• Open your new HSBC Premier checking account online, using this offer page, by February 15, 2023; and
• Make recurring Qualifying Direct Deposits totaling at least $10,000 per month from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
• You will automatically receive the $500 Welcome Deposit in your new HSBC Premier checking account within eight weeks after completing all qualifying activities.

*A monthly maintenance fee may apply
Restrictions may apply see offer page for full details.

• You must be 18 years of age and have a Social Security Number
• Current U.S. residential address and a U.S. residential address for the past one year
• Account information for funding your new account

HSBC Premier Checking:

The $50 monthly maintenance fee is waived if minimum balance requirements are met:

• To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR
• Recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR
• Any HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000.

Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.

• HSBC Premier $500 Welcome Deposit Offer Terms and Conditions:
• This offer is available only online for applications completed using the ‘Apply now’ button on the offer webpage. You must be at least 18 years of age, have a Social Security Number, have a U.S. mobile number, currently have a U.S. residential address and have had U.S. residency for the past one year to apply for a deposit account online.
• To qualify for the HSBC Premier $500 Welcome Deposit you must: (1) open your new HSBC Premier checking account from August 15, 2022 through and including February 15, 2023; and (2) make recurring Qualifying Direct Deposits totaling at least $10,000 per month from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
• You will automatically receive the $500 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities.
• Qualifying direct deposits are electronic deposits of regular periodic payments (such as salary, pension, Social Security, or other regular monthly income) deposited through the Automated Clearing House (ACH) network to this account by your employer or an outside agency (please check with your employer or outside agency to determine if they use the ACH network).
• Direct deposits that do not qualify include but are not limited to transfers from one account to another, mobile deposits, or deposits made at an HSBC Wealth Center or ATM. Customers who have a current or past HSBC account in the U.S. on file are not eligible for this offer.
• Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A.
• New Consumer Deposit Offers are defined as incentives in the form of merchandise and/or cash bonus that are offered to consumers who open an eligible checking account and satisfy qualifying activities.
• All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC.
• Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
• The Welcome Deposit to your HSBC eligible checking account will be reported on the applicable IRS form.
• To be eligible for the offer, your HSBC Premier checking account must be open without being changed to a product with lower requirements and in good standing at the time of fulfillment.

• To refer a friend, you must be an HSBC Premier, Advance, or Choice Checking customer.
• Log-on to Personal Internet Banking to view your Share the Experience referral page and personalized referral code.
• After you log-on to Personal Internet Banking, share your personalized referral code with friends by either:
  providing them with your personalized referral code
  printing the referral form, which contains your personalized code
• When your friend opens their new qualifying Premier, Advance, or Choice Checking account during the offer period, they simply provide the banker with your personalized referral code at account opening. For you to receive credit for the referral, the new account can be opened only in an HSBC branch or over the phone and must remain open for 15 business days.
• Your referral bonus will be deposited to your qualifying HSBC Premier, Advance, or Choice Checking account within 8 weeks of your friend’s account opening.
• You’ll receive a $100 deposit for your first two referrals and up to $200 for each additional referral. Limit of $2,000 in earnings per calendar year. Reward doubles at 3rd referral–$2,000 cap.

• The new account must be fully funded within six months of account opening.
• The individual you referred will receive a $500 referral bonus to their new qualifying HSBC Premier checking account, a $250 referral bonus to their new qualifying HSBC Advance checking account, or a $100 referral bonus to their new qualifying HSBC Choice Checking account within 8 weeks from the date their new account is fully funded.
• The new qualifying account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
• The qualifying new account must be opened only in a branch or over the phone.
• The individual you refer may receive a referral bonus only once and can use only one referral code at the time of account opening.
• Referral bonus is limited to one per household.

Steps on How to Earn The HSBC Advance Checking Bonus:

• Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
• Open your new HSBC Advance checking account online by March 31, 2021; and
• Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
• Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening
• You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month’s qualifying activities.

The $25 monthly maintenance fee for the HSBC Advance Checking account is waived with the following requiements:

• $5,000 in combined U.S. Dollar personal deposit accounts and investment balances OR
• A monthly recurring direct deposit from a third party to an HSBC Advance checking account OR an HSBC U.S. residential mortgage loan

Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship.

• HSBC Advance 3% Cash Bonus Offer Terms and Conditions:
• This offer is available only online for applications completed using the Apply now button on the offer webpage.
• You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
• To qualify for 3% Cash Bonus (rounded up to the nearest dollar) on Qualifying Direct Deposits up to $240 ($40 max per month), during the first 6 calendar months after account opening you must: (1) open your new HSBC Advance checking account from January 8, 2021 through and including March 31, 2021 and (2) set-up recurring Qualifying Direct Deposits from a third party to an HSBC Advance checking account at least once per calendar month for 6 consecutive calendar months following account opening month.
• The 6 calendar months from account opening begins with the first full calendar month after your Advance checking account is opened.
• You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month’s qualifying activities. Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Advance checking account from third parties at least once per calendar month.
• Customers who held an HSBC consumer deposit or investment account from January 7, 2018 through and including January 7, 2021 are not eligible for this offer.
• All qualifying activities must be completed within the stated time frames in order to be eligible for the 3% Cash Bonus.
• Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities.
• All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC.
• Limit one 3% Promotional Offer or New Consumer Deposit Offer per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
• The 3% Cash Bonus to your HSBC Advance checking account will be reported on the applicable IRS form.
• To be eligible for the offer, your HSBC Advance checking account must be open without being changed to a product with lower balance requirements, and in good standing at the time of fulfillment.