It’s a tough time to do your banking due to COVID-19. Hours have been cut at many locations, and social distancing guidelines mean bank lobbies are limiting traffic
Read below to find out how to bank when you can’t go to the bank.
Try Online Options
Most banks and credit unions have fantastic websites and apps you can use for the majority of your banking tasks. Tasks such as the following:
- Deposit Checks
- Pay Bills
- Account Application
- Sign Documents
- Payment Assistance
Phone Services
Keep your bank’s customer service number nearby. You can use it to speak to a real person about account questions or issues.
Currently some banks have announced that customers can call and request to waive non-sufficient funds fees, overdraft fees and monthly service charges.
If you’re faced with steep fees, it may be better to simply switch to a cheaper bank. Online-only institutions, for example, tend to have low or no monthly service fees, and some offer toll-free customer service numbers staffed 24 hours a day.
Bank Safely In Person
If you still need to visit a bank branch, there are a variety of ways to keep yourself safe!
- Make An Appointment
- Calling ahead can also help the bank make sure it has a staffer on hand who can help you with a specialized transaction or request.
- Drive Up Services
- Some banks have drive-up lanes where customers can receive the same services offered inside a branch, such as making cash deposits and withdrawals, and getting money orders.
- Protective Gear
- Bringing a mask, hand sanitizer, and even gloves can help you protect yourself and others.
Author’s Verdict
For customers who absolutely need to visit branches, banks are taking steps to prevent the spread of COVID-19.
Hopefully the above information helps you understand how to bank when you can’t go to a bank.
Also be sure to check out our own lists of bank promotions and CD tables!
PROMOTIONAL LINK | OFFER | REVIEW |
HSBC Premier Checking & Savings Member FDIC | Up to $3,000 Cash | Review |
Chase Private Client | $3,000 Cash | Review |
U.S. Bank Business Checking | $900 Cash | Review |
Chase Business Complete Checking® | $300 or $500 Cash | Review |
KeyBank Key Smart Checking® | $300 Cash | Review |
Truist One Checking | $400 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
SoFi Checking and Savings Account | $325 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $100 Cash | Review |
Fifth Third Bank Checking | $400 Cash | Review |
Axos Basic Business Checking | $400 Cash | Review |
Axos Business Interest Checking | $400 Cash | Review |
Axos Bank Business Premium Savings | $375 Cash | Review |
Leave a Reply