See the most updated Capital One 360 promotions, bonuses and offers for you here. They have a range of online accounts to suite your needs such as Savings, Checking or Business accounts.
Capital One 360 typically offers $25, $100, $200, $400, $500, & $600 cash bonus, and $1,000 in referrals. Their checking and savings accounts are considered one of the best options for free checking account.
Additionally, with 40,000+ free ATMs nationwide as well as offering online solutions, definitely join the team of millions to start saving. Even though rates from Capital One 360 are pretty competitive, you may want to check out all the checking, savings rates and CD Rates from our best of the best list!
We’ll go over all Capital One 360 bonuses below.
*Another great nationwide online banking option with Checking, Savings, and Money Market is from Discover Bank. Compare them with Capital One 360 to see which is better.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Discover Bank Online Savings | 2.10% APY Rate | Review |
| Discover Cashback Debit | $360 Cash | Review |
| Discover Bank CD | Up to 3.05% APY | Review |
| Discover Bank Money Market | 2.00% APY | Review |
| Discover Bank IRA CD | Up to 3.05% APY | Review |
Table of Contents
Capital One 360 Online Money Market Rate
Capital One 360 offers some of the best rates with their Money Market account. This online account is also fee-free and FDIC insured.
| Account Balance | APY Rate |
| $0-$9,999.99 | 0.85% APY |
| $10,000 or more | 2.00% APY |
Savings rate can change quite often. With that said, you can take advantage of the best nationwide savings rates here as well as the best savings account bonuses. I would recommend the HSBC Direct Savings and the CIT Bank Savings Builder accounts as they offer exceptional industry leading rates available nationwide. The Chase SavingsSM account has a nice sign-up bonus. |
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| PROMOTION LINK | RATE | OFFER |
| CIT Bank Savings Builder | 2.40% APY | Review |
| HSBC Direct Savings Member FDIC | 2.30% APY | Review |
| Synchrony Bank Savings | 2.25% APY | Review |
| Barclays Online Savings | 2.20% APY | Review |
| Discover® Online Savings Account | 2.10% APY | Review |
| American Express High Yield Savings | 2.10% APY | Review |
$25-$100 Checking/Savings/MMA Bonuses & $1K Referrals
Capital One 360 Savings, Money Market, Checking
Capital One 360 is offering a chance to earn a $25 bonus for a new Capital One 360 Checking and/or Capital One 360 Savings account. For the Money Market account, the bonus can range from $25 to $100 depending on your deposit amount.
- Expiration date: None
- Bonus Amount: $25 Checking, $25 Savings, or $25-$100 Money Market
- Account(s): Capital One 360 Checking, Savings, Money Market
- Credit Inquiry: Soft Pull
- Credit Funding: None
- Direct Deposit: None
- Monthly Service Fee: None
(No expiration date)
How To Earn The Bonus
- 360 Savings account: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250 from a non-Capital One 360 account. Initial deposit does not include bonus. The $25 bonus is available only for new 360 Savings accounts with a new Capital One 360 Customer as the primary account holder. Your $25 bonus will automatically be deposited into your account upon account opening. Bonus starts earning interest upon account opening, but is unavailable for withdrawal for 30 days, once the requirements are met.
- 360 Money Market account: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250 from a non-Capital One 360 account. Initial deposit does not include bonus. Bonuses are only available for new 360 Money Market accounts with a new Capital One 360 Customer as the primary account holder. The balance/bonus tiers are: $250-$9,999.99 earns a $25 bonus; and deposits of $10,000 or more earn a $100 bonus. The maximum bonus you can earn is $100. Your bonus will automatically be deposited into your account upon account opening. Bonus starts earning interest upon account opening, but is unavailable for withdrawal for 30 days, once the requirements are met.
- 360 Checking account: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250 from a non-Capital One 360 account, and that have a total of 3 Debit Card purchases or Person2Person Payments (or any combo of the two) post to the account within 45 days of account opening. Initial deposit does not include bonus. The $25 bonus is available only for new 360 Checking accounts with a new Capital One 360 Customer as the primary account holder. The $25 bonus will automatically be deposited into your account on day 50, once the requirements are met. Bonus starts earning interest upon deposit and is available for withdrawal immediately upon deposit.
You can refer friends and family once you have opened a Capital One 360 Checking or Savings account. To get started, simply log in to your account online and click on the “Refer a Friend” link. You can share your link via Facebook, Twitter and email.
You can earn $20 per referral, up to a total of $1,000 in bonus money. And to help entice your friends and family, they can also earn a sign-up bonuses by meeting the requirements on the offer page.
- Expiration: None
- Bonus Amount: Up To $1,000 Total
- Account(s) Eligible: You can make referrals if you have any Capital One 360 account
- Availability: Nationwide
- Minimum Opening Deposit: The referred must make an initial deposit of at least $250.
- Bonus Requirements:
- The referred must open an account using your referral link and make an initial deposit of $250.
- The $250 will be unavailable for withdrawal for 30 days.
- After the referred meets those requirements, your bonus will be deposited into your own open account.
Capital One 360 Money Market $500 Bonus
Earn a $500 Bonus from Capital One 360
You can now earn a $500 Bonus from Capital One 360 when you open a 360 Money Market account and meet all the requirements
- Bonus Amount: $500 + 2.00% APY Money Market Bonus
- Availability: Nationwide (ATM Locator)
- Credit Inquiry: Soft Pull (opt out of overdraft)
- Credit Funding: None
- Direct Deposit: None
- Monthly Service Fee: None
(expires 7/31/2019)
How To Earn the $500 Bonus + 2.00% APY Rate
- Open a Capital One 360 Money Market Account by July 31, 2019.
- Provide the promo code SPREE500
- Deposit $50,000 within the first 10 days of account opening
- Maintain that balance during the following 90 days.
Capital One 360 Money Market $600 Bonus + 2.00% APY
Capital One $600 Bonus + 2.00% APY
With the Capital One Quicken Money Market Account, you can earn up to a $600 bonus + 2.00% APY Rate by simply opening a new account and meeting the deposit requirement.
- Bonus Amount: $600 + 2.00% APY Money Market Bonus
- Availability: Nationwide (ATM Locator)
- Credit Inquiry: Soft Pull (opt out of overdraft)
- Credit Funding: Unknown
- Direct Deposit: None
- Monthly Service Fee: None
(expires 7/31/2019)
How To Earn the $600 Bonus + 2.00% APY Rate
- Open a Money Market account from Capital One by July 31, 2019.
- Check your email for the offer from Quicken.
- Deposit a set amount within the first 10 days of account opening and maintain that balance during the following 90 days:
- $600 bonus for deposits of $100,000 or more
- $400 bonus for deposits of $50,000 to $99,999
- $200 bonus for deposits of $10,000 to $49,999
Capital One 360 Money Market $200 Bonus
Earn a $200 bonus with Money Market account
Here is your opportunity to earn a an interest rate of 2.00% APY on your funds and a $200 Money Market Bonus. Open a new account and get started today!
- Bonus Offer: 2.00% APY Rate + $200 Money Market Bonus
- Availability: Nationwide (Bank Locator)
- Credit Inquiry: Soft Pull
- Credit Funding: Unknown. Please tell us!
- Opening Deposit Requirement: $10,000 within 10 days of opening the account
- Direct Deposit Requirement: None
- Monthly Service Fee: None
- Early Termination Fees: None
(expires 7/31/2019)
Capital One 360 CD Rates
Capital One CD Rates are available nationwide. You can earn attractive CD rates for 6-month terms all the way up to 5-year terms when you open a new Capital One CD account. Simply provide a $1 minimum balance requirement to earn the rate.
- Deposits are FDIC insured up to $250,000 per depositor
- Terms from 6 months to 60 months
- You can choose to get interest paid at the end of the term, monthly, or annually.
| Term | APY Rate |
| 6 Month | 0.60% |
| 9 Month | 0.80% |
| 12 Month | 2.70% |
| 18 Month | 2.70% |
| 24 Month | 2.75% |
| 30 Month | 2.75% |
| 36 Month | 2.80% |
| 48 Month | 2.85% |
| 60 Month | 3.00% |
CD Rates can often change. Definitely take a look at our CD Rate table for a list of the top nationwide and local rates!
Bottom Line
Online checking and savings accounts are becoming more and more popular now. Capital One 360 can provide money saving options by cutting many costs involved with traditional face-to-face banking.
Check back at this page for the latest Capital One 360 promotions, bonuses and offers!
• Chase Bank Bonuses. Chase usually offers the most sign-up bonuses out of all the big banks. Read up and enjoy several promotions for their Checking, Savings and Business accounts. • HSBC Bank Bonuses. HSBC has some big value offers available for their Checking accounts. Some require hefty deposits to qualify. They also have an online Savings account offering a very competitive rate. • Huntington Bank Bonuses. Huntington has Consumer Checking and Business Checking accounts available throughout the year. • Discover Bank Bonuses. As an online bank, Discover offers high and competitive rates on their Savings, CD, and Money Market accounts. Enjoy excellent customer service nationwide. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. |
| PROMOTIONAL LINK | OFFER | REVIEW |
| HSBC Premier Checking Member FDIC | $750 Cash | Review |
| HSBC Advance Checking Member FDIC | $350 Cash | Review |
| Huntington Asterisk-Free Checking® | $150 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Chase SapphireSM Checking | 60,000 Points | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase Private Client | $1,250 Cash | Review |
| TD Bank Beyond CheckingSM | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| Huntington Bank Accelerated Business Checking | $500 Cash | Review |
| Huntington Bank Fast Track Business Checking | $400 Cash | Review |
| Huntington Bank Community Business Checking | $200 Cash | Review |
NC says
February 22, 2018 at 8:47 pmDoes the GAIN200 code work if you already have a 360 Savings account? The fine print says it’s only for new customers but has anyone been able to test this to be untrue?
Richard Wray says
January 21, 2019 at 2:16 pmHi — I understand that the Capital One 30 Money Market $200 promo (“Offer200”) requires a minimal deposit of $10,000. Question: Is there an additional promo of another $200 (“Offer Celebrate” if the $10,000 is left on deposit for 90 days?? [I.e., $400 promo for $10,000 deposit for 90 days]