First Bank Promotions: $300 Checking Bonus + Up to 4.59% APY (CA, IL, MO)

Find the latest listing of First Bank promotions, bonuses, and offers here.

Typical offers include their $300 checking offer.

First Bank Promotions Review

First Bank is headquartered in Creve Coeur, Missouri and was funded in 1906. Since then they have grown to 87 locations and boast an A health rating.

I’ll go over First Bank offers below.

First Bank $300 Checking Bonus

• What you’ll get: $300 bonus
• Availability: CA, IL, MO (Bank Locator)
• Direct Deposit Requirement: Yes, $250+
• Credit Inquiry: Soft Pull or Hard Pull?
• Monthly Fees: $15, waivable
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Open a First Performance Checking account online with the promo code GETCHECK
  • Bonus offer is available on a new checking relationship (meaning the person opening the account online has not been a primary owner of a First Bank checking or Money Market account in the 12 months prior to the account opening date);
  • The account must have a minimum opening deposit of $100
  • 90 calendar days after account opening, the account must have the First Performance Checking account status of a “Qualifying Account”, meaning that during the most recent Qualification Period, the account had 15 or more debit card purchases and a single Direct Deposit of $250 or more post to the account.

(Offer Expires 06/30/2023)

Fine Print

• Requirements for the $300 Bonus: 1) Open a First Performance Checking account online with the promo code GETCHECK 2) Bonus offer is available on a new checking relationship (meaning the person opening the account online has not been a primary owner of a First Bank checking or Money Market account in the 12 months prior to the account opening date); 3) The account must have a minimum opening deposit of $100; 4) 90 calendar days after account opening, the account must have the First Performance Checking account status of a “Qualifying Account”, meaning that during the most recent Qualification Period, the account had 15 or more debit card purchases and a single Direct Deposit of $250 or more post to the account.
• Bonus offer is available through June 30, 2023.
• If all of the requirements have been met, and the account is open, the $300 Bonus will be credited to the account within 30 calendar days after the 90-calendar day anniversary of the account.
• Bonus will be reported as interest to the IRS. First Bank reserves the right to determine eligibility for offer, and offer may be changed or discontinued at any time without notice at First Bank’s sole discretion.
• This Bonus offer is limited to one per person, and it cannot be combined with any other offer.

How to Avoid Monthly Fees

• Student Checking: None
• Kids Cash Savings: None
• Small Business Checking: None
• First Choice Checking: $9.95 service charge is waived when any of the following are met during a monthly statement period:
  • Ten or more debit card purchases
  • Direct deposits totaling $500 or more
  • Maintain an average account balance of $1,500
• First Plus Checking: $11.95 service charge is waived when any of the following are met during a monthly statement period:
  • $20,000 in combined personal deposit account and consumer loan balances
• First Performance Checking: $15.00 service charge is waived when the following requirements are met during a monthly statement period:
  • Minimum of 15 debit card transactions
  • Direct deposits
  • totaling $250 or more
  • Limit one account per person
• First Premier Checking: $24.95 service charge is waived when any of the following are met during a monthly statement period:
  • $100,000 in combined personal deposit account and/or consumer loan account balances
  • Relationship with First Bank Wealth Management
• Legacy Checking: $8.95 service charge is waived when any of the following are met during a monthly statement period:
  • $5,000 in combined personal deposit account balances
  • Available to clients aged 60 and above
• Workplace Checking: $9.95 service charge is waived when any of the following are met during a monthly statement period:
  • 15 or more debit card purchases
  • Direct deposits totaling $500 or more
  • Maintain an avg. account balance of $1,500
  • Available to employees of qualified businesses
• Statement Savings: $3.00 service charge waived with $100 minimum balance
• Performance Money Market: $10.00 service charge waived with $1,000 minimum balance
• Business First Checking: $16.50 service charge waived with $5,000 average daily collected balance requirement
• Commercial Checking: Monthly earnings credit may offset fees.
• Business Interest Checking: $16.50 service charge waived with $5,000 average daily collected balance requirement
• Business Savings: $6.00 service charge waived with $500 average daily collected balance requirement
• Business Money Market: $11.00 service charge waived with $2,500 average daily collected balance requirement

Author’s Verdict

This First Bank checking bonus is pretty sweet and easy to earn! If this sounds like something you would be interested in, simply complete the requirements listed above! Be sure to take advantage of this promotion before it ends!

For more current offers, check out our bank bonuses page. Compare First Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.