U.S. Bank Cash 365 American Express Card $150 Cash Back + Unlimited 1.5% Cash Back + No Annual Fee

The U.S. Bank Cash 365 American Express Card is currently offering a welcome bonus of $150 when you spend at least $500 is spent in the first 90 days of having your account open. This stands on a very competitive platform with other no annual fee cash back credit cards.

The Cash 365 is a great cash back credit card with the 1.5% return for all expenses. This cash back credit card is easily compared to other cards such as American Express Cash Magnet Card, the Capital One Quicksilver Cash Rewards Card, and Chase Freedom Unlimited.

The U.S. Bank Cash+ Visa Signature Card is a decent option issued with the same company.

U.S. Bank Cash 365 American Express Card Summary

Editor’s Alternate Pick

The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. Learn More About This Card

Cash 365 Card $150 Bonus Cash Offer

In order to earn the $150 welcome bonus: You must charge your card with a minimum of $500 in the first 90 days of having your account open to be able to qualify for this credit cards cash offer.

Here are some ideas on meeting the spending requirements:

Here are some ideas on meeting the spending requirement:

Earning Your Cash 365 Rewards

Gain a simple flat rate of unlimited 1.5% cash back for all expenses in whichever spending option. However, you wouldn’t have to stress over any complicated rewards systems.

When you use this card you can gain a good amount of cash back for your purchases.

Redeeming Your Cash 365 Rewards

When redeeming your cash back, they can be used towards:

• Statement credits to your Cash 365 account
• Direct deposits to a U.S. Bank account
• Gift cards ($20 minimum in $5 increments)

Author’s Verdict

The U.S. Bank Cash 365 American Express Card is a decent choice for those who want a simple cash back credit card.

With the spending categories that are used more often such as: gas and groceries, you would want to consider a different credit card that will offer you larger rewards for your daily expenses.

(Visit U.S. Bank FlexPerks for more information)

Alternative Credit Cards Options

The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. Learn More About This Card

The Capital One VentureOne Rewards Card offers 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies You'll earn: • 1.25 Miles per dollar on every purchase, every day. • 5 Miles per dollar on hotels and rental cars booked through Capital One Travel. This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card! Learn More About This Card

The Blue Cash Preferred® Card from American Express offers a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It(R) to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors. Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.24% - 29.24%. You'll earn • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). • 6% Cash Back on select U.S. streaming subscriptions. • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). • 1% Cash Back on other purchases. • $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. The card does come with a $0 intro annual fee for the first year, then $95. (See Rates & Fees) Terms Apply. Learn More About This Card

HSBC Bank Promotions: $1,000, $2,000, $3000 Checking & Savings Bonus (Nationwide)

Chase Coupon Codes 2025 ($100, $200, $300, $400, $500, $700, $2000 Checking Bonuses)

U.S. Bank Promotions 2025: $450, $500, $900 Personal Checking & Business Bonuses

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