Take advantage of the best SoFi promotions, bonuses and offers here. Their current products includes SoFi Money, Active Investing, Student Loan as well as Personal Loan Products.
Table of Contents
- 1 SoFi Credit Card
- 1.1 SoFi $25 in Roundup Bonus
- 1.2 SoFi $310 Loan Referral Bonus
- 1.3 SoFi Fee Free Loan
- 1.4 SoFi $100 Direct Deposit Bonus
- 1.5 SoFi $5 Back w/ Debit Card Purchase – Targeted
- 1.6 [Expired] SoFi $2,500 Invest Bonus
- 1.7 Investment Account Bonuses
- 1.8 Special Investment Account Features
- 1.9 What to Open at SoFi
- 1.10 Savings Account Offers
- 1.11 SoFi Crypto $25 Bitcoin Bonus
- 1.12 Author’s Verdict
SoFi Promotions Review
Social Finance, also know as SoFi, is best know for their student loan refinancing products that targets recent graduates with high incomes. Whether you are looking for a savings, investing, or borrowing promotion, SoFi has the account and tools to help your financial future.
- Bonus Link:
- Availability: Nationwide *Online*
- Branches: Online
- Credit Inquiry: Unknown
- Direct Deposit Requirement: Unknown
- Credit Card Funding: Unknown
- Early Termination Fee: None
For more current offers, check out our bank bonuses page. Compare SoFi rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll go over SoFi offers below.
SoFi Money $50 Bonus
- What you’ll get: $50 bonus
- Where it’s available: Nationwide
- How to earn it:
- Sign up to SoFi Money account and deposit at least $500 into your account
- SoFi Money charges no account fees and offers unlimited reimbursement for ATM fees each month, free P2P payments, free bill pays and much more.
- Keep the account open and in good-standing to earn to the 0.25% APY rate
- New member and referral member both gets $50 bonus.
- When it expires: Does Not Expire
(Does Not Expire)
SoFi $50 Invest Bonus
- What you’ll get: $50 bonus
- Where it’s available: Nationwide
- How to earn it:
- To receive the offer, you must: open a new SoFi Securities LLC active brokerage account through the signup link you were given.
- Add at least $1,000 to your brokerage account.
- The $50 bonus will be in the form of a fractional share in a company
- When it expires: Does Not Expire
(Does Not Expire)
SoFi Credit Card
 The SoFi Credit Card offers: • Earn 2% unlimited cash back on eligible purchases when redeemed towards investing, saving, or paying down an eligible loan with SoFi.* • Earn up to $100 when you open and fund a SoFi Money and a SoFi Invest account after getting approved for the SoFi Credit Card (See Terms). • When you make 12 on-time payments, we'll lower your APR by 1%.† • No annual fee.† • No foreign transaction fees • Cell phone protection (insurance coverage up to $1,000)** • Mastercard ID Theft Protection(TM)** • $10 Lyft credit when you take 5 rides per month** * See offer details: www.sofi.com/card/rewards † See terms and conditions: www.sofi.com/card/terms ** Cell Phone Insurance Protection, Mastercard ID Theft Protection(TM), Lyft and Other Partner Rewards have additional terms and conditions, which can all be accessed through the World Elite Mastercard® Benefits portal. Please see the guide to benefits for details or call 1-800-MASTERCARD. |
See our review on the SoFi Credit Card.
SoFi $25 in Roundup Bonus
- What you’ll get: $25 bonus
- Where it’s available: Nationwide
- How to earn it:
- SoFi Money will 2x your Roundups savings for transactions.
- Starting 3/1/2021, SoFi will match all Roundups up to $25!
- When you spend, we’ll round up your transaction to the nearest dollar and put the change into your account.
- Every time you spend, we’ll transfer the spare change to a Vault (you won’t miss it – but it will add up for the future!)
- When it expires: Does Not Expire
(No expiration date listed, offer back 3/1/2021)
SoFi $310 Loan Referral Bonus
- Account Type: SoFi Loan Account
- Loan Amount: $5,000-$100,000
- Loan Term: 2 to 7 years
- APR:
- Fixed: 5.990% APR to 16.240% APR (with AutoPay)
- Variable: 5.74% APR to 14.700% APR (with AutoPay)
- Repayment Options: Monthly
(Does Not Expire)
SoFi Fee Free Loan
- Account Type: SoFi Loan Account
- Loan Amount: $5,000-$100,000
- Loan Term: 2 to 7 years
- APR:
- Fixed: 5.990% APR to 16.240% APR (with AutoPay)
- Variable: 5.74% APR to 14.700% APR (with AutoPay)
- Repayment Options: Monthly
(Does Not Expire)
SoFi $100 Direct Deposit Bonus
- What you’ll get: $75 bonus
- Where it’s available: Nationwide
- How to earn it:
- Download this pre-filled form, sign it, and submit it to your employer’s payroll department.
- Wait for your direct deposit to hit your account (which can be between 2-4 weeks).
- SoFi will deposit your $100 bonus into your SoFi Money account.
- When it expires: 4/30/2021
(FDIC Insured)
SoFi $5 Back w/ Debit Card Purchase – Targeted
- What you’ll get: $5 bonus
- Where it’s available: Nationwide
- How to earn it:
- Make $20 worth in debit card purchases
- Get $5 back
- Look for an email with subject line: <We miss you, _______! Get $5 back after your next purchase.)>
- When it expires: 3/31/2021
[Expired] SoFi $2,500 Invest Bonus
- What you’ll get: $2,500 bonus
- Where it’s available: Nationwide
- How to earn it:
- Earn a bonus between $25 and $2,500 when you transfer your investments to SoFi Invest.
- With fractional shares you can start investing with as little as $1.
- $0.01-$19,999.99 / $25
- $20,000-$99,999.99 / $125
- $100,000-$249,999.99 / $250
- $250,000-$499,999.99 / $500
- $500,000-$999,999.99 / $1,000
- $1,000,000 + / $2,500
- When it expires: 02/28/21
(Expires February 28, 2021)
Investment Account Bonuses
SoFi offers cash bonuses for new investment customers from time to time. These promotion provide fantastic accounts with great services and features.
As an added perk, All SoFi investment accounts offer free online banking, mobile banking, and mobile deposits.
Special Investment Account Features
All SoFi investment accounts come with these features.
- Low Costs: Get started with as little as $1—and trade stocks and ETFs for free.
- Online Banking: The easiest way to make and track payments, and manage your finances all in one place.
- Diversified Investing: They make it easy to spread your money out across stocks, curated ETFs, crypto, and Stock Bits.
What to Open at SoFi
Keep your eye out on these great SoFi products:
- SoFi Invest: You can earn a offering a $100 bonus when you open a new SoFi Securities LLC active brokerage account and fund it with at least $1,000.
- Money Referral: You can earn a competitive checking/savings account which earns 0.10% APY interest. New member gets $25 bonus through the current promotion when signing up with a referral link and funding the account $100.
- SoFi Loan Referral: You can earn a generous bonus when you refer a friend or family member for a student loan through the referral program.
- SoFi Loan: You can borrow up to $100k with industry-leading low APR Rates. Simply fill out the online application and find a rate that fits your financial needs.
How to Avoid SoFi Account Fees
- No Monthly Fees Listed
Savings Account Offers
- Savings: Check with local CSR
- Money Market: Check with local CSR
- Savings Certificate: Check with local CSR
SoFi Crypto $25 Bitcoin Bonus
- To receive the offer, you must: open a new SoFi Digital Assets LLC account through the signup link you were given, and buy at least $10 worth of any cryptocurrency within 7 DAYS.
- Offer only applies to new crypto accounts.
- The offer is limited to one per person.
- The offer expires on December 31st, 2020.
- Once conditions are met and account is opened, you will receive $25 in Bitcoin (BTC) within 7 days.
- Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received by applicable law.
- Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer, consult your tax advisor to determine applicable tax consequences.
- SoFi reserves the right to change or terminate the offer at any time without notice.
- Please refer to Form ADV Part II for additional disclosure information regarding related parties.
(Visit SoFi for more)
Author’s Verdict
With competitive rates from SoFi such as their savings or APR rates, you are able to gain access to fantastic features and member-exclusive benefits. Applying for a SoFi account is fast and easy so sign up if any of the above promotions interests you.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of SoFi promotions here.
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Editor Rating
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