Chase College Checking $125 Bonus – Student Checking Account

Find all the latest Chase College Checking^SM bonuses, Coupons, and promotions here.

You can open a new Chase College Checking^SM Account to earn a $125 bonus.

Update 7/3/25: The offer has increased to a $125 bonus (previously $100) valid through 10/15/25. If you’re a student, you don’t have to worry about monthly service fees while in school up to the expected graduation date provided at account opening (five years maximum) for students 17-24 years old. Earn a $125 bonus when you sign up and meet the simple requirements.

Chase College Checking $125 Bonus

Incoming College Students can open a Chase College Checking^SM Account and take advantage of a $125 bonus and perks.

• What you’ll get: $125 bonus
• Eligible account: Chase College Checking^SM
• Where it’s available: Available online nationwide.
• Credit inquiry: Soft pull, which does not affect your credit

(Expires 10/15/2025)

How To Earn Bonus

• Open a new Chase College Checking^SM account, which is subject to approval;
• Deposit $0 or more at account opening;
• Complete at least 10 qualifying transactions within 60 days of account opening.
• After you have completed all the above requirements and the 10 qualifying transactions have posted to your account, Chase will deposit the bonus into your new account within 15 business days.

About The Offer

• Enjoy $125 as a new Chase checking customer when you open a Chase College Checking^SM account and complete 10 qualifying transactions within 60 days of coupon enrollment.
• $0 Monthly Service Fee while in school up to the expected graduation date provided at account opening (five years maximum) for students 17-24 years old.
• Wire funds internationally using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply.
• Keep track of your money with confidence and control in the Chase Mobile® app. The Chase Mobile app helps you bank securely and conveniently from anywhere.
• With Zelle®, you can send and receive money with people and businesses you know and trust who have an eligible account at a participating U.S. bank.
• With Fraud Monitoring, Chase may notify you of unusual debit card purchases and with Zero Liability Protection you won’t be held responsible for unauthorized debit card purchases when reported promptly.
• JPMorgan Chase Bank, N.A. Member FDIC

*With Chase Overdraft Assist^SM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

How To Waive Monthly Fee

• Chase College Checking^SMAccount: $12 monthly service fee.
  • $0 Monthly Service Fee for students 17 to 24 years old at account opening, enrolled in college or a vocational, technical or trade school, up to the graduation date provided at account opening (five years maximum) or $12 Monthly Service Fee
  • The Monthly Service Fee after expected graduation date is $12 or $0 when you do at least one of the following each statement period:
    • Option #1: Have electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow^SM network, or (iii) third party services that facilitate payment to your debit card using the Visa® or Mastercard® network; OR,
    • Option #2: Keep an average ending day balance of $1,500 or more in your checking account.

Fine Print

• Offer not available to existing Chase checking customers, those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
• You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
• Coupon is good for one-time use.
• To receive this bonus, the enrolled account must not be closed or restricted at the time of payout.
• Eligibility may be limited based on account ownership.
• Qualifying transactions include: debit card purchases, online bill payments, Chase QuickDeposit^SM, Zelle®, or ACH credits.
• Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Author’s Verdict

As a college student, this Chase College Checking^SM account bonus can go a long way.

The opportunity of a free checking account on top of a bonus with great account benefits, you can’t go wrong!

On the other hand, if you are interested in earning a larger bonus check out the Chase Total Checking coupon offer.

Definitely make Chase Bank one of your top choices when you’re deciding on switching banks or opening your first account(s). 

However if you are not located near a branch check out the latest banking bonuses from Chase Bank or our list of other bank promotions here.

• Enjoy $125 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment. • $0 Monthly Service Fee while in school up to the expected graduation date provided at account opening (five years maximum) for students 17-24 years old. • Wire funds internationally using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply. • Keep track of your money with confidence and control in the Chase Mobile® app. The Chase Mobile app helps you bank securely and conveniently from anywhere. • With Zelle®, you can send and receive money with people and businesses you know and trust who have an eligible account at a participating U.S. bank. • With Fraud Monitoring, Chase may notify you of unusual debit card purchases and with Zero Liability Protection you won't be held responsible for unauthorized debit card purchases when reported promptly. • JPMorgan Chase Bank, N.A. Member FDIC *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Apply Now at Chase

Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain.