Upgrade Premier Savings Account: 4.02% APY (Nationwide)

Available nationwide, the Upgrade Premier Savings account offers 4.02% APY on your funds to help you reach your goals faster.

Update 3/25/25: The rate has decreased to 4.02% APY from 4.14%.

Consider opening a savings account with Upgrade! You can rest assured that your funds are safe with up to $250K in FDIC or NCUA insurance through Cross River Bank or Participating Institutions.

About Upgrade

Upgrade helps you make smart financial decisions to help you reach your goals. All without getting trapped by endless revolving credit card debt, or sidetracked by sneaky banking fees.

I’ll review the Upgrade Premier Savings account below.

Upgrade Premier Savings Account

• Account Type: Premier Savings
• Interest Rate: 4.02% APY
• Availability: Nationwide
• Credit Inquiry: Unknown
• Credit Funding: Unknown
• Minimum Balance: $1,000
• Maximum Balance: None
• Monthly Fee: None
  
• Early Termination Fee: None listed

(FDIC Insured)

Upgrade ACH Capabilities & Limits

Editor’s Note: You have to link and initiate (inbound and outbound) ACH transfers from an external bank account.

Account Rates

Upgrade Account Benefits

• No monthly account fees
• Online transfers to and from other banks
• Secure 24/7 access to your money
• View balances, transfer funds between accounts
• You’re in control. Set up real-time alerts
• Up to $250K in FDIC or NCUA insurance through Cross River Bank or Participating Institutions

Author’s Verdict

Check out Upgrade and open a Premier Savings account this amazing rate! The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile. Let us know about your experience with this bank and comment below.

In addition to the current rate, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

For more bank offers, see the complete list of Best Bank Rates!