Available for residents in Arizona, Florida, Illinois, Indiana, Kansas, Missouri, Minnesota & Wisconsin, you can earn a $200 bonus for opening a new checking account in-person or online. When applying online, make sure to enter your email in the email coupon box to receive your promo code. Below is all the information and details you need to earn your BMO Harris Bank $200 Checking Bonus!
Editor’s Note: The promo code we’ve listed was a promo code we have received via email by entering our email. If the promo code does not work for you, simply visit the promo’s site (you can find the link under “Application Link” and receive your own promo code.
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BMO Harris Bank $200 Checking Bonus Account Summary
To earn your BMO Harris Bank $200 Checking Bonus, simply open a new checking account along with meeting certain requirements.
- Bonus Offer: BMO Harris Bank $200 Checking Bonus
- Availability: AZ, FL, IL, IN, KS, MO, MN, WI (Bank Locator)
- Expiration: 03/30/2018
- Credit Inquiry: Soft Pull
- Credit Funding: Up to $1,000
- Opening Deposit Requirement: $25
- Direct Deposit Requirement: Yes, $300+
- Monthly Service Fee: $0, $5, $10; see below on how to waive the fees
- Early Termination Fees: Yes, $50. Must wait 6 months before closing to avoid early closure fee.
- Promo Code(s): Enter your email in the email coupon box to receive your promo code
BMO Harris Bank $200 Checking Bonus: If you are eligible for this bonus offer, apply today!
If you are interested in more BMO Harris Bank Deals, Bonuses, and Promotions, see our compiled list of BMO Harris Bank Deals here.
Checking Bonus Requirements
In order to receive the cash bonus, you must:
- Mention the promo code when you open a new BMO Harris Smart Money™ Account, BMO Harris Smart Advantage™ Account, or BMO Harris Premier™ Account in a BMO Harris branch, by calling 1-866-362-1166 or online at bmoharris.com. If you apply online by clicking “open now” they’ll automatically apply the $200 bonus promo code for you.
- Have at least two direct deposits of any combination of a paycheck, pension payment, Social Security payment, or other government benefits payment of $500 or more each electronically deposited into the account from an employer or outside agency within 90 days of opening. We reserve the right to request documentation that the direct deposits qualify.
- Have at least 10 debit card purchases made with your BMO Harris Bank Debit Mastercard® post to your account within 90 days of account opening.
Avoid Monthly Fees
- BMO Harris Smart Money Checking: $5 monthly fee waived if you meet at least ONE of the following requirements:
- $5 monthly maintenance fee waived for customers under the age of 25
- $2 monthly fee for paper statements waived when the primary account owner is under 25 years of age or you opt to receive your statements only through BMO Harris Online Banking
- BMO Harris Smart Advantage Checking: $0 monthly fee with eStatements or $0 Minimum balance to waive fee
- BMO Harris Premier Checking: $30 monthly fee (no waiver listed)
Pretty great BMO Harris Bank $200 Checking Bonus with simple requirements! Soft pull, easy requirements, and very convenient if you reside in one of the qualifying states. Let us know in the comment section below on your thoughts and experience with this bonus offer! Be sure to check back on BankDealGuy for more bank deals!