• Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.
• Open your new HSBC Premier checking account online by July 31, 2019; and
• Make recurring Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) per calendar month; and
• Receive monthly Direct Deposits totaling at least $5,000 into your checking account for 3 consecutive months from the first full calendar month after account opening
• You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.

The $50 monthly maintenance fee is waived if minimum balance requirements are met:

To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR any HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.

• This offer is available only online for applications completed using the Apply now button on the offer webpage.
• You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past three years to apply for a deposit account online.
• All qualifying activities must be completed within the stated time frames in order to be eligible for the Welcome Deposit.
• For this offer, New Money is required.
• HSBC reserves the right to change or terminate this offer at its sole discretion.
• For purposes of determining whether you have maintained the Qualifying Balance for the Welcome Deposit, a New Money average balance will be calculated by averaging the end of Business Day balances every Friday throughout the total offer period.
• Your HSBC Premier checking account must be open and in good standing at time of gift fulfillment.
• Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
• The Welcome Deposit to your HSBC Premier checking account will be reported on the applicable IRS form.
• Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A.
• New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities.

• Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities.
• Open your new HSBC Advance checking account online by July 31, 2019; and
• Deposit a minimum Qualifying Balance of $5,000 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening, maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance; and
• Set-up recurring Direct Deposits from a third party to an HSBC Advance checking account at least one per calendar month for 3 consecutive months following account opening month
• You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.

The $25 monthly maintenance fee is waived if minimum balance requirements are met:

To qualify for an HSBC Advance relationship (to waive the monthly fee), you need to open an HSBC Advance checking account and maintain combined balances in U.S. Dollar personal deposit accounts and investment balances of at least $10,000 OR of at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per calendar month. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship.

• This offer is available only online for applications completed using the Apply now button on the offer webpage.
• You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past three years to apply for a deposit account online.
• All qualifying activities must be completed within the stated time frames in order to be eligible for the Welcome Deposit.
• For this offer, New Money is required.
• HSBC reserves the right to change or terminate this offer at its sole discretion.
• For purposes of determining whether you have maintained the Qualifying Balance for the Welcome Deposit, a New Money average balance will be calculated by averaging the end of day balances of each Business Day throughout the total offer period.
• Your HSBC Advance checking account must be open and in good standing at time of gift fulfillment.
• Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
• The Welcome Deposit to your HSBC Advance checking account will be reported on the applicable IRS form.
• Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A.
• New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities.

• Earn 2.30% APY on all balance tiers
• No monthly maintenance fee
• Minimum balance to earn APY is $1
• Apply online today
• Move money quickly and access your funds using online transfers
• Depositing checks is as simple as taking a picture with your mobile device using HSBC Mobile Banking
• Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

• In order to apply online you will need:
  • To be 18 years of age and have a Social Security Number
  • Current U.S. residential address and a U.S. residential address for the past three years
  • Valid U.S. ID (driver’s license, non-driver identification card, learner permit), passport or Permanent Residential Card/Green Card
  • Account information for funding your new account

• There are no monthly service fees for this account.

• The Annual Percentage Yields (APYs) and balances for an HSBC Direct Savings account which are accurate as of 6/28/2019 are: 2.30% APY on balances of less than $15,000, 2.30% APY $15,000 or more but less than $50,000, 2.30% APY $50,000 or more but less than $100,000 and 2.30% APY $100,000 or more. APYs are variable and subject to change after opening.
• Charges and fees may reduce earnings.
• HSBC Direct Savings is an “online only” product, which requires use of automated telephone banking, e-statements, and Personal Internet Banking.
• This is an HSBC consumer account and is not available as an HSBC business account.

• To refer a friend, you must be an HSBC Premier, Advance, or Choice Checking customer.
• Log-on to Personal Internet Banking to view your Share the Experience referral page and personalized referral code.
• After you log-on to Personal Internet Banking, share your personalized referral code with friends by either:
  providing them with your personalized referral code
  printing the referral form, which contains your personalized code
• When your friend opens their new qualifying Premier, Advance, or Choice Checking account during the offer period, they simply provide the banker with your personalized referral code at account opening. For you to receive credit for the referral, the new account can be opened only in an HSBC branch or over the phone and must remain open for 15 business days.
• Your referral bonus will be deposited to your qualifying HSBC Premier, Advance, or Choice Checking account within 8 weeks of your friend’s account opening.
• You’ll receive a $100 deposit for your first two referrals and up to $200 for each additional referral. Limit of $2,000 in earnings per calendar year. Reward doubles at 3rd referral–$2,000 cap.

• The new account must be fully funded within six months of account opening.
• The individual you referred will receive a $500 referral bonus to their new qualifying HSBC Premier checking account, a $250 referral bonus to their new qualifying HSBC Advance checking account, or a $100 referral bonus to their new qualifying HSBC Choice Checking account within 8 weeks from the date their new account is fully funded.
• The new qualifying account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
• The qualifying new account must be opened only in a branch or over the phone.
• The individual you refer may receive a referral bonus only once and can use only one referral code at the time of account opening.
• Referral bonus is limited to one per household.