If you’re looking for a new savings account available nationwide, Marcus by Goldman Sachs is offering you 3.65% APY on your funds for opening a new Online Savings Account.
Update 3/11/26:
- Offer ends today – you can earn up to $1500 bonus with a new account!
- You can also get a +0.25% Cash Bonus total over 3 months with this link.
Marcus by Goldman Sachs Online Savings $1500 Bonus
How to earn bonus:
- Must enroll in the Cash Bonus by 3/11/26.
- Enroll. New customers: Open an Online Savings Account and enroll. Existing customers: Log in and enroll your Online Savings Account.
- Deposit and maintain.
- First, deposit $10,000, $50,000, or $100,000 into your Enrolled Account within 10 calendar days of enrollment (the Funding Period).
- $100 bonus: $10,000+ deposit & maintain new funds
- $750 bonus: $50,000+ deposit & maintain new funds
- $1.500 bonus: $100,000+ deposit & maintain new funds
- Next, maintain your New Funds for 90 days from the end of the 10-Day Funding Period.
- For existing customers, you must also maintain your enrolled savings account starting balance and total combined Marcus starting balance for 90 days.
- First, deposit $10,000, $50,000, or $100,000 into your Enrolled Account within 10 calendar days of enrollment (the Funding Period).
- Receive cash. Success! We’ll automatically deposit your bonus into your account within 14 calendar days after you fulfill the bonus requirements.
Important disclosures: Enroll your Online Savings Account in the Offer, then deposit (within 10 calendar days of enrollment) and maintain at least $10,000 (for $100 bonus), $50,000 (for $750 bonus), or $100,000 (for $1,500 bonus) of New Funds, plus your balances in your enrolled account and across all Marcus accounts as of 6:00 pm ET on 1/27/26, for 90 days after the 10-day Funding Period. Withdrawals made by you or a joint owner while enrolled, including CD maturities to non-Marcus accounts or CD early withdrawals, may result in a lower bonus or losing eligibility, depending on your balances.
Marcus by Goldman Sachs Online Savings
- Learn More at Marcus by Goldman Sachs
- Availability: Nationwide
- Credit Inquiry: Soft Pull or Hard Pull?
- Credit Funding: Unknown
- Monthly Fee: None
- Early Termination Fee: None listed
(FDIC Insured)
Marcus by Goldman Sachs Account Benefits
- No minimum deposit to open
- No transaction fees
- Same day transfers of $100,000 or less to/from other banks
- Link other bank accounts for incoming and outgoing transfers
- Contact center available 7 days a week
- FDIC insurance up to the maximum allowed by law
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Author’s Verdict
We’ve all heard of Marcus by Goldman Sachs so you know this is a reputable bank. Let us know if you have any info regarding if this account incurs a hard or soft pull. If you’re unfamiliar with what hard pull and soft pulls are and how it can affect you, see our hard pull vs soft pull post here.
In addition to the current rate from Marcus by Goldman Sachs, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
Additionally, let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!
