BMO Harris Bank Promotions: $60, $300, $500 Personal & Business Checking, Savings Offers

Find new BMO Harris promotions, bonuses, and offers here.

Typical offers include their $60, $300, $500 Personal & Business Checking, Savings Offers.

BMO Harris Promotions Review

Established in 1882, BMO Harris has over 600 locations throughout Arizona, Florida, Illinois, Indiana, Kansas, Missouri, Minnesota, and Wisconsin. They are the 2nd largest bank in the State of Illinois where they are headquartered. BMO Harris Bank offers a variety of checking and savings accounts, including Money Market, CD, and IRA products.

I’ll go over BMO Harris offers below.

BMO Harris Premier™ Account $500 Cash Bonus

• Direct Link to Offer
• What you’ll get: $500 cash bonus
• Where it’s available: Nationwide. Branches located in AZ, FL, IL, IN, KS, MN, MO, WI
• How to earn it:
  • Open a new BMO Harris Premier^TM Account and get a $500 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days

BMO Harris Smart Advantage™ Account $300 Cash Bonus

• Direct Link to Offer
• What you’ll get: $300 cash bonus
• Where it’s available: Nationwide. Branches located in AZ, FL, IL, IN, KS, MN, MO, WI
• How to earn it:
  • Open a new BMO Harris Smart Advantage^TM Account and get a $300 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days.

BMO Harris Harris Smart Money™ Account $300 Cash Bonus

• Direct Link to Offer
• What you’ll get: $300 cash bonus
• Where it’s available: Nationwide. Branches located in AZ, FL, IL, IN, KS, MN, MO, WI
• How to earn it:
  • Open a new BMO Harris Smart Money^TM Account and get a $300 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days.

BMO Harris Bank $300 or $500 Business Checking Bonus

• What you’ll get: $300 or $500 bonus
• Where it’s available: Nationwide. Branches located in AZ, FL, IL, IN, KS, MN, MO, WI (Bank Locator)
• Direct deposit requirement: No
• Credit Inquiry: Soft Pull
• Monthly fees: $15-$20
• Early account termination fee: $20 if closed within 90 days, bonus will post after 120 days
• How to earn it:
  • Open a new BMO business checking account online or in branch between May 15, 2023 and September 15, 2023.
  • Get $300 when you maintain an Average Collected Balance of $4,000 for 120 days.
  • Get $500 when you maintain an Average Collected Balance of $10,000 for 120 days.
  • Make 10 qualifying transactions within 120 days of opening your account.

(Offer expires 09/15/2023)

Fine Print

• How to get a business checking bonus: You can receive either the $300 bonus or the $500 bonus. You can apply online or at a BMO branch. To apply online visit bmo.com/businesscheckingoffer, select Open Now for the checking account of your choice and we’ll automatically apply the promo code for you. To apply at a branch, visit bmo.com/businesscheckingoffer, enter your information, and select “SEND MY PROMO CODE” to receive the promo code you must use when opening your account.
  You are not eligible for the business checking bonus if you have an existing BMO business checking account or have closed a BMO business checking account within the past 12 months, using the same Taxpayer Identification Number (TIN)/Employer Identification Number (EIN)/Social Security Number (SSN) as the new account. Bonus will be reported to the IRS for tax purposes, and you are responsible for any applicable taxes. Offer can be changed or cancelled without notice at any time, cannot be combined with any other offer, and is limited to one bonus per business entity.
• The minimum deposit to open a business checking account is $100. For business checking account and fee information, including current interest rates for the variable rate BMO Elite Business Checking account, visit bmo.com or call 1-800-546-6101.
• You are only eligible for one (1) business checking bonus. Day 1 is the day you open your account and begins the tracking period. If you open your account on a day other than a Business Day, Day 1 is the next Business Day. The bonus you qualify for will be deposited into the new checking account within 14 days of meeting the respective promotion requirements stated above, approximately Day 135.
• In order to receive the bonus, you must 1) meet the associated criteria for the respective offer mentioned above, 2) your checking account must be in an open status and in good standing with a balance greater than zero on the day of payment, and 3) be either a BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account.
• Accounts are subject to approval and are provided in the United States by BMO Harris Bank N.A. Member FDIC

BMO Harris Bank $60 Savings Reward

Earn up to $60 in savings rewards for opening a new eligible savings account and meeting certain requirements.

• What you’ll get: Up to $60 reward
• Where it’s available: Nationwide. Branches located in AZ, FL, IL, IN, KS, MN, MO, WI
• How to earn it:
  • To earn $5 monthly savings reward (times 12 months = $60 in savings rewards)
    • Open a new Savings Builder account and enjoy the benefit of earning a $5 savings reward every month you grow your balance by $200 or more for the first year. Exclusions apply. Must have a minimum deposit of at least $25.

(View BMO Harris Bank to learn more)

BMO Harris Bank Online Savings

BMO Harris Bank CD