Find the latest listing of US Bank promotions, bonuses, and offers here.
Currently, US Bank is offering up to $750 bonus for opening a new checking & savings account, and a $100 bonus for student checking accounts.
They have locations in the following states: AR, AZ, CA, CO, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, UT, WA, WI, and WY.
For more options, compare U.S. Bank Promotions to offers from Chase Bank, HSBC, Huntington Bank, Discover Bank, TD Bank, BBVA, CIT Bank, Bank of America, or our list of the best bank bonuses.
Table of Contents
- 0.1 US Bank Promotions Review
- 0.2 US Bank $100 Student Checking Bonus
- 0.3 US Bank $400 Checking Bonus
- 0.4 US Bank $750 Business Checking Bonus
- 0.5 [Expired] US Bank $400 Checking & Savings Bonus
- 0.6 [Expired] US Bank $250 Checking & Savings Bonus
- 0.7 [Expired] US Bank $300 Money Market Bonus – Targeted
- 1 US Bank Credit Cards
US Bank Promotions Review
Established in 1863, U.S. Bank is the 4th largest bank in the nation when ranked by the number of branches, with over 3,000 locations. US Bank offers money-saving benefits, option to receive interest and many extra perks, a wide array of locations across the nation, and much more.
- Bonus Links:
- $400 Checking Bonus (Expires 09/20/2021)
- $100 Student Checking Bonus (Saint Louis University) (Expires 09/20/2021)
- $100 Student Checking Bonus (San Diego State University) (Expires 09/20/2021)
- $100 Student Checking Bonus (University of Denver) (Expires 09/20/2021)
- $100 Student Checking Bonus (Seattle University) (Expires 09/20/2021)
- $100 Student Checking Bonus (Missouri Baptist University) (Expires 09/20/2021)
- $100 Student Checking Bonus (University of San Diego) (Expires 09/20/2021)
- $100 Student Checking Bonus (California State University Fullerton) (Expires 09/20/2021)
- $100 Student Checking Bonus (University of Nevada Las Vegas) (Expires 09/20/2021)
- $100 Student Checking Bonus (Colorado Mesa University) (Expires 09/20/2021)
- $100 Student Checking Bonus (University of Minnesota) (Expires 09/20/2021)
- $100 Student Checking Bonus (Ohio State University) (Expires 09/20/2021)
- $100 Student Checking Bonus (Seattle Pacific University) (Expires 09/20/2021)
- $100 Student Checking Bonus (University of Washington) (Expires 09/20/2021)
- $100 Student Checking Bonus (University Square) (Expires 09/20/2021)
- $750 Business Checking Bonus (10/29/2021)
- Account Type: Personal Checking, savings
- Availability: Nationwide
- Branches: 2,900+ Branches (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: Yes
- Credit Card Funding: Up to $50
- Early Termination Fee: None
For more current offers, check out our bank bonuses page. Compare US Bank rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
I’ll go over US Bank offers below.
US Bank $100 Student Checking Bonus
What you’ll get: $100- Promotional Links
- Saint Louis University
- San Diego State University
- University of Denver
- Seattle University
- Missouri Baptist University
- University of San Diego
- California State University Fullerton
- University of Nevada Las Vegas
- Colorado Mesa University
- University of Minnesota
- Ohio State University
- Seattle Pacific University
- University of Washington
- University Square
- Where it’s available: AR, AZ, CA, CO, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, UT, WA, WI, and WY
- How to earn it:
- Earn $50: Open a new Student Checking Account and complete all the following qualifying activities within 60 days of account opening
- Make $50 or more in total deposits
- Make 10 or more debit card purchases totaling $50 or more
- Enroll in the U.S. Bank Mobile App or U.S. Bank Online Banking
- Earn an additional $50: Complete the following qualifying activities
- Complete all the qualifying activities for the first $50
- Complete recurring direct deposits of two or more totaling $1,000 or more within 60 days of account opening
- Earn $50: Open a new Student Checking Account and complete all the following qualifying activities within 60 days of account opening
- When it expires: 09/20/2021
US Bank $400 Checking Bonus
- What you’ll get: up to $400
- Where it’s available: AR, AZ, CA, CO, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, UT, WA, WI, and WY
- How to earn it:
- Open a new consumer checking account (Platinum, Gold, or Easy Checking Account) using the promo code 2021Q3C by September 20, 2021 and complete the following activities within 60 days of account opening:
- Complete two or more recurring direct deposits
- Earn $100 when you direct deposit $1,000-$1,999.99
- Earn $200 when you direct deposit $2,000–$4,999.99
- Earn $400 when you direct deposit $5,000+
- Enroll in e-statements
- Complete two or more recurring direct deposits
- Open a new consumer checking account (Platinum, Gold, or Easy Checking Account) using the promo code 2021Q3C by September 20, 2021 and complete the following activities within 60 days of account opening:
- When it expires: 09/20/2021
(Expires September 20, 2021)
| Furthermore, I would compare this offer to some of the best offers available for entry level checking accounts. Current bonuses such as Chase Total Checking ($225 Bonus), BMO Harris Bank Checking ($300 Bonus), Citi Priority Account (Up to $1500 Bonus), Discover Cash Back Debit ( up to $360 Bonus), Aspiration Spend & Save Account ($150 Bonus), as well as the TD Bank Convenience Checking ($150 Bonus) are all fantastic offers. |
US Bank $750 Business Checking Bonus
- What you’ll get: $750
- Where it’s available: AR, AZ, CA, CO, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, UT, WA, WI, and WY
- How to earn it:
- To be eligible for the offer, accept and settle a Payment Solutions transaction into your new U.S. Bank Gold Business Checking Account within 30 days of the open date of your Payment Solutions Account.
- Minimum opening deposit of $100.
- When it expires: 10/29/2021
(Expires October 29, 2021)
| Furthermore, I’d recommend checking out Chase Total Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
[Expired] US Bank $400 Checking & Savings Bonus
- What you’ll get: $400
- Where it’s available: AR, AZ, CA, CO, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, UT, WA, WI, and WY
- How to get it:
- Open a new U.S. Bank consumer Platinum Checking Package using the promo code 2021400 and complete the following requirements within 60 days of account opening:
- Have recurring direct deposits that total $5,000 or more
- Have 10 or more debit card transactions totaling $50 or more using your associated debit card
- Open a new U.S. Bank consumer Platinum Checking Package using the promo code 2021400 and complete the following requirements within 60 days of account opening:
- When it expires: 07/14/2021
(Expires July 14, 2021)
| Compare this offer to some of the higher end checking offers available. Current bonuses such as HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), BMO Harris Bank Premier ($500 Bonus), and TD Bank Beyond Checking ($300 Bonus). |
[Expired] US Bank $250 Checking & Savings Bonus
- What you’ll get: $250
- Where it’s available: AR, AZ, CA, CO, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, UT, WA, WI, and WY
- How to get it:
- Earn $250 when you open a new Platinum, Gold or Easy checking account June 3 through June 21, 2021
- Qualifying activities include completing two or more recurring direct deposits within 60 days of account opening and be enrolled in e-statements by July 5, 2021
- Use promo code: 21DIG06
- When it expires: 06/21/2021
(Expires June 21, 2021)
| Furthermore, I would compare this offer to some of the best offers available for entry level checking accounts. Current bonuses such as Chase Total Checking ($225 Bonus), BMO Harris Bank Checking ($300 Bonus), Citi Priority Account (Up to $1500 Bonus), Discover Cash Back Debit ( up to $360 Bonus), Aspiration Spend & Save Account ($150 Bonus), as well as the TD Bank Convenience Checking ($150 Bonus) are all fantastic offers. |
[Expired] US Bank $300 Money Market Bonus – Targeted
- What you’ll get: $300
- Where it’s available: AR, AZ, CA, CO, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, UT, WA, WI, and WY
- How to get it:
- Earn $300 bonus to existing U.S. Bank Gold Checking account holders when they open a new Package Money Market Savings account. Requirements are as follows:
- Deposit $10,000 or more by March 11 and then maintain a $10,000 minimum balance through September 13.
- Add direct deposits. Complete two or more recurring direct deposits that total a minimum of $4,000 by April 12
- You must also complete at least 10 debit card transactions April 12.
- Earn $300 bonus to existing U.S. Bank Gold Checking account holders when they open a new Package Money Market Savings account. Requirements are as follows:
- When it expires: 03/11/2021
(Expires March 11, 2021)
| Compare this offer to some of the higher end checking offers available. Current bonuses such as HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), BMO Harris Bank Premier ($500 Bonus), and TD Bank Beyond Checking ($300 Bonus). |
US Bank Credit Cards
U.S. Bank Business Triple Cash Rewards World EliteTM Mastercard®U.S. Bank Altitude® Connect Visa Signature® CardU.S. Bank Altitude® Go Visa Signature® CardU.S. Bank Cash+TM Visa Signature® CardU.S. Bank Business Leverage Visa Card®U.S. Bank Business Cash Rewards World EliteTM Mastercard®
 The U.S. Bank Business Triple Cash Rewards World EliteTM Mastercard® offers you a chance to earn $500 cash back. Just spend $4,500 in the first 150 days of opening your account. You'll be able to earn 3% cash back on eligible purchases at gas stations, office supply stores, cell phone service providers and restaurants. Plus, you'll earn 1% cash back on all other eligible purchases. In addition, you'll earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks. This card comes with no annual fee. |
 The U.S. Bank Altitude® Connect Visa Signature® Card offers 50,000 bonus points when you spend $3,000 in eligible purchases within the first 120 days of account opening. That's a $500 value redeemable towards merchandise, gift cards, cash back, travel and more. You'll be able to earn: • 4X points on travel and at gas stations • 2X points at grocery stores, grocery delivery, dining and streaming services • 1X point on all other eligible purchases. Furthermore, you'll receive $30 credit for annual streaming service purchases such as Netflix and Spotify®. and receive up to $100 in statement credits for reimbursement toward your TSA PreCheck® or Global Entry® application fee once every four years. This card comes with $0 introductory annual fee for the first 12 months, After that $95. |
 The U.S. Bank Altitude® Go Visa Signature® Card offers 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more. You'll earn 4X points on takeout, food delivery & dining; 2X points at grocery stores, grocery delivery, gas stations & on streaming services; 1X point per $1 on all other eligible purchases. In addition, you'll get $15 credit for annual streaming service purchases such as Netflix and Spotify. There is no annual fee with this card. |
 The U.S. Bank Cash+TM Visa Signature® Card offers new cardmembers a $150 bonus after spending $500 in eligible net purchases in the first 90 days of account opening. You'll be able to earn 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose. In addition, 2% cash back on your choice of one everyday category, like gas stations or grocery stores; 1% cash back on all other eligible net purchases. All with no limit on total cash back you can earn. This card comes with no annual fee. |
 The U.S. Bank Business Leverage Visa Card® offers 75,000 points worth $750 cash back. Just spend $7,500 in eligible net purchases on the Account Owner's Card within the first four months of account opening. You'll earn 2X points per dollar spent on eligible net purchases made in the top two categories where you spend the most each month - automatically; 1X points per dollar spent on all other eligible net purchases. There are no caps or limits on the total points you can earn with the opportunity to more rewards when you link your card to your U.S. Bank payment processing account. Only U.S. Bank rewards you for both taking payments and making purchases Learn more at usbrelationshiprewards.com. There is no annual fee for the first year, $95 thereafter. You'll also get free employee cards. |
 The U.S. Bank Business Cash Rewards World EliteTM Mastercard® offers $500 cash back after spending $3,000 in the first 90 days of opening your account. Limited time offer. You'll earn: • Up to 3% cash back on eligible gas station, office supply store and cell phone/service provider net purchases. • 1% cash back on other eligible net purchases with no limit on total rewards and they never expire! Plus, a 25% Annual Cash Rewards bonus, up to $250. There is no annual fee. |
US Bank is one of the nation’s largest banks with 3,000 branches across 26 states. They also offer a variety of checking and savings accounts for different needs. However, minimum balance requirements to waive monthly service fees are somewhat high.
Checking Account Bonuses
US Bank offers cash bonuses for new checking customers from time to time. Sometimes you have to open a checking plus savings account package to earn these bonuses. The best part is these offers are usually available nationwide.
As an added perk, All US Bank checking accounts offer free online banking, bill pay, and mobile deposits.
Special Checking Account Features
All US Bank checking accounts come with these features.
- Overdraft Protection: You can link up to 3 eligible accounts to help cover overdrafts. If you link a US Bank money market or savings account, funds will be transferred to cover the overdraft without transfer fees. Additionally, you can link a US Bank credit card, a line of credit, or a home equity line of credit. However, keep in mind that these options may include a transfer fee and are subject to interest.
 To avoid overdrafts, you can set up custom alerts to receive emails or texts when you reach a certain balance level. |
- Send money with Zelle: Easily send money to anyone with a U.S. phone number or U.S. email address.
What to Open at US Bank
Keep your eye out on these great US Bank products:
- Promotional CD Special: US Bank offers a CD Special with fairly competitive rates. These CDs usually range from 9 to 59 months and require a minimum $1,000 deposit to open.
- Student Checking: This account has no monthly service fee and no minimum balance requirements for students. Additionally, you get 4 free non-US Bank ATM transactions per cycle and the first set of checks is free.
How to Avoid US Bank Checking Account Fees
- Easy Checking: The $6.95 monthly service fee can be waived if you: maintain an average account balance of $1,500, OR have combined monthly direct deposits of at least $1,000.
- Gold: The $14.95 monthly service fee is waived if you open a US Bank personal loan, line of credit, or credit card.
- Platinum Checking: The $24.95 monthly service fee can be waived if you: maintain a combined balance of $25,000 in deposit accounts, credit balances, and investment accounts, OR have a personal trust relationship with US Bank Wealth Management.
- Student Checking: This account has no monthly service fee and no minimum balance requirements if you are a full-time student.
- Safe Debit: You cannot waive the $4.95 monthly service fee.
Savings Account Offers
- Savings: This account earns 0.01% APY. Minimum deposit $25 and there is a monthly maintenance fee $4 unless you have a $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
- Certificate of Deposit
- Standard Term CD: 0.05% – 0.75% APY. Terms ranging from 1 month – 60 months. Minimum deposit of $500. Maximum deposit $249,999.
- CD Special: 1.80% – 2.00% APY. Terms of 9, 17, 37 and 59 months. Minimum deposit of $1,000. Maximum deposit $249,999
- Money Market: 0.03% – 0.06% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have a $10,000 minimum daily ledger balance.
Author’s Verdict
To summarize, US Bank has some of the best promotions, bonuses, and offers nationwide. However, keep in mind that waiving the monthly service fees can be difficult if you cannot meet the high account requirements.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of US Bank promotions here.
Editor Rating
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