Learn about new Citi® promotions, bonuses, and offers here.
Update 10/9/24:
- The $1,500 checking bonus has been extended through 1/7/25.
- The prior $325 checking bonus has been improved – you can now earn a $325 up to $450 bonus through 1/7/25.
- The $2000 business checking bonus is still available through 1/7/25.
- The $500 Citi Invest offer no longer has a expiration date.
- The $5,000 Citi Wealth Management bonuses have been extended through 12/31/24.
Citi Promotions Review
I’ll go over Citi offers below.
Citi Checking $1500 Cash Bonus
New checking customers may earn a cash bonus of $500 or $1,500 after opening an eligible checking account from 10/9/24 to 1/7/25 and completing required activities.
- Open new account. To enroll in this offer, you must apply directly from this page. Opening an account does not guarantee that you meet eligibility requirements. Open a new eligible checking account and enroll in the bonus offer the same day. Offer valid from 10/9/24 to 1/7/25.
- Fund your account. Deposit New-to-Citibank funds into your checking account within 45 calendar days from account opening. The balance on your 45th day will determine your maximum eligible cash bonus.
- Earn $500 bonus: Minimum balance $30,000
- Earn $1500 bonus: Minimum balance $200,000
- Maintain your balance. Maintain the required minimum balance in your eligible account for an additional 45 days from the 46th day.* Your bonus will be deposited as a credit to your open, eligible checking account within 30 calendar days after you have completed all required activities. Only new checking customers can take advantage of this offer.
The information for the Citi Checking Account has been collected independently by BankDealGuy. The product details on this page have not been reviewed or provided by the bank.
| Truist Checking ($400 bonus) | KeyBank Checking ($300 bonus) |
| Fifth Third Bank Preferred Checking ($300 Bonus) | HSBC Premier Checking (Up to $2,500 Cash Bonus), |
Citi Checking $325 or $450 Cash Bonus
New checking customers can earn a $325 or $450 cash bonus when opening a new eligible checking account from 10/9/24 to 1/7/25 with qualifying Enhanced Direct Deposits and required activities.
- Open a new eligible Citi® Checking account with Enhanced Direct Deposits and enroll in this offer by applying directly from this page. Offer valid from 10/9/24 to 1/7/25.
- Deposit at least two (2) Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. Your total combined Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible.
- Earn $325 when you make $3,000 in qualifying Enhanced Direct Deposits
- Earn $450 when you make $6,000 in qualifying Enhanced Direct Deposits
- Earn and enjoy a $325 or $450 cash bonus. Your bonus amount will be determined by the sum of all Enhanced Direct Deposits made to your new Checking Account as of the 90th calendar day after account opening. Your bonus will be deposited as a credit to your open, eligible checking account within 30 days after the end of the 90-calendar day qualification period. Only new checking customers can take advantage of this offer.
The information for the Citi Checking Account has been collected independently by BankDealGuy. The product details on this page have not been reviewed or provided by the bank.
| Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
| Fifth Third Bank Momentum® Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | |
Citi Checking $325 Cash Bonus
New checking customers can earn a $325 cash bonus when opening a new eligible checking account from 10/9/24 to 1/7/25 with qualifying Enhanced Direct Deposits and required activities.
- Open a new eligible Citi® Checking account with Enhanced Direct Deposits and enroll in this offer by applying directly from this page. Offer valid from 10/9/24 to 1/7/25.
- Deposit at least two (2) Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. Your total combined Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible.
- Earn and enjoy a $325 cash bonus. Your bonus will be deposited as a credit to your open, eligible checking account within 30 calendar days after you have completed all required activities. Only new checking customers can take advantage of this offer.
The information for the Citi Checking Account has been collected independently by BankDealGuy. The product details on this page have not been reviewed or provided by the bank.
| Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
| Fifth Third Bank Momentum® Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | |
Citi Up to $2,000 Business Checking Bonus
Earn up to a $2,000 cash bonus. Here’s how to earn your Citi business checking cash bonus:
- Open a new CitiBusiness® (Analyzed), Streamlined, or Flexible Checking Account between July 9, 2024 and January 7, 2025. Ask a Citibank Business Specialist to enroll you in the Citi Checking Offer.
- Fund your account. Within 45 days of account opening, make a qualifying deposit of $5,000 or more in New-to-Citibank2 funds to eligible accounts.
- Maintain your balance. Maintain the required minimum balance for an additional 45 days from the 46th day. Your bonus will be deposited to your Citibank business checking account as a credit within 30 days from the end of the month in which you complete all requirements.
| Qualifying Balance Level | Cash Bonus |
| $5,000 – $19,999 | $300 |
| $20,000 – $99,999 | $750 |
| $100,000 – $199,999 | $1,500 |
| $200,000 and above | $2,000 |
The information for the Citi Business Checking Account has been collected independently by BankDealGuy. The product details on this page have not been reviewed or provided by the bank.
| Chase Business Complete Checking® ($300 Bonus) | U.S. Bank Business Checking ( $400 or $900 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Live Oak Bank Business Savings ($200 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Bluevine Business Checking ($300 Bonus) | |
Citi Self Invest Up To $500 Bonus
Earn up to $500 when you open and fund a Citi Self Invest account and complete all requirements.
- Fund a new or existing Citigroup Global Markets Inc. (“CGMI”) Citi Self Invest (“CSI”) account with a minimum of $10,000 of New-To-Citi funds during an Account Funding Period as described below. See below for the definition of “New-to-Citi funds”. The date your CSI account receives the first New to Citi funds in your CSI account is defined as your “Date of Initial Funding.” The Date of Initial Funding will determine the Initial Funding Month that begins the Account Funding Period. During the Account Funding Period, you may continue to add New-To-Citi funds to establish your bonus amount.
- You must be enrolled in eDelivery of statements through the end of the Account Funding Period.
- Maintain the New-To-Citi funds in your Citi Self Invest account through the Maintain Funds Period shown in the Example of Funding and Maintenance Requirements
| Cash Bonus | New-To-Citi Funding |
| $100 | $10,000 – $49,999 |
| $200 | $50,000 – $199,999 |
| $500 | $200,000 or more |
The information for the Citi® Self Invest has been collected independently by BankDealGuy. The product details on this page have not been reviewed or provided by the bank.
| J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($3500 Cash) |
| Webull (Free Stocks) | |
Citi Personal Wealth Management Up To $5000 Bonus
Earn up to $5,000 and help get your investments on track.
- Step 1: Contact a Financial Advisor to enroll a new or existing eligible Citi Personal Wealth Management account by 12/31/2024.
- Step 2: Fund a new or existing Citi Personal Wealth Management account with a minimum of $50,000 in New-to-Citi funds between 10/1/2024 – 12/31/2024.
- Step 3: Enroll or maintain enrollment in eDelivery of statements through the Account Funding Period deadline shown in the Terms and Conditions.
- Step 4: Maintain the New-to-Citi funds in your account through the Maintain Funds deadline shown in the Terms and Conditions.
| Cash Bonus | New-To-Citi Funding |
| $500 | $50,000 – $199,999 |
| $1,000 | $200,000 – $499,999 |
| $2,000 | $500,000 – $999,999 |
| $3,000 | $1,000,000 – $1,999,999 |
| $5,000 | $2,000,000+ |
The information for the Citi Personal Wealth Management has been collected independently by BankDealGuy. The product details on this page have not been reviewed or provided by the bank.
| J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($3500 Cash) |
| Webull (Free Stocks) | |
Citi® Accelerate Savings
Citi Checking $400 Cash Bonus (Expired)
New checking customers can earn a $400 cash bonus by opening an eligible checking account from 8/21/24 to 10/8/24 and completing required activities.
- Open new account. To enroll in this offer, you must apply directly from this page. Opening an account does not guarantee that you meet eligibility requirements. Open a new eligible checking account and enroll in the bonus offer the same day. Offer valid from 8/21/24 to 10/8/24.
- Fund your account. Deposit a required minimum balance of $10,000 in New-to-Citibank funds into your checking account within 45 calendar days from account opening.
- Maintain your balance. Maintain the required minimum balance of $10,000 in your eligible Citi Checking Account for an additional 45 days from the 46th day. Your bonus will be deposited as a credit to your open, eligible checking account within 30 calendar days after you have completed all required activities. Only new checking customers can take advantage of this offer.
The information for the Citi Checking Account has been collected independently by BankDealGuy. The product details on this page have not been reviewed or provided by the bank.
| Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
| Fifth Third Bank Momentum® Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | |
Citi Priority Account Up to $2,000 Cash Bonus (Expired)
Open a Citi Priority Account and earn a cash bonus of $200, $500, $1,000, $1,500, or $2,000 when you maintain a minimum eligible balance and complete required activities.
- What you’ll get: Up to $2,000 cash bonus
- Account: Citi Priority Account
- How to earn it:
- Deposit New-to-Citi® Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
- When it expires: 1/9/2024
| Truist Checking ($400 bonus) | KeyBank Checking ($300 bonus) |
| Fifth Third Bank Preferred Checking ($300 Bonus) | HSBC Premier Checking (Up to $2,500 Cash Bonus), |
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
Key Benefits of Citi Priority:
- No Citi fees at non-Citi ATMs
- Preferred pricing and rates on select products and services
- Citi Priority Advisors
- Investment guidance and resources from Citi Personal Wealth Management
- Travel and global benefits
Citigold® Checking Account Up to $2,000 Cash Bonus (Expired)
Open a Citigold® Checking Account and earn a $200, $500, $1,000, $1,500, or $2,000 cash bonus when you maintain a minimum eligible balance and complete required activities.
- What you’ll get: Up to $2,000 cash bonus
- Account Type: Citigold® Checking Account
- How to earn it:
- Deposit New-to-Citi® Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
- When it expires: 1/9/2024
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
Key Benefits of Citigold® Checking Account:
- Unlimited reimbursement of non-Citi ATM fees*
- Dedicated team*
- World-class investment platform from Citi Personal Wealth Management
- Complimentary financial planning from Citi Personal Wealth Management
- Citigold® Concierge*
- Preferred pricing and rates on select products and services*
- Investment guidance and resources from Citi Personal Wealth Management
- Travel and global benefits
Why Citi?
- Convenient locations.
- With ATMs and branches in the places you live, work and play, you’re never far from your money. Find an ATM or branch near you.
- Practical banking and investment digital tools.
- Their award-winning website and mobile app make it easy to bank virtually anywhere, anytime.
- The Citi Mobile® app provides smart, on-the-go capabilities for managing your banking and investment Accounts.
- Account protection.
- Citi takes measures to help protect your account with ongoing fraud monitoring, activity notifications and alerts. Plus you have automatic access to Citi® Identity Theft Solutions should the need ever arise.
For more options, compare Citi Promotions to offers from Chase Bank, HSBC, Huntington Bank, Discover Bank, TD Bank, CIT Bank, Bank of America, or our list of the best bank bonuses.
Be careful when applying to the “New to Citi Check Cash Bonus Offer”. The rules say that you can open it using several account types. But if you use the online application it will automatically put you in the preimium banking which will charge you a $30 per month fee if you do not keep a $50,000 bonus. According to Citi bank of you attempt to change to one of the other allowed bank accounts in the 170 day between when you open the account and they give you the bonus then it will disqualify you.
If you intend to have less then $50,000 in your account after the first 80 day then make sure to open your account by calling the phone number in the terms of the agreement and asking for the “Basic Banking Package with Regular Checking”. The Basic Banking Package w/ regular checking will require a $1500 minuimum or pay $12 per month fee. But be careful because calling any other phone number would not allow you to be elegable for the offer.
Calling the number will cause your bonus to come 10 days later then if you apply online but will give you a chance to get everything correct the first time.
Never trust Citibank, they will take your money, promising bonus, but when 150 days passed since requirements have been met, they say “we don’t see promotions on your account” even thought I called them every month just to make sure that the account is set up correctly and I am getting the bonus.
First they ask for promotional CODE, after arguing for 30 minutes, they will put you on hold for another 30 minutes and say “we finally located the CODE for you”, but 60 days plus 90 days is when you get the bonus.
Call after 150 days and you will find out that you don’t have promotions on your account :)))
I suggest to take your money and bank somewhere else
Shame, CITI!
The Citibank 500 US dollar bonus scheme appears to be a scam and is a shame.
I deposited 50,000 dollars in to my new account within the stipulated period and now then they tell me that I don’t qualify for the bonus because I did not put new funds within the first 30 days. The promotional web-site clearly stated that I could place new funds by June 30th which they now dispute.
When I call them they keep asking me for the ‘promotional code’ which they never ever gave me. They never sent me a confirmation email or a letter. It was all on the web.
The manager I spoke to (Ms Aura) would not give her last name or tell me where she was based. Finally she said that she was in Guatemala. She would not give me her contact phone number. But she kept claiming that she was the boss and there was no other supervisor above her. I already opened a checking, savings and a CD account with them and was planning to open a trading account and increasing my balance to 200 K USD.
But now I am very upset with their new marketing gimmick and am starting to lose my trust with Citibank. I am now thinking of closing all my accounts with them.
If you can not trust the bank – you can not trust your money with them. Bye bye Citibank.
Is there any citi promo for existing customers?
I invested in the Citibank promotion offer in July by depositing $15,000 in a checking account and $100 in a savings account. The deal was that I would receive a bonus award of $400 after 150 days. The 150th day was December 10. To date, 26 days later, the $400 has not been deposited. There seems to be no information about how many days a bank has in which to deposit a promised award. Are there federal rules about this? Citibank will not tell me when they will deposit the $400 in my checking account. Thanks for your help.
The above issue was settled when CFPB got involved and sent my complaint to the bank. It was then discovered that the banker who opened my account had made an error by not typing in the code for the promotion offer which meant that my account was being treated as a regular checking account and would not receive the $400 bonus award. On Jan. 8, the $400 was deposited in my account. Now, I feel that Citibank should compensate me for the 29 days I had to wait before receiving the $400 during which time I experienced a lot of aggravation, wrote complaint letters, made many phone calls, etc. This has not been fun.
Although it sucks that you had to jump through hoops to get your bonus I don’t think you should receive any compensation after actually receiving the bonus. You made some phone calls and wrote some letters, it’s not really that much work. Had they taken money from your account then that would be another story but you honestly received free money just putting money into a bank account.
If any of you decide to open a City bank account, please use the referral code 201108537.
thanks
I called about your HSBC bank checking review : $350.00 bonus listed on Feb.5, 2017. I met all of the requirements but was told that since this offer does not appear on the HSBC website, they do not honor it.
Greetings Esther,
Thanks for your comment and visiting BankDealGuy. For these types of bonuses, YMMV (your mileage may vary). This means that eligibility for the offer may vary from person to person whether it be at specific branch, region, or persons (via direct mailings, email, promo codes, etc). Bank bonuses and offers like this, we list them as “targeted” or “ymmv” in the title of the review. For future reference, please check directly with the bank or banker for qualification prior to application. In addition, it would be a good idea to have a printout of the offer in case of a dispute.
For more deals and offers, we’ve compiled a list of the latest bank bonuses at your convenience. Feel free to browse through our list via the link below.
https://bankdealguy.com/best-bank-deals/
Hope this helps! -Danny