Check out the latest United Community Bank promotions, bonuses, and offers here.
Update 5/10/24: The $300 checking bonus has been extended through 6/30/24.
United Community Bank Promotions Review
Since 1950, United Community Bank has been dedicated to providing best in class service to their members by providing a full range of consumer and commercial banking products to fit your unique needs.
I’ll go over United Community Bank offers below.
United Community Bank $300 Checking Bonus
What you’ll get: $300 bonus
- Availability: GA, NC, SC, TN (Branch Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- Monthly Fees: $25, waivable
- Early Termination Fee: Unknown
- How to earn it:
- Receive a $300 welcome offer when you complete the following during the 90-day qualification period:
- Open a United Signature Checking account with United Community Bank using promo code SIGNATURE300.
- Receive cumulative direct deposits of at least $2,500.
- Complete 15 or more purchases using your new United Community Bank Mastercard debit card.
- Receive a $300 welcome offer when you complete the following during the 90-day qualification period:
(Expires 06/30/2024)
Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
United Community Bank $200 Checking Bonus
What you’ll get: $200 bonus
- Availability: GA, NC, SC, TN (Branch Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- Monthly Fees: $0-$25, waivable
- Early Termination Fee: Unknown
- How to earn it:
- Receive a $200 welcome offer when you complete the following during the 90-day qualification period”
- Open a checking account with United Community Bank using promo code Checking200.
- Receive cumulative direct deposits of at least $2,000.
- Complete 10 or more purchases using your new United Community Bank Mastercard debit card.
(Expires 10/31/2023)
Truist Checking ($400 bonus) | KeyBank Checking ($300 bonus) |
How to Avoid Monthly Fees
- United Checking – $8.00 monthly service charge can be avoided when enrolled in eStatements or monthly Direct Deposits
- United Signature Checking – $25 monthly service charge can avoid when you:
- Maintain a $15,000 minimum daily balance
- OR maintain $25,000 in combined consumer deposit balance(s) or maintain $50,000 in combined outstanding principal balances in consumer loan accounts owned and serviced by United Community Bank.
- United Checking for 55+ – No monthly service charge
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Author’s Verdict
To summarize, United Community Bank has some of the best promotions, bonuses, and offers. However, keep in mind that waiving the monthly service fees can be difficult if you cannot meet the high account requirements.
For more current offers, check out our bank bonuses page. Compare United Community Bank rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citi, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.
PROMOTIONAL LINK | OFFER | REVIEW |
HSBC Premier Checking & Savings Member FDIC | Up to $3,000 Cash | Review |
Chase Private Client | $3,000 Cash | Review |
U.S. Bank Business Checking | $900 Cash | Review |
Chase Business Complete Checking® | $300 or $500 Cash | Review |
KeyBank Key Smart Checking® | $300 Cash | Review |
Truist One Checking | $400 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
SoFi Checking and Savings Account | $325 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $100 Cash | Review |
Fifth Third Bank Checking | $400 Cash | Review |
Axos Basic Business Checking | $400 Cash | Review |
Axos Business Interest Checking | $400 Cash | Review |
Axos Bank Business Premium Savings | $375 Cash | Review |
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