Find the latest listing of Qapital promotions, bonuses, and offers here.
To start saving with Qapital, you simply connect a funding source, set savings Goals, and apply Rules that will trigger automatic transfers. When you use the Qapital debit card, you can manage your expenses and track your transactions in the app.
They are currently offering a $5 sign up bonus and $5 referral credits when you open an account.
You can compare Qapital with Acorns, digit.co, and astra. Find more referral offers here.
Qapital Promotions Review
- Bonus Link:
- Account Type: Qapital Account
- Availability: Nationwide
- Branches: Online Only
- Credit Inquiry: Unknown
- Direct Deposit Requirement: Unknown
- Credit Card Funding: Unknown
- Early Termination Fee: None listed, check with CSR for more information
For more current offers, check out our bank bonuses page. Compare Qapital rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll go over Qapital offers below.
Qapital $5 Sign-Up Bonus
What you’ll get: $5 Sign-Up Bonus + $5 Referral Credits- Where it’s available: Nationwide
- How to earn it:
- Open a new Qapital account and link a checking account to Qapital as your funding source.
- Set up a savings Goal and a Rule to automatically trigger a funds transfer
- Maintain your Qapital account in good standing for 45 days and complete a successful membership payment.
- To be considered in good standing, you must have a positive account balance of at least $20 and an active, verifiable status.
- After you meet the qualifications, Qapital will deposit a $5 bonus toward your goal.
- When it expires: None listed
Editor’s Note: You must mention referral code 338he3hs upon application.
(No Expiration Date)
Qapital Referral Program $5 Bonuses
Once you create a Qapital account, you can participate in the referral program. You can give your friends a $5 bonus, plus you get a $5 bonus for each referral.
To access the referral program, simply log in to your Qapital App under your Profile. Refer your friends via text message, email, and your own unique Qapital Referral Link.
When a friend signs up, Qapital will give them $25 toward their first goal as soon as they’ve made their first deposit. For each referral, you’ll get $25 toward one of your savings goals as well.
All Qapital referral rewards are paid out automatically after the referred user’s account has been open and in good standing for 45 days with a successful membership payment processed.
How to Earn Referral Bonus
- Before you start sending out referrals, make sure to sign up for a new Qapital account
- Make sure to use our referral link, so you can earn a $5 bonus.
- The referral offers often change and you need to check for details in your account.
- The Qapital everyday referral bonus program (the “Everyday Referral Bonus”) offers a cash bonus to Qapital users referring first-time Qapital accountholders (each such first-time accountholder a “Referred User”) and each Referred User.
- The Everyday Referral Bonus amount will be determined from time to time and disclosed in the mobile app.
- The Referral Bonus will appear in the form of a deposit in your Qapital account.
- The referring Qapital accountholder and the Referred User will receive the Everyday Referral Bonus once the Referred User makes a deposit to a Qapital goal, and both the referring Qapital user’s account and the Referred User’s Qapital account are in good standing.
- Qapital will consider an account in good standing when it has a positive account balance and an active, verifiable status.
- To be eligible for the Everyday Referral Bonus, the people you refer must use your personal invitation code when they sign up.
- Employees of Qapital are not eligible for the Everyday Referral Bonus.
- An existing Qapital user cannot refer himself, herself, or any other account attributable to such existing Qapital user.
- The Everyday Referral Bonus amount is subject to change in Qapital’s sole discretion.
- Qapital reserves the right to modify, restrict, suspend, revoke, or terminate this referral bonus program at any time.
With each new user you successfully refer, they get a $5 bonus and you get a $5 bonus. You can use your referral bonus towards your Qapital savings goals. This “everyday referral offer” changes from time to time and the current offer is accessible in your account.
How Qapital Works
To start saving with Qapital, you simply connect a funding source, set savings Goals, and apply Rules that will trigger automatic transfers. When you use the Qapital debit card, you can manage your expenses and track your transactions in the app.
For investors, Qapital’s pre-built portfolios diversify your funds based on your timeline and needs. Qapital offers all new customers a 30-day free trial to see if it works for you. After 30 days, you will be billed monthly based on your selected membership tier: Qapital Basic is $3/month; Qapital Complete is $6/month; and Qapital Master is $12/month.
Tiered Memberships
In addition to their existing savings-focused features, Qapital has introduced investing and money management tools for members who have additional financial needs.
- Basic – $3/month: Start building savings goals.
- Complete – $6/month: Empower smarting spending and investing.
- Master – $12/month: Unleash your full financial potential.
You can change your membership tier at any time, and any changes will go into effect immediately.
Qapital 30-Day Free Trial
The plan choices are $3/month for Basic, $6/month for Complete and $12/month for Master.
You’ll get 30 days free to try out the banking app to see how beneficial it can be for you.
(Visit for more)
Author’s Verdict
Qapital is a great platform to help you reach your saving goals. Because there are no monthly minimums or requirements, you don’t have to worry about any additional fees. However, there is a monthly subscription fee.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Qapital promotions here.
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