US Bank Promotions: $300, $400 Checking Offers [Nationwide]

Find the latest listing of US Bank promotions, bonuses, and offers here.

Typical offers range from $100, $200, $300, & $400 checking offers.

US Bank Promotions Review

Established in 1863, U.S. Bank is the 4th largest bank in the nation when ranked by the number of branches, with over 3,000 locations. US Bank offers money-saving benefits, option to receive interest and many extra perks, a wide array of locations across the nation, and much more.

• Bonus Links:
  • $300 Checking Bonus (12/13/2019)
  • $400 Checking Bonus (11/27/2019) *Targeted*
• Account Type: Personal Checking
• Availability: Nationwide
• Branches: 2,900+ Branches (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Requirement: Yes
• Credit Card Funding: Up to $50
• Early Termination Fee: None

For more current offers, check out our bank bonuses page. Compare US Bank rates for CDs and Savings with our best rates for Savings  and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

I’ll go over US Bank offers below.

US Bank $300 Personal Checking Bonus

• What you’ll get: $300 bonus
• Where it’s available: AR, AZ, CA, CO, FL, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, TX, UT, WA, WI, and WY
• How to earn it:
  • Earn a $300 bonus when you open a new U.S. Bank consumer checking account.
  • Make at least two direct deposits that total $2,000 or more within 60 days of account opening.
  • Be enrolled in either U.S. Bank online banking or the U.S. Bank Mobile App.
• When it expires: 12/08/2019

(Expires December 8, 2019)

US Bank $400 Personal Checking Bonus *Targeted*

• What you’ll get: $400 bonus
• Where it’s available: AR, AZ, CA, CO, FL, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, TX, UT, WA, WI, and WY
• How to earn it:
  • Open a new U.S. Bank consumer checking account between October 1, 2019 and November 27, 2019.
  • Utilize the promo code “2019 Fall Checking Offer“
  • Complete at least two direct deposits within 60 days of account opening
  • Be enrolled in online banking or the U.S. Bank mobile app by December 4, 2019.
• When it expires: 11/27/2019

(Expires November 27, 2019)

US Bank is one of the nation’s largest bank with 3,000 branches across 26 states. They also offer a variety of checking and savings accounts for different needs. However, minimum balance requirements to waive monthly service fees are somewhat high.

Checking Account Bonuses

US Bank offers cash bonuses for new checking customers from time to time. Sometimes you have to open a checking plus savings account package to earn these bonuses. The best part is these offers are usually available nationwide.

As an added perk, All US Bank checking accounts offer free online banking, bill pay, and mobile deposits.

Special Checking Account Features

All US Bank checking accounts come with these features.

• Overdraft Protection: You can link up to 3 eligible accounts to help cover overdrafts. If you link a US Bank money market or savings account, funds will be transferred to cover the overdraft without transfer fees. Additionally, you can link a US Bank credit card, a line of credit, or a home equity line of credit. However keep in mind that these options may include a transfer fee and are subject to interest.

To avoid overdrafts, you can set up custom alerts to receive emails or texts when you reach a certain balance level.

• Send money with Zelle: Easily send money to anyone with a U.S. phone number or U.S. email address.

What to Open at US Bank

Keep your eye out on these great US Bank products:

• Promotional CD Special: US Bank offers a CD Special with fairly competitive rates. These CDs usually range from 9 to 59 months and require a minimum $1,000 deposit to open.
• Student Checking: This account has no monthly service fee and no minimum balance requirements for students. Additionally, you get 4 free non-US Bank ATM transactions per cycle and the first set of checks are free.

US Bank Checking Alternatives

Chase Total Checking®HSBC Advance CheckingTD Convenience CheckingChase Premier Plus Checking^SM

• Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit • Access to 16,000 Chase ATMs and nearly 5,000 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Apply online in minutes • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. Apply Now at Chase

With the TD Convenience CheckingSM Account: • Earn $150 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost or worn debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service • Get a 0.25% discount on TD Bank Home Equity and Personal Loans Apply Now

• Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus CheckingSM account and set up direct deposit. • Enjoy $300, more benefits, and earn interest on your new Chase checking account. • The $25 Monthly Service Fee is waived when you keep an average beginning day balance of $15,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. • No Chase fee on first four non-Chase ATM transactions per statement period. • Earn interest on your checking account balance. • Access to 16,000 Chase ATMs and nearly 5,000 branches • Apply online in minutes. Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. Apply Now at Chase

How to Avoid US Bank Checking Account Fees

• Easy Checking: The $6.95 monthly service fee can be waived if you: maintain an average account balance of $1,500, OR have combined monthly direct deposits of at least $1,000.
• Gold: The $14.95 monthly service fee is waived if you open a US Bank personal loan, line of credit, or credit card.
• Platinum Checking: The $24.95 monthly service fee can be waived if you: maintain a combined balance of $25,000 in deposit accounts, credit balances, and investment accounts, OR have a personal trust relationship with US Bank Wealth Management.
• Student Checking: This account has no monthly service fee and no minimum balance requirements if you are a full-time student.
• Safe Debit: You cannot waive the $4.95 monthly service fee.

Savings Account Offers

• Savings: This account earns 0.01% APY. Minimum deposit $25 and there is a monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
• Certificate of Deposit
  • Standard Term CD: 0.05% – 0.75% APY. Terms ranging from 1 month – 60 months. Minimum deposit of $500. Maximum deposit $249,999.
  • CD Special: 1.80% – 2.00% APY. Terms of 9, 17, 37 and 59 months. Minimum deposit of $1,000. Maximum deposit $249,999
• Money Market: 0.03% – 0.06% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 minimum daily ledger balance.

US Bank Savings Alternatives

Discover Online SavingsChase Savings^SMDiscover CDsDiscover Money Market

-Available nationwide - paired with phenomenal customer service -Get 1.80% APY on your funds with no minimum requirements & no monthly fees! -No hidden fees. No minimum balance to open. -It's your money. Use it when and how you want. -Deposit checks on the go or grow your savings with automatic transfers. -Move money in and out of your savings account easily and securely. -View your savings account balance and activity online or with mobile app. -Get started and open a Discover Savings Account in 3 easy steps. Apply Now at Discover

• Enjoy a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days • Access to 16,000 Chase ATMs and nearly 5,000 branches • Link this account to your Chase checking account for Overdraft Protection. • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Apply online in minutes. Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. Apply Now at Chase

• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 0.35% APY up to 2.30% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Start today with a minimum deposit of $2,500! • Get started and open a Discover CD in 3 easy steps. Apply Now at Discover

• Available nationwide online • Earn high yields with flexible access to your cash. • Earn 1.70% APY balances $100,000 and over • Earn 1.65% APY balances under $100,000 • Open with as little as $2,500. • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. Apply Now at Discover

Bottom Line

To summarize, US Bank has some of the best promotions, bonuses, and offers nationwide. However, keep in mind that waiving the monthly service fees can be difficult if you cannot meet the high account requirements.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of US Bank promotions here.