Find the latest listing of Capital One 360 promotions, bonuses, and offers here.
Capital One 360 typically offers $300, $750, $1500 Bonuses. Their checking and savings accounts are considered one of the best options for a free checking account.
Capital One 360 Bank Promotions Review
Being one of the largest financial institutions in the United States, Capital One has over 500 convenient locations spread throughout the nation. With a driven and dedicated team offering fantastic products such as savings rates and CD rates, you are able to obtain the best services and features the bank has to offer.
I’ll go over the Capital One 360 offers below.
Capital One CD
Capital One 360 Performance Savings
Capital One Performance Savings $1500 Bonus
- What you’ll get: Up to $1,500 bonus
- Where it’s available: Nationwide
- Direct Deposit Requirement: No
- Credit Inquiry: Soft, as long as you opt out of overdraft protection
- Monthly Fees: None
- Early Account Termination Fee: None
- How to earn it:
- Open a new 360 Performance Savings account with promo code FALL23 by 1/9/2024
- Deposit $20,000+ of external funds during the 15-day Initial Funding Period after opening your account.
- $20,000+ for $300 bonus
- $50,000+ for $750 bonus
- $100,000+ for $1,500 bonus
- Hold the deposit(s) in your account for 90 days after the 15-day Initial Funding Period ends.
- See the bonus in your new account within 60 days after holding. See chart for bonus amounts.
(Expires 1/9/2024)
| Furthermore, I would compare this offer to U.S. Bank Smartly® Checking ($450 Bonus), SoFi Checking and Savings Account ($275 Bonus), Chase Total Checking ($200 Bonus), Fifth Third Bank Momentum® Checking ($200 Bonus), KeyBank Checking ($200 bonus). |
Fine Print
- Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.
- Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
- Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier’s cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
Capital One $350 Checking Bonus (Expired)
![Capital One 360 $150 Checking Bonus [MA, TX, WA] (Spotify Offer)](https://www.bankdealguy.com/wp-content/uploads/2017/02/Capital-One-360.png)
- What you’ll get: $350 bonus
- Where it’s available: Nationwide
- Direct Deposit Requirement: No
- Credit Inquiry: Soft, as long as you opt out of overdraft protection
- Monthly Fees: None
- Early Account Termination Fee: None
- How to earn it:
- Open a new 360 Checking account using the promo code BONUS350.
- Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.
- Your $350 bonus will be deposited into your new account after you complete these steps.
(Expires 10/30/2023)
| Compare this offer to some of the higher end checking offers available such as U.S. Bank Smartly® Checking ($450 Bonus), and TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($200 Bonus), KeyBank Checking ($200 bonus). |
Capital One 360 $1,000 Money Market Bonus (Targeted) (Expired)
- What you’ll get: Up to $1,000 Bonus
- Where it’s available: Nationwide, targeted (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- Monthly Fees: None
- Early Termination Fee: None listed
- How to earn it:
- Earn up to $1,000 towards your savings goals when you deposit money into your 360 Money Market account
- Transfer $25,000+ (up to $100,000) of external funds into your 360 Money Market account by 10/25/2022.
- Hold the deposit in your account until 1/24/2023 to earn the bonus.
- The bonus should be posted to your account by 3/25/2023 and you can continue working towards your savings goals
- Earn up to $1,000 towards your savings goals when you deposit money into your 360 Money Market account
| Deposit | Bonus |
| $25,000+ | $250 |
| $50,000+ | $500 |
| $75,000+ | $750 |
| $100,000+ | $1,000 |
(Expires October 25, 2022)
| Compare this offer to some of the higher end checking offers available such as U.S. Bank Smartly® Checking ($450 Bonus), and TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($200 Bonus), KeyBank Checking ($200 bonus). |
Fine Print
- This bonus offer is meant only for the original recipient. Those who are not the original recipient will not receive a bonus. Please don’t share it.
- Increase your current balance in the 360 Money Market account identified by the last 4 digits of the account number in the offer email you received by depositing $25,000 or more of new money from an external bank (deposits from Capital One accounts will not qualify) between 12:00 a.m. ET on September 27, 2022 and 11:59 p.m. ET on October 25, 2022 (the “Funding Period”), then keep the new money in your account between 12:00 a.m. ET on October 26, 2022 and 11:59 p.m. ET on January 24, 2023. We reserve the right to review all transfers and deposits at our discretion and the following activities may not qualify for the bonus: any portion of new money to your 360 Money Market account that has been withdrawn and redeposited back into that account. The amount of your bonus will be determined as follows:
- $250 bonus – The new money you deposited from an external bank during the Funding Period was between $25,000 and $49,999.99 (Tier 1), and you maintained the total amount of the new money deposited in the account until 11:59 p.m. ET on January 24, 2023.
- $500 bonus – The new money you deposited from an external bank during the Funding Period was between $50,000 and $74,999.99 (Tier 2), and you maintained the total amount of the new money deposited in the account until 11:59 p.m. ET on January 24, 2023.
- $750 bonus – The new money you deposited from an external bank during the Funding Period was between $75,000 and $99,999.99 (Tier 3), and you maintained the total amount of the new money deposited in the account until 11:59 p.m. ET on January 24, 2023.
- $1,000 bonus – The new money you deposited from an external bank during the Funding Period was between $100,000 or more (Tier 4), and you maintained the total amount of the new money deposited in the account until 11:59 p.m. ET on January 24, 2023.
- If the balance of new money you deposited during the Funding Period drops to a lower Tier at any point between 12:00 a.m. ET on October 26, 2022 and 11:59 p.m. ET on January 24, 2023, you’ll earn the lower Tier bonus. If the balance of new money you deposited during the Funding Period drops below $25,000, you will not qualify for a bonus. If you make additional deposits after October 25, 2022 to reach a higher Tier, you’ll only be eligible for the lower Tier bonus.
- This offer is only eligible for the account referenced in the email which you received. You may be eligible for other offers that you received via email. The bonus is only valid for the savings account ending in the last four numbers indicated in your email.
Capital One CD Rates
[Expired] Capital One 360 Performance Savings $450 Bonus
- What you’ll get: $150/$450
- Where it’s available: Nationwide
- How to earn it:
- Open a 360 Performance Savings account between 12:00 a.m. ET on April 27, 2022, and 11:59 p.m. ET on June 29, 2022. When you open your account, ensure you enter in promotional code SAVE22.
- Deposit a total of $20,000 or more of externally sourced funds within the first 15 days of account opening. Receive your bonus as follows
- $150 bonus – The money deposited from an external bank during the Initial Funding Period was between $20,000-$49,999.99, and you maintained that Deposit Amount for 90 days.
- $450 bonus – The money deposited from an external bank during the Initial Funding Period was $50,000 or more, and you maintained that Deposit Amount for 90 days.
- Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above
- When it expires: 06/29/2022
(Expires June 29, 2022)
Editor’s Note: Select Capital One 360 Performance Savings Customers can earn a $450 bonus when they deposit $50,000 or more and complete the requirements. You can also sign up using this alternative link.
[Expired] Capital One 360 $100 Direct Deposit Bonus – Targeted
- What you’ll get: $100 Bonus
- Where it’s available: Nationwide
- How to earn it:
- Check your email for the offer with subject line: ‘How do you earn $100 just by using direct deposit?’’
- Set up two qualifying direct deposits of $200 or more by March 8, 2022
- When it expires: 03/08/2022
| Furthermore, I would compare this offer to U.S. Bank Smartly® Checking ($450 Bonus), SoFi Checking and Savings Account ($275 Bonus), Chase Total Checking ($200 Bonus), Fifth Third Bank Momentum® Checking ($200 Bonus), KeyBank Checking ($200 bonus). |
[Expired] Capital One 360 $150 Checking Bonus
- What you’ll get: $150 Bonus
- Where it’s available: Nationwide
- How to earn it:
- Open a 360 Checking Account by 08/17/2021 using the promo code BONUS150
- Set up and receive at least 2 direct deposits of $250 or more within 75 days of account opening
- When it expires: 08/17/2021
(Expires August 17, 2021)
| Furthermore, I would compare this offer to U.S. Bank Smartly® Checking ($450 Bonus), SoFi Checking and Savings Account ($275 Bonus), Chase Total Checking ($200 Bonus), Fifth Third Bank Momentum® Checking ($200 Bonus), KeyBank Checking ($200 bonus). |
[Expired] Capital One $400 Checking Bonus
-
What you’ll get: $400 Bonus
- Where it’s available: Nationwide
- How to earn it:
- Open a qualifying account with promo code BONUS400
- Receive at least 2 direct deposits totaling $1,000 or more within 60 days of account opening.
- Your $400 bonus will be deposited into your new account. See disclosures for when you should expect to see your bonus.
- When it expires: 01/26/2021
[Expired] Capital One $250 Checking Bonus
-
What you’ll get: $260
- Where it’s available: Nationwide
- How to earn it:
- Use promo code UPTO250 to open a new 360 checking account and spend the following amount on your debit card within the first 90 days to earn the corresponding bonus:
- $500+ to earn $150; OR Spend $1,500 to earn $250.
- You’ll see $250 in your new account within 60 days after your 90-day spend period ends.
- When it expires: 01/26/2021
(Expires January 26, 2021)
[Expired] Capital One 360 $25 – $100 Checking/Performance Savings Bonuses
- What you’ll get: $25 – $100 bonus
- Where it’s available: Nationwide
- How to earn it:
- 360 Performance Savings account
- Open an account with $10,000 initial deposit
- Deposits of $10,000 or more earn a $100 bonus
- Deposits of $250-$9,999.99 earn a $25 bonus
- Bonus starts earning interest upon account opening but is unavailable for withdrawal for 30 days, once the requirements are met
- 360 Checking account
- Open an account with $250 initial deposit
- Have a total of 3 Debit Card purchases within 45 days of account opening
- Bonus will automatically be deposited into your account on day 50, once the requirements are met.
- 360 Performance Savings account
- When it expires: None
(Does Not Expire)
[Expired] Capital One $1,500 Business Savings Bonus
- What you’ll get: Up to $1,500
- Where it’s available: Nationwide
- How to earn it:
- Earn a bonus when you fund your new Business Savings Account.
- $1,500 when you deposit more than $200,000 by April 30, 2020.
- $800 when you deposit between $100,000 and $199,999 by April 30, 2020.
- Earn a $400 bonus when you deposit between $50,000 and $99,999 by April 30, 2020.
- Earn a bonus when you fund your new Business Savings Account.
- When it expires: 04/30/2020
(Expired)
How to Avoid Monthly Fees
- 360 Checking: No monthly fee
- 360 Performance Savings: No monthly fee
- MONEY Teen Checking: No monthly fee
- Kids Savings Account: No monthly fee
Author’s Verdict
To summarize, Capital One 360 has some of the best promotions, bonuses, and offers nationwide. With a wide variety of products and services, you’ll be able to find one that best suits your needs!
For more current offers, check out our bank bonuses page. Compare Capital One 360 rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Editor Rating
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I am thrilled with Capital One right now! Normally I do not gamble with my money & always feel like these offers are too good to be true & as easy as they seem to be on the face of the offer there always seems to be something in the fine print that will always mess it up? This time I am so happy to say I was wrong and Capital One’s offer using promo code BONUS350 was honored just as they presented. August 10, 2023 I opened a new 360 checking account, made 2 direct deposits of $250.00 each then on August 29, 2023 they deposited $350.00 into my new checking account! If anything I would say the process was a lot faster then I expected it to be. I really thought I would be waiting 60-90 days after completing the requirements to receive the “bonus” money but it was only 5 days after my second qualifying direct deposit so I have to give this promo offer a big thumbs up & say go for it because you don’t have to sit on your money while waiting like some other offers so there really isn’t anything to loose.
I am thoroughly happy with my Capital One 360 Checking Account. I have no trouble with it and got my $400 bonus right on time!
November 2020 I in good faith opened a 360 Capital One checking using the BONUS400 promo code. I called every month to confirm I was following thru on the procedure. I made two deposits actually three totaling $1000 within the time frame of 60 days. March 31st 2021 should have had a deposit of $400. Now they are telling me that they had to make a report that will take 20 business days to confirm my claim. WTF….I held up my money. To most $1000 is nothing but me it’s a paycheck.
I just opened a capital one 360 saving account. However, i couldn’t find where i can add the promo code SCORE500
Is there any way i still can added it after i already opened an account??
Thank you
Can’t deal with Capital One apparently got hung up on three times while waiting to open a business account and deposit $3 million I guess nobody cares
Each time I got a foreign country I just was on aware of what business accounts are all about every fuse to let me talk to a supervisor instead hung up on me that’s a great way to run a Bank be nice to talk to somebody in the USA but I guess that might be impossible
Hi — I understand that the Capital One 30 Money Market $200 promo (“Offer200”) requires a minimal deposit of $10,000. Question: Is there an additional promo of another $200 (“Offer Celebrate” if the $10,000 is left on deposit for 90 days?? [I.e., $400 promo for $10,000 deposit for 90 days]
Does the GAIN200 code work if you already have a 360 Savings account? The fine print says it’s only for new customers but has anyone been able to test this to be untrue?