Check out the latest United Financial Credit Union promotions, bonuses, and offers here.
They are currently offering a $100 bonus when you refer friends or family members to open a checking account and meet the requirements.
United Financial Credit Union Promotions Review
United Financial is your trusted financial partner with a wide variety of accounts and services. Membership offers many benefits exclusive to credit unions that can’t be found at a bank! With UFCU on your side you can save more, earn more and lead the life you want with convenience and optimism.
| Eligibility: You live, work, worship or attend school within any county in the State of Michigan’s Lower Peninsula. See current membership details. |
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- Bonus Links:
- $100 Checking Bonus (12/06/2019)
- Account Type: Checking Account
- Availability: MI
- Branches: 6 (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: Yes
- Credit Card Funding: Unknown
- Early Termination Fee: None listed, check with CSR for more information
For more current offers, check out our bank bonuses page. Compare United Financial Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll go over United Financial Credit Union offers below.
United Financial Credit Union $100 Referral Bonus
- What you’ll get: $100 bonus
- Where it’s available: MI
- How to earn it:
- Refer your friends to complete the following:
- Open a free Checking Account with Online Banking.
- Apply for a Debit Card.
- Set up to receive e-Statements.
- When it expires: 12/06/2019
(Expires December 06, 2019)
They are a credit union, which means they’re like a bank, only better. Additionally, United Financial Credit Union provides the kind of personal service big banks can’t offer because they know that finances aren’t just about money, but people’s daily needs and long-term aspirations.
Checking Account Bonuses
United Financial Credit Union offers cash bonuses for new checking customers from time to time. When you open a new qualifying checking account and meet the requirements, you can receive a generous bonus. Additionally, you can gain access to many great features.
Special Checking Account Features
All United Financial Credit Union checking accounts come with these features.
- Digital Banking: Our digital banking application makes it easy to check your account balances, pay bills, make deposits or move money between accounts 24/7. You can even transfer funds to and from external accounts or send money to virtually anyone with Popmoney.
- Mobile Wallet: UFCU debit and credit cards work with Apple Pay, Google Pay, and Samsung Pay. Mobile wallet systems are simple to use and secure. Your card details are never shared or stored.
What to Open at United Financial Credit Union
Keep your eye out for these great United Financial Credit Union products:
- Certificates of Deposit: Tired of riding the ups and downs of the stock market roller coaster? UFCU has a healthy and safe way to grow your money, without the scary fluctuations of the market. A Jovia Certificate account is a great investment vehicle, for the short or long-term, that offers you safety, security and a guaranteed high yield.
- Youth Accounts: Learning how to save and spend responsibly can make a big difference in a child’s life, and yours! Our youth accounts can help your kids lay the foundation of future financial success.
United Financial Credit Union Checking Alternatives
Chase Total Checking®HSBC Advance CheckingTD Convenience CheckingChase Premier Plus CheckingSM
 • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
 With the TD Convenience CheckingSM Account: • Earn $200 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Get a 0.25% discount on TD Bank Home Equity and Personal Loans. |
How to Avoid United Financial Credit Union Checking Account Fees
- Personal Checking: There are no monthly service fees
- Reward Checking: None listed
- Fresh Start Checking: $5, cannot be waived
Savings Account Offers
- Membership Savings: Save at a better rate. Grow what’s yours. Open a savings account to get competitive interest rates. Access cash at thousands of fee-free ATMs nationwide or with Online and Mobile Banking, available 24/7.
- Tuition Builder: A smart savings vehicle for educational expenses such as college tuition, room and board, and more. This account type can be accessed for educational expenses when presenting a tuition bill, or at any time within the designated withdrawal periods from June 1st–June 30th and December 1st–December 31st of each calendar year.
- Holiday Account: Looking to make your holiday, vacation, or kids’ summer camp experience the best one ever? A Jovia Holiday, Vacation or Camp account can help you save for these special occasions.
United Financial Credit Union Savings Alternatives
Discover Online SavingsChase SavingsSMDiscover CDsDiscover Money Market
 Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.60% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. |
• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.00% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Get started and open a Discover CD in 3 easy steps. |
• Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.55% APY balances $100,000 and over • Earn 3.50% APY balances under $100,000 • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. |
Bottom Line
United Financial Credit Union offers great promotions for you to earn money over time. Furthermore, you can have peace of mind knowing your money is insured by the NCUA.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of United Financial Credit Union promotions here.
• Chase Bank Bonuses. Chase usually offers the most sign-up bonuses out of all the big banks. Read up and enjoy several promotions for their Checking, Savings and Business accounts. • HSBC Bank Bonuses. HSBC has some big value offers available for their Checking accounts. Some require hefty deposits to qualify. They also have an online Savings account offering a very competitive rate. • Huntington Bank Bonuses. Huntington has Consumer Checking and Business Checking accounts available throughout the year. • Discover Bank Bonuses. As an online bank, Discover offers high and competitive rates on their Savings, CD, and Money Market accounts. Enjoy excellent customer service nationwide. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. |
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Private Client | $3,000 Cash | Review |
| U.S. Bank Business Checking | $900 Cash | Review |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Truist One Checking | $400 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase High School CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
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