If you’re on the edge of whether or not to choose Discover for all of your financial needs, you can rest assured you’re making a terrific decision as to why you should. At Discover, they keep you in mind. Their products are designed with you in mind. Discover provides banking and credit products that will help people like you achieve goals – from establishing good credit, to paying for a college education to consolidating debt.
Discover is also 100% U.S. based and they are committed to providing consumers like you with simple, easy-to-understand info & tools to help you make more informed financial decisions or to simply answer any questions that you may have. Their mission is to help people spend smarter, manage debt better and save more so they achieve a brighter financial future.
Discover Bank is well-known well for their credit card and online savings options, but did you know that Discover Bank offers a Money Market Account (MMA) with some of the highest and most competitive rates today?
You can earn a phenomenal APY rate on your funds when opening a new Discover Bank Money Market Account. Available online nationwide and with over 60,000 no-fee ATMs, your money is right around the corner. Below is all the information and details you need to open your Discover Bank Money Market Account and start earning a competitive return APY on your funds!
(Visit Discover for more details)
In addition to the current promotion from Discover Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA or CIT Bank.
Editor’s Note: Choosing Discover Bank is a smart choice whether you’re banking online or looking for the best return rates. See our full list of promotions from Discover Bank Promotions. Member FDIC.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Discover Bank Online Savings | $200 Cash | Review |
| Discover Cashback Debit | $360 Cash Back | Review |
| Discover Bank CD | Up to 1.00% APY | Review |
| Discover Bank Money Market | Up to 0.35% APY | Review |
| Discover Bank IRA CD | Up to 1.00% APY | Review |
Discover Bank Money Market Account Summary
Here is your opportunity to earn a an interest on your funds. Open a new Discover Bank Money Market Account and get started today!
- Rate Offer: Up to 0.35% APY Rate
- Availability: Nationwide
- Expiration: None
- Credit Inquiry: Soft Pull
- Credit Funding: None
- Opening Deposit Requirement: $2,500
- Direct Deposit Requirement: None
- Monthly Service Fee: None
- Early Termination Fees: None listed
- Promo Code(s): None
(Visit Discover for more details)
Discover Bank Money Market – Application Link
Discover Bank Money Market Account: Consider opening an account to receive a competitive APY Rate on your funds. Apply today!
How To Open A Discover Bank Money Market Account
Discover Bank Money Market – Account Rates
| Balance | %APY |
| Balances under $100,000 | 0.30% APY |
| Balances $100,000 and over | 0.35% APY |
Discover Bank Money Market – Account Benefits
The flexible way to earn, with easy access to your cash.
- Great APY Rates: Discover Bank provides great APY rates so you can earn more money. You can receive a competitive rate compared to other banks such as Chase or Bank of America.
- No Surprises: Discover Bank lets you know exactly how much they charge. There are no hidden fees and there a many free features you can access.
- Access and Easiness: Transfer money, withdraw money, deposit money, view your daily activity, or pay bills in just a few steps. You can do all this online, or on your mobile phone quickly, easily, and most importantly – securely.
Discover Bank Money Market – Account Requirements
Simply open a new Discover Bank Money Market Account and start earning the listed APY Rate! See account rates table.
How To Avoid The Monthly Fee
There are no monthly fees involved with this Discover Bank Money Market Account.
Discover Bank Routing Number – ABA & Transit
The Discover Bank routing number is 031100649. It is used for electronic transfers made by ACH (including Direct Deposit) and for domestic wire transfers (from another financial institution within the U.S.).
Need A Savings Account?
 Open a Discover Online Savings Account for all these features: • Bonus offer applies for your first Discover Online Savings Account • Earn $200/$150 Bonus with promo code BDG122 by 03/15/2022 • Fund your first savings account with at least of $25K within 30 days of account open date to earn the $200 Bonus • Fund your first savings account with at least of $15K within 30 days of account open date to earn the $150 Bonus • Earn high interest rate of 0.40% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 See advertiser website for full details |
Why Discover?
So why choose Discover? We think you’ll like it. They keep it simple and straightforward. No gimmicks, gotchas, or hidden fees. Most features have no fee, and if they do, Discover will let you know. Discover has it all! Everything you expect from your bank, and some pleasant surprises.
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All Your Account Needs: From saving to everyday banking, Discover will have an account to satisfy your financial needs and goals. |
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Mobile Banking: Get online instead of waiting inline. Pay your bills, transfer money, check your balances and deposit checks quickly and conveniently with our mobile app. |
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Peace of Mind: Security is their top priority. They keep your money and personal information safe with Proactive Fraud Monitoring, $0 Liability Protection, Bill Pay Protection and more. Visit our Security Center for more info. |
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More for Your Money: From competitive rates to cash back on everyday banking, we make sure you’re always rewarded. |
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Personalized Customer Service: Great service starts with listening to customers. They pride themselves on giving straightforward answers and going the extra mile every time. Their U.S.-based Banking Specialists are here to help. Contact anytime at 1-800-347-7000. |
Discover is SECURE. Your money and your data are safe with Discover. Your money is FDIC-insured up to the maximum allowed by law, plus they have $0 Liability Protection so you are never responsible for unauthorized debit card, online, or mobile banking transactions.
In addition, Discover is mobile. Wherever you roam, they’re right there with you.
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Mobile Deposit: In a hurry? Save time and deposit checks on the go with your mobile device. |
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Fast Login: Forgot your password? Simply log in to your account using your fingerprint or a 4-digit passcode. |
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Quick View: In a time crunch? Quickly view your account activity without the hassle of logging in. |
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ATM Locator: Need cash fast? With over 60,000 no-fee ATMs in the U.S., we’re always nearby. |
They’re helpful. Loyalty goes both ways, so Discover goes out of their way to win yours. They’re here to help. Their U.S.-based Banking specialists are available 24 hours a day, 7 days a week. It’s the same level of service that keeps Discover Card ranked the highest in customer loyalty.
View your Discover Online Savings Account with mobile banking any time. Any place.
- Transfer Money
- Move money in and out of your savings account easily and securely with just a few clicks or taps.
- View Activity
- View your savings account balance and activity online or with their mobile app.
- Deposit Money
- Deposit checks on the go or grow your savings with automatic transfers.
Discover Mobile Hub
Make the most of your account, wherever you go. Their mobile app puts everything you need right at your fingertips. Text APP to DISCOV (347268) to download on your phone whether it be an Apple or Android device.
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Account Management for all the Devices in Your Life: From your mobile phone to your tablet to your smart watch, Discover Mobile has you covered. Download the app to your mobile devices and and you’ll be able to manage your account, view transactions and manage spending from anywhere. |
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Freeze ItSM takes the worry out of a misplaced card. Just Freeze ItSM from our mobile app to prevent new purchases, cash advances and balance transfers. Then, unfreeze your account when you find your card. |
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You earn rewards everywhere—now redeem them from anywhere. Check your Cashback Bonus balance and redeem your rewards right from your phone. Plus, shop Discover Deals for online and in-store offers at your favorite merchants. |
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Great features on the latest wearable tech. With Discover Mobile on your Apple Watch® or Android WearTM, you’re always in touch with your balance, account reminders and Cashback Bonus notifications. |
Discover Mobile App Download
Get Discover Mobile. Text APP to DISCOV (347268) to download on your phone. Message and data rates may apply. You can also download the mobile app via iOS or Android:
- Download via the App Store
- Download via Google Play
Alternative Discover Accounts To Consider
Open a Discover Online Savings Account for all these features: • Bonus offer applies for your first Discover Online Savings Account • Earn $200/$150 Bonus with promo code BDG122 by 03/15/2022 • Fund your first savings account with at least of $25K within 30 days of account open date to earn the $200 Bonus • Fund your first savings account with at least of $15K within 30 days of account open date to earn the $150 Bonus • Earn high interest rate of 0.40% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 See advertiser website for full details |
• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 0.20% APY up to 1.00% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Start today with a minimum deposit of $2,500! • Get started and open a Discover CD in 3 easy steps. |
-Available nationwide online -Select terms as short as 3 months up to 120 months -Rates ranging from 0.20% APY up to 1.00% APY -Start today with as little as $2,500! -Step-by-step help available 24/7 by phone -Flexible options: Roth (pay now, save later) & Traditional IRAs (earn now, pay later) -Gather your retirement savings into one place. -Just three steps and you’re on your way to saving with a Discover IRA CD. |
Author’s Verdict
Going with Discover is never a bad idea. If you’re looking for a reliable bank and superior customer service, Discover has my recommendation.
I personally use Discover for a wide range of products such as their credit cards, interest bearing accounts, etc and they really put their consumers first!
Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank promotions and/or for more bank rates!
(Visit Discover for more details)
