Discover Checking Account: Earn 1% Cash Back On Up To $3,000 In Debit Card Purchases Each Month [Nationwide]

Tired of your bank’s checking account draining your funds with various fees, lack of features, and keeping you limited on what you can do? Consider the Discover® Cashback Debit account! Discover Bank is offering you a chance to earn 1% cash back on up to $3,000 in debit card purchases each month when you open their Discover Checking Account. Member FDIC. See website for details.

Update 7/2/25: This account offers a major perk –  you’ll earn 1% cash back on up to $3,000 in debit card purchases each month with no fees!

Discover Checking Account Features

• Cashback – Earn 1% cash back on up to $3,000 in debit card purchases each month
• No. Fees. Period. That means you won’t be charged an account fee on our Cashback Debit account.
• Early Pay – Get your paycheck up to two days early with no charge
• No credit impact – You can apply without affecting your credit score.
• Fraud Protection – You’re never responsible for unauthorized debit card purchases. If you suspect someone else has used your debit card without your permission, let us know.
• Add Cash – Add cash into your account at Walmart stores nationwide.
• Apply in minutes – Applying for a Cashback Debit account is simple and fast.
• Fee free overdraft protection
• No minimum opening deposit and no minimum balance
• Cash access at over 60,000 no fee ATMs nationwide
• Discover App Access (4.9/5 star rating)
• 100% US-based customer service available 24/7
• Online Privacy Protection – Discover will help remove your personal info from 10 people-search sites, activate by the mobile app.
• FDIC Insured

(See advertiser website for full details.)

Need A Savings Account?

Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.50% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. Apply Now at Discover What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank.

Author’s Verdict

Out of the many checking accounts available at your local bank or an online bank, Discover Checking Account would be one of my top picks. Give Discover bank a shot.

If you’re interested in more info regarding Discover Bank Online offers, check out our full listing of Discover Bank Online Bank promotions. Be sure to check back on BankDealGuy for more bank promotions!