Crystal Lake Bank & Trust Promotions: $300, $500 Checking Bonuses (IL)

Find the latest listing of Crystal Lake Bank promotions, bonuses, and offers here.

Update 10/25/26: The $300 or $500 checking bonus offer has been extended through 11/9/27.

Crystal Lake Bank Promotions Review

Crystal Lake Bank and Trust Company, National Association is headquartered in Crystal Lake, Illinois and was founded in 1997. Since then they have grown to 7 locations and boast an A health location.

I’ll go over Crystal Lake Bank offers below.

Crystal Lake Bank $500 Checking Bonus

• Promotional Links:
  • Total Access Checking
  • Cubs Checking
  • Sox Checking
• What you’ll get: $300 or $500 bonus
• Where it’s available: IL
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Card Funding: Unknown
• How to earn it:
  • Open a New Total Access Checking Account.
  • Earn $300 bonus:
    • Open a new account
    • Enroll in online banking & e-statements
    • Have $500+ in direct deposits each month of the Qualification Period OR
  • Earn $500 bonus:
    • Open a new account
    • Enroll in online banking & e-statements
    • Have $2,000+ in direct deposits each month of the Qualification Period
  • For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period.

(Expires 11/09/2027)

Crystal Lake Bank & Trust $500 Checking & Savings Bonus (Expired)

• What you’ll get: $500 bonus
• Where it’s available: IL (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Card Funding: Unknown
• How to earn it:
  • Total Access $300:
    • Open a new Total Access Checking account
    • Tell them you are aware of this Total Access Checking account bonus offer at account opening
    • Have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened.
  • Statement Savings $200:
    • Open a new Statement Savings account
    • Tell them you are aware of this Statement Savings account bonus offer at account opening
    • Deposit $15,000.00 or more of new money, defined as money not held at any WTFC location
    • Maintain a minimum balance of at least $15,000.00 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened.

(Expires 07/31/2025)

How to Avoid Monthly Fees

• Total Access Checking: No monthly fees for this account
• Access Plus Checking: $10.00 monthly can be waived with $1,000 minimum daily balance or $2,500 average daily balance for the statement cycle.
• Premier Checking: $25.00 monthly can be waived with $10,000 average daily balance or $75,000 combined average relationship balance for the statement cycle.
• Cubs Checking: No monthly fees for this account
• White Sox Checking: No monthly fees for this account
• Student Checking: No monthly fees for this account
• Platinum Preferred Checking: $10.00 monthly can be waived with $1,000 minimum daily balance
• Money Smart Checking: No monthly fees for this account
• Entrepreneur Checking: $15.00 monthly when 75 transactions complete the $1,5000 minimum average collected balance
• Business Community Checking: $15.00 monthly if the $5,000 minimum average balance is not maintained
• Have-It-All Business Checking: $25.00 monthly if the $20,000 minimum average balance is not maintained

Author’s Verdict

This Crystal Lake Bank bonus is pretty sweet and easy to earn! If this sounds like something you would be interested in, simply complete the requirements listed above! Be sure to take advantage of this promotion before it ends!

For more current offers, check out our bank bonuses page. Compare Crystal Lake Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Crystal Lake Bank promotions here.