BMO Harris Bank Promotions: $200, $350, $500 Business Checking Offers [Many States]

[Expired] BMO Harris Bank $450 Bonus 

Available for residents in select states, you can earn up to a $450 checking bonus for opening a new eligible checking account and meeting certain requirements.

• What you’ll get: $450 bonus
• Where it’s available: AZ, FL, IL, IN, KS, MI, MN, WI
• How to earn it:
  • Receive up to a $450 cash bonus when you open the following new products and services:
    • $100 cash bonus when you open a new personal checking account with qualifying direct deposits
    • $50 cash bonus when you also open a new Statement Savings account with $1,000 new money
    • $50 cash bonus when you also open a new BMO Harris Health Savings Account®
    • 25,000 bonus points (redeemable for $250 in cashback as a statement credit) when you are approved for a BMO Harris Bank Platinum Rewards Mastercard® Credit Card and spend $2,000 within the first 3 months of account opening.
• When it expires: None

(No expiration date listed)

Furthermore, I would compare this offer to some of the best offers available. Current bonuses such as Chase Private Client ($2,000 Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), TD Bank Beyond Checking ($300 Bonus) as well as the TD Bank Convenience Checking ($150 Bonus) are all fantastic offers.

BMO Harris offers a set of checking accounts that can surely meet your individual needs. Additionally, you may want to deposit your money into a Money Market account or a Savings Account. By doing this you can earn competitive bank rates on your account balance.

BMO Harris Checking Options

Smart Money Account: The most basic checking account at BMO Harris is best fitted for children and adults under the age of 25. This is because they can make the most out of this account by being eligible to waive the $5 monthly service fee. Because this is the only means to waive the monthly service fee, we recommend a higher tier checking account.

Smart Advantage Account: This account is the most popular account at BMO Harris, and for good reason. By opting into E-Statements, you waive the monthly service fee. However, you do not earn interest on your account like the Premier Checking Account. Additionally, this account offers features that you wouldn’t get with the Smart Money account. For example, you will have Overdraft Protection and have unlimited ATM transactions.

Premier Account: This is the highest tier checking account offered by BMO Harris. Some features include, that this account earns interest based on your account balance and you can earn ATM rebates. It comes as no surprise then that there is a hefty monthly service fee attached to this account.

BMO Harris Checking Alternatives

Chase Total Checking®HSBC Advance CheckingTD Convenience CheckingHuntington 5 Checking

• Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit • Access to 16,000 Chase ATMs and more than 4,700 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. Apply Now at Chase

• Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities. • Open your new HSBC Advance checking account online by March 31, 2021; and • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then • Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening • You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities. Apply Now at HSBC Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

With the TD Convenience CheckingSM Account: • Earn $150 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost or worn debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service • Get a 0.25% discount on TD Bank Home Equity and Personal Loans Apply Now at TD Bank

BMO Harris Savings Options

Statement Savings: With just a $100 deposit, you can open a Statement Savings account. Some features of this account include tiered interest rates, a $5 monthly service fee that can be waived, and unlimited in-person or ATM withdrawals. In essence, this account offers the most basic opportunity to put away money while still earning interest.

Platinum Money Market: With a $5,000 deposit you are able to open a Platinum Money Market Account. This account earns higher interest rates, access to checks much like a checking account, and can be managed using online and mobile banking.

CDs: BMO Harris offers three different CDs that you can take advantage of. Standard CD rates require a minimum $1,000 opening deposit, Add-on CDs earn you higher interest rates for extending your terms, and Special Rate CDs are limited time offers that require $5,000 minimum opening deposits.

IRAs: BMO Harris also offers IRAs if you are looking to start up a retirement fund. Some accounts they offer are ROTH, SEP IRA, Premium Savers account, and CDs. If you are interested you should definitely start saving.

BMO Harris Savings Alternatives

Chase Savings^SMDiscover Online SavingsDiscover CDsDiscover Money Market

-Available nationwide - paired with phenomenal customer service -Get 0.50% APY on your funds with no minimum requirements & no monthly fees! -No hidden fees. No minimum balance to open. -It's your money. Use it when and how you want. -Deposit checks on the go or grow your savings with automatic transfers. -Move money in and out of your savings account easily and securely. -View your savings account balance and activity online or with mobile app. -Get started and open a Discover Savings Account in 3 easy steps. Apply Now at Discover

• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 0.20% APY up to 0.60% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Start today with a minimum deposit of $2,500! • Get started and open a Discover CD in 3 easy steps. Apply Now at Discover

• Available nationwide online • Earn high yields with flexible access to your cash. • Earn 0.40% APY balances $100,000 and over • Earn 0.35% APY balances under $100,000 • Open with as little as $2,500. • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. Apply Now at Discover

Author’s Verdict

BMO Harris Bank is offering a wide variety of promotions for Checking, Savings and Business accounts with fairly easy requirements. We recommend you start signing up today to start earning your bonuses.

Additionally, you can find a full list of bank promotions here.

Also remember to check back to this page and see all the latest BMO Harris Bank promotions, bonuses, and offers.