Find new HSBC Bank promotions, bonuses, and offers for April 2020 here.
The typical amounts for bonuses have been $225, $270, $475, $700, and up to 2,000 cash.
Not only does HSBC offer outstanding bonuses to their checking products, you have the opportunity to earn one of the best and competitive interest rates on your funds when opening their saving account.
HSBC Bank is available nationwide when you apply online. However, HSBC Bank has over 230 branches throughout California, Connecticut, District of Columbia, Delaware, Florida, Maryland, New Jersey, New York, Pennsylvania, Virginia, Washington. In other words, you can easily find a branch and start signing up for HSBC Bank promotions.
In addition to the range of current promotions from HSBC Bank, you can also take advantage of a range of great promotions from banks such as Huntington Bank, Chase Bank, Discover Bank, TD Bank, BBVA or CIT Bank.
| PROMOTIONAL LINK | OFFER | REVIEW |
| HSBC Premier Checking Member FDIC | $475 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $700 | Review |
| HSBC Advance Checking Member FDIC | $225 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $270 | Review |
Continue reading to find out more about HSBC Bank promotions.
Table of Contents
HSBC Premier Checking Account $700 Bonus
Earn up to $700 for opening a new HSBC Premier Checking account. This offer is available online, nationwide.
- What you’ll get: $700 bonus
- Eligible account: HSBC Premier Checking
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide, Online (Branch Locator)
(Offer Expires 06/29/2020)
How To Earn Your $700 Bonus
- Get up to $700 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by June 29, 2020; and
- Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
- Enjoy 3% Cash Bonus, up to $700, on Qualifying Direct Deposits up to $120 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month’s qualifying activities.
The $50 monthly maintenance fee is waived if minimum balance requirements are met:
To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR any HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.
- HSBC Premier 3% Cash Bonus Offer Terms and Conditions: This offer is available only online for applications completed using the Apply now button on the offer webpage.
- You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
- You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month’s qualifying activities. Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Premier checking account from third parties at least once per calendar month. Customers who held an HSBC consumer deposit or investment account from March 29, 2017 through and including March 29, 2020 are not eligible for this offer.
- All qualifying activities must be completed within the stated time frames in order to be eligible for 3% Cash Bonus. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities. All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC.
- Limit one 3% Promotional Offer or New Consumer Deposit Offer per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes. The 3% Cash Bonus to your HSBC Premier checking account will be reported on the applicable IRS form.
- To be eligible for the offer, your HSBC Premier checking account must be open without being changed to a product with lower balance requirements, in good standing at the time of fulfillment.
HSBC Premier Checking Account $475 Bonus
Earn up to $475 for opening a new HSBC Premier Checking account. This offer is available online, nationwide.
- What you’ll get: $475 bonus
- Eligible account: HSBC Premier Checking
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide, Online (Branch Locator)
(Offer Expires 06/29/2020)
How To Earn Your $475 Bonus
- Get a $475 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by June 29, 2020; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $475 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It’s that simple.
The $50 monthly maintenance fee is waived if minimum balance requirements are met:
To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR any HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.
- HSBC Premier $475 Welcome Deposit Offer Terms and Conditions: This offer is available only online for applications completed using the Apply now button on the offer webpage.
- You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
- You will automatically receive the $475 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Premier checking account from third parties at least once per calendar month.
- Customers who held any HSBC consumer deposit or investment account March 29, 2017 through and including March 29, 2020 are not eligible for this offer.
- Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in the form of merchandise and/or cash bonus that are offered to consumers who open an eligible checking account and satisfy qualifying activities.
- All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC. Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
- Your HSBC Premier checking account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
- The Welcome Deposit to your HSBC eligible checking account will be reported on the applicable IRS form.
- To be eligible for the offer, your HSBC Premier checking account must be open without being changed to a product with lower balance requirements, in good standing at the time of fulfillment.
HSBC Advance Checking Account $270 Bonus
Earn up to $270 for a new HSBC Advance Checking account with this offer. Offer is available online, nationwide.
- What you’ll get: $270 bonus
- Eligible account: HSBC Advance Checking
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide, Online (Branch Locator)
(Offer Expires 06/29/2020)
How To Earn Your $270 Bonus
- Get up to $270 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
- Open your new HSBC Advance checking account online by June 29, 2020; and
- Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
- Enjoy 3% Cash Bonus, up to $270, on Qualifying Direct Deposits up to $50 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month’s qualifying activities.
The $25 monthly maintenance fee for the HSBC Advance Checking account is waived with the following requiements:
- $5,000 in combined U.S. Dollar personal deposit accounts and investment balances OR
- A monthly recurring direct deposit from a third party to an HSBC Advance checking account OR an HSBC U.S. residential mortgage loan
Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship.
- HSBC Advance 3% Cash Bonus Offer Terms and Conditions: This offer is available only online for applications completed using the Apply now button on the offer webpage.
- You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
- The 6 calendar months from account opening begins with the first full calendar month after your Advance checking account is opened. You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month’s qualifying activities.
- Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Advance checking account from third parties at least once per calendar month. Customers who held an HSBC consumer deposit or investment account from March 29, 2017 through and including March 29, 2020 are not eligible for this offer.
- All qualifying activities must be completed within the stated time frames in order to be eligible for the 3% Cash Bonus. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities.
- All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC. Limit one 3% Promotional Offer or New Consumer Deposit Offer per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
- The 3% Cash Bonus to your HSBC Advance checking account will be reported on the applicable IRS form.
- To be eligible for the offer, your HSBC Advance checking account must be open without being changed to a product with lower balance requirements, in good standing at the time of fulfillment.
HSBC Advance Checking Account $225 Bonus
Earn up to $225 for a new HSBC Advance Checking account with this offer. Offer is available online, nationwide.
- What you’ll get: $225 bonus
- Eligible account: HSBC Advance Checking
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide, Online (Branch Locator)
(Offer Expires 06/29/2020)
How To Earn Your $225 Bonus
- Get a $225 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.
- Open your new HSBC Advance checking account online by June 29, 2020; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening
- You will automatically receive the $225 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It’s that simple.
The $25 monthly maintenance fee for the HSBC Advance Checking account is waived with the following requiements:
- $5,000 in combined U.S. Dollar personal deposit accounts and investment balances OR
- A monthly recurring direct deposit from a third party to an HSBC Advance checking account OR an HSBC U.S. residential mortgage loan
Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship.
- HSBC Advance $225 Welcome Deposit Offer Terms and Conditions: This offer is available only online for applications completed using the Apply now button on the offer webpage.
- You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
- You will automatically receive the $225 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Advance checking account from third parties at least once per calendar month.
- Customers who held any HSBC consumer deposit or investment account from March 29, 2017 through and including March 29, 2020 are not eligible for this offer.
- Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in the form of merchandise and/or cash bonus that are offered to consumers who open an eligible checking account and satisfy qualifying activities.
- All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC. Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
- Your HSBC Advance checking account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
- The Welcome Deposit to your HSBC eligible checking account will be reported on the applicable IRS form.
- To be eligible for the offer, your HSBC Advance checking account must be open without being changed to a product with lower balance requirements, in good standing at the time of fulfillment.
$2000 in Referral Bonuses For You, $500 Bonus For Them
You can earn up to $2,000 in referral bonuses per calendar year, $100 – $200 per referral, when someone you refer opens a qualifying Checking account. The people you refer can also earn anywhere from a $100 bonus, up to a $500 bonus as well.
- What you’ll get: $100 – $200 per referral
- Eligible account: HSBC Premier, HSBC Advance, and HSBC Choice Checking accounts
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide, Online (Branch Locator)
- How to earn it: Earn up to $2,000 a year in referrals.
- When you’ll receive it: Within eight weeks of referring members
- To refer a friend, you must be an HSBC Premier, Advance, or Choice Checking customer.
- Log-on to Personal Internet Banking to view your Share the Experience referral page and personalized referral code.
- After you log-on to Personal Internet Banking, share your personalized referral code with friends by either:
providing them with your personalized referral code
printing the referral form, which contains your personalized code - When your friend opens their new qualifying Premier, Advance, or Choice Checking account during the offer period, they simply provide the banker with your personalized referral code at account opening. For you to receive credit for the referral, the new account can be opened only in an HSBC branch or over the phone and must remain open for 15 business days.
- Your referral bonus will be deposited to your qualifying HSBC Premier, Advance, or Choice Checking account within 8 weeks of your friend’s account opening.
- You’ll receive a $100 deposit for your first two referrals and up to $200 for each additional referral. Limit of $2,000 in earnings per calendar year. Reward doubles at 3rd referral–$2,000 cap.
- The new account must be fully funded within six months of account opening.
- The individual you referred will receive a $500 referral bonus to their new qualifying HSBC Premier checking account, a $250 referral bonus to their new qualifying HSBC Advance checking account, or a $100 referral bonus to their new qualifying HSBC Choice Checking account within 8 weeks from the date their new account is fully funded.
- The new qualifying account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
- The qualifying new account must be opened only in a branch or over the phone.
- The individual you refer may receive a referral bonus only once and can use only one referral code at the time of account opening.
- Referral bonus is limited to one per household.
Author’s Verdict
HSBC Bank promotions are definitely some of the best available nationwide. Additionally, by signing up for a bonus you get to have access to all the perks and services HSBC Bank has to offer. Finally, you can earn $2,000 a year referring new members to join you at HSBC Bank.
If you have experience banking with HSBC, please leave us a comment below letting us know about your experience. Alternatively if you want to compare HSBC Bank promotions with others check out our full list of Bank Promotions.
Finally, bookmark this page and check back to find an updated list of HSBC Bank promotions and bonuses.*
| PROMOTIONAL LINK | OFFER | REVIEW |
| CIT Bank Savings Builder | $300 Cash | Review |
| Chase Total Business Checking® | $300 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Huntington Asterisk-Free Checking® | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $475 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $700 | Review |
| HSBC Advance Checking Member FDIC | $225 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $270 | Review |
| TD Bank Beyond CheckingSM | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
Disclaimer: Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. The information, including rates and fees, presented in the review is accurate as of the date of the review. Please refer to issuer website and application for the most current information. We may be paid for the content on this site.
I have tried repeatedly to get this deal and I keep getting rejected because “we’re unable to verify credit references” and they tell me to lift freezes. Tech support said they use Experian, Equifax and Innovis. I temporarily lifted freezes on Experian and Equifax, never had an Innovis account to freeze. Still getting rejections.
The idea of a credit check to open a checking account is repulsive but I’ll play their game for $350. But for now I’m giving up on HSBC and trying my luck somewhere else.
I CANNOT FIND THE PROPER SITE TO APPLY FOR YOUR HSBC PREMIER CHECKING ACCT>
WITH DEPOSIT OF $100,000 OR MORE TO EARN YOUR $750.00 BONUS.