U.S. Bank Promotions of November 2022: $300, $400, $500 Checking Business Bonuses

Find the latest listing of U.S. Bank promotions, bonuses, and offers here.

Currently, they have $300 or $500 personal checking bonus and $400 business checking bonus.

About U.S. Bank Promotions

Established in 1863, U.S. Bank is the 4th largest bank in the nation when ranked by the number of branches, with over 3,000 locations. U.S. Bank offers money-saving benefits, option to receive interest and many extra perks, a wide array of locations across the nation, and much more.

I’ll go over U.S. Bank offers below.

U.S. Bank $300 Smartly^TM Checking Bonus

• What you’ll get: $300 bonus
• Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• How to earn it:
  • To earn the bonus, complete these steps within 60 days of opening your new U.S. Bank Smartly^TM checking account online:
    • Enroll in online banking or the U.S. Bank Mobile App
    • Complete two or more direct deposits of $5,000 or more to earn $300

(Subject to certain terms and limitations. (Offer expires 12/19/2022). Member FDIC.)

U.S. Bank $400 Silver Business Checking Package Bonus

• What you’ll get: $400
• Account Type: Silver Business Checking Package
• Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• How to earn it:
  • Earn a $400 bonus when you open a new, eligible U.S. Bank business checking account online with promo code AF49ZCB and complete qualifying activities, subject to certain terms and limitations. Offer valid through January 9, 2023. Member FDIC.
    • Open a U.S. Bank Business checking account
    • Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
    • Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
    • Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.

(Offer Expires 01/9/2023)

U.S. Bank $400 Gold Business Checking Package Bonus

• What you’ll get: $400
• Account Type: Gold Business Checking Package
• Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• How to earn it:
  • Earn a $400 bonus when you open a new, eligible U.S. Bank business checking account online with promo code AF49ZCB and complete qualifying activities, subject to certain terms and limitations. Offer valid through January 9, 2023. Member FDIC.
    • Open a U.S. Bank Business checking account
    • Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
    • Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
    • Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.

(Offer Expires 01/9/2023)

U.S. Bank $400 Platinum Business Checking Package Bonus

• What you’ll get: $400
• Account Type: Platinum Business Checking Package
• Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• How to earn it:
  • Earn a $400 bonus when you open a new, eligible U.S. Bank business checking account online with promo code AF49ZCB and complete qualifying activities, subject to certain terms and limitations. Offer valid through January 9, 2023. Member FDIC.
    • Open a U.S. Bank Business checking account
    • Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
    • Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
    • Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.

(Offer Expires 01/9/2023)

U.S. Bank Payment Solutions $500 Bonus

• What you’ll get: $500 Bonus
• Account Type: Payment Solutions account
• Availability: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• How to earn it:
  • Complete the contact form to start the process and an account manager will contact you by the next business day to complete the application for a U.S. Bank Payment Solutions account.
  • Start by accepting and settling a transaction within 60 days of the open date of your Payment Solutions account and you’ll receive a $500 statement credit.

(Offer Expires 10/28/2022)

Fine Print

• Promotional offer is available for establishment of a new payment processing account including certain Elavon compatible equipment rented to new and existing U.S. Bank customers not currently using Elavon for merchant processing services.
• To qualify for the $500 statement credit offer, you must open a new U.S. Bank Payment Solutions Merchant Account by 10/28/2022 and accept and settle a payment transaction within 60 days of the open date of your Payment Solutions account.
• The one-time statement credit of $500 will be credited by the January 2023 billing cycle.
• Merchant accounts (MIDs) must be activated and actively processing payment transactions for a minimum of one week and be in open status at the time of the incentive credit.
• Accounts must process and settle at least $50 in payment transactions in a single day to be considered an activation.
• Everyday funding requires funding to a U.S. Bank business checking account. U.S. Bank and/or Elavon reserves the right in its sole discretion to modify, suspend or terminate the promotion at any time.
• Restrictions may apply.

U.S. Bank Credit Cards

U.S. Bank Business Triple Cash Rewards World Elite^TM Mastercard^®U.S. Bank Visa® Platinum CardU.S. Bank Altitude® Connect Visa Signature® CardU.S. Bank Altitude^® Go Visa Signature^® CardU.S. Bank Cash+^TM Visa Signature® CardU.S. Bank Business Leverage Visa Card®U.S. Bank Business Cash Rewards World Elite^TM Mastercard®

The U.S. Bank Business Triple Cash Rewards World EliteTM Mastercard offers $500 in cash back. Just spend $4500 on the Account Owner's card in the first 150 days of opening your account. 0% Intro APR on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 17.74% - 26.74%. You'll be able to earn: • 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants. • 1% cash back on all other eligible net purchases. • 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center. No limit on total cash back earned. Rewards never expire. In addition, you'll earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks. This card comes with no annual fee. Terms and conditions apply. Learn More About This Card

The U.S. Bank Visa® Platinum Card offers 0% Intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR currently 16.74% - 26.74%. You'll have the flexibility to choose a payment due date that fits your schedule. In addition, you'll get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. This card has no annual fee. Learn More About This Card

The U.S. Bank Altitude® Connect Visa Signature® Card offers 50,000 bonus points when you spend $2,000 in eligible purchases within the first 120 days of account opening. That's a $500 value redeemable towards travel, gift cards, cash back, merchandise and more. You'll be able to earn: • 4X points on travel and at gas stations • 2X points at grocery stores, grocery delivery, dining and streaming services • 1X point on all other eligible purchases. Furthermore, you'll receive $30 credit for annual streaming service purchases such as Netflix and Spotify®. and receive up to $100 in statement credits for reimbursement toward your TSA PreCheck® or Global Entry® application fee once every four years. This card comes with $0 introductory annual fee for the first 12 months, After that $95. Learn More About This Card

The U.S. Bank Altitude® Go Visa Signature® Card offers 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more. 0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 18.74% - 27.74%. You'll earn 4X points on takeout, food delivery & dining; 2X points at grocery stores, grocery delivery, gas stations & on streaming services; 1X point per $1 on all other eligible purchases. In addition, you'll get $15 credit for annual streaming service purchases such as Netflix and Spotify. There is no annual fee with this card. Learn More About This Card

The U.S. Bank Cash+® Visa Signature® Card offers $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening. 0% Intro APR on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR currently 18.24 - 28.24%. You'll be able to earn: • 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose. • 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center. • 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants. • 1% cash back on all other eligible purchases. This card comes with no annual fee. Terms and conditions apply. Learn More About This Card

The U.S. Bank Business Leverage Visa Card® offers $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account. You'll earn: • 2% back in the top two categories where you spend the most each month automatically. • 1% cash per dollar spent on all other eligible purchases. • 5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center. There are no reward caps or limits on the total rewards your business can earn. Redeem for your choice of cash back, gift cards, merchandise and travel. There is no annual fee for the first year, $95 thereafter. You'll also get free employee cards. Terms and conditions apply Learn More About This Card

The U.S. Bank Business Cash Rewards World EliteTM Mastercard® offers $500 cash back after spending $3,000 in the first 90 days of opening your account. Limited time offer. You'll earn: • Up to 3% cash back on eligible gas station, office supply store and cell phone/service provider net purchases. • 1% cash back on other eligible net purchases with no limit on total rewards and they never expire! Plus, a 25% Annual Cash Rewards bonus, up to $250. There is no annual fee. Learn More About This Card

How To Avoid Monthly Fees

• U.S. Bank Smartly^TM Checking:
  • Waive the $6.95 Monthly Maintenance Fee with one of the following:
    • Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
    • Have combined monthly direct deposits totaling $1,000+, OR
    • Keep average account balance of $1,500+, OR
    • Hold an eligible U.S. Bank credit card, OR
    • Qualify for one of the four U.S. Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)
• Silver Business Checking Package:
  • $0 monthly maintenance fee
• Gold Business Checking Package:
  • Waive the $20 Monthly Maintenance Fee with a U.S. Bank Payment Solutions Merchant Account OR
  • $10,000 average collected checking balance or $25,000 average collected checking balance on interest-bearing option OR
  • $20,000 in combined average collected deposit balances or $50,000 in combined average collected deposit balance on interest-bearing option OR
  • $50,000 combined average collected business deposits and outstanding business credit balances OR
  • $75,000 in combined business deposit and outstanding business credit
• Platinum Business Checking Package:
  • Waive the $30 Monthly Maintenance Fee with $25,000 average collected checking balance OR
  • $75,000 combined average collected business deposits and outstanding business credit balances

Author’s Verdict

To summarize, U.S. Bank has some of the best promotions, bonuses, and offers nationwide. However, keep in mind that waiving the monthly service fees can be difficult if you cannot meet the high account requirements.

Compare U.S. Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

For more options, compare U.S. Bank Promotions to offers from Chase Bank, HSBC, Huntington Bank, Discover Bank, TD Bank, CIT Bank, Bank of America, or our list of the best bank bonuses.

Finally, remember to bookmark this page because you will always find an updated list of U.S. Bank promotions here.