If you have a low balance and looking for an easy account to keep up with, definitely check out the TD Bank Convenience CheckingSM Account. This is an ideal account for everyday banking with a low minimum daily balance requirement, plus great discounts.
Better yet, you have the convenience of opening your Convenience Checking account from TD Bank online at home! But the benefits does not stop there! Open an account today and earn a $150 bonus when you receive direct deposits of $500 or more within 60 days of opening your account!
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Table of Contents
- 1 Where Is TD Bank Located?
- 2 TD Bank Convenience Checking Account Summary
- 3 TD Bank Convenience Checking Account Application Link
- 4 TD Bank Convenience Checking Account Features & Benefits
- 5 TD Bank Convenience Checking Account Bonus Requirements
- 6 How To Avoid The Monthly Fee
- 7 TD Bank Convenience Checking Account Guide
- 8 TD Bank Personal Debit Card
- 9 TD Bank Digital Wallets
- 10 TD Bank Routing Number – ABA & Transit
- 11 TD Bank Mobile App
- 12 TD Online Banking
- 13 TD Bank Online Bill Pay
- 14 TD Online Bank Statements & Notices
- 15 Still Have Questions?
- 16 Author’s Verdict
Where Is TD Bank Located?
TD Bank has branches located in the following states:
CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT (Locator)
TD Bank Convenience Checking Account Summary
To earn your TD Bank $150 Checking Bonus, simply open a new TD Convenience CheckingSM Account online.
- Account Type: TD Convenience CheckingSM
- Availability: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT (Locate a branch)
- Credit Inquiry: Soft Pull
- Credit Funding: Up to $300 (YMMV);
- Set cash advance to $0.
- Opening Deposit Requirement: Optional
- Direct Deposit Requirement: Yes
- Monthly Service Fee: $15; avoidable
- Early Termination Fees: $15 if closed within 60 days
- Promo Code(s): None
TD Bank Convenience Checking Account Application Link
TD Bank Convenience CheckingSM: If you are eligible for this bonus offer, click the link OR click “Sign Up” below to be redirected to the offer page to apply online!
If you are interested in more TD Bank Deals, see our compiled list of TD Bank Promotions.
TD Bank Convenience Checking Account Features & Benefits
- Banking simplified
- Low minimum daily balance of $100 to waive the $15 monthly maintenance fee
- Discount on your first order of checks
- Legendary convenience
- Free access at thousands of TD ATMs in the U.S. and Canada
- TD Bank Visa® Debit Card available on-the-spot
- Open early. Open late. Most locations open 7 days
- Save money
- $15 monthly maintenance fee waived when you maintain the minimum daily balance
- Rate discounts on TD Bank home loans – .25% off home equity line of credit
- Overdraft services available
- On-the-go banking
- Free Mobile Banking with Mobile Deposit
- Online Banking and free Bill Pay with e-bills
- Free online statements with check images
- Live Customer Service 24/7
TD Bank Convenience Checking Account Bonus Requirements
Here’s how to earn your bonus:
$150 bonus available to eligible new personal checking Customers when opening a TD Convenience CheckingSM account with cumulative direct deposit funds of $500 or more into the new account within 60 days of account opening.
Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank, open their account online via this web page and complete the required qualifying criteria. Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify. Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening. Account must remain open, active, in good standing, and in the same product type through the qualifying period to receive the bonus. Bonus will be reported as taxable income to the IRS on a 1099-MISC. Offer may be withdrawn at any time and is subject to change. One bonus per Customer and cannot be combined with any other offer. TD Bank employees and Canadian cross-border banking Customers are not eligible.
How To Avoid The Monthly Fee
With the TD Bank Convenience CheckingSM, there is a $15 monthly fee. However, the fee is avoidable! To waive the $15 monthly maintenance fee, simply maintain a $100 minimum daily balance! (See account guide)
TD Bank Convenience Checking Account Guide
An account ideal for everyday banking with a low minimum daily balance requirement. TD has created this easy to follow outline of services, fees and policies to help you understand how this account works. All of their accounts also include convenient and hassle-free services such as free online and mobile banking and bill pay, free Visa® debit card and Live Customer Service 24/7.
TD Bank Personal Debit Card
So many places to spend. So many ways to pay. Shop with confidence anywhere, any time. Your TD Bank Visa Debit Card is convenient and secure – now with the added benefit of the TD Alerts App.
For any payment large or small – anywhere in the world.
All TD Bank checking accounts come with a free Visa® Debit Card.
- Shop anywhere Visa is accepted: no foreign transaction fees, free access to thousands of TD ATMs.
- Use it for almost any payment: use it in person, online or in-app, over the phone or with your digital wallet.
- Set up customized transaction alerts: track spending & identify unauthorized debit card use w/the free TD Alerts app.
- Accepted at millions of locations around the world
- Free access to your money at thousands of TD ATMs across the U.S. and Canada
- Check out faster — add your card to your digital wallet, Visa Checkout , PayPal or online retailers and services
- All TD Bank Debit Cards are equipped with the latest chip technology, an added layer of security
- 24/7 fraud monitoring
- Visa Zero Liability protection means you’re not responsible for fraudulent charges made with your account information, or with a lost or stolen card
TD Bank Digital Wallets
Fast and easy digital payments are just a few steps away with your TD Bank Visa® card. The next evolution in payment technology
Digital Wallets make it fast and easy to pay. Load your eligible TD Bank Visa card to your phone and other devices to make fast and easy transactions, almost anywhere you shop. Digital payments represent the latest way to get the most out of your TD Bank Visa card: a quick and simple way to make payments.
- Fast – No need to open your wallet, just tap and pay to check out quickly
- Convenient – use your device to pay just about everywhere you shop
You already appreciate the convenience of TD Bank Visa cards. When you add any of these cards to Apple Pay, you can experience a whole new way to pay from your compatible Apple device, making your cards more convenient and versatile than ever.
|How Apple Pay Works||Manage your spending – and keep your rewards on track.|
|It’s easy to set up. Add cards to Apple Pay in just a few quick steps.||Apple Pay also makes it easy to manage your cards and your spending – while still participating in rewards programs associated with your cards:|
|It’s simple to use. Once you’ve added any of your eligible TD Bank Visa cards to Apple Pay, just hold your compatible Apple device near a contactless reader at a participating retailer with your finger on TouchIDTM. You don’t even have to open an app!||Manage multiple cards. Once you’ve added your eligible TD Bank Visa cards to Apple Pay, you can select your preferred card for any purchase – and track your spending activity right from your compatible Apple device.|
|It’s smart. It’s designed so your card number and identity aren’t shared with the merchant – and your actual card numbers aren’t stored on your device or on Apple servers.||Reward program compatibility. When you use a rewards card through Apple Pay, you’ll earn the same rewards and/or points you would during a regular card transaction.|
|It’s versatile. Apple Pay lets you make purchases at hundreds of thousands of participating retailers – and participating apps!|
Easy mobile payments with TD Bank and Android Pay. Add your eligible TD Bank Visa® cards to Android PayTM to get started. With Android Pay now available with your eligible TD Bank Visa cards, quick purchasing power is just a tap away
|How to set up Android Pay||It’s fast.|
|Download the app from the Google Play Store||Android Pay is accepted at over a million locations across the US, with more added every day.|
|Add your TD Bank Visa cards – it’s as simple as snapping a photo.||Making purchases is as simple as unlocking your phone and holding it to the contactless terminal.|
|Unlock and pay – Unlock your Android device and you are ready to tap and pay at any merchant where Android Pay is accepted.||You will receive confirmation on your device that the transaction was completed.|
Pay almost anywhere you can swipe or tap your card. With TD Bank and Samsung Pay, you get fast and easy mobile payments.
|Quick and easy to add your eligible TD Bank Visa® card so you can start using Samsung Pay right away||Protect your information.|
|Add your TD Bank Visa cards in a few simple steps. Your device’s camera will scan in your card information for you to confirm, then you secure the account with your fingerprint and a backup PIN. In just a few minutes, you’ll be ready to go.||Transactions are authorized with your fingerprint, so you’re in control of when each payment is made.|
|Use Samsung Pay at your favorite places – it works almost anywhere you can swipe or tap your card.||Each transaction uses a digital account number instead of your card number, which means your shopping stays safe. Your purchases remain yours alone; Samsung Pay doesn’t store or share your payment information.|
|Simple to setup. Simple to pay.|
|Samsung Pay is designed to make paying with your Samsung device fast, easy, and convenient.|
|Swipe up on your screen to launch Samsung Pay and authorize with your fingerprint. To pay, just hover your device close to the terminal where you’d usually swipe or tap your card.|
Easily and safely pay for your purchase with Microsoft Wallet on your Windows device. You already appreciate the convenience of TD Bank Visa cards. When you add any of these cards to Microsoft Wallet, you can experience a whole new way to pay from your Windows device, making your cards more convenient and versatile than ever.
|How To Use Microsoft Wallet||Pay with Peace of Mind|
|Pick your TD Bank Visa card.||Your credit and debit card numbers are never shared with retailers.|
|Make sure you have a compatible device running Windows 10 software and click on the Microsoft Wallet app. Then with the app open, tap the + sign in the app and follow the instructions to add your card.||Your PIN prevents others from accessing your Wallet and your phone.|
|With your card added, you’re now ready to make purchases in-store. Simply tap your device to the contactless payment terminal and authorize payment with your PIN.|
Pay online the easier way with your TD Bank Visa card and Visa Checkout.
Enter the Online Express Lane
- Pay with a single login from any device.
- No need to re-enter payment and shipping information.
- Checkout with a single click anywhere you see the Visa Checkout button.
Enroll your TD Bank Visa card in Visa Checkout today! Enroll Now
TD Bank Routing Number – ABA & Transit
|Massachusetts/ Rhode Island||211370545|
|New York – Metro NYC or former Commerce customers||026013673|
|New York – Upstate NY or former Banknorth customers||021302567|
|North Carolina/South Carolina||053902197|
You can also simply look at your TD Checks for your Routing Number.
TD Bank Mobile App
|Benefits & Features|
|Manage accounts on the go – View account activity and balances, pay bills automatically, set up e-mail alerts and more||Transfer money – Move funds between your accounts and schedule transfers|
|Deposit checks from your mobile device – It’s so simple, we take the picture for you||Find a location fast – View maps, directions, hours and ATM/drive-up info|
|View statements – Access your account statements 24/7. Plus go paperless right in the app.||Bank securely – Log in safely with the latest security technology, including Touch ID (iOS devices only) and TD Single-Use Security Codes.|
How to Use the TD Mobile Banking App
- If you already use Online Banking, you can open the app and log in with your existing username and password. If you don’t have log in information, you can create a username and password right in the app.
- Once you log in, you’ll see your account(s). You can view your balance and transactions, make transfers, send and receive money, deposit checks, pay bills, view online statements, and more.
TD Online Banking
Managing your money online just got easier.
|Send & Receive Money|
|Money Transfers: Transfer funds internally between your TD Bank accounts and externally with other bank accounts.||Send Money: It’s easy, fast and free to send and receive money for TD Bank customers.||Online Bill Pay: Schedule and pay your bills online, like credit cards, utilities or mortgage – it’s easy and free.|
|Manage Your Account|
|Online Statements & Notices: View your bank statements and notices online for increased security and less clutter.||Banking Email Alerts: Set up personalized alerts – like low balance alerts – to help you track your finances.||Access your accounts directly with Quicken® and QuickBooksTM|
TD Bank Online Bill Pay
Pay all your bills online from one central location.
|Pay any bill, to anyone. With Bill Pay, pay all your bills without going to multiple websites or writing checks. You can pay anyone in the U.S. – from your phone company to your babysitter.||Easy to set up and use. It’s quick and easy to set up a Biller and make payments. You can even schedule next-day payments until 9:59 p.m. EST for most electronic Billers.|
|Receive bills electronically. Many companies can send electronic bills, or E-Bills, directly to your Bill Pay for you to view and pay. You can even set up an e-mail alert to notify you when there’s a new E-Bill to view.||Safe and secure. TD is committed to protecting the security of your account information. Learn more about their Online Security Commitment and single-use security codes.|
TD Online Bank Statements & Notices
Why Go Paperless?
Going paperless is convenient, safe and green. Online Banking customers automatically receive paper statements and notices as well as online statements and notices.
You can turn off paper at any time by changing your Online Statement and Online Notices settings in Online Banking. You can also change your Online Statement settings in the TD Bank app for phone and tablet. Going paperless is quick, easy and comes with lots of perks.
|Enjoy lower fees. Checking accounts avoid a $1 monthly fee for paper statements; savings and money market accounts enjoy $1 off monthly maintenance fees when you switch to online-only statements.||Rest assured that your online statements are secure, organized, and legally binding.|
|Review up to 7 years of bank statements and notices in one convenient place (online statements in PDF format are available starting April 2010, online notices starting March 2015).||Stay on top of account activity with e-mails whenever you receive a statement or an overdraft, overdraft protection or stop payment notice for your checking account(s).|
|Access your statements and notices 24/7 with no searching, stress, or paper cuts.||Know that you’re making an environmentally friendly choice. Online statements and notices take fewer natural resources to create and deliver than their paper versions. Just one idea TD Bank has to green your lifestyle.|
Online vs Paper
Make the right choice for you.
|Online-Only Statements & Notices||Paper statements & Notices|
|Best For You If||You have reliable Internet access and are enrolled in Online Banking. (A great choice if you want to be green!)||You do not have reliable Internet access and/or choose not to enroll in Online Banking|
|How It Works||You receive an e-mail when your statement or notice is available. Simply log in to review, print, or download your statement(s) or notice(s) anytime.||You receive your account statement and notices in the mail. Review and file your statement and notice.|
|Environmentally Friendly?||Yes – Fewer natural resources are used to produce and deliver online statements and notices. Plus print only the copies that you need.||No – More natural resources are used to print and deliver paper statements and notices.|
|Availability||Immediate. Online statements are available 24/7 via Online Banking and the TD Bank app. Online notices are available through Online Banking.||Paper statements and notices are sent by mail and typically arrive within 2-4 business days.|
|Record Keeping||Streamlined in Online Banking. Statements and notices are organized by account and date. Free online access for up to 7 years to:
-Online statements issued on or after April 2010
-Online notices issued on or after March 2015
|Store in filing cabinets, boxes or binders.|
|Secure?||Yes – Online Banking utilizes best practices in security and encryption – including single-use security codes – to keep your financial information safe.Rest assured that your online statement are secure, organized, and legally binding.||Yes – If your mail is delivered to a secure mailbox and your filing cabinet or other storage is locked.|
To go paperless, update your Online Statement Settings in Online Banking or on the TD Bank app. You can also call 1-888-751-9000 anytime, or visit a TD Bank near you.
TD also offers ways for you to view your checking and/or savings account statements with a variety of alternate formats, including Braille, large print, e-text, accessible PDFs and audio CDs. We also offer enlarged check images for complete record keeping. To learn more, speak with a specialized Customer Service Representative today by calling us at 1-866-251-3552.
*Additional fees may apply for monthly paper statements and paper statement requests. For more information about fees, refer to your Account Guide and the current Personal Fee Schedule or contact Customer Service 24/7 at 1-888-751-9000.
Still Have Questions?
Their banking specialists can help you over the phone. Call 1-888-751-9000.
If you’re in one of the eligible states, have a minimum balance, and looking for an account that is great for everyday banking with little to no worries about monthly fees, definitely consider the TD Bank Convenience CheckingSM Account! This checking account from TD Bank comes with convenience — jam packed with many perks on top of a great incentive too! Let us know about your thoughts and experience with this bank in the comment section below! Be sure to check back on BankDealGuy for more bank deals!
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