Take advantage of the latest Axos Bank promotions, bonuses and offers for Business Checking, Savings, Rewards Checking, and Essential/First/Golden Checking.
Being an internet bank, Axos Bank focuses on the very foundation of helping you establish a better financial future while having the ability to take advantage of the best rates the bank has to offer.
Update 7/15/25: The Axos Business Premium Savings, Business Interest Checking, Basic Business Checking offers have been extended through 9/30/25! Now with the Axos ONE savings and checking bundle – you’ll get up to 4.66% APY on savings and 0.51% APY on checking all with no monthly maintenance fees.
Axos Bank Basic Business Checking $400 Bonus
- Business owners get up to $400 welcome bonus!*
- Open a business checking account by September 30 and get up to $400 when you use promo code NEW400 on your application.*
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
(FDIC Insured)
Axos Bank Business Interest Checking $400 Bonus
Interested in a $400 welcome bonus?- Start growing your business and get up to $400 when you open a Business Interest Checking account by September 30. Just use promo code NEW400 on your application.**
- Up to 1.01% APY**
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
- Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
- Free online banking, image statements, and Bill Pay
(FDIC Insured)
Axos Bank Business Premium Savings $375 Bonus
Unlock a bonus up to $375 with Business Premium Savings. Save more, pay lower fees, and get a limited-time bonus up to $375 with a 3.80% APY* Business Premium Savings account. Use promo code BPS375.†
How to earn it:
- Business Premium Savings bonus of up to $375: You must be approved for your new Business Premium Savings account and fund it within 30 days of account opening.
- An incentive of up to $375 can be earned during the first four (4) statement cycles. A statement cycle is a calendar month consisting of at least one day your account was open during that month.
- $75 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account is between $30,000 and $74,999.99.
- $125 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account is a minimum of $75,000 or greater.
- You can earn a maximum of three (3) payouts during the four (4) statement cycles, and the incentive will be deposited into your Business Premium Savings account within 10 business days following the end of the statement cycle in which the balance requirement was met.
- Your Business Premium Savings account must remain open and in good standing at the time the incentive is paid to be eligible.
- Furthermore, your Business Premium Savings account must remain open for 120 days, or an early closure fee of up to $375 may apply.
Terms:
- To be eligible to earn all or a portion of the cash incentive as part of the promotional offer “BPS375,” a Business Premium Savings (BPS) account with promo code “BPS375” must be submitted between 08/08/2024 at 12:00 am PT and 9/30/2025 at 11:59 pm PT. Axos Bank reserves the right to limit each primary account holder or business title to one (1) savings account promotional offer per year. Businesses that have held an Axos Bank or UFB savings account for the past 12 months under the same title are not eligible for this offer. Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor.
- Unlock a bonus up to $375 with Business Premium Savings.
- Save more, pay lower fees, and get a limited-time bonus up to $375 with a 3.80% APY* Business Premium Savings account. Use promo code BPS375.†
- Earn 3.80% APY* With Business Premium Savings
- Free domestic and international incoming wires
- No monthly maintenance fee
- No minimum opening deposit
- No average daily balance requirement
- Business deposit accounts FDIC insured up to $250k
(at Axos Bank)
Axos ONE Checking & Savings Features & Benefits
- Earn up to 4.66% APY on savings, and 0.51% APY on checking when you meet requirements.
- It’s easy to earn the boosted rates for ONE Savings (4.66% APY) and ONE Checking (0.51% APY). Just receive qualifying monthly direct deposits of at least $1,500 in total and maintain an average daily balance of $1,500 in your Axos ONE® Checking account.
- Get your money up to 2 days early. You’ve earned it, so start earning on it.
- No monthly maintenance, minimum balance, account opening, or overdraft fees.
- We’ve got you covered. Access expanded FDIC Insurance for up to $265 million.
- Access a network of over 95,000 fee-free ATMs.
- Manage all your bank accounts from one place in the Axos app.
- Link external accounts in the app to move your money seamlessly.
(FDIC Insured)
Axos Self Directed Trading
Axos Self Directed Trading Features
- Open an Account in Under 10 Minutes.
- Trade thousands of S&P 500, NASDAQ, NYSE, and other listed stocks
- Commission-free ($0 per trade on eligible stocks and ETFs; other fees may apply)
- Easy-to-use platform with the tools you need and the convenience of placing trades anytime, anywhere.
- Upgrade to Axos Elite and boost your account with instant access to funds, lower fees, increased buying power, and enhanced market knowledge.
- Link your Axos Bank account for fast, safe, and easy money transfers.
(Visit for more information)
Axos Managed Portfolio
Axos Managed Portfolio Features
- Open an Account in Under 10 Minutes.
- No investing experience needed
- Automatic portfolio rebalancing
- No account minimum or annual account maintenance fee; it only takes $500 to get to your first portfolio
- Free auto-deposit scheduling tool
- Available tax-loss harvesting
(Visit Axos Invest to learn more)
Axos Bank Business Savings
Here is your opportunity to earn a interest rate of 0.20% APY on your funds. Open a new account and start earning interest and get started today!
- Rate Offer: 0.20% APY Rate
- Availability: Online
- Credit Inquiry: Unknown
- Credit Funding: Unknown
- Minimum Balance: $1,000
- Maximum Balance: None listed
- Monthly Fee: Yes
- Early Termination Fee: None listed
(FDIC Insured)
Axos Bank CashBack Checking
Earn up to 1.00% cash back on all transactions that require a signature. Take your money further, faster.
- Earn up to 1.00% cash back on signature-based purchases
- Unlimited domestic ATM fee reimbursement
- No monthly maintenance fees
- Unlimited check writing privileges
- Minimum Balance Required to Open the Account: $50.00
(FDIC Insured)
Axos Bank High Yield Savings
Here is your opportunity to earn a interest rate of up to 0.61% APY on your funds. Open a new account and start earning interest and get started today!
- No monthly maintenance fees
- No minimal balance requirements
- $250 minimum opening deposit
- Free incoming Wires
- Zero Minimum Balance Requirement
(FDIC Insured)
Axos Bank High Yield Money Market Account
Here is your opportunity to earn a interest rate of 0.25% APY on your funds. Open a new account and start earning interest and get started today!
- Rate Offer: 0.25% APY Rate
- Availability: Online
- Credit Inquiry: Unknown
- Credit Funding: Unknown
- Minimum Balance: $1,000
- Maximum Balance: None listed
- Monthly Fee: None Listed
- Early Termination Fee: None listed
(FDIC Insured)
Axos Bank Business Money Market Account
Here is your opportunity to earn a interest rate of 0.20% APY on your funds. Open a new account and start earning interest and get started today!
- Rate Offer: 0.20% APY Rate
- Availability: Online
- Credit Inquiry: Unknown
- Credit Funding: Unknown
- Minimum Balance: $1,000
- Maximum Balance: None listed
- Monthly Fee: None Listed
- Early Termination Fee: None listed
(FDIC Insured)
Axos Bank Personal Loans
Personal Loans from $5,000 to $50,000. Checking your rate will not affect your credit score.
How it works:
- Pre-qualify in minutes! Get personalized loan options based on what you tell us.
- Complete your Application. Complete your online application and an Axos team member will confirm your details
- Get your money! Your money is sent as early as the same day you accept the terms of your loan
What You Will Need
- Social Security Number
- Valid driver’s license or state ID
- Proof of income
To be eligible you must meet the following requirements:
- 700+ credit score
- Verifiable income
- Your loan amount is $5,000 – $50,000
(Visit Axos Bank to learn more)
UFB High Yield Savings Up to 5.25% APY Rate
- Earn up to 5.25% APY*.
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
UFB Secure Money Market Up to 5.25% APY Rate
- Earn up to 5.25% APY*.
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
(FDIC Insured)
Axos Bank Rewards Checking $500 Bonus (Expired)
Cash in on up to a $500 bonus and up to 3.30% APY with a new Rewards Checking account. Just use promo code RC500 before July 31.
Earn a competitive APY rate from Axos Bank with a new Rewards Checking Account. This account is available online and nationwide while offering you fantastic features to better your banking experiences.
- Cash in on up to a $500 bonus† and up to 3.30% APY* with a new Rewards Checking account. Just use promo code RC500 before July 31.
- Build your own APY with up to 3.30% APY*
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- No initial deposit requirement
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
(FDIC Insured)
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Author’s Verdict
With a variety of Axos Bank to choose from, you are able to take advantage of superior rates and features.
Additionally, it’s great to know that the online based financial institution offers accounts that will incur a soft pull on your credit!
Axos Bank has great rates, but you may want to compare all the best CD rates here, and the best Savings rates here. Our Savings account offers are frequently updated, so here are some Savings/Money Market offers you make like.
For more bank offers, see the complete list of Best Bank Rates!
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