U.S. Bank Promotions of November 2023: $100, $350, $450, $800 Checking, Business Bonuses

Find the latest listing of U.S. Bank promotions, bonuses, and offers here.

Currently, they have $450 personal checking & savings bonuses and $350, $800 business checking bonuses.

About U.S. Bank Promotions

Established in 1863, U.S. Bank is the 4th largest bank in the nation when ranked by the number of branches, with over 3,000 locations.

U.S. Bank offers money-saving benefits, option to receive interest and many extra perks, a wide array of locations across the nation, and much more.

I’ll go over U.S. Bank offers below.

U.S. Bank $450 Smartly® Checking & Savings Bonus 

• What you’ll get: Up to $450 bonus
• Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• How to earn it:
  • Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account online and complete qualifying activities. Subject to certain terms and limitations. Offer valid through November 30, 2023. Member FDIC.
  • Earn $350 with a new Bank Smartly Checking account.
  • Complete the following within 90 days of account opening:
    • Enroll in online banking or the U.S. Bank Mobile App
    • Make two or more direct deposits totaling $7,500 or more
  • Earn $100 with a new Standard Savings account.
    • Deposit $15,000 or more by December 30, 2023
    • Maintain $15,000 or more until June 30, 2024

(Subject to certain terms and limitations. (Offer expires 11/30/2023). Member FDIC.)

U.S. Bank $800 Silver Business Checking Package Bonus

• What you’ll get: $350 or $800 bonus
• Account Type: Silver Business Checking Package
• Where it’s available: Nationwide
• How to earn it:
  • Earn up to an $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q3AFL23 and complete qualifying activities1, subject to certain terms and limitations. Offer valid through January 8, 2024. Member FDIC.
    • Open a U.S. Bank Business checking account with promo code Q3AFL23
    • Earn your $350.
      • Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
    • Earn your $800.
      • Complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

(Offer Expires 01/08/2024)

U.S. Bank $800 Gold Business Checking Package Bonus

• What you’ll get: $350 or $800 bonus
• Account Type: Gold Business Checking Package
• Where it’s available: Nationwide
• How to earn it:
  • Earn up to an $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q3AFL23 and complete qualifying activities1, subject to certain terms and limitations. Offer valid through January 8, 2024. Member FDIC.
    • Open a U.S. Bank Business checking account with promo code Q3AFL23
    • Earn your $350.
      • Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
    • Earn your $800.
      • Complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

(Offer Expires 01/08/2024)

U.S. Bank $800 Platinum Business Checking Package Bonus

• What you’ll get: $350 or $800 bonus
• Account Type: Platinum Business Checking Package
• Where it’s available: Nationwide
• How to earn it:
  • Earn up to an $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q3AFL23 and complete qualifying activities1, subject to certain terms and limitations. Offer valid through January 8, 2024. Member FDIC.
    • Open a U.S. Bank Business checking account with promo code Q3AFL23
    • Earn your $350.
      • Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
    • Earn your $800.
      • Complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

(Offer Expires 01/08/2024)

U.S. Bank Platinum Business Money Market

Receive up to 4.86% APY from the account opening date when you open a new Platinum Business Money Market Account and complete qualifying activities, subject to certain terms and limitations. Offer valid through October 4, 2023. Member FDIC.

Complete these steps to earn the offer:

• Open a new Platinum Business Money Market Account
• Deposit $25,000 – $2,999,999.99 in new money deposits
  • 4.60% APY on balances between $25,000 to $499,999.99
  • 4.86% APY on balances between $500,000 – $2,999,999.99

(FDIC Insured)

U.S. Bank $1,000 Brokerage Bonus (Expired)

• What you’ll get: Up to $1,000 Bonus
• Account Type: Brokerage account
• Availability: Nationwide
• How to earn it:
  • From September 12, 2022 through December 31, 2022, you can earn up to $1,000 when you open a new investment account with U.S. Bancorp Investments and add balances.
  • You can earn cash based on the balances below starting at $250,000 in assets. The more balances you add and maintain, the more you earn.

(Offer Expires 12/31/2022)

Fine Print

• This offer is valid for clients who are 18 years or older, who open a new investment account with a U.S. Bancorp Investments Advisor and add net new assets of at least $250,000 (the “Threshold Amount”) into the new account between September 12, 2022 and December 31, 2022 and maintain the Threshold Amount through May 31, 2023.
• Funds currently held at U.S. Bancorp Investments are not applied to the Threshold Amount.
• Note that it can take up to six weeks for any external transfers to be completed.

U.S. Bank Payment Solutions $600 Bonus (Expired)

• What you’ll get: $600 Bonus
• Account Type: Payment Solutions account
• Availability: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• How to earn it:
  • First, complete an application for a U.S. Bank Payment Solutions account.
  • Then, accept and settle a payment transaction into your qualified U.S. Bank business checking account within 60 days of the opening date of your payment solutions account.
  • Receive $600 bonus. The new U.S. Bank Business Checking account must be open and have a positive balance for the Payment Solutions bonus to be deposited into the account (within 45 days of settlement verification).

Fine Print

• New customers: Limit of one Payment Solutions Merchant bonus per business. To earn the $600 Payment Solutions bonus offer, you must open a new U.S. Bank Business Checking account and meet the above requirements plus open a new U.S. Bank Payment Solutions Merchant account by 3/31/2023 and accept and settle a transaction into your new U.S. Bank Business Checking account within 60 days of the open date of your Payment Solutions account. The Payment Solutions bonus will be deposited into your new U.S. Bank Business Checking account within 45 days of settlement verification, as long as the checking account is open and has a positive balance. Payment Solutions bonus offer is not valid if you have an existing U.S. Bank Payment Solutions relationship. Refer to your company application for all terms, conditions and schedule of fees.
• Existing customers: Limit of one Payment Solutions Merchant bonus per business. This offer is only valid for the business checking account referenced in this letter and is not transferable. To earn $600 payment solutions bonus offer, you must open a new a U.S. Bank Payment Solutions Merchant account by 03/31/23 and accept and settle a transaction into your U.S. Bank Business Checking account referenced in this letter within 60 days of the open date of your payment solutions account. The payment solutions bonus will be deposited into your existing U.S. Bank Business Checking account within 45 days of settlement verification, as long as the checking account is open and has a positive balance. Payment solutions bonus offer is not valid if you have an existing U.S. Bank Payment Solutions relationship. Refer to your company application for all terms, conditions and schedule of fees.

U.S. Bank Elite Money Market Account (Expired)

With the U.S. Bank Elite Money Market account, you can earn 4.25% Annual Percentage Yield (APY) on balances between $25,000+.

Treat yourself to extra savings when you open a U.S. Bank Elite Money Market account. Benefits include:

• 4.25% Annual Percentage Yield (APY) on balances between $25,000+
• Quick and easy online application and funding.
• No ATM transaction fees at U.S. Bank ATMs.
• Set custom alerts for important account activity.
• Bank when, where and how you want with the U.S. Bank Mobile App.
• Member FDIC.

U.S. Bank CD Special Rates (Expired)

Earn up to 4.95% APY when you open a CD account from U.S. Bank available in select states and zip code. Please click here to see your rate before applying.

Offer available in the following states: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY, FL, GA, NC.

U.S. Bank Credit Cards

U.S. Bank Business Triple Cash Rewards World Elite^TM Mastercard^®U.S. Bank Visa® Platinum CardU.S. Bank Altitude® Connect Visa Signature® CardU.S. Bank Altitude^® Go Visa Signature^® CardU.S. Bank Cash+^TM Visa Signature® CardU.S. Bank Business Leverage Visa Card®U.S. Bank Business Cash Rewards World Elite^TM Mastercard®

The U.S. Bank Visa® Platinum Card offers 0% Intro APR on purchases and balance transfers for 18 billing cycles. After that, a variable APR currently 18.99% - 28.99%. You'll have the flexibility to choose a payment due date that fits your schedule. In addition, you'll get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. This card has no annual fee. Learn More About This Card

The U.S. Bank Altitude® Connect Visa Signature® Card offers 50,000 bonus points when you spend $2,000 in eligible purchases within the first 120 days of account opening. That's a $500 value redeemable towards travel, gift cards, cash back, merchandise and more. You'll be able to earn: • 4X points on travel and at gas stations • 2X points at grocery stores, grocery delivery, dining and streaming services • 1X point on all other eligible purchases. Furthermore, you'll receive $30 credit for annual streaming service purchases such as Netflix and Spotify®. and receive up to $100 in statement credits for reimbursement toward your TSA PreCheck® or Global Entry® application fee once every four years. This card comes with $0 introductory annual fee for the first 12 months, After that $95. Learn More About This Card

The U.S. Bank Business Cash Rewards World EliteTM Mastercard® offers $500 cash back after spending $3,000 in the first 90 days of opening your account. Limited time offer. You'll earn: • Up to 3% cash back on eligible gas station, office supply store and cell phone/service provider net purchases. • 1% cash back on other eligible net purchases with no limit on total rewards and they never expire! Plus, a 25% Annual Cash Rewards bonus, up to $250. There is no annual fee. Learn More About This Card

How To Avoid Monthly Fees

• U.S. Bank Smartly^TM Checking:
  • Waive the $6.95 Monthly Maintenance Fee with one of the following:
    • Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
    • Have combined monthly direct deposits totaling $1,000+, OR
    • Keep average account balance of $1,500+, OR
    • Hold an eligible U.S. Bank credit card, OR
    • Qualify for one of the four U.S. Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)
• Silver Business Checking Package:
  • $0 monthly maintenance fee
• Gold Business Checking Package:
  • Waive the $20 Monthly Maintenance Fee with a U.S. Bank Payment Solutions Merchant Account OR
  • $10,000 average collected checking balance or $25,000 average collected checking balance on interest-bearing option OR
  • $20,000 in combined average collected deposit balances or $50,000 in combined average collected deposit balance on interest-bearing option OR
  • $50,000 combined average collected business deposits and outstanding business credit balances OR
  • $75,000 in combined business deposit and outstanding business credit
• Platinum Business Checking Package:
  • Waive the $30 Monthly Maintenance Fee with $25,000 average collected checking balance OR
  • $75,000 combined average collected business deposits and outstanding business credit balances

Author’s Verdict

To summarize, U.S. Bank has some of the best promotions, bonuses, and offers nationwide.

However, keep in mind that waiving the monthly service fees can be difficult if you cannot meet the high account requirements.

Compare U.S. Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

For more options, compare U.S. Bank Promotions to offers from Chase Bank, HSBC, Huntington Bank, Discover Bank, TD Bank, CIT Bank, Bank of America, or our list of the best bank bonuses.

Finally, remember to bookmark this page because you will always find an updated list of U.S. Bank promotions here.