If you’re looking for new savings account available nationwide, Vio Bank High Yield Online Savings is offering you 0.50% APY on your funds.
Below is all the information you need to earn 0.50% APY Rate on your funds when you open a Vio Bank High Yield Online Savings Account.
In addition to the current rate from Vio Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA or CIT Bank.
Vio Bank High Yield Online Savings
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Here is your opportunity to earn an interest rate of 0.50% APY on your funds. Open a new account and start earning interest and get started today!
- Rate Offer: 0.50% APY Rate
- Availability: Nationwide
- Credit Inquiry: Soft Pull
- Credit Funding: Unknown
- Minimum Balance: $100
- Maximum Balance: None
- Monthly Fee: None
- Early Termination Fee: None listed
Application Link
Vio Bank High Yield Online Savings Account: If this account appeals to you and you qualify, apply today!
Account Rates
| Balance | APY |
| $0.01 or more | 0.50% APY |
Vio Bank Account Benefits
- Interest is compounded daily
- FDIC insured up to $250,000
- Only $100 minimum to open
- Earn 0.50% APY rate on any balance
Author’s Verdict
We’ve all heard of Vio Bank so you know this is a reputable bank. Let us know if you have any info regarding if this account incurs a hard or soft pull. If you’re unfamiliar with what hard pull and soft pulls are and how it can affect you, see our hard pull vs soft pull post here.
If you happen to know whether this account incurs a hard/soft pull, please let us know. Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!
| PROMOTIONAL LINK | OFFER | REVIEW |
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| Chase Business Complete Checking® | $300 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
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| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
The information provided by Jonathan Lawrence Steinbach regarding max. daily withdrawal at Vio Bank appears to have changed since his posting on 9/23/2018. The Vio Bank website FAQ section has the following.
What are your limits on transfers?
After account opening, we currently have a $5,000 daily limit and a $20,000 monthly limit on all external funds transfers initiated by Vio Bank through our online banking platform. Vio Bank does not limit the amount of incoming and outgoing ACH Transfers initiated by a third party transfer service or another financial institution. Vio Bank also allows customers to deposit into their account via check by mail, deposit a check with mobile deposit, or an incoming wire.
Still limit of $20,000 month so if you have more this is NOT the place to go. It is NOT liquid. For .10% less there arev many other banks. I’ve been really happy with My SavingsDirect.com (part of Emigrant). I go in and out to pay my monthly bills.
Doesn’t sound like your bank is well liked. Im considering not continuing to deposit into this account as I cant even get into see what I already have…. you’re making this too difficult and I don’t like that. If its my money I want to be able to get to it when I need it…. doesn’t sound like that’s possible with you.
As of today Vio is holding $40,000 of my money hostage and I have to pay $30 to w/d it.
I was able to put $60,000 into the account and thought I’d make more $. Then I realized that I could only link ONE checking account. I used TD. TD has a policy of only using an ACH transfer up to $10,000/month. So I called VIO and they confirmed my only choice (they will not send you a check) is to WIRE IT to TD. That will cost $15. at TD (in) and $18.00 at Vio OUT).
Also, if you request a wire – you must have form notarized and then wait 72 hours.
The agreement mentions bill pay option but that is only for checking accounts – and (guess what?) Vio doesn’t offer checking accounts!
As someone pointed out, My Savings Direct has a higher rate and no restrictions on SIZE of Deposits OR withdrawals. Just the 6 ACHs a month W/d which is fed rules.
I called them and they said there is a soft credit inquiry. $10,000 max withdrawal daily, $20,000 max withdrawal monthly, if initiated through VIO. If initiated transfer is from another institution requesting from VIO, no limitations apply.
Thank you Jonathan!