PNC Bank Promotions: $50, $100, $200, $400, $500 Personal & Business Checking, Referral Offers [Many States]

Find all the latest PNC Bank promotions, bonuses, and offers here.

Currently, you will find PNC Bank Checking, Savings offers from $50, $100, $200, $400, $500 offer bonus promotions.

PNC Bank Review

PNC Bank has been helping their clients meet their financial goals for more than 160 years. They have a longstanding history of serving their customers, communities, and shareholders and have spread to over 20 states and 2,700 bank locations.

PNC Bank Up to $400 Virtual Wallet® Checking Bonus

• What you’ll get: Up to $400 bonus
• Availability: Nationwide (Bank Locator)
• Direct deposit requirement: Yes
• Credit Inquiry: Soft Pull
• Monthly fees: $15 or $25, waivable
• Early termination fee: $25 if closed within six months
• How to earn it:
  • Earn up to $400 when you open and use a select new PNC Virtual Wallet®
  • Virtual Wallet®: Earn $50 when you establish total qualifying direct deposit(s) of $500 or more to the Spend account
  • Virtual Wallet® with Performance Spend: Earn $200 when you establish total qualifying direct deposit(s) of $2,000 or more to the Spend account.
  • Virtual Wallet® with Performance Select: Earn $400 when you establish total qualifying direct deposit(s) of $5,000 or more to the Spend account.
  • Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as “CREDITS CHECK REWARD” on your monthly statement.

Fine Print

• Offer is contingent on product availability and may vary based on where you open your account and the Zip code of your primary address. For online or phone origination, the Zip code of your primary address will be used to determine product availability. You may earn a $400 reward if you open and use a new Virtual Wallet with Performance Select, a $200 reward if you open and use a new Virtual Wallet with Performance Spend, or a $50 reward if you open and use a new Virtual Wallet. If you change your Virtual Wallet product type after account opening, the product type that you are in at the end of the month in which you opened your account will determine your offer eligibility, terms and corresponding reward amount, if applicable.
• To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page from 7/22/2022 through 01/02/2023, and a qualifying Direct Deposit(s) must be received within the first 60 days. Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as “CREDITS CHECK REWARD” on your monthly statement.
• A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, or Virtual Wallet. The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet with Performance Select, $2,000 for Virtual Wallet with Performance Spend or $500 for Virtual Wallet. Credit card cash advance transfers, wire transfers, person to person transfers, transfers from one account to another or deposits made at a physical PNC location or ATM do not qualify as qualifying Direct Deposits.
• New account will not be eligible for offer if you or any signer on the new account has an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. Trust, Estate and other specialty titled accounts are excluded from this offer. Offer may be extended, modified or discontinued at any time and may vary by market. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms, and may be considered taxable income to you. Please consult your tax adviser regarding your specific situation.

PNC Bank $200/$500 Business Checking Bonus

• What you’ll get: $200/$500 bonus
• Availability: Nationwide (Bank Locator)
• Direct Deposit Requirement: No
• Credit Inquiry: Soft Pull via ChexSystems
• Monthly Fee: $10-$20; see below on how to waive the fee
• Early termination fee: None
• How to earn it:
  • $200 Bonus:
    • Open a new qualifying business checking account.
    • Be sure to maintain a minimum average ledger balance of $5,000 for each of the first three statement cycles.
    • Have at least 20 total qualifying PNC Bank Visa® Debit Card transactions within the first three statement cycles.
  • $500 Bonus:
    • Open a qualifying Treasury Enterprise Plan or Analysis Business Checking account.
    • Have and maintain a minimum average ledger balance of $30,000 for each of the first three statement cycles.

(Expires December 31, 2022)

Fine Print

• Offer only available to businesses with an annual revenue less than $5 million.
• You may earn a $200 reward if you open a new PNC Business Checking or PNC Business Checking Plus account.
• To qualify for the reward, the new checking account must be opened between October 1, 2022 and December 31, 2022, and the following conditions must be met: (a) average ledger balance of $5,000 must be maintained in your new checking account for each of the first three statement cycles; and (b) at least 20 total qualifying PNC Visa® Business Debit Card transactions must be made within the first three statement cycles. Your new checking account must be open in order for you to receive the reward, which will be credited to the eligible account within 90 days after all conditions have been met and will be identified as “Credits NEW BUS BONUS” on your monthly statement.

PNC Bank $100 Workplace Referral Bonus

• What you’ll get: $100 bonus
• Availability: (Bank Locator)
• Credit Inquiry: Soft Pull via ChexSystems
• How to earn it:
  • The Refer a Coworker program is open only to customers of PNC WorkPlace Banking in select areas.
    1. Confirm you are a PNC WorkPlace Banking customer.
    2. Identify the coworkers you’d like to refer. Make sure they’re qualified then type in their name and email.
    3. Your Coworker will receive an email with a coupon ID. The email includes your name and will inform your coworker that they may qualify for a special new customer offer.
    4. Your coworker(s) open an eligible account in a branch
    5. If your coworker meets account stipulations, you receive $100 into your PNC WorkPlace Banking checking product
• When it expires: None

(Does Not Expire)

• Virtual Wallet has a $7 monthly fee that is waived with:
  • $500 or more average monthly balance in Spend + Reserve
  • OR, $500 or more in total qualifying monthly direct deposits to the Spend
  • OR if 62+ years old
• Virtual Wallet with Performance Spend has a $15 monthly fee that is waived with:
  • $2,000 or more average monthly balance in Spend + Reserve
  • OR, $2,000 or more in total qualifying monthly direct deposits to the Spend
  • OR, $15,000 combined average monthly balance
• Virtual Wallet with Performance Select has a $25 monthly fee that is waived with:
  • $5,000 or more average monthly balance in Spend + Reserve + up to 6 linked checking accounts
  • OR, $5,000 or more in total qualifying monthly direct deposits to the Spend
  • OR, $25,000 combined average monthly balance
• Business Checking: $10 monthly account maintenance fee, unless you meet any ONE of the following requirements:
  • $500 average monthly collected balance
  • OR, Use a linked PNC business credit card to make a minimum of $500 in eligible purchases
  • OR, Maintain a linked PNC Merchant Services^® account and generate a minimum of $500 in qualifying monthly processing deposits
• Business Checking Plus: $20 monthly account maintenance fee, unless you meet any ONE of the following requirements:
  • $5,000 average monthly collected balance OR,
  • Use a linked PNC business credit card to make a minimum of $5,000 in eligible purchases OR,
  • Maintain a linked PNC Merchant Services® account and generate a minimum of $5,000 in qualifying monthly processing deposits. OR,
  • Maintain $20,000 average combined collected balance in a linked PNC business checking account and business money market account
• Analysis Business Checking: $20 monthly account maintenance fee. Then, pay per-item-usage fees for the activity levels and services your business actually uses.