Find the latest listing of M&T Bank promotions, bonuses, and offers here.
Typical offers include their $250 and $600 offers.
Table of Contents
M&T Bank Promotions Review
M&T Bank Corporation is an American bank holding company headquartered in Buffalo, New York. With convenient locations located throughout the country, you will be able to bank with ease. Additionally, you will have access to a wide range of account features and services catered to your financial needs.
- Bonus Link:
- $250 Checking Bonus (01/10/2022)
- Account Type: EZChecking Account, MyChoice Plus, MyChoice Premium, Business Checking Account
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV
- Branches: 780 Branches (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: Yes
- Credit Card Funding: None
- Early Termination Fee: Keep your account open for 180 days, otherwise $50 Early closeout fee.
For more current offers, check out our bank bonuses page. Compare M&T Bank rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
I’ll go over M&T Bank offers below.
M&T Bank $250 Checking Bonus
- What you’ll get: $250 bonus
- Where it’s available: CT, DC, DE, MD, NJ, NY, PA, VA, WV
- How to earn it:
- Open a new EZChoice Checking, MyChoice Premium Checking Account, MyChoice Premium from M&T Bank
- Set up and receive a Direct Deposit of $500 or more within 90 days.
- After you have received your initial Direct Deposit, the $250 bonus will be deposited into your account within 90 days.
- When it expires: 01/10/2022
(Offer expires January 10, 2022)
| Compare this offer to some of the higher end checking offers available. Current bonuses such as HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), BMO Harris Bank Premier ($500 Bonus), and TD Bank Beyond Checking ($300 Bonus). |
[Expired] M&T Bank $600 Business Checking Bonus
- What you’ll get: $600 bonus
- Where it’s available: CT, DC, DE, MD, NJ, NY, PA, VA, WV
- How to earn it:
- Provide your email address on the offer page to request a coupon.
- Earn $300
- Apply online or in person to open a new M&T Tailored Business Checking Account and earn $300, with qualifying activities.
- Get Up To $300 when you open an M&T Merchant Services account and meet the following requirements:
- Open an M&T Merchant Services Account Disclosure number, please reference additional details in the Disclosures section at the bottom of this page. and link it to your Tailored Business Checking to earn up to an additional $300 cash bonus, with qualifying activities.
- When it expires: 06/30/2021
(Expires 06/30/2021)
| Furthermore, I’d recommend checking out Chase Total Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
M&T Bank is one of the nation’s largest banks with 780 branches. They also offer a variety of checking and savings accounts for different needs. However, minimum requirements to waive monthly service fees vary by account.
Checking Account Bonuses
M&T Bank offers cash bonuses for new checking customers from time to time. Sometimes you have to open a checking plus savings account package to earn these bonuses.
As an added perk, All M&T Bank checking accounts offer free online banking, mobile banking, and mobile deposits.
Special Checking Account Features
All M&T Bank checking accounts come with these features.
- Option for interest-bearing or non-interest-bearing
- ATM Withdrawals: No M&T fee at other banks’ ATMs plus a refund of other banks’ ATM fees
- No monthly maintenance charge on any linked Relationship Savings account
- Discounted personal loan rates
- Monthly paper or electronic statements at no cost
- Unlimited check writing
What to Open at M&T Bank
Keep your eye out on these great M&T Bank products:
- $250 EZChecking Bonus (10/05/2021)
How to Avoid M&T Bank Checking Account Fees
- Basic Banking: $3 monthly fee; cannot be waived
- M&T Classic Checking With Interest: $4.95 monthly fee; The $4.95 monthly fee can be waived if you meet at least ONE of the following:
- Have at least 1 direct deposit
- Make 10 or more debit card purchases or payments
- Keep an average balance of at least $500
- MyChoice Premium Checking: $24.95 monthly fee; The $24.95 monthly fee can be waived if you meet at least ONE of the following:
- Keep an average balance of at least $7500
- Keep total combined balances of at least $25,000 in eligible personal deposit accounts, loans, and home equity outstanding balances, investments, and business deposit accounts
- MyChoice Plus Checking: $14.95 monthly fee; The $14.95 monthly fee can be waived if you meet at least ONE of the following:
- Keep an average balance of at least $2500
- Have total direct deposits of $1500 or more
- EZChoice Checking: $6.95 monthly fee; The $6.95 monthly fee can be waived if you make just ONE transaction such as a deposit, withdrawal, or debit purchase
Savings Account Offers
- Savings: This account earns 0.02% APY. Minimum deposit $1 and there are no monthly service fees
- Certificate of Deposit
- Standard Term CD: 0.15% – 1.25% APY. Terms ranging from 6 months – 36 months.
- Money Market: 0.06% – 0.26% APY, depending on amount. Varying minimum balances to earn APY.
Author’s Verdict
To summarize, M&T Bank has some of the best promotions, bonuses, and offers. If you are interested, be sure to apply while you still can today!
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of M&T Bank promotions here.
It is impossible to open a M&T checking account online in NY. Anyone knows the promo code for the $250 promotion?
Thanks