Find the latest listing of One Finance promotions, bonuses, and offers here.
Typical offers include their $1,250 sing up bonus and $25 referral offer.
One Finance Promotions Review
The company One Finance offers a mobile lending platform that allows for users to take short-term loans to cover unexpected expenses and urgent cash needs. One Finance gives users the ability to have greater control of their finances.
- Bonus Link:
- $1,250 Sign-Up Bonus
- $100 Checking Bonus (01/31/2021)
- Account Type: Checking Account
- Availability: Nationwide
- Branches: Mobile Platform
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: Yes
- Credit Card Funding: None
- Early Termination Fee: Keep your account open for 180 days, otherwise $50 Early closeout fee.
For more current offers, check out our bank bonuses page. Compare One Finance rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
I’ll go over One Finance offers below.
One Finance $1,250 Checking Bonus
- What you’ll get: $1,250 bonus
- Where it’s available: Nationwide
- How to earn it:
- Sign up for early access through their waitlist
- Make referrals using your personal link that will be provided
- If you make enough referrals you’ll move up in position on the waitlist
- When the waitlist closes, positions 1-10 will get $1,250. 11-50 get $750. 51-100 get $500. 101-175 get $300. 176-250 get $150. 251-500 get $75.
- When it expires: None Listed
(No Expiration Date listed)
One Finance $100 Checking Bonus
- What you’ll get: $100 bonus
- Where it’s available: Nationwide
- How to earn it:
- Transition your Simple account to One by:
- Signing up before 1/31/2021
- Fund your One account from Simple
- Get a 10% bonus (up to $50) on your first funding amount.
- Earn another $50 when you add a qualifying paycheck direct deposit
- Transition your Simple account to One by:
- When it expires: 01/31/2021
(Expires 01/31/2021)
One puts you in control of your money. It’s saving, spending, and sharing from one account.
Checking Account Bonuses
One Finance offers cash bonuses for new checking customers from time to time. Sometimes you have to open a checking plus savings account package to earn these bonuses.
As an added perk, All One Finance checking accounts offer free online banking, mobile banking, and mobile deposits.
Special Checking Account Features
All One Finance checking accounts come with these features.
- Manage your money together: designate shared “Pockets” for saving, spending, or borrowing money. This feature is ideal for people who need to share money, such as roommates who split rent.
- Your One Card: After creating your “Pockets,” the parties involved can use the One Card and view their transactions in the One App.
- Auto-Save Pocket: Earn a 3% APY on your and a 1% APY on all other Save Pocket balances.
- Access to credit: One accounts includes access to credit that gives you instant approval and immediate funding. The credit feature is perfect in situations if you find yourself running into unexpectedfinancial burdens.
- No interest: There is no interest on funds that are repaid within the same month that you borrow.
- No monthly maintenance fees: A benefit of using One means that there are no minimum balance requirements, no overdraft fees, and no cash advance fees.
- FDIC-insured: You can feel safer knowing that your money is secured. One is FDIC-insured for up to $250,000 per depositor through their banking provider, Coastal Community Bank.
What to Open at One Finance
Keep your eye out on these great One Finance products:
- One Finance Account: Earn a $100 bonus for opening an account.
How to Avoid One Finance Checking Account Fees
- There are no monthly fees
Savings Account Offers
- Savings: Contact CSR for more details
- Certificate of Deposit
- Standard Term CD: Contact CSR for more details
- Money Market: Contact CSR for more details
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Author’s Verdict
To summarize, One Finance has some of the best promotions, bonuses, and offers. If you are interested, be sure to apply while you still can today!
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of One Finance promotions here.
| PROMOTIONAL LINK | OFFER | REVIEW |
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| U.S. Bank Business Checking | $900 Cash | Review |
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| Chase Business Complete Checking® | $300 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
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