Brilliant Bank is an online-only bank that specializes in deposit accounts, as well as checking and savings accounts. Utilize the simple mobile app to manage your money and achieve your financial goals.

Available nationwide, Upgrade is offering you a chance to earn 4.81% APY on your funds for opening a Premier Savings Account. Below is all the information you need to open the Brilliant Bank Money Market Account.

Table of Contents

About Upgrade

Upgrade helps you make smart financial decisions to help you reach your goals. All without getting trapped by endless revolving credit card debt, or sidetracked by sneaky banking fees.

I’ll review the Upgrade Premier Savings account below.

Upgrade Premier Savings Account

Account Type: Premier Savings
Interest Rate: 4.81% APY
Availability: Nationwide
Credit Inquiry: Unknown
Credit Funding: Unknown
Minimum Balance: $1,000
Maximum Balance: None
Monthly Fee: None
Early Termination Fee: None listed

Learn More at Upgrade

(FDIC Insured)

FEATURED BANK RATES
PROMOTION LINK	OFFER	OFFER
SoFi Checking and Savings Account	$275 Cash + 4.20% APY	Review
Discover® Online Savings Account	$200 Cash + 3.90% APY	Review
Discover® Online Savings Account	$150 Cash + 3.90% APY	Review
Axos Bank Business Savings	$200 Cash + 0.20% APY	Review
Ponce Bank Money Market	5.05% APY	Review
Western Alliance Bank High Yield Savings	5.05% APY	Review
American First Credit Union Money Market Deposit	5.03% APY	Review
Patriot Bank Money Market	5.02% APY	Review
Mission Valley Bank High Yield Savings	5.01% APY	Review
The Atlantic Federal Credit Union	5.01% APY	Review
GreenState Credit Union High Yield Savings	5.01% APY	Review
CloudBank 24/7 High Yield Savings	5.00% APY	Review
FVCbank Money Market Deposit	5.00% APY	Review
Great Lakes Credit Union Money Market	5.00% APY	Review
First Mid Bank & Trust High Yield Savings	4.90% APY	Review
Blue Federal Credit Union Money Market	4.90% APY	Review
CIT Bank Platinum Savings	4.85% APY	Review
Hanover Bank Money Market	4.85% APY	Review
State Exchange Bank	4.85% APY	Review
UFB Premier Money Market	4.81% APY	Review
Upgrade Premier Savings	4.81% APY	Review
Connexus Credit Union High Yield Savings	4.75% APY	Review
Quontic Bank Money Market	4.75% APY	Review
mph.bank Money Market	4.70% APY	Review
Robinhood Gold	4.65% APY	Review
CIT Bank Savings Connect	4.60% APY	Review
Liberty Savings Bank	4.60% APY	Review
Lemmata Savings Bank Money Market	4.55% APY	Review
Idabel National Bank Money Market	4.45% APY	Review
Continental Bank High Yield Savings	4.41% APY	Review
Quontic Bank High Yield Savings	4.25% APY	Review
SkyOne Federal Credit Union Money Market	3.75% APY	Review

Upgrade ACH Capabilities & Limits

ACH Type	Speed	Daily $ Limit	Monthly $ Limit	Notes
Push	?	?	?	None
Pull	?	?	?	None

Editor’s Note: You have to link and initiate (inbound and outbound) ACH transfers from an external bank account.

Account Rates

Balance Requirement	APY Rate
$1,000	4.81% APY

Upgrade Account Benefits

No monthly account fees or transfer fees
Online transfers to and from other banks
Secure 24/7 access to your money
View balances, transfer funds between accounts
You’re in control. Set up real-time alerts

Author’s Verdict

Check out Upgrade and open a Premier Savings account this amazing rate! The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile. Let us know about your experience with this bank and comment below.

In addition to the current rate from Brilliant Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

For more bank offers, see the complete list of Best Bank Rates!

FEATURED BANK PROMOTIONS
PROMOTIONAL LINK	OFFER	REVIEW
U.S. Bank Smartly^® Checking	Up to $400 Cash	Review
Chase Private Client	$3,000 Cash	Review
U.S. Bank Business Checking	$750 Cash	Review
U.S. Bank Business Checking	$500 Cash	Review
Chase Business Complete Banking^SM	$500 Cash	Review
Chase Business Complete Banking^SM	$300 Cash	Review
Discover® Online Savings Account	Up to $200 Cash	Review
Citi Priority Account	Up to $2,000 Cash Bonus with required activities.	Review
Citigold® Checking Account	Up To $2,000 Cash Bonus with required activities.	Review
Chase Total Checking^®	$200 Cash	Review
Chase College Checking^SM	$100 Cash	Review
J.P. Morgan Self-Directed Investing	Up to $700 Cash	Review
Chase Secure Banking^SM	$100 Cash	Review
SoFi Checking and Savings Account	$275 Cash	Review
PSECU Checking	$300 Cash	Review
Huntington Bank Unlimited Plus Business Checking	$1,000 Cash	Review
Huntington Bank Unlimited Business Checking	$400 Cash	Review
Huntington Bank Business Checking 100	$100 Cash	Review
TD Bank Beyond Checking^SM	$300 Cash	Review
TD Bank Convenience Checking^SM	$200 Cash	Review
First National Bank Checking>	$400 Cash	Review
Fifth Third Bank Checking	$225 Cash	Review
Axos Bank Rewards Checking	$100 Cash	Review
Axos Basic Business Checking	$200 Cash	Review
Axos Business Interest Checking	$200 Cash	Review
Axos Business Savings	$200 Cash	Review
Axos Self Directed Trading	$250 Cash	Review

Editor Rating

H-E-B High-Yield Savings Account: Earn Up to 6% APY on Balances Up to $2,000

Family First Federal Credit Union Money Market Account: Earn 2.50% APY Rate [NY]

Coastline Federal Credit Union Kasasa Cash Checking Account: 2.50% APY On Balances Up to $5,000 [FL]

Best Bank Promotions

Chase Business Complete Banking^SM
$500 Cash

Chase Business Complete Banking^SM
$300 Cash

Chase Private Client
$3,000 Cash

Chase Total Checking®
$200 Cash

U.S. Bank Smartly^® Checking
Up to $400 Cash

U.S. Bank Business Checking
$750 Cash

U.S. Bank Business Checking
$500 Cash

Citi Priority Account
Up to $2,000 Cash Bonus
with required activities.

Citigold® Checking Account
Up To $2000 Cash Bonus
with required activities.

SoFi Checking and Savings Account
$275 Cash

Chase College Checking^SM
$100 Cash

Chase Secure Banking^SM
$100 Cash

Huntington Unlimited Plus Business Checking
$1,000 Cash

Huntington Unlimited Business Checking
$400 Cash

Huntington Business Checking 100
$100 Cash

Sallie Mae Bank 27-Month CD
5.15% APY

Sallie Mae Bank 14-Month No Penalty CD
4.75% APY

Western Alliance Bank High Yield Savings
5.05% APY

Live Oak Bank Small Business Savings
$300 Cash

Fifth Third Bank Checking
$225 Cash

Axos Bank Rewards Checking
$100 Cash

Axos Bank Basic Business Checking
$200 Cash

Axos Bank Business Interest Checking
$200 Cash

Axos Bank Business Savings
$200 Cash

PSECU Checking
$300 Cash

TD Bank Beyond Checking
$300 Cash

TD Bank Convenience Checking
$200 Cash

First National Bank Checking
$400 Cash

Axos Invest Self Directed Trading
$250 Cash

J.P. Morgan Self-Directed Investing
Up To $700 Cash

CIT Bank Platinum Savings
4.85% APY

CIT Bank Savings Connect
4.60% APY

Discover® Online Savings Account
$200 Cash
See advertiser website for full details

Discover® Online Savings Account
$150 Cash
See advertiser website for full details

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code BDG223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice.

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