Best Bank Deals & Promotions In New Jersey

New Jersey has one of the largest populations of any state, making it the most crowded, so it’s state full of great people and Bank Bonuses!

Here is a list of Best Bank Deals, Bonuses, & Promotions in New Jersey to save you some time browsing through the web and lists of bonuses.

When signing up for a new bank account, Bank Deals are a common perk ranging as little as $10 bonuses to as much as $1,000 bonuses. For this list, we’ll primarily focus on bonuses in value of $100+.

These bank bonuses are typically the ones worth applying for, so here are some local bank bonuses in The Lone Star State that are worth your time and effort signing up for.

For more in other states, check our list for the Best Bank Deals, Bonuses, & Promotions For Each State from your respective state.

Best Bank Deals & Promotions in New Jersey

TD Bank Deals

• Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days • Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more. • Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts. • TD ATM fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance • Get overdraft fees automatically reversed up to two times a year. • Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments. Apply Now at TD Bank

With the TD Convenience CheckingSM Account: • Earn $200 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Get a 0.25% discount on TD Bank Home Equity and Personal Loans. Apply Now at TD Bank

Citi Promotions

Chase Offers

• New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account with qualifying activities • Access to more than 15,000 Chase ATMs and more than 4,700 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • JPMorgan Chase Bank, N.A. Member FDIC • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. • Chase Overdraft AssistSM – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Open an Account

• Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. • Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card. • Full-service business banking. Convenient access to all your business banking services in one place — lending, checking, credit card and payment solutions. • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments. • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It’s a built-in feature with your Business Complete Checking account. • Helping you save money. Multiple ways to waive service fees and unlimited digital transactions helps you keep more of your money. • Full-featured banking online and on-the-go. Manage your business’ finances on your terms with the latest online and mobile banking technology. • Trusted and secure financial partner. We’re committed to helping you grow and protect your business. Apply Now at Chase

• Enjoy $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment. • No Monthly Service Fee while in school up to the graduation date provided at account opening (five years maximum) for students 17-24 years old. • Students ages 18-24 with a Social Security Number can open an account online or at a Chase branch. Students with no Social Security number or who are 17-year-olds can only open an account at a branch. • Keep track of your money in the Chase Mobile® app. The app helps you manage your money. • Zelle® is available in more than 1,000 banking apps in the U.S. So you can send and receive money from almost anyone you know and trust who has a bank account in the U.S. • Access to more than 15,000 Chase ATMs and more than 4,700 branches. • JPMorgan Chase Bank, N.A. Member FDIC • Chase Overdraft AssistSM – no overdraft fee if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Apply Now at Chase

• You're eligible for up to a $3,000 bonus when you open a new Chase Private Client CheckingSM account with qualifying activities. • Speak with a Private Client Banker to open your Chase Private Client Checking account today. Schedule your meeting at your nearest branch or over the phone. • Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker who is ready to help you. • Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000. • No ATM fees worldwide. • No Chase fee on incoming or outgoing wire transfers. • Enjoy higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDepositSM limits. • Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law. Learn More at Chase

HSBC Offers

PNC Bank Promotions

Aspiration Offers

With Aspiration Spend & SaveTM, get the world’s first cash back account that lets you track the impact of your spending - all managed through one intuitive app. You'll save the planet and earn a $50 bonus and up to 5.00% APY. Customer must complete the following activities: • Open and fund an Aspiration Spend & Save Account or Aspiration Plus Account with a deposit of $10 or more, and • Uust use their Aspiration debit card to make at least $250 worth of cumulative transactions within 60 days of account opening Apply Now at Aspiration

Wells Fargo Offers

CIT Bank Offers

With the CIT Bank Savings Builders account: • Earn a top tier, competitive APY on your money—one of the top savings rates in the nation. Earn 1.00% APY on your funds - grow your savings faster. • Build a habit of savings. Pay yourself first. Start with $100 per month and build your habit of savings-—all while getting a top rate. Apply Now at CIT Bank

With the CIT Bank Money Market Account, you can enjoy: -Earn 1.55% APY on your funds -One of the nation's top rates — several times over the national average. -Get up to 6 digital transfers/withdrawals per statement cycle -Save smart and get more for your money -Higher rates than traditional banks -Get 24/7 Account Access -Secure banking features -Open with as little as $100 -FDIC insured Apply Now at CIT Bank

Discover Bank Offers

Open a Discover Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code BDG923 by 12/14/2023 • Earn high interest rate of 4.35% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code BDG923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200. Apply Now at Discover What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice.

Ally Bank Offers

Capital One 360 Offers

• Direct Link to Bank
• Locator

Investors Bank Offers

• Branch Locator

Park Bank Offers

• Bank Locator

My eBanc Offers

Flushing Bank Offers

• Bank Locator

LM Federal Credit Union Offers

• Branch Locator

Picatinny Federal Credit Union Offers

• Bank Locator

Valley National Bank Offers

• Soft credit pull will not affect your credit

Columbia Bank Offers

• Bank Locator

M&T Bank Offers

Lakeland Bank Offers

• Bank Locator

Provident Bank Offers

• Bank Locator

Amboy Direct Offers

• Branch Locator

1st Colonial Community Bank

Affinity Federal Credit Union Offers

• Bank Locator

Altra Federal Credit Union

• Bank Locator

The Bank of Princeton Offers

Author’s Verdict

This is just a brief list of what we consider as the Best Bank Deals, Bonuses, & Promotions in New Jersey. There are many more bonuses, so you are not limited to only those listed here.

It is important to learn about all important details when opening a bank account such as hard or soft pull, what counts as a direct deposit, or credit card funding.

At BankDealGuy, we strive to provide you the latest information on all bank deals and promotions.

If you find another bank bonus we don’t know about, feel free to comment on any of our bank review pages and we will make sure to have the latest updates! Check out our full list of Bank Promotions!

TD Bank Promotions: $200, $300, Checking, Savings Bonuses 2023

Huntington Bank Bonuses & Promotions: $100, $400, & $1,000 Checking Offers 2023

CIT Bank Promotions: 5.05% Platinum Savings, 4.90% APY No-Penalty CD, 4.65% Savings Connect, Up to 5.00% APY CD Rates

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