Christmas is a federal holiday celebrated every year on the twenty fifth of December. Although most banks aren’t closed on Christmas Eve, you probably won’t be able to bank at a branch on Christmas Day.
While ATMs will be available, more complicated transactions will be unavailable. Continue reading to learn how to take care of your banking needs during the holidays.
Are Banks Open on Christmas Day?
Christmas is a standard Federal Reserve bank holiday and the last bank holiday for 2020, so all banks will be closed on Dec. 25, Christmas Day.
Although Christmas is a bank holiday, customers can still access their online accounts, and they might even be able to get customer service over the phone.
Banks Open on Christmas Eve
Here are a list of banks that will be open on Christmas Eve. Note that some of them will have revised hours. Be sure to call your local branch to confirm its hours of operation on Christmas Eve.
Below are the banks closed on Christmas:
- Bank of America: Most branches open 9 a.m. to 2 p.m.
- Bank of the West: Branches open 9 a.m. to 2 p.m.
- BBVA: Branches open 9 a.m. to 1 p.m.
- BB&T: Branches open 9 a.m. to 2 p.m.
- BMO Harris Bank: Branches open 8 a.m to 12-3 p.m., depending on location
- Capital One: Branches open 9 a.m to 2 p.m.
- Chase: Branches open 9 a.m. to 3 p.m.
- Huntington: Branches open 9 a.m. to 2 p.m.
- KeyBank: Branches open 9 a.m. to 1 p.m.
- People’s United Bank: Branches open 9 a.m. to 3 p.m.
- PNC Bank: Branches open 11 a.m. to 2 p.m.
- Regions: Branches open 9 a.m. to 12 p.m.
- Santander Bank: Branches open 9 a.m. to 3 p.m.
- SunTrust: Branches open 9 a.m. to 2 p.m.
- TD Bank: Many branches open 8 a.m. to 3 p.m.
- UBank: Branches open 9 a.m. to 1 p.m.
- Union Bank: Many branches open 9 a.m. to 1 p.m.
- U.S. Bank: Branches open 10 a.m. to 2 p.m., but hours vary widely
- Wells Fargo: Branches open 9 a.m. to 3 p.m.
Upcoming 2021 Bank Holidays
Here’s a complete list of 2021 federal bank holidays to help you schedule your visits.
| 2021 Bank Holidays | |
| Holiday | Date |
| New Year’s Day | Jan. 1 |
| Martin Luther King Jr. Day | Jan. 18 |
| Presidents Day | Feb. 15 |
| Memorial Day | May 31 |
| Independence Day | July 4 |
| Labor Day | Sept. 6 |
| Columbus Day | Oct. 11 |
| Veterans Day | Nov. 11 |
| Thanksgiving Day | Nov. 25 |
| Christmas Day | Dec. 25 |
Author’s Verdict
Christmas banking can be a hassle, but hopefully the above information prepares you for when you need financial assistance during the holiday season.
Hopefully the above information helps you better understand how holiday banking works.
Also be sure to check out our own lists of bank promotions and CD rates!
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| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
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