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The Jasper Mastercard® is a great card if you are someone with low credit score or no credit history. Most credit card companies require a high credit score with good credit history prior to applying in order to get accepted. The Jasper Mastercard doesn’t require credit history or a Social Security Number to apply.
This card even allows you to earn 1% cash back on all your purchases.
So if you need help building your credit or opening a credit card because of your low credit score, continue reading below to see how this card will benefit you!
* The Jasper Mastercard® is by WebBank. They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!
PROMOTIONAL LINK | OFFER | REVIEW |
Chase Business Complete Checking® | $300 Cash | Review |
Chase Private Client | $3,000 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
Jasper Mastercard® Summary
Bonus Available | 1% Cash Back on all puchases |
*Bonus Value | N/A |
Ongoing Rewards/Benefits | 1% Cash back on all purchases
Up to a $5,000 credit limit You don’t need a credit history to apply |
Foreign Transaction Fees | None |
Annual Fee | $0 annual fee |
* Bonus value is an estimated value calculated by BankDealGuy and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score
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PROS
- No foreign transaction fees
- Credit History not required to apply
- No annual fee
- 1% cash back on eligible purchases. Terms apply
CONS
- Cannot Balance transfer
- Will not help with credit repair
- Does not report to Experian
Editor’s Alternate Pick
The Chase Freedom Unlimited® Card offers: INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
Jasper Mastercard® Benefits
- Earn Cash Back: Earn 1% cash back on all eligible purchases, with no limit on how much cash back they can earn.
- Redeem Cash Back. Your cash back will be credited to your account and you can use it towards your statement.
Getting The Most From Your Jasper Mastercard®
- Use it responsibly to help build a credit history in the U.S., since Jasper reports to Equifax and TransUnion.
- Make your payments on time and in full to help establish a solid credit history
- Earn Special rewards for paying on time and earn 1% cash back on all purchases
- Use it when you travel because there are no foreign transaction fees.
- Do not close this card, even if you don’t use it. Keeping it open can continue to help your credit score. In addition, there is no annual fee.
Author’s Verdict
The Jasper Mastercard® was designed for people who are new to credit in the United States. This card is great because it does not require credit history to apply.
Earn rewards such as 1% cash back on all eligible purchases made with the card!
Make sure to also visit BankDealGuy to explore more credit card bonuses.If you’re indecisive of which card best suits you, see our post on the Best Credit Card Categories!
Alternative Credit Card Options
* Below are some of the top competitors to the Jasper Mastercard® to consider.
The Chase Freedom FlexSM offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
The American Express® Gold Card offers 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months. Terms apply. You'll earn: • 4X Membership Rewards Points at Restaurants, plus takeout and delivery in the U.S., • 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). • 3X Membership Rewards points on flights booked directly with airlines or on amextravel.com. $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required. This card has an annual fee of $250 with no foreign transaction fees (See Rates & Fees). Terms apply. |
The Platinum Card® from American Express offers 80,000 Membership Rewards points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. You'll earn: • 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. • 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. This card comes with an annual fee of $695 (See Rates & Fees), but you cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only. Terms Apply. Terms apply. |
PROMOTIONAL LINK | OFFER | REVIEW |
U.S. Bank Smartly® Checking | $400 Cash | Review |
Chase Private Client | $3,000 Cash | Review |
U.S. Bank Business Checking | $800 Cash | Review |
U.S. Bank Business Checking | $350 Cash | Review |
Chase Business Complete Checking® | $300 Cash | Review |
KeyBank Checking | $200 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
SoFi Checking and Savings Account | $275 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $100 Cash | Review |
Fifth Third Bank Checking | $200 Cash | Review |
Axos Bank Rewards Checking | $300 Cash | Review |
Axos Basic Business Checking | $400 Cash | Review |
Axos Business Interest Checking | $400 Cash | Review |
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