Find new BMO Harris promotions, bonuses, and offers here.
Currently, they are offering bonuses up to $60, $200, $300, and $500 with a new Checking and Savings Account.
Table of Contents
BMO Harris Promotions Review
Established in 1947, BMO Harris has over 600 locations throughout Arizona, Florida, Illinois, Indiana, Kansas, Missouri, Minnesota, and Wisconsin.
- Bonus Links:
- $300/$500 Checking Bonus (09/30/2021) *See Banner Above*
- $200/$500 Business Checking Bonus (09/30/2021)
- $60 Savings Bonus (10/29/2021)
- Account Type: Smart Money Checking, Smart Advantage Checking, Premier Checking, Statement Savings, Platinum Money Market
- Availability: AZ, FL, IL, IN, KS, MI, MN, WI
- Branches: 600+ Branches (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: Yes
- Credit Card Funding: None
- Early Termination Fee: Unknown
For more options, compare BMO Harris Bank Promotions to offers from Chase Bank, HSBC, Huntington Bank, Discover Bank, TD Bank, BBVA, CIT Bank, Bank of America, Wells Fargo, and Citibank.
For more current offers, check out our bank bonuses page. Compare BMO Harris rates for CDs and Savings with our best rates for Savings and CD accounts.
I’ll go over BMO Harris offers below.
BMO Harris Bank $300/$500 Checking Bonus
Available for residents in select states, you can earn up to a $500 checking bonus for opening a new eligible checking account and meeting certain requirements.
- What you’ll get: $300/$500 bonus
- Where it’s available: FL, IL, WI, MN, IN, AZ, KS, MO
- How to earn it:
- You must open your account between June 7, 2021 and September 30, 2021.
- Get a $300 bonus when you open a new BMO Harris Smart Advantage Account and have a cumulative total of $4,000 in qualifying direct deposits within 90 days of opening.
- Get a $500 bonus when you open a new BMO Harris Premier™ Account and have a cumulative total of $7,500 in qualifying direct deposits within 90 days of opening.
- You must open your account between June 7, 2021 and September 30, 2021.
- When it expires: 09/30/2021
BMO Harris Bank $200/$500 Business Checking Bonus
- What you’ll get: $200 or $500 bonus
- Where it’s available: IL, WI, MN, IN, AZ, FL, KS, MO
- How to earn it:
- Earn $200: Open a new Essential Business Checking account by 09/30/2021 and complete the following activities
- Beginning Day 31 your balance must be $1,500 and it cannot drop below $1,500 for the next 90 days
- Have at least 10 electronic transactions post to the account within 90 days of account opening
- Earn $500: Open a new Business Advantage Checking account by 09/30/2021 and complete the following activities
- Beginning Day 31 your balance must be $5,000 and it cannot drop below $5,000 for the next 90 days
- Have at least 10 electronic transactions post to the account within 90 days of account opening
- Earn $200: Open a new Essential Business Checking account by 09/30/2021 and complete the following activities
- When it expires: 09/30/2021
(Offer expires September 30, 2021)
| Furthermore, I’d recommend checking out Chase Total Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
BMO Harris Bank $60 Savings Bonus
Available for residents in select states, you can earn up to a $60 savings bonus for opening a new eligible checking account and meeting certain requirements.
- What you’ll get: $60 bonus
- Where it’s available: IL, WI, MN, IN, AZ, FL, KS, MO
- How to earn it:
- Earn a $5 bonus for every month you save $200 or more for the first year after opening your account.
- You must open a new Statement Savings account between November 2, 2020 and October 29, 2021 at a BMO Harris branch in AZ, FL, IL, IN, KS, MN, MO or WI or online.
- For every month that your balance grows by at least $200, we will credit your account with a $5 bonus within 5 calendar days after the end of the month.
- To calculate if your balance has grown by $200, we will compare your balance on the last business day of the previous month to your balance on the last business day of the current month.
- When it expires: 10/29/2021
(Offer expires October 29, 2021)
| Compare this savings account to alternatives like Aspiration Spend & Save ($150 Bonus + 1.00% APY), CIT Bank Savings Connect (0.50% APY) and American Express Savings (0.40% APY). |
[Expired] BMO Harris Bank $450 Bonus
Available for residents in select states, you can earn up to a $450 checking bonus for opening a new eligible checking account and meeting certain requirements.
- What you’ll get: $450 bonus
- Where it’s available: AZ, FL, IL, IN, KS, MI, MN, WI
- How to earn it:
- Receive up to a $450 cash bonus when you open the following new products and services:
- $100 cash bonus when you open a new personal checking account with qualifying direct deposits
- $50 cash bonus when you also open a new Statement Savings account with $1,000 new money
- $50 cash bonus when you also open a new BMO Harris Health Savings Account®
- 25,000 bonus points (redeemable for $250 in cashback as a statement credit) when you are approved for a BMO Harris Bank Platinum Rewards Mastercard® Credit Card and spend $2,000 within the first 3 months of account opening.
- Receive up to a $450 cash bonus when you open the following new products and services:
- When it expires: None
(No expiration date listed)
| Compare this offer to some of the higher end checking offers available. Current bonuses such as HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), BMO Harris Bank Premier ($500 Bonus), and TD Bank Beyond Checking ($300 Bonus). |
BMO Harris offers a set of checking accounts that can surely meet your individual needs. Additionally, you may want to deposit your money into a Money Market account or a Savings Account. By doing this you can earn competitive bank rates on your account balance.
BMO Harris Checking Options
Smart Money Account: The most basic checking account at BMO Harris is best fitted for children and adults under the age of 25. This is because they can make the most out of this account by being eligible to waive the $5 monthly service fee. Because this is the only means to waive the monthly service fee, we recommend a higher tier checking account.
Smart Advantage Account: This account is the most popular account at BMO Harris, and for good reason. By opting into E-Statements, you waive the monthly service fee. However, you do not earn interest on your account like the Premier Checking Account. Additionally, this account offers features that you wouldn’t get with the Smart Money account. For example, you will have Overdraft Protection and have unlimited ATM transactions.
Premier Account: This is the highest tier checking account offered by BMO Harris. Some features include, that this account earns interest based on your account balance and you can earn ATM rebates. It comes as no surprise then that there is a hefty monthly service fee attached to this account.
BMO Harris Savings Options
Statement Savings: With just a $100 deposit, you can open a Statement Savings account. Some features of this account include tiered interest rates, a $5 monthly service fee that can be waived, and unlimited in-person or ATM withdrawals. In essence, this account offers the most basic opportunity to put away money while still earning interest.
Platinum Money Market: With a $5,000 deposit you are able to open a Platinum Money Market Account. This account earns higher interest rates, access to checks much like a checking account, and can be managed using online and mobile banking.
CDs: BMO Harris offers three different CDs that you can take advantage of. Standard CD rates require a minimum $1,000 opening deposit, Add-on CDs earn you higher interest rates for extending your terms, and Special Rate CDs are limited time offers that require $5,000 minimum opening deposits.
IRAs: BMO Harris also offers IRAs if you are looking to start up a retirement fund. Some accounts they offer are ROTH, SEP IRA, Premium Savers account, and CDs. If you are interested you should definitely start saving.
Author’s Verdict
BMO Harris Bank is offering a wide variety of promotions for Checking, Savings and Business accounts with fairly easy requirements. We recommend you start signing up today to start earning your bonuses.
Additionally, you can find a full list of bank promotions here.
Also remember to check back to this page and see all the latest BMO Harris Bank promotions, bonuses, and offers.
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