Find the latest listing of Capital One 360 promotions, bonuses, and offers here.
Capital One 360 typically offers $25, $100, $200, $300, $400, $500, & $600 cash bonus, and $1,000 in referrals. Their checking and savings accounts are considered one of the best options for free checking account.
Table of Contents
- 1 Capital One 360 Performance Savings Rate
- 1.1 Capital One 360 $25 – $100 Checking/Performance Savings Bonuses
- 1.2 Capital One $100-$500 Performance Savings Bonus
- 1.3 Capital One $1,500 Business Savings Bonus
- 1.4 Checking Account Bonuses
- 1.5 Special Checking Account Features
- 1.6 What to Open at Capital One 360
- 1.7 Capital One 360 Checking Alternatives
- 1.8 How to Avoid Capital One 360 Checking Account Fees
- 1.9 Savings Account Offers
- 1.10 Capital One 360 Savings Alternatives
- 1.11 Bottom Line
Capital One 360 Bank Promotions Review
- Bonus Link:
- Account Type: Checking Account
- Availability: Nationwide
- Branches: 500 Branches (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: Unknown
- Credit Card Funding: Up to $2K
- Early Termination Fee: If the account is closed by the customer or Bank within 90 calendar days after opening, they will deduct bonuses earned and received at closing and a $25 account closing fee may be assessed.
For more current offers, check out our bank bonuses page. Compare Capital One 360 rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll go over Capital One 360 offers below.
Capital One 360 Performance Savings Rate
Capital One 360 offers some of the best rates with their Performance Savings account. This online account is also fee-free and FDIC insured.
| Account Balance | APY Rate |
| All Balances | 1.70% APY |
Savings rate can change quite often. With that said, you can take advantage of the best nationwide savings rates here as well as the best savings account bonuses. I would recommend the UFB Direct High Yield Savings and the CIT Bank Savings Builder accounts as they offer exceptional industry leading rates available nationwide. The Chase SavingsSM account has a nice sign-up bonus. |
||
| PROMOTION LINK | RATE | OFFER |
| UFB High Yield Savings | 1.90% APY | Review |
| Discover® Online Savings Account | 1.70% APY | Review |
| CIT Bank Savings Builder | $200 + 1.80% APY | Review |
| American Express High Yield Savings | 1.70% APY | Review |
![Capital One 360 $150 Checking Bonus [MA, TX, WA] (Spotify Offer)](https://www.bankdealguy.com/wp-content/uploads/2017/02/Capital-One-360.png)
Capital One 360 $25 – $100 Checking/Performance Savings Bonuses
- What you’ll get: $25 – $100 bonus
- Where it’s available: Nationwide
- How to earn it:
- 360 Performance Savings account
- Open an account with $10,000 initial deposit
- Deposits of $10,000 or more earn a $100 bonus
- Deposits of $250-$9,999.99 earn a $25 bonus
- Bonus starts earning interest upon account opening, but is unavailable for withdrawal for 30 days, once the requirements are met
- 360 Checking account
- Open an account with $250 initial deposit
- Have a total of 3 Debit Card purchases within 45 days of account opening
- Bonus will automatically be deposited into your account on day 50, once the requirements are met.
- 360 Performance Savings account
- When it expires: None
(Does Not Expire)
Capital One $100-$500 Performance Savings Bonus
- What you’ll get: Up to $500
- Where it’s available: Nationwide
- How to earn it:
- Open a new 360 Performance Savings account by March 31, 2020, using promo code NEW500
- Deposit $10,000–$50,000 or more of new money within 10 days of account opening (Initial Funding Period).
- Maintain the required daily balance within a bonus tier for 90 days following the Initial Funding Period, and earn $100 for every $10,000 maintained (up to $500).
- When it expires: 03/31/2020
(Expires March 31, 2020)
Capital One $1,500 Business Savings Bonus
- What you’ll get: Up to $1,500
- Where it’s available: Nationwide
- How to earn it:
- Earn a bonus when you fund your new Business Savings Account.
- $1,500 when you deposit more than $200,000 by April 30, 2020.
- $800 when you deposit between $100,000 and $199,999 by April 30, 2020.
- Earn a $400 bonus when you deposit between $50,000 and $99,999 by April 30, 2020.
- Earn a bonus when you fund your new Business Savings Account.
- When it expires: 01/31/2020
(Expires January 31, 2020)
Checking Account Bonuses
Capital One 360 offers cash bonuses for new checking customers from time to time. Sometimes you have to open a checking plus savings account package to earn these bonuses.
As an added perk, All Capital One 360 checking accounts offer free online banking, mobile banking, and mobile deposits.
Special Checking Account Features
All Capital One 360 checking accounts come with these features.
- Online Banking: You can access your funds at anytime, anywhere in the world as long as you can access the internet.
- Financial Team: You can consult with a variety of experts to determine the best move for your money
- Mobile Banking & mobile deposits: With a tap of a finger, you can manage your money in the palm of your hand with any smartphone.
What to Open at Capital One 360
Keep your eye out on these great Capital One 360 products:
- Checking: You can earn a $100 bonus when you open a new qualifying checking account and complete the requirements.
Capital One 360 Checking Alternatives
Chase Total Checking®HSBC Advance CheckingTD Convenience CheckingChase Premier Plus CheckingSM
 • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit • Access to 16,000 Chase ATMs and nearly 4,900 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. |
 • Get up to $350 with a 2% Cash Back Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities. • Open your new HSBC Advance checking account by March 1, 2020; and • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then • Enjoy 2% Cash Back on Qualifying Direct Deposits into your new HSBC Advance checking account, up to $30 per month, during the first 12 calendar months after account opening - up to $350 • You will automatically receive the 2% Cash Back in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities. Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. |
 With the TD Convenience CheckingSM Account: • Earn $150 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost or worn debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service • Get a 0.25% discount on TD Bank Home Equity and Personal Loans |
 • Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus CheckingSM account and set up direct deposit. • Enjoy $300, more benefits, and earn interest on your new Chase checking account. • The $25 Monthly Service Fee is waived when you keep an average beginning day balance of $15,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. • No Chase fee on first four non-Chase ATM transactions per statement period. • Earn interest on your checking account balance. • Access to 16,000 Chase ATMs and nearly 4,900 branches • Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. |
How to Avoid Capital One 360 Checking Account Fees
- 360 Money Market: There are no monthly service fees.
- 360 Checking: There are no monthly service fees.
- 360 Savings: There are no monthly service fees.
Savings Account Offers
- Performance Savings: This account earns 1.70% APY. Minimum deposit $150,000 or more and there are no monthly service fees
- Certificate of Deposit
- Standard Term CD: 0.60% – 2.20% APY. Terms ranging from 6 month – 60 months. Minimum deposit of $2,500.
- Money Market: 0.50% APY, on balance of $100,000+.
Capital One 360 Savings Alternatives
Discover Online SavingsChase SavingsSMDiscover CDsDiscover Money Market
 -Available nationwide - paired with phenomenal customer service -Get 1.70% APY on your funds with no minimum requirements & no monthly fees! -No hidden fees. No minimum balance to open. -It's your money. Use it when and how you want. -Deposit checks on the go or grow your savings with automatic transfers. -Move money in and out of your savings account easily and securely. -View your savings account balance and activity online or with mobile app. -Get started and open a Discover Savings Account in 3 easy steps. |
 • Enjoy a $150 bonus when you open a new Chase Savings(SM) account, deposit a total of $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days • Access to 16,000 Chase ATMs and nearly 4,900 branches • Link this account to your Chase checking account for Overdraft Protection. • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. |
• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 0.35% APY up to 2.20% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Start today with a minimum deposit of $2,500! • Get started and open a Discover CD in 3 easy steps. |
• Available nationwide online • Earn high yields with flexible access to your cash. • Earn 1.60% APY balances $100,000 and over • Earn 1.55% APY balances under $100,000 • Open with as little as $2,500. • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. |
Bottom Line
To summarize, Capital One 360 has some of the best promotions, bonuses, and offers nationwide. With a wide variety of products and services, you’ll be able to find one that best suits your needs!
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Capital One 360 promotions here.
• Chase Bank Bonuses. Chase usually offers the most sign-up bonuses out of all the big banks. Read up and enjoy several promotions for their Checking, Savings and Business accounts. • HSBC Bank Bonuses. HSBC has some big value offers available for their Checking accounts. Some require hefty deposits to qualify. They also have an online Savings account offering a very competitive rate. • Huntington Bank Bonuses. Huntington has Consumer Checking and Business Checking accounts available throughout the year. • Discover Bank Bonuses. As an online bank, Discover offers high and competitive rates on their Savings, CD, and Money Market accounts. Enjoy excellent customer service nationwide. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. |
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase SapphireSM Checking | $1,000 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
| TD Bank Beyond CheckingSM | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Huntington Bank Accelerated Business Checking | $750 Cash | Review |
| Huntington Bank Fast Track Business Checking | $400 Cash | Review |
| Huntington Bank Community Business Checking | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $700 Cash | Review |
| HSBC Advance Checking Member FDIC | $350 Cash | Review |
| CIT Bank Savings Builder | $200 Cash | Review |
Editor Rating
Hi — I understand that the Capital One 30 Money Market $200 promo (“Offer200”) requires a minimal deposit of $10,000. Question: Is there an additional promo of another $200 (“Offer Celebrate” if the $10,000 is left on deposit for 90 days?? [I.e., $400 promo for $10,000 deposit for 90 days]
Does the GAIN200 code work if you already have a 360 Savings account? The fine print says it’s only for new customers but has anyone been able to test this to be untrue?