The U.S. Bank FlexPerks Gold American Express Card has an introductory offer of 30,000 bonus FlexPerks points. You’ll need to spend at least $2,000 in the first 4 months of having your account open.
The FlexPerks Gold American Express Card is a good card to use for travel as you can earn points for spending at restaurants, gas stations, and airlines. Earn 3x points for every $1 spent at restaurants, and 2x points for every $1 used at a gas station and airline.
If you want to learn more about this card and its features, continue reading below.
* The FlexPerks Travel Rewards Visa Signature Card is issued by US Bank They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!
Bonus Available | Get 25,000 bonus points when you spend at least $2,000 within the first 4 months of account opening. |
*Bonus Value | $375 |
Travel Credit | Receive up to $25 airline allowance per round-trip award travel ticket. |
Ongoing Rewards/Benefits | 2 points for every $1 spent at most cellular providers.
2 points for every $1 spent where you spend most on each billing cycle: 2 points for every $1 on qualifying charitable donations. 1 point for every $1 spent everywhere else. Enjoy discounts on car rentals from National, Enterprise and Alamo. |
Foreign Transaction Fees | None |
Airport Lounge Access | N/A |
Annual Fee | $49 yearly; waived first year. |
* Bonus value is an estimated value calculated by BankDealGuy and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score
740 – 850 (Excellent)
PROS
- Bonus points
- $25 airline allowance
- Flexible rewards
- No foreign transaction fees
CONS
- Annual fee
- Excellent credit needed to qualify
- Limited travel benefits
- No transfer partners
Editor’s Alternate Pick
The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |
FlexPerks Travel Rewards Card 25,000 Bonus Points Offer
Take advantage of FlexPerks Gold card’s introductory offer and earn 25,000 bonus FlexPoints. The 25k points will be worth about $375 in travel. View other top credit card bonus offers here.
You must charge your card with a minimum of $2,000 in the first 4 months of having your account open to be able to qualify for this bonus offer.
Here are some ideas on meeting the spending requirement:
What are FlexPoints Worth?
Compared to other rewards credit cards, depending on how you decide to use your points will reflect their value. Typically, every FlexPoint will be worth about $0.015 when they’re redeemed for travelling. This is an amazing value when you compare it to the industrial average of $0.01 for other rewards credit cards in this platform.
Your FlexPoints can be used towards:
- Travel
- Annual fee
- Merchandise
- Gift cards
To get the best value for your FlexPoints, it’s better to redeem them towards travel. When you redeem your points to pay for the $85 annual fee attached to this card would also a great option. For other redemptions, it will decrease your FlexPoints value to about $0.01 for each point.
FlexPerks Gold Card Top Features
With each round-trip award ticket you buy, you will receive a $25 airline fee credit for:
- Baggage fees
- Inflight food and beverages
- Seat upgrades.
You will then get an immediate statement credit towards your TSA Precheck or Global Entry application fee, no more than $100 for every 4 years. Global Entry will have TSA Prechecks included, with this in mind it’s definitely worth the shot.
Get the complimentary WiFi with over 1 million Boingo hotspots globally. This will be included at major airports.
Make bookings with more than thousands of their restaurant partners worldwide with their Global Dining Program. This will also include savings and complimentary perks that can make your normal meal go from ordinary to amazing.
Buy things overseas without having to stress over any foreign transaction fees with the U.S. Bank FlexPerks Gold American Express credit card.
Author’s Verdict
The U.S. Bank FlexPerks Gold American Express Card is for sure worth the annual fee of $49 if your spending habits match with the bonus options.
If you want to redeem points for travel, have a great introductory bonus offer, and amazing ongoing rewards and travel benefits then this card is an excellent match for you.
However, if you want easier rewards, then you should consider getting a flat-rate travel rewards credit card instead.
(Visit U.S. Bank FlexPerks for more information)
Alternative Credit Cards Options
* Below are some of the top competitors to the U.S. Bank FlexPerks Gold American Express Card to consider.
The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |
The Capital One VentureOne Rewards Card offers 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.74% - 29.74% variable APR after that; balance transfer fee applies. You'll earn: • 1.25 Miles per dollar on every purchase, every day. • 5 Miles per dollar on hotels and rental cars booked through Capital One Travel. This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card! |
The Blue Cash Preferred® Card from American Express offers a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It(R) to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors. Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.49% - 29.49%. You'll earn • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). • 6% Cash Back on select U.S. streaming subscriptions. • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). • 1% Cash Back on other purchases. • $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. The card does come with a $0 intro annual fee for the first year, then $95. (See Rates & Fees) Terms Apply. |
PROMOTIONAL LINK | OFFER | REVIEW |
HSBC Premier Checking Member FDIC | Up to $2,500 Cash | Review |
Chase Private Client | $3,000 Cash | Review |
U.S. Bank Business Checking | $900 Cash | Review |
U.S. Bank Business Checking | $400 Cash | Review |
Chase Business Complete Checking® | $300 Cash | Review |
KeyBank Key Smart Checking® | $300 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
SoFi Checking and Savings Account | $325 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $100 Cash | Review |
Fifth Third Bank Checking | $400 Cash | Review |
Axos Basic Business Checking | $400 Cash | Review |
Axos Business Interest Checking | $400 Cash | Review |
Axos Bank Business Premium Savings | $375 Cash | Review |