Available nationwide, Comenity Direct is offering industry-leading promotions, bonuses and offers.
Below is all the information you need to earn the rates when you open a new savings or CD accounts.
In addition to the current rate from Comenity Direct, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA or CIT Bank.
Comenity Direct Review
Comenity has been helping people get more for their money since we introduced our first credit card in 1986. Today, Comenity Bank and Comenity Capital Bank partner with many of the most recognized and respected retailers in the world, and more than 50 million people carry our private label, co-brand and business credit cards in their wallets.
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Here is your opportunity to earn a rate of 0.75% APY on your funds. Open a new account to start earning interest and get started today!
- Bonus Offer:
- Availability: Nationwide
- Expiration: None
- Credit Inquiry: Soft Pull or Hard Pull? Let us know!
- Credit Funding: Unknown
- Opening Deposit Requirement: $1
- Direct Deposit Requirement: No
- Monthly Service Fee: None
- Early Termination Fees: None listed
- Promo Code(s): None
Although Comenity Direct offers great promotions, their Savings and CD accounts won’t offer the best rates so be sure to take a look at our reviews for best Savings Rates as well as best CD Rates.
Continue reading to find out about Comenity Direct bonuses below.
Comenity Direct High Yield Savings
- Account Type: High Yield Savings Account
- Interest Rate: 0.75% APY
- Availability: Nationwide
- Minimum Balance: $1
- Maximum Balance: $10 Million
- Credit Inquiry: None
- Opening Deposit: $100
- Credit Card Funding: None
- Direct Deposit Requirement: None
- Monthly Fee: None
- Early Termination Fee: Unknown
(Member FDIC)
- Open a High Yield Savings account from Comenity Direct with a minimum opening deposit of $100.
- Earn 0.75% APY for balances of $1 and up to $10 million.
| Balance Requirement | APY Rate |
| $1 – $10,000,000 | 0.75% APY |
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | ? |
| Pull | ? | ? | ? | ? |
Editor’s Note: Help us with the table above in the comment section if you have experience with Comenity Direct’s ACH capabilities.
- Maintain a low balance to start off earning 0.75% APY
- Receive high earnings without paying back in monthly fees
- All deposits are Member FDIC to the maximum amount allowed by the law
Comenity Direct CD Rates
- Minimum deposit: $1,500
- Maximum deposit: $10,000,000
- Early withdrawal penalty: A penalty fee may be imposed for early withdrawal of CDs
(Member FDIC)
| Term | APY Rate | Minimum Deposit |
| 12-Month | 1.00% | $1,500 |
| 24-Month | 1.25% | $1,500 |
| 36-Month | 1.30% | $1,500 |
| 48-Month | 1.35% | $1,500 |
| 60-Month | 1.40% | $1,500 |
- No hidden fees so you save more
- Free monthly maintenance
- Free online statements
- Member FDIC
Author’s Verdict
Comenity Direct offers a decent range of rate on your funds at any amount! The account is simple to apply and a great way to earn funds on your excess cash! Additionally, you will be able to utilize a range of features and services to better your financial future.
Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates. See our favorite Bank Rates to earn high interest!
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