Bank Deal Guy

Learn more about Chase Private Client Checking^SM bonuses and promotions here.

For existing Chase Bank customers, they are now offering a up to $3,000 bonus offer to open a Chase Private Client account.

Update 4/18/25: The offer has been extended through 7/16/25. One of the biggest offers from Chase, but keep in mind the cash deposit requirement. If you qualify, you can earn $1,000 up to $3,000 bonus depending on your deposit.

Chase Private Client Checking $3,000 Bonus Offer

Existing Chase Bank customers can earn a $3,000 bonus by joining Chase Private Client. Enjoy personalized perks and benefits you would receive from a large financial institution while allowing you to save time and money.

• Bonus Offer: Up to $3,000 Bonus
• Availability: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Requirement: None
• Monthly Service Fee: There is a $35 Monthly Service Fee for Chase Private Client Checking OR $0 when you have at least one of the following each statement period: an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying deposits/investments OR, a linked Chase Platinum Business Checking^SM account.

(Expires 07/16/2025)

Chase Private Client Checking Summary

• You’re eligible for up to a $3,000 bonus when you open a new Chase Private Client Checking^SM account with qualifying activities.
• Speak with a Private Client Banker to open your Chase Private Client Checking^SM account today. Schedule your meeting at your nearest branch to get started.
• Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker and 24/7 access to a U.S. based banking service line.
• Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000.
• No fees at Chase and non-Chase ATMs worldwide.
• No Chase fee on incoming or outgoing wire transfers.
• Enjoy higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDeposit^SM limits.
• Relationship rates which may make you eligible for a 0.25% auto loan rate discount, and invitation-only events.
• Enhance your relationship with access to a J.P. Morgan Private Client Advisor who can help create a personalized investment strategy.
• Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law.

How To Earn The Bonus

• Enjoy up to a $3,000 bonus when you open a new Chase Private Client Checking^SM account with qualifying activities.
• Within 45 days of coupon enrollment, transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth Management non-retirement accounts (excludes Chase Personal and Business CDs, Chase business checking and savings accounts, any J.P. Morgan Self-Directed Investing & Automated Investing, J.P. Morgan Personal Advisors Accounts, and J.P. Morgan Wealth Management retirement accounts).
• Your bonus will be determined on day 45. Maintain your new money for 90 days from coupon enrollment and enjoy your bonus. We’ll add it to your account within 40 days.

Fine Print

• Eligible Accounts: qualifying Chase personal checking and savings accounts, and J.P. Morgan Wealth Management non-retirement investment accounts (opened in a Chase branch and serviced by a J.P. Morgan Private Client Advisor).
• Ineligible Accounts: Chase business checking and savings accounts, any J.P. Morgan Self-Directed Investing & Automated Investing accounts, any J.P. Morgan Wealth Management retirement accounts (such as Traditional and Roth IRAs, Keoghs, SEP and SIMPLE IRAs, and 401(k) plans); CDs; insurance products; fixed and variable annuities; J.P. Morgan Fund Accounts; 529 College Savings Plans; attorney trust accounts; client fund trust accounts; donor-advised funds; as well as Government or Non-Profit accounts.
• The qualifying new money cannot be existing deposits, funds or securities held by you at Chase or its affiliates. AND 3) Hold the new money of at least $250,000 for at least 90 days from the coupon enrollment date (gains and losses to qualifying investment balances from trading or market fluctuation will not be counted for purposes of meeting the balance requirements). After you have completed all the above requirements, we will deposit the bonus in your existing Chase Private Client CheckingSM account within 40 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Additionally, fees may reduce earnings on the account. You can receive only one Chase Private Client CheckingSM new money bonus in a 12 month period from the last bonus coupon enrollment date. Coupon is good for one time use and only one bonus per account. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Chase Private Client Perks & Benefits

• No annual rent for 3 x 5 Safe Deposit Box (subject to availability) and 20% discount for larger boxes
• No stop payment fees
• No fees for money orders, cashier’s checks, counter checks Access and admission to select arts and cultural institutions across the country
• No Chase fee at a non-Chase ATM – including international ATMs.
• ATM fees charged by the ATM owners are refunded up to 5 times per statement period
• Increased Chase QuickDeposit limits
• Increased limits for Chase QuickPay with Zelle
• $0 commissions on all You Invest Trade online U.S. listed equity and ETF trades (limited to two retirement and two non-retirement accounts per customer)
• Special access and admission to selected arts and cultural institutions across selected cities through your Chase Private Client Arts & Culture Program.
• No foreign exchange rate adjustment fees for debit card usage or ATM withdrawals in a currency other than US dollars

Higher Limits

• Higher Chase QuickDeposit^SM limits ($25,000 per day and $100,000 every 30 days)
• Higher Chase QuickPay^® with Zelle^® limits ($5,000 per day and $40,000 every 30 days)
• Higher daily ATM withdrawal limit (of up to $2,000)
• Higher daily purchase limit (of up to $7,500 when you use your Chase Private Client debit card)

Author’s Verdict

All in all, Chase Private Client is a great choice for wealthy individuals who have at least $250,000 in investments and accounts in your Chase Accounts. Qualifying accounts for the total $250k requirement include:

• Your Chase Private Client account and up to 9 Chase Private Client Checking accounts
• Chase High School Checking^SM accounts
• Chase Savings accounts (excluding Chase Premier Savings^SM)
• Chase Liquid Cards
• Chase CDs
• Chase business checking and savings accounts (balances in attorney trust accounts and client fund trust accounts do not qualify)

Additionally, benefits associated with your account can not only be extended to you, but also your immediate family members who hold a joint account with Chase. Ultimately, if you are looking to save more on maintenance cost and external fees, the $2,000 bonus does make storing $250,000 away for Chase Private Client status much more reasonable.

If you’re not already a Chase banking customer, I recommend to see all options for their Checking, Savings and Business account promotions here. Two good Checking options with sign-up promotions are Chase Premier Plus Checking^SM and Chase Total Checking®

• You're eligible for up to a $3,000 bonus when you open a new Chase Private Client CheckingSM account with qualifying activities. • Speak with a Private Client Banker to open your Chase Private Client CheckingSM account today. Schedule your meeting at your nearest branch to get started. • Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker and 24/7 access to a U.S. based banking service line. • Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000. • No fees at Chase and non-Chase ATMs worldwide. • No Chase fee on incoming or outgoing wire transfers. • Enjoy higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDepositSM limits. • Relationship rates which may make you eligible for a 0.25% auto loan rate discount, and invitation-only events. • Enhance your relationship with access to a J.P. Morgan Private Client Advisor who can help create a personalized investment strategy. • Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law. Learn More at Chase