Find the latest listing of US Bank promotions, bonuses, and offers here.
Currently, US Bank is offering $300 bonuses for checking or savings accounts.
Table of Contents
- 1 US Bank Promotions Review
- 2 US Bank $300 Checking Bonus
- 3 US Bank $300 Savings Bonus *In-Branch Only*
- 4 Checking Account Bonuses
- 5 Special Checking Account Features
- 6 What to Open at US Bank
- 7 US Bank Checking Alternatives
- 8 How to Avoid US Bank Checking Account Fees
- 9 Savings Account Offers
- 10 US Bank Savings Alternatives
- 11 Bottom Line
US Bank Promotions Review
Established in 1863, U.S. Bank is the 4th largest bank in the nation when ranked by the number of branches, with over 3,000 locations. US Bank offers money-saving benefits, option to receive interest and many extra perks, a wide array of locations across the nation, and much more.
- Bonus Links:
- $300 Savings Bonus *No Direct Link*
- $300 Checking Bonus (Expires 06/29/2020)
- Account Type: Personal Checking
- Availability: Nationwide
- Branches: 2,900+ Branches (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: Yes
- Credit Card Funding: Up to $50
- Early Termination Fee: None
For more current offers, check out our bank bonuses page. Compare US Bank rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
I’ll go over US Bank offers below.
US Bank $300 Checking Bonus
- What you’ll get: $300 bonus
- Where it’s available: U.S. Bank footprint
- How to get it:
- To earn the $300 bonus offer, you must open a new U.S. Bank consumer checking account (excluding Student Checking and Safe Debit Account) online by June 29, 2020.
- Use promo code 20WEB05
- Receive recurring direct deposits of two or more that total $2,000 or more within 60 days of account opening
- Be enrolled in either U.S. Bank online banking or U.S. bank mobile app by July 6th, 2020
- To earn the $300 bonus offer, you must open a new U.S. Bank consumer checking account (excluding Student Checking and Safe Debit Account) online by June 29, 2020.
- When it expires: 06/29/2020
(Expires June 29, 2020)
US Bank $300 Savings Bonus *In-Branch Only*
- What you’ll get: $300 bonus
- Where it’s available: In-branch only. Might not be available at all branches.
- How to get it:
- Use promo code ELITE MONEY MARKET SP20 when opening a savings account
- Deposit $10,000 and maintain that deposit for three months after funding
- When it expires: Not listed
US Bank is one of the nation’s largest banks with 3,000 branches across 26 states. They also offer a variety of checking and savings accounts for different needs. However, minimum balance requirements to waive monthly service fees are somewhat high.
Checking Account Bonuses
US Bank offers cash bonuses for new checking customers from time to time. Sometimes you have to open a checking plus savings account package to earn these bonuses. The best part is these offers are usually available nationwide.
As an added perk, All US Bank checking accounts offer free online banking, bill pay, and mobile deposits.
Special Checking Account Features
All US Bank checking accounts come with these features.
- Overdraft Protection: You can link up to 3 eligible accounts to help cover overdrafts. If you link a US Bank money market or savings account, funds will be transferred to cover the overdraft without transfer fees. Additionally, you can link a US Bank credit card, a line of credit, or a home equity line of credit. However, keep in mind that these options may include a transfer fee and are subject to interest.
 To avoid overdrafts, you can set up custom alerts to receive emails or texts when you reach a certain balance level. |
- Send money with Zelle: Easily send money to anyone with a U.S. phone number or U.S. email address.
What to Open at US Bank
Keep your eye out on these great US Bank products:
- Promotional CD Special: US Bank offers a CD Special with fairly competitive rates. These CDs usually range from 9 to 59 months and require a minimum $1,000 deposit to open.
- Student Checking: This account has no monthly service fee and no minimum balance requirements for students. Additionally, you get 4 free non-US Bank ATM transactions per cycle and the first set of checks is free.
US Bank Checking Alternatives
Chase Total Checking®HSBC Advance CheckingTD Convenience CheckingChase Premier Plus CheckingSM
 • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit • Access to 16,000 Chase ATMs and nearly 4,900 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. |
 • Get up to $270 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities. • Open your new HSBC Advance checking account online by June 29, 2020; and • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then • Enjoy 3% Cash Bonus, up to $270, on Qualifying Direct Deposits up to $50 per month, during the first 6 calendar months after account opening • You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities. Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. |
 With the TD Convenience CheckingSM Account: • Earn $150 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost or worn debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service • Get a 0.25% discount on TD Bank Home Equity and Personal Loans |
 • Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus CheckingSM account and set up direct deposit. • Enjoy $300, more benefits, and earn interest on your new Chase checking account. • The $25 Monthly Service Fee is waived when you keep an average beginning day balance of $15,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. • No Chase fee on first four non-Chase ATM transactions per statement period. • Earn interest on your checking account balance. • Access to 16,000 Chase ATMs and nearly 4,900 branches • Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. |
How to Avoid US Bank Checking Account Fees
- Easy Checking: The $6.95 monthly service fee can be waived if you: maintain an average account balance of $1,500, OR have combined monthly direct deposits of at least $1,000.
- Gold: The $14.95 monthly service fee is waived if you open a US Bank personal loan, line of credit, or credit card.
- Platinum Checking: The $24.95 monthly service fee can be waived if you: maintain a combined balance of $25,000 in deposit accounts, credit balances, and investment accounts, OR have a personal trust relationship with US Bank Wealth Management.
- Student Checking: This account has no monthly service fee and no minimum balance requirements if you are a full-time student.
- Safe Debit: You cannot waive the $4.95 monthly service fee.
Savings Account Offers
- Savings: This account earns 0.01% APY. Minimum deposit $25 and there is a monthly maintenance fee $4 unless you have a $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
- Certificate of Deposit
- Standard Term CD: 0.05% – 0.75% APY. Terms ranging from 1 month – 60 months. Minimum deposit of $500. Maximum deposit $249,999.
- CD Special: 1.80% – 2.00% APY. Terms of 9, 17, 37 and 59 months. Minimum deposit of $1,000. Maximum deposit $249,999
- Money Market: 0.03% – 0.06% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have a $10,000 minimum daily ledger balance.
US Bank Savings Alternatives
Discover Online SavingsChase SavingsSMDiscover CDsDiscover Money Market
 -Available nationwide - paired with phenomenal customer service -Get 1.15% APY on your funds with no minimum requirements & no monthly fees! -No hidden fees. No minimum balance to open. -It's your money. Use it when and how you want. -Deposit checks on the go or grow your savings with automatic transfers. -Move money in and out of your savings account easily and securely. -View your savings account balance and activity online or with mobile app. -Get started and open a Discover Savings Account in 3 easy steps. |
• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 0.35% APY up to 1.25% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Start today with a minimum deposit of $2,500! • Get started and open a Discover CD in 3 easy steps. |
• Available nationwide online • Earn high yields with flexible access to your cash. • Earn 1.05% APY balances $100,000 and over • Earn 0.99% APY balances under $100,000 • Open with as little as $2,500. • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. |
Bottom Line
To summarize, US Bank has some of the best promotions, bonuses, and offers nationwide. However, keep in mind that waiving the monthly service fees can be difficult if you cannot meet the high account requirements.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of US Bank promotions here.
• Chase Bank Bonuses. Chase usually offers the most sign-up bonuses out of all the big banks. Read up and enjoy several promotions for their Checking, Savings and Business accounts. • HSBC Bank Bonuses. HSBC has some big value offers available for their Checking accounts. Some require hefty deposits to qualify. They also have an online Savings account offering a very competitive rate. • Huntington Bank Bonuses. Huntington has Consumer Checking and Business Checking accounts available throughout the year. • Discover Bank Bonuses. As an online bank, Discover offers high and competitive rates on their Savings, CD, and Money Market accounts. Enjoy excellent customer service nationwide. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. |
| PROMOTIONAL LINK | OFFER | REVIEW |
| HSBC Premier Checking Member FDIC | $475 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $700 | Review |
| HSBC Advance Checking Member FDIC | $225 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $270 | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| Huntington 25 Checking | $500 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Huntington Asterisk-Free Checking® | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| TD Bank Beyond CheckingSM | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
Editor Rating
Leave a Reply