U.S. Bank Business Checking Bonus: $500 or $900 Offer Promotion (Nationwide)

Earn a $500 bonus when you open a Silver Business Checking Account or $900 when you open a Platinum Business Checking Account online with promo code Q1AFL25 and complete qualifying activities, subject to certain terms and limitations. Offer valid through March 31, 2025. Member FDIC.

Update 3/26/25: You can currently earn up to $900 bonus through 3/31/25.

U.S. Bank $500 or $900 Business Checking Bonus

• What you’ll get: $500 or $900 bonus
• Account Type:
  • Silver Business Checking Package
  • Gold Business Checking Package
  • Platinum Business Checking Package
• Availability: Nationwide

(Offer Expires 03/31/2025)

How to Earn Bonus

Complete these steps to earn the offer:

• Open a U.S. Bank Business checking account with promo code Q1AFL25
• Earn your $500 Business Checking bonus by opening a new U.S. Bank Silver Business Checking or Business Essentials account between 1/16/2025 and 3/31/2025.
  • You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening.
  • You must also complete 5 qualifying transactions within 60 days of account opening. or
• Earn your $900 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 1/16/2025 and 3/31/2025.
  • You must make deposit(s) of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $25,000 until the 60th day after account opening.
  • You must also complete 5 qualifying transactions within 60 days of account opening.

Promo code Q1AFL25 MUST be used when opening a U.S. Bank Silver, Platinum, or Business Essentials Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts. Business Essentials is not available in all markets; contact a banker for more details.

• Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposit or Bill Pay. Other transactions such as (but not limited to) other Person to Person payments, transfers to credit card or transfers between U.S. Bank accounts are not eligible.
• New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.
• Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
• Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
• All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
• Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.

Member FDIC.

Avoid Monthly Fees

• Silver Business Checking Package:
  • $0 monthly maintenance fee
• Gold Business Checking Package:
  • Waive the $20 Monthly Maintenance Fee with a U.S. Bank Payment Solutions Merchant Account OR
  • $10,000 average collected checking balance or $25,000 average collected checking balance on interest-bearing option OR
  • $20,000 in combined average collected deposit balances or $50,000 in combined average collected deposit balance on interest-bearing option OR
  • $50,000 combined average collected business deposits and outstanding business credit balances OR
  • $75,000 in combined business deposit and outstanding business credit
• Platinum Business Checking Package:
  • Waive the $30 Monthly Maintenance Fee with $25,000 average collected checking balance OR
  • $75,000 combined average collected business deposits and outstanding business credit balances

Author’s Verdict

If you’re looking to open a business checking account soon, this account may be enticing on top of a bonus after meeting the requirements.

Looking to open a personal account? See our review on the latest personal checking account promotions from U.S. Bank.

For more, see our list of the latest U.S. Bank Promotions and a full list of the latest bank bonuses from many banks and credit unions.

Member FDIC