Find new BMO Harris promotions, bonuses, and offers here.
Currently, they are offering bonuses up to $200, $400, and $500 with a new Checking and Savings Account.
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BMO Harris Promotions Review
Established in 1947, BMO Harris has over 600 locations throughout Arizona, Florida, Illinois, Indiana, Kansas, Missouri, Minnesota, and Wisconsin.
- Bonus Links:
- $200/$400 Checking (04/30/2021)
- $200/$500 Business (04/30/2021)
- Account Type: Smart Money Checking, Smart Advantage Checking, Premier Checking, Statement Savings, Platinum Money Market
- Availability: AZ, FL, IL, IN, KS, MI, MN, WI
- Branches: 600+ Branches (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: Yes
- Credit Card Funding: Up to $1,000
- Early Termination Fee: Unknown
For more current offers, check out our bank bonuses page. Compare BMO Harris rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
I’ll go over BMO Harris offers below.
BMO Harris Bank $200/$400 Checking Bonus
Available for residents in select states, you can earn up to a $400 checking bonus for opening a new eligible checking account and meeting certain requirements.
- What you’ll get: $400 bonus
- Where it’s available: FL, IL, WI, MN, IN, AZ, KS, MO
- How to earn it:
- $200 Bonus:
- Get a $200 bonus when you open a new BMO Harris Smart Advantage™ Account and have a cumulative total of $4,000 in qualifying direct deposits within 90 days of opening.
- $400 Bonus:
- Get a $400 bonus when you open a new BMO Harris Premier™ Account and have a cumulative total of $7,500 in qualifying direct deposits within 90 days of opening.
- $200 Bonus:
- When it expires: 04/30/2021
(Expires April 30, 2021)
Furthermore, I would compare this offer to some of the best offers available. Current bonuses such as Chase Total Checking ($200 Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), TD Bank Beyond Checking ($300 Bonus) as well as the TD Bank Convenience Checking ($150 Bonus) are all fantastic offers.
BMO Harris Bank $200/$500 Business Bonus
Available for residents in select states, you can earn up to a $500 checking bonus for opening a new eligible checking account and meeting certain requirements.
- What you’ll get: $500/$200 bonus
- Where it’s available: IL, WI, MN, IN, AZ, FL, KS, MO
- How to earn it:
- Receive the $200 Essential Business Checking Bonus:
- Open a new Essential Business Checking account between February 1, 2021 and April 30, 2021.
- Beginning Day 31 your balance must be $1,500 and it cannot drop below $1,500 for the next 90 days.
- Have at least 10 electronic transactions post to the account within 90 days of account opening.
- Electronic transactions can be any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions. ATM transactions and POS credits do not qualify as electronic transactions.
- Receive the $500 Business Advantage Checking Bonus:
- Open a new Business Advantage Checking account between February 1, 2021 and April 30, 2021.
- Beginning Day 31 your balance must be $5,000 and it cannot drop below $5,000 for the next 90 days.
- Have at least 10 electronic transactions post to the account within 90 days of account opening.
- Electronic transactions can be any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions. ATM transactions and POS credits do not qualify as electronic transactions.
- Receive the $200 Essential Business Checking Bonus:
- When it expires: 04/31/2021
(Expires April 31, 2021)
Furthermore, I’d recommend checking out Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus).
[Expired] BMO Harris Bank $450 Bonus
Available for residents in select states, you can earn up to a $450 checking bonus for opening a new eligible checking account and meeting certain requirements.
- What you’ll get: $450 bonus
- Where it’s available: AZ, FL, IL, IN, KS, MI, MN, WI
- How to earn it:
- Receive up to a $450 cash bonus when you open the following new products and services:
- $100 cash bonus when you open a new personal checking account with qualifying direct deposits
- $50 cash bonus when you also open a new Statement Savings account with $1,000 new money
- $50 cash bonus when you also open a new BMO Harris Health Savings Account®
- 25,000 bonus points (redeemable for $250 in cashback as a statement credit) when you are approved for a BMO Harris Bank Platinum Rewards Mastercard® Credit Card and spend $2,000 within the first 3 months of account opening.
- Receive up to a $450 cash bonus when you open the following new products and services:
- When it expires: None
(No expiration date listed)
Furthermore, I would compare this offer to some of the best offers available. Current bonuses such as Chase Private Client ($2,000 Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), TD Bank Beyond Checking ($300 Bonus) as well as the TD Bank Convenience Checking ($150 Bonus) are all fantastic offers.
BMO Harris offers a set of checking accounts that can surely meet your individual needs. Additionally, you may want to deposit your money into a Money Market account or a Savings Account. By doing this you can earn competitive bank rates on your account balance.
BMO Harris Checking Options
Smart Money Account: The most basic checking account at BMO Harris is best fitted for children and adults under the age of 25. This is because they can make the most out of this account by being eligible to waive the $5 monthly service fee. Because this is the only means to waive the monthly service fee, we recommend a higher tier checking account.
Smart Advantage Account: This account is the most popular account at BMO Harris, and for good reason. By opting into E-Statements, you waive the monthly service fee. However, you do not earn interest on your account like the Premier Checking Account. Additionally, this account offers features that you wouldn’t get with the Smart Money account. For example, you will have Overdraft Protection and have unlimited ATM transactions.
Premier Account: This is the highest tier checking account offered by BMO Harris. Some features include, that this account earns interest based on your account balance and you can earn ATM rebates. It comes as no surprise then that there is a hefty monthly service fee attached to this account.
BMO Harris Checking Alternatives
 With the TD Convenience CheckingSM Account: • Earn $150 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost or worn debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service • Get a 0.25% discount on TD Bank Home Equity and Personal Loans |
BMO Harris Savings Options
Statement Savings: With just a $100 deposit, you can open a Statement Savings account. Some features of this account include tiered interest rates, a $5 monthly service fee that can be waived, and unlimited in-person or ATM withdrawals. In essence, this account offers the most basic opportunity to put away money while still earning interest.
Platinum Money Market: With a $5,000 deposit you are able to open a Platinum Money Market Account. This account earns higher interest rates, access to checks much like a checking account, and can be managed using online and mobile banking.
CDs: BMO Harris offers three different CDs that you can take advantage of. Standard CD rates require a minimum $1,000 opening deposit, Add-on CDs earn you higher interest rates for extending your terms, and Special Rate CDs are limited time offers that require $5,000 minimum opening deposits.
IRAs: BMO Harris also offers IRAs if you are looking to start up a retirement fund. Some accounts they offer are ROTH, SEP IRA, Premium Savers account, and CDs. If you are interested you should definitely start saving.
BMO Harris Savings Alternatives
 -Available nationwide - paired with phenomenal customer service -Get 0.40% APY on your funds with no minimum requirements & no monthly fees! -No hidden fees. No minimum balance to open. -It's your money. Use it when and how you want. -Deposit checks on the go or grow your savings with automatic transfers. -Move money in and out of your savings account easily and securely. -View your savings account balance and activity online or with mobile app. -Get started and open a Discover Savings Account in 3 easy steps. |
Author’s Verdict
BMO Harris Bank is offering a wide variety of promotions for Checking, Savings and Business accounts with fairly easy requirements. We recommend you start signing up today to start earning your bonuses.
Additionally, you can find a full list of bank promotions here.
Also remember to check back to this page and see all the latest BMO Harris Bank promotions, bonuses, and offers.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| BBVA Free Checking + Savings | $250 Cash | Review |
| Huntington 25 Checking | $300 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| TD Bank Beyond CheckingSM | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save | $100 Cash | Review |
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