Take advantage of Ideal Credit Union High Yield Checking Account today to earn an attractive 2.00% APY on balances up to $20,000.
Below you will be able to learn more about the requirements and features which are associated with this account!
Ideal Credit Union High Yield Checking
Ideal Credit Union is headquartered in Woodbury, Minnesota and was established in 1926. Since then they have grown to 7 locations, offer money market rates that are 2X the national average, and they have an A health rating.
All earnings are reinvested in the credit union in the form of higher savings yields, lower loan rates, and fewer and lower fees, as well as in-person, mobile and online service options.
| Eligibility: Ideal Credit Union is open to anyone who lives, works, worships, attends school, or volunteers in the Minnesota counties of Anoka, Chisago, Dakota, Hennepin, Ramsey, or Washington. Membership is also available to out-of-area individuals by making a one-time $5 donation to the John D. Miller Foundation. See current membership details |
In addition, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA or CIT Bank.
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Here’s your opportunity to earn a competitive APY rate on your funds. Open a new account and get started today!
- Rate Offer: 2.00% APY Rate up to $20,000
- Availability: Nationwide
- Credit Inquiry: Hard Pull or Soft Pull? Let us know!
- Credit Funding: Unknown
- Minimum Balance: None
- Maximum Balance: $20,000
- Monthly Fee: None
- Early Termination Fee: None listed
Application Link
Ideal Credit Union High Yield Checking: If this account appeals to you and you qualify, apply today!
Account Rates
| Balance | APY |
| $0.00-$20,000 | 2.00% APY |
| $20,000+ | 0.05% APY |
| Not Qualified | 0.05% APY |
How To Open Account
- Open a Ideal Credit Union High Yield Checking Account
- Maintain a maximum balance up to $20,000
- Complete Qualifying Activity:
- Have a minimum monthly qualified direct deposit of $750
- Make 20 debit card purchases (minimum $3)
- Enroll in estatements
Ideal Credit Union Account Benefits
- Ideal Debit MasterCard®
- Digital Banking and Mobile Banking App
- Direct Deposit
- Monthly eStatements
- Mobile Check Deposit
- A huge nationwide ATM network
- NCUA Insured
Alternative Rewards Accounts To Consider
 Earn up to 3.30% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Use promo code AXOS300 and apply by December 31st, to earn up to a $300 bonus! • Zero monthly maintenance fees • Zero overdraft or NSF fees • Zero minimum monthly balance reqs • Unlimited domestic ATM fee reimbursements • Online debit card management • Simple, 3-step process for direct deposit • Only $50 to open an account |
Author’s Verdict
Ideal Credit Union is offering a 2.00% APY on balances less than $20,000. Simply provide the tiered deposit amount and you will be able to receive the state APY rate.
Lastly, let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more rewards checking or bank rates!
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