Discover Bank Savings Bonus: $150 or $200 Offer Code BDG923 [Nationwide]

Available nationwide, the Discover Bank Savings Account is currently offering a $200 or $150 bonus along with 4.30% APY.

To redeem this offer, apply for your first Discover Online Savings account by 12/14/2023 and be sure to use the promo code BDG923 when applying.

See advertiser website for full details on the promotion terms to earn your Discover Savings Bonus!

Discover Bank is FDIC-insured AND there are no monthly fees, no minimum balance requirements, and you won’t be charged for simply having an account – there really is no comparison when it comes to investing your savings with Discover.

Discover Bank Online Savings Account Summary

Open a Discover Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code BDG923 by 12/14/2023 • Earn high interest rate of 4.30% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code BDG923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200. Apply Now at Discover What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice.

Discover Bank Online Savings Information

• Account Type: Discover Bank Online Savings Account
• Bonus Offer: $150 or $200
• Availability: Nationwide
• Credit Funding: None
• Opening Deposit Requirement: None
• Monthly Service Fee: None
• Early Termination Fees: None

(Visit Discover for more details)

How To Earn Discover Online Savings Bonus

To Earn $150 Bonus:

• Must be a new Discover Bank Online Savings Account customer
• Apply for your first Discover Online Savings Account through BankDealGuy.com by 12/14/2023 using offer code BDG923
• Fund your first savings account with a minimum deposit of $15,000 within 30 days of account open date.
• Finally, verify information and electronically sign your application. They may ask your to verify some information on your credit report such as old addresses or loans.
• As a result, you’ll earn your $150 Discover Savings Bonus!

To Earn $200 Bonus:

• Must be a new Discover Bank Online Savings Account customer
• Apply for your first Discover Online Savings Account through BankDealGuy.com by 12/14/2023 using offer code BDG923
• Fund your first savings account with a minimum deposit of $25,000 within 30 days of account open date.
• Finally, verify information and electronically sign your application. They may ask your to verify some information on your credit report such as old addresses or loans.
• As a result, you’ll earn your $200 Discover Savings Bonus!

Account Features

• No minimum opening deposit.
• No minimum balance requirement.
• Interest is compounded daily and credited monthly.
• Now with no fees.
• Auto Savers plan which automatically transfers money from your personal checking account into your savings account each month.
• FDIC insurance up to $250,000.
• Manage your account online or with the Discover mobile banking apps. Features include checking your savings account balance, viewing recent activity, viewing earned interest, and the ability to make and set up transfers, and works on the Android, iPhone, and Blackberry devices.

Fine Print

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice.

Author’s Verdict

This Discover Bank Online Savings Account offers an outstanding return rate compared to your brick and mortar and several online institutions.

Definitely the smarter route to take if you’re stuck between opening a savings account at your local bank or an online bank.

For more, view our list of the latest Discover Bank offers or compare to other bank promotions.