• Open your new HSBC Premier checking account by March 6, 2020; and
• Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
• Enjoy 2% Cash Back, on Qualifying Direct Deposits into your new HSBC Premier checking account, up to $60 per month, during the first 12 calendar months after account opening – up to $700
• You will automatically receive the 2% Cash Back in your new HSBC Premier checking account approximately eight weeks after completing that month’s qualifying activities.

The $50 monthly maintenance fee is waived if minimum balance requirements are met:

To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR any HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.

• Offer Terms and Conditions: HSBC Premier 2% Cash Back Offer Terms and Conditions: This offer is available only online for applications completed using the Apply now button on the offer webpage.
• You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
• You will automatically receive the 2% cash back in your new HSBC Premier checking account approximately eight weeks after completing that month’s qualifying activities. Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Premier checking account from third parties at least once per calendar month.
• Customers who held an HSBC consumer deposit or investment account from January 6, 2017 through and including January 6, 2020 are not eligible for this offer.
• All qualifying activities must be completed within the stated time frames in order to be eligible for the 2% Cash Back. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities.
• HSBC reserves the right to change or terminate this offer at its sole discretion. Limit one 2% Promotional Offer or New Consumer Deposit Offer per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes. The 2% cash back to your HSBC Premier checking account may be reported on the applicable IRS form.
• To be eligible for the offer, your HSBC Premier checking account must be open without being changed to a product with lower balance requirements, in good standing at the time of fulfillment.

• Get up to $350 with a 2% Cash Back Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
• Open your new HSBC Advance checking account by March 6, 2020; and
• Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
• Enjoy 2% Cash Back on Qualifying Direct Deposits into your new HSBC Advance checking account, up to $30 per month, during the first 12 calendar months after account opening – up to $350
• You will automatically receive the 2% Cash Back in your new HSBC Advance checking account approximately eight weeks after completing that month’s qualifying activities.

The $25 monthly maintenance fee is waived if minimum balance requirements are met:

To qualify for an HSBC Advance relationship (to waive the monthly fee), you need to open an HSBC Advance checking account and maintain combined balances in U.S. Dollar personal deposit accounts and investment balances of at least $10,000 OR of at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per calendar month. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship.

• Offer Terms and Conditions: This offer is available only online for applications completed using the Apply now button on the offer webpage.
• You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
• You will automatically receive the 2% cash back in your new HSBC Advance checking account approximately eight weeks after completing that month’s qualifying activities. Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Advance checking account from third parties at least once per calendar month.
• Customers who held an HSBC consumer deposit or investment account from January 6, 2017 through and including January 6, 2020 are not eligible for this offer. All qualifying activities must be completed within the stated time frames in order to be eligible for the 2% Cash Back. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A.
• New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities. HSBC reserves the right to change or terminate this offer at its sole discretion. Limit one 2% Promotional Offer or New Consumer Deposit Offer per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
• The 2% cash back to your HSBC Advance checking account may be reported on the applicable IRS form. To be eligible for the offer, your HSBC Advance checking account must be open without being changed to a product with lower balance requirements, in good standing at the time of fulfillment.

• To refer a friend, you must be an HSBC Premier, Advance, or Choice Checking customer.
• Log-on to Personal Internet Banking to view your Share the Experience referral page and personalized referral code.
• After you log-on to Personal Internet Banking, share your personalized referral code with friends by either:
  providing them with your personalized referral code
  printing the referral form, which contains your personalized code
• When your friend opens their new qualifying Premier, Advance, or Choice Checking account during the offer period, they simply provide the banker with your personalized referral code at account opening. For you to receive credit for the referral, the new account can be opened only in an HSBC branch or over the phone and must remain open for 15 business days.
• Your referral bonus will be deposited to your qualifying HSBC Premier, Advance, or Choice Checking account within 8 weeks of your friend’s account opening.
• You’ll receive a $100 deposit for your first two referrals and up to $200 for each additional referral. Limit of $2,000 in earnings per calendar year. Reward doubles at 3rd referral–$2,000 cap.

• The new account must be fully funded within six months of account opening.
• The individual you referred will receive a $500 referral bonus to their new qualifying HSBC Premier checking account, a $250 referral bonus to their new qualifying HSBC Advance checking account, or a $100 referral bonus to their new qualifying HSBC Choice Checking account within 8 weeks from the date their new account is fully funded.
• The new qualifying account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
• The qualifying new account must be opened only in a branch or over the phone.
• The individual you refer may receive a referral bonus only once and can use only one referral code at the time of account opening.
• Referral bonus is limited to one per household.