Columbia Bank Promotions: $800 Checking Bonus [NJ, NY]

Find the latest listing of Columbia Bank promotions, bonuses, and offers here.

Typical offers include their $800 checking offer.

Columbia Bank Promotions Review

Established in 1993, Columbia Bank is a financial institution dedicated to providing its member with the financial products and services they need to meet their goals.

I’ll go over Columbia Bank offers below.

Columbia Bank $800 Checking Bonus

• What you’ll get: Up to $800 bonus
• Availability: NJ (Bank Locator)
• Direct Deposit Requirement: Yes
• Credit Inquiry: Soft Pull
• Monthly Fees: None
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • To qualify for the bonus, open a new Cash Back, Forward, Ideal or Senior Checking account
  • Earn $100 when you have 10 qualifying point of sale (POS) debit card transactions within 60 days of account opening
  • Earn $300 when you have direct deposits totaling at least $1,000 posted within 60 days of account opening
  • Earn An Additional $400 when you retain a balance of $25,000 or more for at least 120 days after account opening. See full disclosure to learn more about bonuses available for lower retained balances

(Limited time offer)

Fine Print

• $300 New Account Cash Bonus.
• In order to be eligible to obtain the cash bonuses, you must open one of these new accounts, either a Cash Back Checking Account, Forward Checking Account, Ideal Checking Account, or Senior Checking Account opened on or after February 15, 2024.
• You will receive a one-time new account $300 cash credit to your Checking Account after we have verified ACH credits totaling at least $1,000 posted to your Checking Account within 60 days after the date you opened the new account.
• Please note that internal transfers are not considered an ACH transaction.
• The $300 will be credited to your account within 60 days after we have determined that you satisfied this requirement.
• Only one new account $300 credit will be made in total for ACH credit activity to this account within the first 60 days of account opening.
• You will receive a one-time new account $100 cash credit to your Checking account after we have verified that 10 qualifying POS debit card transactions (not including ATM withdrawals) have been made with your Columbia Bank Debit Card and those transactions post and settle to your Checking Account within 60 days of the new account opening.
• The $100 credit will be credited to your account within 60 days after we have determined that you have satisfied this requirement.
• Only one new account $100 credit will be made in total for the qualifying Cash Back debit card activity.
• A “qualifying POS debit card transaction” is any Columbia Bank Debit Card transaction that requires either a signature or PIN at the point-of-sale.
• Please note that ATM withdrawals and online bill payments are not considered qualifying POS debit card transactions.
• Total $400 per person: If you have ever received a new account opening bonus of any type in connection with opening a checking or savings account, you are not eligible for either of the cash bonuses even if you open a new Checking Account.
• You are permitted to receive only one of each of these new account bonuses irrespective of the number or type of checking accounts you open.
• To receive any of the aforementioned new account bonuses, the account must still be open at the time we are ready to credit the funds.
• The new account cash bonuses will be reported as interest to the IRS on form 1099-INT.

Columbia Bank $1,500 Checking Bonus (Expired)

• What you’ll get: Up to $1,500 bonus
• Availability: NJ (Bank Locator)
• Direct Deposit Requirement: No
• Credit Inquiry: Soft Pull
• Monthly Fees: None
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Columbia Bank is offering up to $1,500 when you open a New Yield Plus Account. Bonus you receive depends on the amount you deposit and maintain for six months
    • Qualifying new accounts will receive a cash bonus of $250 for “new money deposits” totaling $25,000 and up to $49,999.99.
    • Qualifying accounts will receive a cash bonus of $500 for “new money deposits” totaling $50,000 and up to $199,999.99.
    • Qualifying accounts will receive a cash bonus of $1,500 for “new money deposits” totaling $200,000 and above.

(Limited time offer)

Fine Print

• In order to qualify for a one-time Yield Plus Offer cash bonus you must open and deposit a minimum total deposit of $25,000 of “new money” into your Yield Plus Checking account.
• (“New money” is defined as deposits not previously held by Columbia Bank.)
• We will allow fifteen (15) calendar days to complete the “new money” deposit funding process.
• After the deposit funding process period expires, the deposit(s) must be maintained in your Yield Plus Checking account for an additional six (6) month period.
• This is referred to as the balance seasoning period.
• Once the six (6) month balance seasoning period expires, Columbia Bank will verify that the qualifications of the Yield Plus Offer were met and deposit the applicable cash bonus into your Yield Plus Checking account within thirty (30) calendar days.
• Qualifying new accounts will receive a cash bonus of $250 for “new money deposits” totaling $25,000 and up to $49,999.99.
• Qualifying accounts will receive a cash bonus of $500 for “new money deposits” totaling $50,000 and up to $199,999.99.
• Qualifying accounts will receive a cash bonus of $1,500 for “new money deposits” totaling $200,000 and above.
• The maximum Yield Plus Offer cash bonus is $1,500.
• You are not eligible for additional Yield Plus Offers even if you open additional accounts and/or make additional “new money” deposits.

Columbia Bank $300 Checking Bonus (Expired)

• What you’ll get: $300 bonus
• Availability: NJ (Bank Locator)
• Credit Inquiry: Soft Pull
• Credit Card Funding: Up to $1,000
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Open a new Cash Back Checking Account.
  • You will receive a one-time new account $200 cash credit to your Cash Back Checking Account after we have verified ACH credits totaling at least $1,000 posted to your Cash Back Checking Account within 60 days after the date you opened the new account.
  • The $200 will be credited to your account within 60 days after we have determined that you satisfied this requirement.
  • You will receive a one-time new account $100 cash credit to your Cash Back Checking account after we have verified that 10 qualifying POS debit card transactions (not including ATM withdrawals) have been made with your Columbia Bank Debit Card and those transactions post and settle to your Cash Back Checking Account within 60 days of the new account opening.
  • The $100 credit will be credited to your account within 60 days after we have determined that you have satisfied this requirement.

(Limited time offer)

Columbia Bank $15 Savings Bonus (Expired)

• What you’ll get: up to a $15 matching bonus
• Availability: NJ (Bank Locator)
• Credit Inquiry: Soft Pull
• Credit Card Funding: Up to $1,000
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Open a Kids Count Savings
  • Columbia Bank will match your initial deposit up to $15
• When it expires: None Listed

(Limited time offer)

Columbia Bank $300 IRA Bonus (Expired)

• What you’ll get: $300 bonus
• Availability: NJ (Bank Locator)
• Credit Inquiry: Soft Pull
• Credit Card Funding: Up to $1,000
• Early Termination Fee: Bonus revoked if closed within 6 months.
• How to earn it:
  • Earn a $300 bonus. Give your IRA a boost when you roll over your existing IRA.
  • Rollover a minimum of $50,000 from a ROTH or Traditional IRA. The rollover must be new money, deposits not previously held by Columbia Bank.
  • The bonus paid will be credited to your account within 10 days after rollover account opening.

(Limited time offer)

How To Avoid Monthly Fees

• Yield Plus Checking: None
• Advantage Plus Checking: $9 monthly fee, waived with 10 POS debit card transactions or $500 daily balance.
• Totally Free Checking: None
• Forward Checking: None
• Business Analysis Checking: $15 monthly fee, can be waived by compensating balances
• Everyday Business Checking: None
• Columbia Cares For Non-Profits: None

Author’s Verdict

Columbia Bank offers great promotions for you to earn money over time. They also offer online and digital banking, so you’ll be able to access your money anywhere at anytime! You can have peace of mind knowing your money is insured by the FDIC.

For more current offers, check out our bank bonuses page. Compare Columbia Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.