Find the latest listing of Spruce Banking promotions, bonuses, and offers here.
Currently, they offer a $20 Direct Deposit Bonus when you open an account and meet certain requirements.
Spruce Banking Promotions Review
Spruce is a mobile banking platform built by H&R Block especially for people who want to be good with money. Set saving goals. Get automatic cash back. Get paid up to two days early.
I’ll review the current Spruce Banking promotions.
Spruce Mobile Banking $20 Direct Deposit Bonus
- What you’ll get: $20 bonus
- Availability: Nationwide
- Direct Deposit Requirement: Yes, $200
- Credit Inquiry: Unknown
- Monthly fees: None
- Early Account Termination Fee: None listed
- How to earn it:
- To get your $20 bonus:
- Open your new Spruce accounts.
- Have at least $200 in qualifying direct deposits to your Spruce Spending Account within 45 days of account opening.
(Expires 06/30/2023)
U.S. Bank Smartly® Checking ($700 Bonus) | KeyBank Checking ($200 bonus) |
Fifth Third Bank Preferred Checking ($200 Bonus) | Truist Checking ($400 bonus) |
Fine Print
- Offer from H&R Block. Requires 1) opening of new Spruce Accounts between 1/1/23 and 6/30/23; and 2) $200 in qualifying direct deposits within 45 days of opening.
- Qualifying direct deposits are ACH credits, including direct deposits (but not tax refunds).
- Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers.
- $50 will be deposited within 14 business days after completing all requirements. Spruce Accounts may not be closed or restricted at payout.
- You are responsible for tax treatment of funds.
- Limit one per customer.
- May be modified or discontinued at any time.
How To Avoid Monthly Fees
- Spruce Spending: None
- Spruce Savings: None
Author’s Verdict
These are all the Spruce Banking promotions, bonuses, and offers. You should always compare these accounts with other nationally recognized banks seen above.
For more current offers, check out our bank bonuses page. Compare Spruce Banking rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citi, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.
PROMOTIONAL LINK | OFFER | REVIEW |
U.S. Bank Smartly® Checking | $400 Cash | Review |
Chase Private Client | $3,000 Cash | Review |
U.S. Bank Business Checking | $800 Cash | Review |
U.S. Bank Business Checking | $350 Cash | Review |
Chase Business Complete Checking® | $300 Cash | Review |
KeyBank Checking | $200 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
SoFi Checking and Savings Account | $275 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $100 Cash | Review |
Fifth Third Bank Checking | $200 Cash | Review |
Axos Bank Rewards Checking | $300 Cash | Review |
Axos Basic Business Checking | $400 Cash | Review |
Axos Business Interest Checking | $400 Cash | Review |
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