The HSBC Mastercard BusinessCard is a great card for small businesses to track your travel, entertainment and other business expenses.
If you apply, you can score 50,000 bonus rewards points when you open a business card and spend $10,000 within the first six billing statement periods. This promotion is applicable to accounts approved until September 30, 2021.
On top of that, this card allows you to earn 1.5 points per $1 spent as well as these points are worth 2% Cash Back when redeemed to your HSBC Fusion Checking or Savings account. So if you’re looking for a new business card to best suit your spending needs, see how this card can be the one for you.
* The HSBC Mastercard BusinessCard is issued by HSBC Bank. They also offer great sign-up bonuses for their Checking and Savings accounts. You can also compare this card with other credit card bonuses!
| PROMOTIONAL LINK | OFFER | REVIEW |
HSBC Mastercard BusinessCard Summary
| Bonus Available | Get 50,000 bonus rewards points when you open a business card and spend $10,000 within the first six billing statement periods. This promotion is applicable to accounts approved between May 1, 2021 and September 30, 2021. |
| Travel Credit | N/A |
| Ongoing Rewards/Benefits | Earn 1.5 Points on each dollar spent – no categories to remember or enrollments to worry about. Points are worth 2% Cash Back when redeemed into your HSBC Fusion Checking or Savings account. Points can also be used towards Travel powered by Priceline, gift cards, merchandise and more. |
| Foreign Transaction Fees | N/A |
| Annual Fee | No annual fee |
* Bonus value is an estimated value calculated by BankDealGuy and not the card issuer.
View the latest valuations here.
PROS
- Low Purchase APR
- Enhanced security
- No Annual Fee
- Company branding
CONS
- Limited benefits
- Requires HSBC account
Editor’s Alternate Pick
 The Ink Business Unlimited® Credit Card offers $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee. |
HSBC Mastercard BusinessCard Offer
There are many ways to meet the spending requirements, but if you need help acquiring the points here are some ideas on meeting the spending requirements:
HSBC Mastercard BusinessCard Benefits
- Earn 1.5 Points on each dollar spent. There are no categories to remember or enrollments to worry about.
- Points are worth 2% Cash Back when redeemed into your HSBC Fusion Checking or Savings account.
- Points can also be used towards Travel powered by Priceline, gift cards, merchandise and more.
- Mastercard Digital Merchant OffersMastercard Digital Merchant Offers. Simply click this link to provide your business time and money-saving offers.
HSBC Mastercard BusinessCard Top Features
This card comes with no annual fees, but other fees may apply.
Your chip card is more difficult to duplicate than traditional magnetic stripe cards.
These credit cards can be branded with your company name.
PR for Purchases is Prime + 9.99%. APR for transactions such as cash advances and balance transfers is Prime +17.99%. APR will vary with the market based on the Prime Rate. The Prime Rate used is the highest domestic U.S. Prime Rate published in the “Money Rates” chart of The Wall Street Journal on the first business day of the preceding calendar quarter.
Author’s Verdict
The HSBC Mastercard BusinessCard is a great card if you’re looking for a new business credit card that allows you to earn 1.5 points for every dollar that you spend. On top of that, it comes with sweet cash back bonuses that can be used towards travel, as well as no annual fee.
Make sure to also visit BankDealGuy to explore more credit card bonuses. If you’re indecisive of which card best suits you, see our post on the Best Credit Card Categories!
Learn more about this card and find out how you can apply here.
Alternative Credit Card Options
* Below are some of the top competitors to the HSBC Mastercard BusinessCard to consider.
 The Ink Business Preferred® Credit Card offers 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase TravelSM. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase TravelSM. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
 The Ink Business Cash® Credit Card offers $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. You'll earn: • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year • 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. |
 The Capital One Spark Cash offers a one-time $750 cash bonus once you spend $7,500 on purchases within 3 months from account opening. You're able to earn an unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions. Free employee cards, which also earn unlimited 2% cash back on all purchases Rewards won't expire for the life of the account, and you can redeem your cash back for any amount This card does come with no foreign transaction fees and $0 annual fee for the first year; $95 after that. |
 The Capital One Spark Cash Select for Business offers $500 Cash Back once you spend $4,500 on purchases within the first 3 months from account opening. You'll earn: • Unlimited 1.5% cash back could mean thousands of dollars each year going back into your business with no categories to limit your purchasing. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel This card comes with no annual fee and employee cards at no additional cost. |
More on HSBC
• Chase Bank Bonuses. Chase usually offers the most sign-up bonuses out of all the big banks. Read up and enjoy several promotions for their Checking, Savings and Business accounts. • HSBC Bank Bonuses. HSBC has some big value offers available for their Checking accounts. Some require hefty deposits to qualify. They also have an online Savings account offering a very competitive rate. • Huntington Bank Bonuses. Huntington has Consumer Checking and Business Checking accounts available throughout the year. • Discover Bank Bonuses. As an online bank, Discover offers high and competitive rates on their Savings, CD, and Money Market accounts. Enjoy excellent customer service nationwide. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. |
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Private Client | $3,000 Cash | Review |
| U.S. Bank Business Checking | $900 Cash | Review |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Truist One Checking | $400 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
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