offers from Chase Bank, HSBC, Huntington Bank, Discover Bank, TD Bank, BBVA, CIT Bank, Bank of America, or our list of the best bank bonuses.

PNC Bank Review

PNC Bank has been helping their clients meet their financial goals for more than 160 years. They have a longstanding history of serving their customers, communities, and shareholders and have spread to over 20 states and 2,700 bank locations.

• Promotion Links:
  • $200 Virtual Wallet Checking Pro Bonus (03/01/2021)
  • $400 Virtual Wallet Performance Select Bonus (03/01/2021)
  • $200/$500 Business Checking Bonus (03/31/2021)
• Account Type: Virtual Wallet, Virtual Wallet with Performance Spend, Virtual Wallet with Performance Select, PNC Business Checking, PNC Business Checking Plus, or Analysis Business Checking (including Treasury Enterprise Plan) account.
• Availability: AL, DC, DE, FL, GA IL, IN, KY, MI, MO, MD, NC, NJ, NY, OH, PA, RI, SC, VA, WI, WV
• Branches: 2,700+ Branches (Bank Locator)
• Credit Inquiry: Soft Pull via ChexSystems
• Direct Deposit Options: Many Options.

Although PNC Bank offers great promotions, their Savings and CD accounts won’t offer the best rates so be sure to take a look at our reviews for best Savings Rates as well as the best CD Rates.

PNC Bank $200/$400 Virtual Wallet Checking Bonus

• What you’ll get: $400 bonus
• Where it’s available: Nationwide
  • This offer might be YMMV since not all states with branches will show the $400 offer.
• How to earn it:
  • $200 bonus:
    • Open your Virtual Wallet Checking Pro with Spend, Reserve & Growth account online OR at a branch using the appropriate coupon by February 1, 2021.
    • Following conditions must be met within the first 60 days:
      • Qualifying Direct Deposit(s) of $2,000+ must be received.
    • Maintain the account to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met.
  • $400 Bonus:
    • Open your Virtual Wallet with performance select account online OR at a branch using the appropriate coupon by February 1, 2021.
    • Following conditions must be met within the first 60 days:
      • Qualifying Direct Deposit(s) of $2,000+ must be received.
    • Maintain the account to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met.
• When it expires: 03/01/2021

Editor’s Note: If you live in a state with a PNC branch, you’ll see the $400 bonus offer. If not you will only see the $200 offer bonus.

(Expires March 1, 2021)

Furthermore, I would compare this offer to some of the best offers available for entry level checking accounts. Current bonuses such as Chase Total Checking ($200 Bonus), HSBC Advanced Checking ($200 Bonus), Huntington Asterisk-Free Checking® ($150 Bonus), Huntington 5 Checking ($200 Bonus) as well as the TD Bank Convenience Checking ($150 Bonus) are all fantastic offers.

PNC Bank $200/$500 Business Checking Bonus

• What you’ll get: $200 bonus
• Where it’s available: AL, DC, DE, FL, GA IL, IN, KY, MI, MO, MD, NC, NJ, NY, OH, PA, RI, SC, VA, WI, and WV
• How to earn it:
  • $200 Bonus:
    • Open a new qualifying business checking account
    • Be sure to maintain a minimum average cycle balance of $5,000 for each of the first three statement cycles.
    • Have at least 20 total qualifying PNC Bank Visa® Debit Card transactions within the first three statement cycles.
  • $500 Bonus:
    • Open a qualifying Treasury Enterprise Plan or Analysis Business Checking account
    • Have and maintain a minimum average cycle balance of $30,000 for each of the first three statement cycles.
• When it expires: 03/31/2021

(Expires March 31, 2021)

Furthermore, I’d recommend checking out Chase Total Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus).

PNC Bank has 2,600 branches in 19 states primarily in the East coast. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals and best yet account fees are easily waived by meeting account balance or direct deposit requirements.

Checking Account Bonuses

PNC Bank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.

All PNC Bank checking accounts offer free online banking, bill pay, and mobile deposits.

Virtual Wallet Account

This is PNC Bank’s signature product. This can be paired with any of PNC Bank’s checking accounts. Continue reading to see all the wonderful features:

• Checking & Savings Together: You get a checking account (Spend), a short-term savings (Reserve), and a high-interest savings (Growth) account. These accounts are designed to help achieve your current banking needs and short-term and long-term goals.
• Financial tools: This is the biggest perk of the Virtual Wallet account. There are a variety of financial tools to help you create a budget, keep track of your spending, set up goals, save, get “danger days” alerts, and more.
• Automatic overdraft protection: If you overdraw your Spend account, funds from your Reserve account will automatically be transferred to cover the overdraft. If you need it, your Growth account can serve as your secondary overdraft protection account.
• Earn relationship rates: When you meet certain debit cards or direct deposit requirements, you’ll earn the higher relationship rate on your Growth account for the following month.
• ATM fee reimbursement: Depending on which Virtual Wallet account you have, you can have some or all of non-PNC ATM fees reimbursed.

PNC Bank Checking Alternatives

Chase Total Checking®HSBC Advance CheckingTD Convenience CheckingHuntington 5 Checking

• Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit • Access to 16,000 Chase ATMs and more than 4,700 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. Apply Now at Chase

• Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities. • Open your new HSBC Advance checking account online by March 31, 2021; and • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then • Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening • You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities. Apply Now at HSBC Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

With the TD Convenience CheckingSM Account: • Earn $150 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost or worn debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service • Get a 0.25% discount on TD Bank Home Equity and Personal Loans Apply Now at TD Bank

How to Avoid PNC Bank Checking Account Fees

PNC Bank offers these standard checking accounts:

• Standard Checking. The $7 monthly service fee can be waived if you: maintain an average account balance of $500, OR have combined monthly direct deposits of at least $500, OR are age 62 or older.
• Performance Checking. The $15 monthly service fee can be waived if you: maintain an average account balance of $2,000, OR have combined monthly direct deposits of at least $2,000 ($1,000 for WorkPlace Banking or Military Banking customers), OR have a combined balance of at least $10,000 in PNC deposit accounts, loans, and investments.
• Performance Select Checking. The $25 monthly service fee can be waived if you: maintain an average account balance of $5,000, OR have combined monthly direct deposits of at least $5,000, OR have a combined balance of at least $25,000 in PNC deposit accounts and investments.

In addition to standard checking, PNC Bank also offers these Virtual Wallet checking + savings accounts:

• Virtual Wallet Checking. The $7 monthly service fee can be waived if you: maintain an average monthly balance of $500 in Spend and Reserve, OR have at least $500 in direct deposits per month to the Spend, OR are a qualified student, OR are age 62 or older.
• Virtual Wallet with Performance Spend. The $15 monthly service fee can be waived if you: maintain an average monthly balance of $2,000 in Spend and Reserve, OR have at least $2,000 in direct deposits per month to the Spend ($1,000 for WorkPlace Banking or Military Banking customers), OR have a combined balance of at least $10,000 in PNC deposit accounts, loans, and investments.
• Virtual Wallet with Performance Select. The $25 monthly service fee can be waived if you: maintain an average monthly balance of $5,000 in Spend and Reserve, OR have at least $5,000 in direct deposits per month to the Spend, OR have a combined balance of at least $25,000 in PNC deposit accounts and investments.
• Virtual Wallet Student. There is no monthly service fee with proof of active student status for 6 years.

Savings Account Offers

• Standard Savings – 0.01% APY (0.05% APY – 0.10% APY Relationship rates) Minimum deposit of $25. $5 monthly service charge unless you have
  • 1) $300 monthly average monthly balance, or 2) if you are under 18 years old, or 3) set up an Auto Savings transfer of $25 or more each month from your PNC Checking account to your Savings account;
• High Yield Savings 2.35% APY No minimum balance. No minimum deposit. $0 Monthly charge. The minimum balance to earn interest is $1.00.
• CD – 0.04% – 1.55% APY. Minimum deposit $1,000 – $10,000 (depending on account type and term). Terms range from 7 days to 10 years.
• Money Market 0.02% – 0.16% APY. The minimum deposit is $100. The maximum deposit is $10,000. A monthly service charge of $12 unless you have a $5,000 average monthly balance.

PNC Bank Savings Alternatives

Chase Savings^SMDiscover Online SavingsDiscover CDsDiscover Money Market

-Available nationwide - paired with phenomenal customer service -Get 0.40% APY on your funds with no minimum requirements & no monthly fees! -No hidden fees. No minimum balance to open. -It's your money. Use it when and how you want. -Deposit checks on the go or grow your savings with automatic transfers. -Move money in and out of your savings account easily and securely. -View your savings account balance and activity online or with mobile app. -Get started and open a Discover Savings Account in 3 easy steps. Apply Now at Discover

Chase Coupons & Promo Codes: $100, $200, $300, $350, $725, $2000 Bonuses For Checking, Savings, Business Accounts for February 2021

HSBC Bank Promotions: $200, $240, $450, $600, $2000 Checking Bonuses (Nationwide) – February 2021

Huntington Bank Promotions: $200, $300, $400, & $750 Checking Bonuses for February 2021

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FEATURED BANK PROMOTIONS
PROMOTIONAL LINK	OFFER	REVIEW
Chase Business Complete BankingSM	$300 Cash	Review
Chase Total Checking®	$200 Cash	Review
HSBC Premier Checking Member FDIC	$450 Cash	Review
HSBC Premier Checking Member FDIC	Up To $600	Review
HSBC Advance Checking Member FDIC	$200 Cash	Review
HSBC Advance Checking Member FDIC	Up To $240	Review
Huntington 25 Checking	$300 Cash	Review
Huntington Bank Unlimited Plus Business Checking	$750 Cash	Review
Huntington Bank Unlimited Business Checking	$400 Cash	Review
Huntington Bank Business Checking 100	$200 Cash	Review
TD Bank Beyond CheckingSM	$300 Cash	Review
TD Bank Convenience CheckingSM	$150 Cash	Review
Axos Bank Basic Business Checking	$100 Cash	Review
Aspiration Spend & Save	$100 Cash	Review