M&T Bank Promotions: $150, $250, and $400 Checking Offers

Find the latest listing of M&T Bank promotions, bonuses, and offers here.

Typical offers include their $150, $250, and $400 offers.

M&T Bank Promotions Review

• Bonus Link:
  • $150 Basic Checking Bonus (Expires 11/04/2019)
  • $150 EZChecking Bonus (Expires 11/04/2019)
  • $250 MyChoice Checking Bonus (Expires 11/04/2019)
  • $250 MyChoice Plus Checking Bonus (Expires 11/04/2019)
• Account Type: Checking Account
• Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV
• Branches: 780 Branches (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Requirement: Yes
• Credit Card Funding: None
• Early Termination Fee: Keep your account open for 180 days, otherwise $50 Early close out fee.

For more current offers, check out our bank bonuses page. Compare M&T Bank rates for CDs and Savings with our best rates for Savings  and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

I’ll go over M&T Bank offers below.

M&T Bank $150 Checking Bonus

• What you’ll get: $150 bonus
• Where it’s available: CT, DC, DE, MD, NJ, NY, PA, VA, WV
• How to earn it:
  • Open a Basic Checking account online or in-branch using the promo code TH.
  • Set up a qualifying direct deposit of $500 or more within 90 days of account opening.
  • The bonus will post to the account within 90 days of meeting the direct deposit requirement and account must be in good standing.
• When it expires: 11/04/2019

(Expires November 4, 2019)

M&T Bank $150 Checking Bonus

• What you’ll get: $150 bonus
• Where it’s available: CT, DC, DE, MD, NJ, NY, PA, VA, WV
• How to earn it:
  • Open an EZChoice Checking account in branch or online from M&T Bank with promo code TH.
  • Once you open the account, you’ll have at least 90 days to make a qualifying direct deposit of $500 or more.
  • Upon completion of the requirements, you should receive your $150 bonus within the first 90 days.
• When it expires: 11/04/2019

(Expires November 4, 2019)

M&T Bank $250 Checking Bonus

• What you’ll get: $250 bonus
• Where it’s available: CT, DC, DE, MD, NJ, NY, PA, VA, WV
• How to earn it:
  • Open a new MyChoice Premium Checking Account from M&T Bank with promo code TH.
  • Set up and receive a Direct Deposit of $500 or more within 90 days.
  • After you have received your initial Direct Deposit, the $250 bonus will be deposited into your account within 90 days.
• When it expires: 11/04/2019

(Expires November 4, 2019)

M&T Bank $250 Checking Bonus

• What you’ll get: $250 bonus
• Where it’s available: CT, DC, DE, MD, NJ, NY, PA, VA, WV
• How to earn it:
  • Open a MyChoice Plus Checking account from M&T Bank.
    • Use Promo Code: TH at account opening to qualify
  • Set up and receive a direct deposit of $500+ within 90 days of account opening.
  • Bonus will post to the account within 90 days of meeting the direct deposit requirement.
• When it expires: 11/04/2019

(Expires November 4, 2019)

M&T Bank is one of the nation’s largest bank with 780 branches. They also offer a variety of checking and savings accounts for different needs. However, minimum requirements to waive monthly service fees vary by account.

Checking Account Bonuses

M&T Bank offers cash bonuses for new checking customers from time to time. Sometimes you have to open a checking plus savings account package to earn these bonuses.

As an added perk, All M&T Bank checking accounts offer free online banking, mobile banking, and mobile deposits.

Special Checking Account Features

All M&T Bank checking accounts come with these features.

• Option for interest-bearing or non-interest-bearing
• ATM Withdrawals: No M&T fee at other banks’ ATMs plus a refund of other banks’ ATM fees
• No monthly maintenance charge on any linked Relationship Savings account
• Discounted personal loan rates
• Monthly paper or electronic statements at no cost
• Unlimited check writing

What to Open at M&T Bank

Keep your eye out on these great M&T Bank products:

• Checking: You can earn a $150 bonus when you open a new Basic checking account and set up to receive direct deposit
• Checking: You can earn a $150 bonus when you open a new EZChoice checking account and set up to receive direct deposit
• Checking: You can earn a $250 bonus when you open a new MyChoice Premium checking account and set up to receive direct deposit
• Checking: You can earn a $250 bonus when you open a new MyChoice Plus checking account and set up to receive direct deposit

M&T Bank Checking Alternatives

Chase Total Checking®HSBC Advance CheckingTD Convenience CheckingChase Premier Plus Checking^SM

• Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit • Access to 16,000 Chase ATMs and nearly 5,000 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Apply online in minutes • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. Apply Now at Chase

With the TD Convenience CheckingSM Account: • Earn $150 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost or worn debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service • Get a 0.25% discount on TD Bank Home Equity and Personal Loans Apply Now

• Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus CheckingSM account and set up direct deposit. • Enjoy $300, more benefits, and earn interest on your new Chase checking account. • The $25 Monthly Service Fee is waived when you keep an average beginning day balance of $15,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. • No Chase fee on first four non-Chase ATM transactions per statement period. • Earn interest on your checking account balance. • Access to 16,000 Chase ATMs and nearly 5,000 branches • Apply online in minutes. Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. Apply Now at Chase

How to Avoid M&T Bank Checking Account Fees

• Basic Banking: $3 monthly fee; cannot be waived
• M&T Classic Checking With Interest: $4.95 monthly fee; The $4.95 monthly fee can be waived if you meet at least ONE of the following:
  • Have at least 1 direct deposit
  • Make 10 or more debit card purchases or payments
  • Keep an average balance of at least $500
• MyChoice Premium Checking: $24.95 monthly fee; The $24.95 monthly fee can be waived if you meet at least ONE of the following:
  • Keep an average balance of at least $7500
  • Keep total combined balances of at least $25,000 in eligible personal deposit accounts, loans, and home equity outstanding balances, investments, and business deposit accounts
• MyChoice Plus Checking: $14.95 monthly fee; The $14.95 monthly fee can be waived if you meet at least ONE of the following:
  • Keep an average balance of at least $2500
  • Have total direct deposits of $1500 or more
• EZChoice Checking: $6.95 monthly fee; The $6.95 monthly fee can be waived if you make just ONE transaction such as a deposit, withdrawal, or debit purchase

Savings Account Offers

• Savings: This account earns 0.02% APY. Minimum deposit $1 and there are no monthly service fees
• Certificate of Deposit
  • Standard Term CD: 0.15% – 1.25% APY. Terms ranging from 6 month – 36 months.
• Money Market: 0.06% – 0.26% APY, depending on amount. Varying minimum balances to earn APY.

M&T Bank Savings Alternatives

Discover Online SavingsChase Savings^SMDiscover CDsDiscover Money Market

-Available nationwide - paired with phenomenal customer service -Get 1.90% APY on your funds with no minimum requirements & no monthly fees! -No hidden fees. No minimum balance to open. -It's your money. Use it when and how you want. -Deposit checks on the go or grow your savings with automatic transfers. -Move money in and out of your savings account easily and securely. -View your savings account balance and activity online or with mobile app. -Get started and open a Discover Savings Account in 3 easy steps. Apply Now at Discover

• Enjoy a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days • Access to 16,000 Chase ATMs and nearly 5,000 branches • Link this account to your Chase checking account for Overdraft Protection. • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Apply online in minutes. Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. Apply Now at Chase

• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 0.35% APY up to 2.50% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Start today with a minimum deposit of $2,500! • Get started and open a Discover CD in 3 easy steps. Apply Now at Discover

• Available nationwide online • Earn high yields with flexible access to your cash. • Earn 1.80% APY balances $100,000 and over • Earn 1.75% APY balances under $100,000 • Open with as little as $2,500. • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. Apply Now at Discover

Bottom Line

To summarize, M&T Bank has some of the best promotions, bonuses, and offers. If you are interested, be sure to apply while you still can today!

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of M&T Bank promotions here.