Find the latest listing of St. Charles Bank & Trust Company promotions, bonuses, and offers here.
The current promotions at St. Charles Bank & Trust Company include $200, $300, $500 bonuses when you open a new account and meet the requirements.
Update 2/5/25: The $500 checking & savings offer has been extended through 7/31/25.
St. Charles Bank & Trust Company Promotions Review
At Wintrust Community Bank, they are proud to invest in and give back to their local area. They work hard to be an asset to the people and communities they serve. They offer the best banking products and even better service.
I’ll go over St. Charles Bank & Trust Company Promotions below.
St. Charles Bank & Trust Company $500 Checking & Savings Bonus
What you’ll get: $500 bonus
- Where it’s available: IL (Bank Locator)
- Credit Inquiry: Soft Pull
- Credit Card Funding: Unknown
- How to earn it:
- $300 bonus: Open a Total Access Checking Account
- $100 required to open
- Enroll in online banking
- Activate e-statements through the bank website
- Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period
- $200 bonus: Open a Statement Savings Account
- No required minimum to open
- Deposit $15,000 of new money
- Maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened
- $300 bonus: Open a Total Access Checking Account
(Expires 07/31/2025)
Truist Checking ($400 bonus) | KeyBank Checking ($300 bonus) |
St. Charles Bank & Trust Company $300 Business Checking Bonus (Expired)
- What you’ll get: $300 bonus
- Where it’s available: IL
- Credit Inquiry: Soft Pull
- Credit Card Funding: Unknown
- How to earn it:
- Open a new Entrepreneur Checking account from January 1, 2021 through December 31, 2021
- Let them know you are aware of this Entrepreneur Checking account bonus offer at account opening
- Maintain a minimum balance of at least $1,500.00 on each day of the last business day of the 2 consecutive calendar months after the calendar month your new account was opened
- Complete 5 qualifying transactions, defined as ACH debit, ACH credit, wire transfer and debit card transactions,
- Enroll in online banking and activate e-statements
(Expired)
Chase Business Complete Checking® ($300 or $500 Bonus) | U.S. Bank Business Checking ($500 or $900 Bonus) |
Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
Bluevine Business Checking ($300 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
Axos Bank Business Interest Checking ($400 Bonus) | Axos Business Premium Savings ($375 Bonus) |
How To Avoid Monthly Fees
- Total Access Checking: None
- Access Plus Checking: $10 monthly fee. Must have $1,000 minimum daily balance or $2,500 average daily balance for the statement cycle.
- Premier Checking: $25 monthly fee. Must have $10,000 average daily balance or $75,000 combined average relationship balance for the statement cycle.
- Cubs Checking: None
- White Sox Checking: None
- Student Checking: None
- Platinum Preferred Checking: $10 monthly fee. Must have $1,000 minimum daily balance
- DePaul Checking: None
- NorthWestern Wildcat Checking: None
- Chicago Sky Checking: None
- Money Smart Checking: None
- Chicago Red Stars Checking: None
- Statement Savings: $5 monthly fee. Must have $200 minimum daily balance
- Money Market: $15 monthly fee. Must have $2,500 minimum daily balance OR $5,000 average daily balance for the monthly cycle
- Junior Savers Statement Savings: $5 monthly fee. No minimum balance required after account opening until the age of 22
- MaxSafe Money Market: None
- Entrepreneur Checking: $15 monthly fee. Must have more than 75 transactions, require a $1,500 minimum average collected balance.
- Business Community Checking: $15 monthly fee. Maintain minimum average collected balance of $5,000
- Have-It-All Business Checking: $25 monthly fee. Maintain minimum average collected balance of $20,000
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Author’s Verdict
To summarize, St. Charles Bank & Trust Company has some of the best promotions, bonuses, and offers. Be sure to apply while you still can today!
For more current offers, check out our bank bonuses page. Compare St. Charles Bank & Trust Company rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of St. Charles Bank & Trust Company promotions here.