New Years day is a Federal Reserve bank holiday, so most banks will be closed Jan. 1, 2022. Although most banks aren’t closed on New Years Eve, you probably won’t be able to bank at a branch on New Years Day.
While ATMs will be available, more complicated transactions will be unavailable. Continue reading to learn how to take care of your banking needs during the holidays.
Are Banks Open on New Years Day?
New Yeas day is a standard Federal Reserve bank holiday and the first bank holiday for 2022.
Although New Years is a bank holiday, customers can still access their online accounts, and they might even be able to get customer service over the phone.
Banks Open on New Year’s Eve
Here are a list of banks that will be open on New Year’s Eve. Note that some of them will have revised hours. Be sure to call your local branch to confirm its hours of operation on New Year’s Eve.
Below are the banks closed on Christmas:
- Bank of America: Normal branch hours
- Bank of the West: Normal branch hours
- BBVA: Normal branch hours
- BB&T: Normal branch hours
- BMO Harris Bank: Branches open 8 a.m. to 3 p.m.
- Capital One: Normal branch hours
- Chase: Normal branch hours
- Citizens Bank: Branches open 8:30 a.m. to 2 p.m.
- Fifth Third Bank: Branches open 9 a.m. to 5 p.m.
- Huntington: Branches open 9 a.m. to 5 p.m.
- KeyBank: Branches open 9 a.m. to 1 p.m.
- People’s United Bank: Branches open 9 a.m. to 4 p.m.
- PNC Bank: Closes at 12 p.m. (supermarket ones may vary)
- Regions: Branches open 9 a.m. to 2 p.m.
- Santander Bank: Branches open 9 a.m. to 3 p.m.
- SunTrust: Normal branch hours
- TD Bank: Many branches open 8 a.m. to 6 p.m.
- UBank: Branches open 9 a.m. to 1 p.m.
- Union Bank: Many branches open 9 a.m. to 5 p.m.
- U.S. Bank: Normal branch hours
- Wells Fargo: Normal branch hours
Upcoming 2022 Bank Holidays
Here’s a complete list of 2022 federal bank holidays to help you schedule your visits.
| 2022 Bank Holidays | |
| Holiday | Date |
| New Year’s Day | Jan. 1 |
| Martin Luther King Jr. Day | Jan. 17 |
| Presidents Day | Feb. 21 |
| Memorial Day | May 31 |
| Independence Day | July 4 |
| Labor Day | Sept. 5 |
| Columbus Day | Oct. 10 |
| Veterans Day | Nov. 11 |
| Thanksgiving Day | Nov. 24 |
| Christmas Day | Dec. 25 |
Author’s Verdict
New Year’s banking can be a hassle, but hopefully the above information prepares you for when you need financial assistance during the holiday season.
Hopefully the above information helps you better understand how holiday banking works.
Also be sure to check out our own lists of bank promotions and CD tables!
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