Find new BMO Harris promotions, bonuses, and offers here.
Typical offers include their $60, $300, $500 Personal & Business Checking, Savings Offers.
Table of Contents
BMO Harris Promotions Review
Established in 1882, BMO Harris has over 600 locations throughout Arizona, Florida, Illinois, Indiana, Kansas, Missouri, Minnesota, and Wisconsin. They are the 2nd largest bank in the State of Illinois where they are headquartered. BMO Harris Bank offers a variety of checking and savings accounts, including Money Market, CD, and IRA products.
I’ll go over BMO Harris offers below.
BMO Harris Bank $300 or $500 Business Checking Bonus
What you’ll get: $300/$500 bonus- Where it’s available: Nationwide. Branches located in AZ, FL, IL, IN, KS, MN, MO, WI (Bank Locator)
- Direct deposit requirement: No
- Credit Inquiry: Soft Pull
- Monthly fees: $15-$20
- Early account termination fee: $20 if closed within 90 days, bonus will post after 120 days
- How to earn it:
- Open a new BMO business checking account online or in branch between June 4, 2022 and October 31, 2022.
- Maintain a specific account balance for 90 days
- Get $300 when you maintain a balance of $5,000 for 90 days.
- Get $500 when you maintain a balance of $10,000 for 90 days.
- Make 10 qualifying transactions within 90 days of opening your account.
(Offer expires 10/31/2022)
| Furthermore, I’d recommend checking out U.S. Bank Business Checking ($300 Bonus), Axos Bank Basic Business Checking ($200 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Fine Print
- You can receive either the $300 bonus or the $500 bonus.
- You can apply online or at a BMO Harris branch.
- To apply online, click Open Now for the checking account of your choice above and we’ll automatically apply the promo code for you.
- Before you apply at a branch, enter your information, and click “SEND MY PROMO CODE” to receive the promo code you must use when opening your account.
You are not eligible for the business checking bonus if you have an existing BMO business checking account, or, have a closed a BMO business checking account within the past 12 months, using the same Taxpayer Identification Number/Employer Identification Number/Social Security Number as the new account. - Bonus will be reported to the IRS for tax purposes, and you are responsible for any applicable taxes.
- Offer can be changed or cancelled without notice at any time, cannot be combined with any other offer, and is limited to one per business entity.
- The minimum deposit to open a business checking account is $100, however, to receive the bonus you must meet the applicable balance requirement as stated below.
BMO Harris Premier™ Account $500 Cash Bonus
- What you’ll get: $500 cash bonus
- Where it’s available: Nationwide. Branches located in AZ, FL, IL, IN, KS, MN, MO, WI
- How to earn it:
- $500 Bonus:
- Open a new BMO Harris PremierTM account and get a $500 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days.
- $500 Bonus:
BMO Harris Smart Advantage™ Account $300 Cash Bonus
- What you’ll get: $300 cash bonus
- Where it’s available: Nationwide. Branches located in AZ, FL, IL, IN, KS, MN, MO, WI
- How to earn it:
- $300 Bonus:
- Open a new BMO Harris Smart AdvantageTM Account and get a $300 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days.
- $300 Bonus:
BMO Harris Harris Smart Money™ Account $300 Cash Bonus
- What you’ll get: $300 cash bonus
- Where it’s available: Nationwide. Branches located in AZ, FL, IL, IN, KS, MN, MO, WI
- How to earn it:
- $300 Bonus:
- Open a new BMO Harris Smart MoneyTM Account and get a $300 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days.
- $300 Bonus:
BMO Harris Bank $60 Savings Reward
Earn up to $60 in savings rewards for opening a new eligible savings account and meeting certain requirements.
- What you’ll get: Up to $60 reward
- Where it’s available: Nationwide. Branches located in AZ, FL, IL, IN, KS, MN, MO, WI
- How to earn it:
- To earn $5 monthly savings reward (times 12 months = $60 in savings rewards)
- Open a new Savings Builder account and enjoy the benefit of earning a $5 savings reward every month you grow your balance by $200 or more for the first year. Exclusions apply. Must have a minimum deposit of at least $25.
- To earn $5 monthly savings reward (times 12 months = $60 in savings rewards)
(View BMO Harris Bank to learn more)
| Compare this savings account to alternatives like Aspiration Spend & Save ($50 Bonus + 1.00% APY), CIT Bank Savings Connect (1.90% APY) and American Express Savings (1.40% APY). |
Author’s Verdict
BMO Harris Bank is offering a wide variety of promotions and product features for Checking, Savings and Business accounts with fairly easy requirements. We recommend you start signing up today to start earning.
For more options, compare BMO Harris Bank Promotions to offers from Chase Bank, HSBC, Huntington Bank, Discover Bank, TD Bank, CIT Bank, Bank of America, Wells Fargo, and Citi.
For more current offers, check out our bank bonuses page. Compare BMO Harris rates for CDs and Savings with our best rates for Savings and CD accounts.
Also remember to check back to this page and see all the latest BMO Harris Bank promotions, bonuses, and offers.
I have enjoyed banking with BMO, but I may have to cancel my account, because your application stops reading my login information, please make appropriate changes.