Earn $200 bonus when you open a new savings account with TD Bank and meet the eligible requirements.
Update 10/18/24: The offer has been extended through 3/31/25 with a reduced deposit amount of $10k (prior $20k for the Beyond Savings).
TD Bank $200 Savings Account Bonus Summary
- Learn More at TD Bank
- What you’ll get: $200 bonus
- Availability: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Expiration: None
- Credit Inquiry: Soft Pull
- Credit Funding: Up to $1,200
- Direct Deposit Requirement: Yes, $20,000+
- Monthly Service Fee: $15, $5; waivable, see below.
- Early Termination Fees: If the savings account is closed by the Customer or TD Bank within 6 months after account opening, TD Bank does reserve the right to deduct the bonus amount from that account at closing.
(Offer expires 03/31/2025)
Western Alliance Bank High-Yield Savings Premier (4.30% APY) | Live Oak Bank Savings ($300 Bonus + 4.20% APY) |
SoFi Checking & Savings ($325 Bonus + 3.80% APY) | Harborstone Credit Union Money Market (4.55% APY) |
The information for the TD Savings account has been collected independently by BankDealGuy. The product details on this page have not been reviewed or provided by the bank.
How to Earn the Bonus
To earn the bonus, make sure to open a new checking account with a minimum opening deposit for the eligible account chosen:
- Open a TD Bank Beyond Savings account and deposit at least $10,000 within the first 20 days and maintain at least a $10,000 balance for 90 additional days from the 20th day after account opening.
- Open a TD Bank Simple Savings account and deposit at least $10,000 within the first 20 days and maintain at least a $10,000 balance for 90 additional days from the 20th day after account opening.
- Bonus will be paid on or before 180 days after account opening.
Fine Print
- Offer valid through March 31, 2025 and is available only when opening through a qualifying website and who qualify as outlined below. Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money market account that was closed within the preceding 12 months OR have received a prior personal savings or money market account bonus at any time.
- After you have completed the requirements outlined within, we’ll deposit the bonus in your new account on or before 180 days of account opening. To receive the bonus, your account must not be closed or restricted at the time of payout. If your new savings account is closed by you or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount at closing.
- Eligibility may be limited based on account ownership. The primary owner of the new personal checking and/or new personal savings account may be required to complete a valid IRS Form W-9 or substitute IRS Form W-9 to provide certain identifying information. You may be subject to backup withholding at the rate specified in the U.S. Internal Revenue Code if you fail to provide that information or meet certain other conditions. TD Bank may issue you an IRS Form 1099 or other appropriate forms reporting the value of the bonus.
- Offer may be withdrawn at any time. TD Bank Employees and Canadian Cross-border banking Customers are not eligible.
Avoid Monthly Fees
- TD Beyond Savings: $15 fee can be waived by:
- Keeping a $20,000 minimum daily balance. Or
- Linking your savings account to a TD Beyond Checking Account.
- TD Simple Savings: $5 monthly fee can be waived several ways:
- Keeping a $300 minimum daily balance.
- Link your savings account to a TD Beyond Checking account.
- Make recurring $25+ transfers from your linked TD Bank checking account.
- If you’re under 24, link your savings account to a TD Convenience Checking account.
- Waived automatically if you’re 18 or under/62 or older.
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Author’s Verdict
Take advantage of this TD Bank checking account offer where you can earn a generous bonus! If you are interested in more offers from TD Bank, check out the latest offers from TD Bank. See our full list of bank promotions also.
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