Wells Fargo Promotions: $200, $300, $325, $525, $2500, $3500 Checking, Savings Bonuses [Nationwide]

Find the latest listing of Wells Fargo promotions, bonuses, and offers here.

Update 11/14/2024: The $325 checking bonus and $525 savings bonus have been extended through 1/7/25. The $2,500 Premier Checking bonus is still available through 1/7/25.

Wells Fargo Promotions

Wells Fargo ranks #1 in terms of the number of branches in the United States, with well over 6,000 locations across these states.

I’ll go over Wells Fargo offers below.

Wells Fargo Premier Checking $2,500 Bonus

• What you’ll get: $2,500 bonus
• Availability: Nationwide (Bank Locator)
• Direct deposit requirement: No
• Credit Inquiry: Soft Pull
• Monthly fees: $35 – Avoid by maintaining $250,000 or more in statement-ending balances in qualifying linked accounts.
• Early Termination Fee: None
• How to earn it: 
  • To receive $2,500 bonus, you must open or upgrade to a new Premier Checking account by January 7, 2025, and bring and maintain $250,000 or more in new deposits to qualifying linked accounts by day 45 and maintain at least a $250,000 balance through day 90 after account upgrade or opening.
  • All account applications are subject to approval.
  • Minimum opening deposit to open the Premier Checking account is $25.

(Expires 01/07/2025)

Fine Print

• Eligibility Requirements:
  • Offer available to customers 1) upgrading an existing Wells Fargo consumer checking account to a Wells Fargo Premier Checking account, or 2) opening a new Premier Checking account. All account applications are subject to approval.
  • Only the primary owner of the upgraded or new checking account is eligible for this offer.
  • You must use your bonus offer code at the time of account upgrade or new Premier Checking account opening.
  • Only one $2,500 bonus may be applied per upgraded account or new Premier Checking account. Limit one bonus per customer.
  • You are not eligible for this offer if:
  • You have received a Wells Fargo Premier Checking bonus within the past 12 months.
  • You are a Wells Fargo employee.

Wells Fargo $325 Checking Bonus

• What you’ll get: $325 bonus
• Availability: Nationwide (Bank Locator)
• Direct deposit requirement: Yes, $1,000+
• Credit Inquiry: Soft Pull
• Monthly fees: $10, waivable
• Early Termination Fee: None
• How to earn it: 
  • Open a new Everyday Checking account from this offer webpage by January 7, 2025.
    • You can also open a new eligible checking account in person at your nearest Wells Fargo branch with a minimum opening deposit of $25. You must provide the bonus offer code to the banker at the time of account opening.
  • Deposit $1,000 in qualifying electronic deposits within the first 90 days of opening.
  • Enjoy your $325 cash bonus — after the 90-day qualification period, we’ll deposit the bonus into your account within 30 days.

(Offer expires 01/07/2025)

Editor’s Note: Here’s an alternative link to the offer.

Fine Print

• This offer is for new checking customers only. All Wells Fargo consumer checking accounts are eligible for this offer with the exception of checking accounts offered by Wells Fargo Private Bank.
• You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo checking account.
• You are not eligible for this offer if:
  • You are a current owner of a Wells Fargo consumer checking account
  • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
  • You are a Wells Fargo employee
• Offer cannot be:
  • Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens, signing Form W-8 are not eligible for the offer.
  • Combined with any other consumer deposit offer (limit one bonus per customer/account).
  • Reproduced, purchased, sold, transferred, or traded.
• The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the checking account you opened.

Wells Fargo $300 Checking Bonus

• What you’ll get: $300 bonus
• Availability: Nationwide (Bank Locator)
• Direct deposit requirement: Yes, $1,000+
• Credit Inquiry: Soft Pull
• Monthly fees: $10, waivable
• Early Termination Fee: None
• How to earn it: 
  • Open a new Everyday Checking account from this offer webpage with a minimum opening deposit of $25 by January 8, 2025.
    • Or open a new, eligible checking account at a Wells Fargo branch with a minimum opening deposit of $25 by January 8, 2025. You must provide the bonus offer code to the banker at the time of account opening.
  • Receive a total of $1,000 or more in qualifying electronic deposits to your new checking account within 90 calendar days of account opening (the qualification period).
  • Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements and will deposit any earned bonus into your new checking account within 30 days.

(Offer expires 01/08/2025)

Fine Print

• This offer is for new consumer checking customers only. All Wells Fargo consumer checking accounts are eligible for this offer with the exception of checking accounts offered by Wells Fargo Private Bank. Only the primary owner of the new checking account is eligible for this offer.
• You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo checking account.
• You are not eligible for this offer if:
  • You are a current primary owner of a Wells Fargo consumer checking account. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility.
  • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months.
  • You are a Wells Fargo employee.

Wells Fargo $525 Savings Bonus

• What you’ll get: $525 bonus
• Availability: Nationwide
• Direct deposit requirement: No
• Credit Inquiry: Soft Pull
• Monthly fees: $5, waivable
• Early Termination Fee: None
• How to earn it: 
  • Open a new Way2Save Savings account at a Wells Fargo branch with a minimum opening deposit of $25 by January 7, 2025.
  • Bring $25,000 or more in new money to your new savings account within 30 days and maintain at least a $25,000 balance for 90 days after account opening.
  • We will deposit your bonus into your new savings account within 30 days after you have met all offer requirements.

(Offer expires 01/07/2025)

Fine Print

• Eligibility Requirements:
  • This offer is for new savings customers only. All Wells Fargo consumer savings accounts are eligible for this offer with the exception of Time Accounts (CDs) and savings accounts offered by Wells Fargo Private Bank.
  • You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo savings account.
  • You are not eligible for this offer if:
  • You are a current owner of a Wells Fargo consumer savings account
  • You have received any other consumer savings offer bonus or promotional rate that required a bonus offer code within the past 12 months.
  • You are a Wells Fargo employee
• Bonus Payment:
  • We will deposit your bonus into your new savings account within 30 days after you have met all offer requirements.
  • The new savings account must be open at the time we attempt to deposit any earned bonus payment. Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
  • You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
• Additional Terms and Conditions:
  • The consumer savings accounts eligible for this offer are interest-bearing accounts with variable interest rates (which vary by account). For example, Wells Fargo Way2Save® Savings pays an Annual Percentage Yield (APY) of 0.15% on all balances and requires a minimum opening deposit of $25. The APY is accurate as of March 3, 2023, and may change at any time without notice. Interest is compounded daily and paid monthly. The amount of interest earned is based on the daily collected balances in the account. Fees may reduce earnings.
  • Offer expires June 27, 2023. However, this offer may be discontinued or changed at any time prior to the expiration date without notice.
  • This offer cannot be:
    • Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens, signing Form W-8 are not eligible for the offer.
    • Combined with any other consumer savings offer that requires a bonus offer code (limit one bonus per customer/account).
    • Reproduced, purchased, sold, transferred, or traded.
    • The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the savings account you opened.

Wells Fargo $150-$200 ATM Bonus

• What you’ll get: $150-$200 bonus
• Availability: Nationwide ATM (Bank Locator)
• Credit Inquiry: Soft Pull
• Credit Card Funding: None
• Early Termination Fee: None
• How to earn it:
  • Use a Wells Fargo ATM to withdraw cash with a non-Wells Fargo debit card. Keep in mind the ATM fee depending on which bank you’re with.
  • A screen pop-up will appear asking what you would do with $150 or $200 dollars
  • Select gas and groceries on the screen
  • A $150 or $200 coupon offer should print out once you’re done with the ATM transaction.
• When it expires: Ongoing

Fine Print

• Complete the bonus requirements within 60 days of account opening.
• Once requirements are met, you’ll have your bonus deposited within 45 days.
• You cannot be An owner, or joint owner, on a Wells Fargo consumer checking account in the past 6 months, A Wells Fargo team member, A recipient of a consumer checking bonus in the past 12 months.
• A qualifying direct deposit is your salary, pension, Social Security, or other regular recurring monthly income of an accumulated $500 or more

[Expired] Wells Fargo $1,500 Business Checking Bonus (In-Branch)

• What you’ll get: $1,500 bonus
• Availability: Nationwide (Bank Locator)
• Credit Inquiry: Soft Pull
• Credit Card Funding: Up to $50
• Early Termination Fee: Unknown
• How to earn it:
  • Open a new, eligible business checking account at a Wells Fargo branch with a minimum opening deposit of $25 by 05/13/2022. You must provide the bonus offer code to the banker at the time of account opening.
  • Have at least $15,000 ending daily balance in your new business checking account on the 30th calendar day and the 60th calendar day after account opening.
  • Wells Fargo will deposit the bonus into your new business checking account within 30 days after meeting all offer requirements.
• When it expires: 05/13/2022

(Expires 05/13/2022)

How to Avoid Monthly Fees

• Everyday Checking: $10 monthly fee. You can avoid the $10 monthly service fee with one of the following each fee period:
  • $500 minimum daily balance
  • $500 or more in total qualifying direct deposits
  • The primary account owner is 17 – 24 years old
  • A linked Wells Fargo Campus ATM Card or Campus Debit Card (for college students)
• Premier Checking: The Premier Checking account has a $35 monthly service fee. The fee can be avoided each period with $250,000 or more in statement-ending balances in qualifying linked accounts.
• Clear Access Checking: $5 monthly fee. Waived for primary account owners who are 13 – 24 years old.
• The Portfolio by Wells Fargo: $25 monthly fee. The fee can be avoided each fee period with $20,000 or more in statement-ending qualifying linked bank deposit account balances (checking, savings, time accounts (CDs), FDIC-insured IRAs) and investment account balances
• Way2Save Savings: monthly service fee is $5. The monthly service fee can be avoided with one of the following each fee period:
  • $300 minimum daily balance
  • 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account
  • 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account
  • 1 or more Save As You Go® transfers from a linked Wells Fargo checking account. A qualifying Save As You Go transfer is an automatic transfer of $1 from your linked Wells Fargo checking account to your Way2Save Savings account each time you (or any authorized signer or joint owner) use your debit card for a one-time purchase or complete a Bill Pay transaction through online banking, and the one-time debit card purchase or Bill Pay transaction posts to the account. We reserve the right to determine through our sole discretion if a particular transaction is a qualifying transaction.
  • Primary account owner is 24 years old or under. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.) Customers 12 and under must have an adult co-owner.
• Initiate Business Checking: $10 monthly fee. Avoid the monthly service fee with one of the following each fee period:
  • $500 minimum daily balance
  • $1,000 average ledger balance
• Navigate Business Checking: $25 monthly fee. Avoid the monthly service fee with one of the following each fee period:
  • $10,000 minimum daily balance
  • $15,000 average combined business deposit balances
• Optimized Business Checking: $75 monthly fee. Avoid the monthly service fee with one of the following each fee period:
  • Includes up to 5 linked Optimize Business Checking accounts
  • May be offset by an earnings allowance

Author’s Verdict

To summarize, Wells Fargo has some of the best promotions, bonuses, and offers in the nation. As one of the largest banks, you can be sure to find a branch to help you meet your financial needs!

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Wells Fargo promotions here.

In addition, be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.