Find the latest Digital Credit Union promotions, bonuses, and offers here for Checking accounts.
Currently, they are offering a $50 referral bonus when you refer friends to open a new account and meet all the requirements.
Digital Credit Union Promotions Review
Digital Federal Credit Union, better known as DCU, is a not-for-profitx financial cooperative owned by and operated for our members. DCU was chartered in October of 1979. Since then, DCU has been chosen as the credit union for more than 700 companies and organizations. DCU serves more than 850,000 members and their families in all 50 states.
I’ll go over Digital Credit Union promotions & offers below.
Digital Credit Union $50 Referral Bonus
- What you’ll get:
- Referrer earns $50 bonus
- Referred earns $100 bonus
- Where it’s available: Nationwide (with $10 membership in Reach Out for Schools [part of application process, one time])
- Branches in MA, NH (Bank Locator)
- Credit Inquiry: Soft Pull
- Credit Card Funding: Up to $1,000
- How to earn it:
- Once they open their membership and complete one of the qualifying activities, you’ll both get paid. You’ll get $50. They’ll get $100.
- Any existing DCU Member can invite a friend or family member to join – and you can invite as many friends and family members as you’d like!
- How Does It Work?
- Login to your Digital Banking account on dcu.org (currently unavailable on the Mobile App).
- Click Member Referral under the Membership section to access your unique referral link
- Send your unique referral link (which does not change) to someone you know to apply to become a DCU Member
- Wait for them to open a qualifying account with qualifying activities
- Get paid
- Qualifying Activities:
- Once their membership is opened, which includes a Primary Savings account¹, within 90 days the new member will need to complete at least ONE of the following for bonuses to be paid:
- A DCU checking account and add qualifying direct deposit. Qualifying direct deposit is a recurring electronic credit of your payroll, retirement, social security, or other recurring monthly income in the amount of at least $500.00 per calendar month. (Social Security is exempt from the $500 per calendar month minimum).
- A DCU checking account and complete at least 5 qualifying transactions. Qualifying transactions include debit/credit card transactions, ACH transfers, Point of Sale (POS) transactions, bill pay payments, balance transfers to your DCU Visa Credit Card, and Pay a Person transactions. The 5 qualifying transactions must post and clear your DCU account within the same calendar month.
- A vehicle, RV, boat, or mobility loan (purchase or refinance)
- DCU will deposit the bonuses into the respective members’ Primary Savings Accounts within 30 days after the referred candidate completes any of the qualifying activities. To receive the bonus Memberships must be in good standing, as described in DCU’s Account Agreement for Consumers.
- Once their membership is opened, which includes a Primary Savings account¹, within 90 days the new member will need to complete at least ONE of the following for bonuses to be paid:
(No Expiration Date Listed)
Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
How to Avoid Monthly Fees
- Free Checking: None
- HSA Checking: None
- Primary Savings: None
- Advantage Savings: None
- Money Market: None
- Member Described: None
- Holiday Club Savings: None
- Free Business Checking: None
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Author’s Verdict
To summarize, Digital Credit Union has pretty standard accounts and promotions. If you are interested in this bank, check out the account options and explore which ones are best for you.
Feel free to comment below with any questions you might have of this bank. Additionally, you can find a full list of the best bank promotions here.
For more current offers, check out our bank bonuses page. Compare Digital Credit Union rates with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citibank, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.
Finally, remember to bookmark this page because you will always find an updated list of Digital Credit Union promotions here.
PROMOTIONAL LINK | OFFER | REVIEW |
Chase Private Client | $3,000 Cash | Review |
U.S. Bank Business Checking | $900 Cash | Review |
Chase Business Complete Checking® | $300 or $500 Cash | Review |
KeyBank Key Smart Checking® | $300 Cash | Review |
Truist One Checking | $400 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
SoFi Checking and Savings Account | $325 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $100 Cash | Review |
Fifth Third Bank Checking | $400 Cash | Review |
Axos Basic Business Checking | $400 Cash | Review |
Axos Business Interest Checking | $400 Cash | Review |
Axos Bank Business Premium Savings | $375 Cash | Review |
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