Axos Bank Basic Business Checking Account: $400 Bonus Offer

If you’re looking for new business checking account available nationwide, be sure to check out Axos Bank Basic Business Checking to manage your business better. As of right now, you can earn a $400 bonus when opening a new Basic Business Checking account from Axos Bank.

Update 7/3/25: The offer has been extended through 9/30/25! If you’re a business owners looking for a starter business account with no monthly fees, here’s a great option! You’ll also have an opportunity to earn a $4oo bonus!

Axos Bank Basic Business Checking $400 Bonus

Axos Bank is an internet bank that focuses on the very foundation of helping you establish a better financial future while having the ability to take advantage of the best rates the bank has to offer.

With convenient features and superior services, you are able to get the most out of your finances.

Here is your opportunity to manage your business better by opening a new business checking account!

• Account Type: Basic Business Checking
• Availability: Online Nationwide
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Funding: Unknown
• Monthly Fee: No monthly service fee
• Household Limit: None listed
• Early Termination Fee: None

(Learn More at Axos Bank)

How to Earn Bonus

• Open a new Basic Business Checking account using promo code NEW400.
• You must be approved for your new Basic Business Checking and fund it within 30 days of account opening.
• An incentive of up to $400 can be earned during the first five (5) statement cycles.
• You can earn a maximum of four (4) payouts during the five (5) statement cycles, and the incentive will be deposited into the qualifying account within 10 business days following the end of the statement cycle in which the balance requirement was met.
  • $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
    • 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is between $25,000 and $49,999.99,
    • 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
    • 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
  • $100 will be earned for each statement cycle, up to $400 when you meet three requirements :
    • 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is greater than $50,000,
    • 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
    • 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
• Your Small Business Checking account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Small Business Checking account must remain open for 150 days, or an early closure fee of up to $400 may apply.

Account Features

• Business owners get up to $400 welcome bonus!*
• Open a business checking account by September 30 and get up to $400 when you use promo code NEW400 on your application.*
• No initial deposit requirement
• No minimum balance requirement
• No monthly maintenance fees
• Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
• Unlimited domestic ATM fee reimbursements
• Unlimited item processing (debits, credits, and deposited items)
• Cash deposits via MoneyPass and AllPoint networks

Fine Print

• To be eligible to earn all or a portion of the cash incentive as part of the promotional offer “NEW400,” an application for a Basic Business Checking account or a Business Interest Checking account with promo code “NEW400” must be submitted between 10/31/2024 at 12:00 am PT and 09/30/2025 at 11:59 pm PT. Axos Bank reserves the right to limit each primary account holder or business title to one (1) checking account promotional offer per year. Axos Bank or Axos Bank for Nationwide checking customers or Businesses that have held an Axos Bank or UFB or Axos Bank for Nationwide checking or savings account in the past 12 months under the same title are not eligible for this offer. Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor.

Author’s Verdict

If you are a business owner, I highly recommend checking out the Axos Bank Basic Business Checking Account to manage your business better.

Additionally, this account comes with many great features that you can access.

If you happen to know whether this account incurs a hard/soft pull, please let us know.

Let us know about your thoughts and experience with this account!

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